Section 1 -- VeriPlan is a lifecycle projection model for 1 or 2 "earner/users" from 18 to 100 years old.

The unit of time in VeriPlan for all projections is one year. All graphics and data tables use the age 18 through age 100 range. Your particular projection graphics and data tables will begin to present data at the Initial Age for Earner/User #1 that you enter in Section 3 of the yellow-tabbed "1-YOUR AGES" worksheet.

VeriPlan develops projections for 1 or 2 "earner/users." Either person could be designated Earner/User #1. It is recommended that the major earner be designated Earner/User #1. If only one person has earned income, then this person should certainly be designated as Earner/User #1.

VeriPlan does not require either person to have any earned income. Regarding terminology, on all VeriPlan worksheets each person will be referred to an "Earner" for naming simplicity. An "Earner" does not have to be traditionally employed and receive a paycheck. One or both could live on other income or on asset-based income sources.

In Section 2 you chose whether you are developing a financial lifecycle plan for 1 or 2 earners. This is a important decision, because it also sets your income tax filing status in VeriPlan between "Single" and "Married, Filing Jointly".

In Section 3, you chose the initial planning ages for Earners #1 and #2.


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Demonstrating a comprehensive projection for a professional couple with children, the VeriPlan tutorial can help you to understand what VeriPlan can do. Use this link to download a free copy of the VeriPlan tutorial file:

Download the Free VeriPlan Tutorial Now