VeriPlan Lifetime Financial Planner — Annual Version Enhancements through 2017


VeriPlan is the Best Financial Planning Software for Individuals



2017 VeriPlan home financial planning workbook enhancements

The 2017 version:

1) Updates US Federal and 50 state + DC tax rates, limits, phaseouts, and other tax parameters using the latest information available.

2) Updates tax information related to traditional and Roth tax-advantaged IRA and employer-sponsored retirement plan contributions and withdrawals.

3) Updates user adjustable historical asset class returns, inflation, and volatility data for 1928 through end of 2016

2016 VeriPlan family financial planning software enhancements

The 2016 version:

1) Updates US Federal and 50 state + DC tax rates, limits, phaseouts, and other tax parameters using the latest information available.

2) Updates tax information related to traditional and Roth tax-advantaged IRA and employer-sponsored retirement plan contributions and withdrawals.

3) Updates user adjustable historical asset class returns, inflation, and volatility data for 1928 through end of 2015

4) Expands VeriPlan’s graphics and data output, including new graphics for:

a) Retirement income
b) Retirement shortfalls
c) Rental real estate and other properties
d) Debt principal owned

4) The 2016 version substantially enhances VeriPlan’s residence, rental real estate, other property, and debt functionality. All these new enhancements are fully integrated with all other VeriPlan income, tax, debt, cash flow, and investment functionality.

5 Personal Residences:

10 Personal Debts:

10 Rental Real Estate Properties:

10 Other Properties:

2015 VeriPlan lifelong financial planning spreadsheet enhancements

The 2015 version:

1) Enhanced automated lifetime investment cost projections for financial assets

2) Added graphic for male and female total life expectancy and remaining life expectancy given life already lived

3) Updated US Federal and 50 state + DC tax rates, limits, phaseouts, and other tax parameters using the latest information available. Updated tax information related to traditional and Roth tax-advantaged IRA and employer-sponsored retirement plan contributions and withdrawals.

4) Updated user adjustable historical asset class returns, inflation, and volatility data for 1928 through end of 2014

2014 VeriPlan financial planning worksheet enhancements

The 2014 version focused on taxation and parameter updates:

1) Updated US Federal and 50 state + DC tax rates, limits, phaseouts, and other tax parameters using the latest information available. Updated tax information related to traditional and Roth tax-advantaged IRA and employer-sponsored retirement plan contributions and withdrawals.

2) Updated user adjustable historical asset class returns, inflation, and volatility data for 1928 through end of 2013

2013 VeriPlan financial planning software enhancements

Primary enhancements and updates in the 2013 version of the VeriPlan lifetime personal finance software:

1) Enhanced tax logic for the new:

* expanded federal income tax brackets that came out of the fiscal cliff compromise
* 3.8% federal Net Investment Income Tax on higher incomes
* 20% federal long-term capital gains tax bracket
* exemption and deduction phaseouts on higher incomes

2) Updated US Federal and 50 state + DC tax rates, limits, phaseouts, and other tax parameters using the latest information available. Updated tax information related to traditional and Roth tax-advantaged IRA and employer-sponsored retirement plan contributions and withdrawals

3) Enhanced the Current Portfolio Rebalancing Tool to measure both the total and changed amounts of cash, bond, and stock assets that would be allocated across taxable accounts, traditional retirement accounts, and Roth retirement accounts. (This tool allows users to implement “asset tax location” and optimize taxation across their asset classes and account types.)

4) Updated user adjustable historical asset class returns, inflation, and volatility data for 1928 through end of 2012

5) Added patterns to colors on all graphics, improving ease-of-interpretation when reading black-and-white printouts

2012 VeriPlan home financial planning software enhancement notes

Primary enhancements and updates in the 2012 version of the VeriPlan do-it-yourself home personal finance software:

1) Streamlined and consolidated all functionality and documentation for ease-of-use while retaining all capabilities

2) Published a separate VeriPlan User Guide Manual. This user guide is the second half of the informative and completely FREE ebook entitled “Lifetime and Retirement Financial Planning and Investing, including the VeriPlan User Manual” To download your free copy of this ebook, click here to go to VeriPlan’s overview page at:

http://www.theskilledinvestor.com/VeriPlan/

Then, scroll down about half-way, until you will see in the left-hand column the clickable graphic for this free VeriPlan User Guide Manual

3) Added the Current Portfolio Rebalancing Tool to assist in allocating cash, bond, and stock assets across taxable accounts, traditional retirement accounts, and Roth retirement accounts.

4) Updated internal and user changeable historical asset class returns, inflation, and volatility data for 1928 through 2011. Provided new historical graphic and data table with these annual data series

5) Updated US Federal and 50 state + DC tax rates, limits, phaseouts, and other tax parameters using the latest year information available from tax authorities. Updated tax information related to traditional and Roth tax-advantaged IRA and employer-sponsored retirement plan contributions and withdrawals

2011 VeriPlan financial planning worksheet enhancement notes

Primary enhancements and updates in the 2011 version of the VeriPlan lifetime home personal financial planning software were:

1) Reorganized and expanded VeriPlan’s projection graphics and associated data tables to increase clarity and to expose more of VeriPlan’s internal projection information

2) Updated US Federal and 50 state + DC tax rates, limits, phaseouts, and other tax parameters using the latest year information available from these various tax authorities. Updated tax information related to traditional and Roth tax-advantaged IRA and employer-sponsored retirement plan contributions and withdrawals

3) Added “How To Use VeriPlan” worksheet to clarify methods of developing and comparing VeriPlan’s lifetime financial planning projections.

4) Improved Social Security inputs and controls for two earners who expect to qualify for separate retirement payments

5) Updated internal and user updateable historical asset class returns, inflation, and volatility data for 1928 through 2010. Provided new historical graphic and data table with these annual data series

6) Instituted spreadsheet grouping system for VeriPlan to improve ease-of-use

7) Added information about investment “asset tax location” optimization

8) Provided information about Social Security and tax-advantaged retirement plan tax optimization strategies in the period between retirement and the initiation of Required Minimum Distributions (RMDs)

9) Reviewed all 77 worksheets, graphics, and data tables for general improvements and internal/external hyperlink updating and validation

2005 through 2010 VeriPlan lifetime financial planning software enhancements

All core VeriPlan personal finance software has been robust and stable since 2006. Rather than continue a list of earlier enhancements in previous years, please refer to these two website pages for the:

VeriPlan personal finance software overview

or the free

VeriPlan User Guide

Personal Financial Planning Software for Individuals

« | PERSONAL FINANCE SOFTWARE | »


Click here to find more information about VeriPlan



 


Easily find ALL of the
lowest cost no load
mutual funds and ETFs
no load index mutual funds
Get the 2-for-1 Special
Available at these stores:

Amazon - Kindle/MOBI

Apple iBookstore - iPad/EPUB

Barnes & Noble - Nook/EPUB

Smashwords - EPUB/MOBI/PDF


Best Financial Planning Software
Get the Best
Financial Planning Software

Quickly Find the
Lowest Cost ETFs


low cost exchange traded funds book
Get the 2-for-1 Special
Kindle/MOBI from Amazon
EPUB, PDF, and other formats from Smashwords



Template by iThemes Watering can photo by Alan Cleaver from Flickr.com