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Articles this Week from Personal Finance Blogs

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Articles this Week from Personal Finance Blogs

Carnival of Financial Planning – Edition #242 – June 22, 2012

Welcome to the June 22, 2012 Edition #242 of the Carnival of Financial Planning.

This edition is arranged by subject heading, so that you can browse efficiently.


The Skilled Investor, Editor

Budgeting and Economics

Forest Parks presents You may eat in bulk if you buy in bulk! posted at Frugal Zeitgeist, saying, “Buying in bulk is a smart move but can lead to problems of overeating as you’ll have much more than you need to hand!

Dave presents Do Group Dynamics Influence How You Spend Your Money? posted at Financial Conflict Coach, saying, “As social creatures, we’re drawn to groups. In these groups, each of us assumes a specific role. These roles may have an effect on the way you spend or save money.

PITR presents 3 Lessons to Boost Your Positional Leadership posted at Passive Income To Retire, saying, “Most people need to begin a career at the bottom of the totem pole, then work their way over the years to a more prominent position in the company.

Dan presents Wall Street Markets posted at Wall Street Stocks , saying, ” From the days when front-running involved actual running to the Victorian Internet era brought on by telegraphy, we can learn a great deal from looking back at a simpler era.”

Ashley presents Summer Plans posted at Money Talks Coaching, saying, “My kids are on summer break. Usually I talk about it quite a bit leading up to the last few days of school. I didn’t this year.

Financial Planning

Eddie presents Financial Infidelity – A Growing Concern On The Rise posted at Finance Fox, saying, ” Nearly 60 percent of women, and 50 percent of men admit to some form of financial infidelity.

Tushar presents What Are Some Company Names and Stock Symbols? posted at Start Investing Money, saying, “Company names and stock symbols are commonly confused. Read these examples of confusion!

Suba presents Professional Profiles: Sarah, the International Grad Student posted at Broke Professionals, saying, “My best friend earned admission to graduate school across the pond. Turns out, she’s not the only American flocking to Britain for business school.

PFP presents Tax Management posted at Pasadena Financial Advisor , saying, ” You should also consider how to locate your investment asset allocation with respect to more optimal taxation.”

Aloysa presents How to Negotiate A Raise From an Insider’s Point of View posted at My Broken Coin, saying, “I have to admit that supervising people can be a very rewarding experience. It also can be frustrating, sometimes even maddening. People come to me with different set of problems. Some like to complain about others. Some like to ask for advice or direction they need to take with a project.

Invest It Wisely presents Living to 100 and Beyond: Building Your Portfolio posted at Invest It Wisely, saying, “This is the third in a series of articles on living to 100 and beyond. In this article, I discuss the investment vehicles needed after retirement!

Johnny presents Investment education posted at Personal Finance and Planning , saying, ” 99+% of the financial information that is easily available through the media and the Internet is: self-interested and biased, superficial and non-implementable, historical in nature or just current noise reporting without any actionable utility, and/or poorly researched, just plain wrong or unmitigated rubbish.”

MR presents Striving for Income Diversification posted at Money Reasons, saying, “Why have one income stream when you can have many? This is my attempt at creating multiple income streams.

Amanda L Grossman presents We Were Swindled, in Our Own Home posted at Frugal Confessions, saying, “We were so swindled and managed over the last 45 minutes that we literally escaped to the top of our two-story home and shut the door to my office to regroup. I am not even close to exaggerating.

Jacob @ My Personal Finance Journey presents How To Improve Your Credit Score posted at My Personal Finance Journey, saying, “Are you currently struggling with a poor credit score? This post describes a few ways to help get your financial planning back on track and raise this critical figure.

CCS presents For the Best Credit Cards, You Need Good Credit posted at Credit Card Smarts, saying, “Credit cards have some great offers and perks available. But the only way you get the best credit cards is when you have good credit.

Jill presents Are You Aware of Your Joint Financial Destiny? posted at My Dollar Plan, saying, “Do you have a sound strategy for making sure you know what’s going on when it comes to your joint finances?

Katie presents Save money and hassle struggling with small business finance posted at The Discount Coder Blog, saying, “If you run a small business, you’ll know how busy things can get. And how easy it is to let the administration side of things slide. This helpful article details how to stay on top of your business accounts and other vital business finances.

