Two examples of VeriPlan's 10-FINANCIAL ASSETS graphic

10-FINANCIAL ASSETS: Financial Assets with Net Human Capital (real $/yr)

Below are two examples of the blue-tabbed 10-FINANCIAL ASSETS graphic, which come from VeriPlan's "Sue and Sam Saver" tutorial.

You can download a free copy of this VeriPlan tutorial file using this link:

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This 10-FINANCIAL ASSETS graphic, which VeriPlan automatically generates for every financial plan, shows Sue and Sam's projected cash, bond/fixed income, and stock/equity assets. Their net human capital is also shown to illustrate the conversion of their net earned income into financial assets through savings.

This first tutorial graphic shows Sue and Sam's projection, which uses industry average investment costs. VeriPlan automatically extracted the investment cost information that Sue and Sam provided about their portfolio on VeriPlan's yellow-tabbed assets worksheets. Sue and Sam pay investment costs that are about average for full service retail brokerage customers.




This second tutorial graphic shows Sue and Sam's revised projection with lower investment costs that they consider to be more reasonable. These lower costs are based on the reasonable investment cost assumptions that they entered into Section 4 of VeriPlan's orange-tabbed "6-COST-EFFECTIVENESS TOOL" worksheet. (All other projection assumptions and data in VeriPlan remain the same in these two scenarios. Only the level of investment costs changes.)

This second projection indicates that by reducing their investment costs Sue and Sam's financial assets could last much longer and even grow in retirement.