This free two year family expense tracking and expense budgeting worksheet allows you to track expenses, budget, and evaluate budgetary variances. After downloading, read the usage notes at the bottom of the spreadsheet. You are allowed to unlock and customize this spreadsheet.

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This download file contains the two-page document, 'VeriPlan's 10 Personal Financial Decision Tools,' in Adobe Acrobat (.pdf) format. This document provides a summary of VeriPlan's rich set of tools to help you do personal financial planning.

The current release of VeriPlan provides recent state personal income tax rate tables for the fifty United States and the District of Columbia. So that VeriPlan will remain a useful personal financial decision support tool to you across the years, VeriPlan is designed to prevent obsolescence. If you wish, you can update the particular personal state income tax rates that you are using in VeriPlan to reflect more current state income tax rate information.

From time to time, we update our collection of U.S. state income tax rates for our new releases. At that time, we also publish on The Skilled Investor website an Excel spreadsheet with the same state income tax rates that are supplied with the latest version of VeriPlan.

While we try to make a reasonable effort to ensure that we have the most current and accurate state income tax rate schedules, we do not guarantee that these tax rates are either up-to-date or accurate. If you find a problem with any of the state personal income tax rates published in this file, please alert us to the problem by using the comment mechanism provided below. If you have an on-line source that you want to refer us to, please supply it, as well. You need to register with The Skilled Investor website to make any comments about its published materials.

This download file contains the eight-page 'VeriPlan Product Overview' in Adobe Acrobat (.pdf) format. It provides a more detailed overview of VeriPlan's rich set of personal financial planning capabilities.

This download file contains the two-page 'Executive Summary of VeriPlan' in Adobe Acrobat (.pdf) format. This document provides an executive summary of VeriPlan's rich set of personal financial planning capabilities.