VeriPlan gives you significant personal insight into your most important personal finance and investment portfolio management decisions. Through comprehensive and customized lifecycle projections, VeriPlan's integrated financial calculators and investment calculators model your particular financial situation across your adult lifecycle. VeriPlan projects fully integrated scenarios about your income, expense budget, debts, investment portfolio assets, investment returns, and investment costs within the context of the U.S. federal, state, and local income taxes that apply to you.

The VeriPlan personal finance software provides seventy-three user accessible worksheets organized into groups. VeriPlan provides extensive internal and external hyper-linking to help you to get around quickly. Each of VeriPlan’s 21 automated projection graphics covers ages 18 to 100 years in yearly increments. VeriPlan also automatically provides 21 data worksheets that provide tables with all the annual data that VeriPlan uses to draw each of its 21 projection graphics.

The fully integrated VeriPlan financial calculators and investment calculators use your inputs about your financial situation and investment portfolio to develop your current projection baseline. VeriPlan is a lifecycle projection model for 1 or 2 "earner/users" from 18 to 100 years old and for their family. A projection can begin at any age from 18 to 99. Regular employment and/or self-employment income can be projected for each user. VeriPlan also projects up to 10 separate pensions and annuities. VeriPlan automatically projects the pay-off of up to 25 current debts, and you can plan for the accelerated repayment of any or all debts.

For each of your current investment portfolio asset holdings, VeriPlan collects information about your share ownership amounts, values per share, investment costs, account taxability, and expected taxable capital gains distributions. VeriPlan automatically projects your net annual holdings by financial asset class, including new investments from future positive net investment returns, rebalancing to maintain your asset allocation strategy, and investment withdrawals to meet future expense budget requirements. Investment portfolio values are automatically projected net of personal living expenses, debt repayments, ordinary income taxes, capital gains taxes, and investment costs throughout your full lifecycle.

The VeriPlan financial calculators automatically project your lifecycle tax obligations in eight different tax categories. The VeriPlan financial software automatically projects your financial plan using the particular federal income tax rates, state income tax rates, and local income tax rates that currently apply to you. It also projects your income tax exemptions, tax adjustments, and tax deductions plus your property taxes and other taxes. To prevent obsolescence, VeriPlan allows you to change the tax rates and limits that it uses, in case tax laws change in the future.

VeriPlan provides these 10 highly automated personal financial calculators and investment calculators including: 1) Asset Allocation Calculator, 2) Investment Cost-Effectiveness Calculator, 3) Expense and Savings Calculator, 4) Future Debt Calculator, 5) Historical Investment Returns Calculator, 6) Home Purchase Calculator, 7) Investment Portfolio Risk Calculator, 8) Portfolio Safety Calculator, 9) Retirement Calculator, and 10) Tax-Advantaged Retirement Planning Calculator.

All of VeriPlan's worksheets provide extensive and readily available documentation. A separate manual about VeriPlan's financial calculators and investment calculators is not necessary. VeriPlan also includes a ‘Viewpoints’ worksheet, which summarizes the financial planning, retirement planning, and investment asset management viewpoints that guided the design and development of the VeriPlan financial software. For other financial planning materials that are not directly related to usability, VeriPlan provides hyperlinks to articles on The Skilled Investor website and to certain personal finance materials elsewhere on the Internet. The VeriPlan CD also provides a well-documented tutorial and a live version of this tutorial that you can change, as you learn about VeriPlan.