Wally presents Best Fixed Income Fund posted at Bond and Fixed Income Funds, saying, “Even professional bond market money managers do not beat the bond market.”

Teacher Man presents Using Debt and Failure As Motivation posted at Young And Thrifty, saying, ” It’s all fine and well to be motivated by altruistic means, but I would argue that the top performers in most fields are fuelled by something other than the prize at the end of a rainbow.

Jeremy presents Leaving Your Heart Out Of Financial Decisions posted at Modest Money, saying, “Have you ever wondered why we sometimes rush into some financial decisions without properly thinking things through? Maybe we have weak willpower, but the reality of the situation is that we are letting our hearts impair our judgement.


Daniel presents Would You Rather Have One-Time or Passive Income? posted at Sweating the Big Stuff, saying, ” I think personal finance bloggers have an unhealthy obsession with creating passive income. It sounds great, but they’re giving up lots of money!

Savvy Scot presents Making Fast Cash from the Olympics posted at The Savvy Scot, saying, “It is amazing how people are making fast cash from the olympics – from selling olympic torches to the olympic flame itself! Landlords are even evicting tenants to increase rental revenues.. read all about it!

Philip presents Should You Tell Your Boss That You Are Looking for a New Job? posted at PT Money Personal Finance, saying, “Discusses the perspective of the employer if you choose to tell them you are looking for another job. Also, I share my personal experience of what happened when I shared my plans with my employer.

Insurance and Risk

PPlan presents No Medical Exam Life Insurance posted at Provident Plan, saying, “Many insurance companies require that applicants for life insurance undergo a medical examination before they will issue a policy.

John presents Big Banks in Hot Water Over Payment Protection Scams posted at Card Hub, saying, “Overpayment for overpayment protection? Who’d-a-thunk? Are banks that desperate to re-gain lost revenue? It certainly looks that way. Don’t waste your money on “insurance you probably don’t need.

Lawrence presents ID theft protection posted at Best Financial Planner, saying, “As a threat to your financial security, you should take the potential for identity theft very seriously. Identity theft sometimes entails a loss of your money, but whether or not you lose money, it can take a very large amount of your time to rectify.”

Glen Craig presents What Insurance Policies Does Your Family Need? posted at Free From Broke , saying, “There are certain core insurance policies you need for your family as well as few few optional ones that can be helpful. See what they are and why you need them.


Dividend Growth Investor presents My dividend crossover point posted at Dividend Growth Investor, saying, “The dividend crossover point, is the point where your dividend income meets or exceeds your expenses. For many dividend investors, this is the point synonymous with financial independence. After all, after years of sacrifice, wise investment and sticking to a plan, investors would finally be free from a nine to five job.

TSI presents Morningstar Ratings posted at The Skilled Investor , saying, ” Individual investors and their advisors appear to make investment decisions that are heavily influenced by the Morningstar Rating system. Because the stars are very widely used and often misunderstood, these are articles to help investors make more rational decisions about the stars.”

Pierre presents How Much Of Good Investing (and everything else) Is Caused By Luck? posted at Intelligent Speculator, saying, “We look at the role of luck in making wise investments.

Div Guy presents Covered Call ETF Vs Pure Dividend Stocks posted at The Dividend Guy Blog, saying, “Which investment strategy will you choose?

Kelly presents Investment risk tolerance posted at Investment Risk, saying, ” Individual investors with different levels of investment risk tolerance for financial risks tend to be more satisfied with risk management strategies, which are better aligned with their financial risk and return profile.”

Green Panda presents Do You Love Taking Risk (on your investments)? posted at Green Panda Treehouse, saying, “Are you taking risks with your money?

Mike presents What Would I Do if I Were Ottawa Guy – A Real Case Study posted at The Financial Blogger, saying, “Helping a reader invest their money

Pinter presents No Load Bonds posted at Cheap Bond Funds, saying, “Investment research overwhelmingly shows that lower cost fixed income funds tend to yield higher bond investing returns.”

FMF presents The Portrait of the Perfect Investor posted at Free Money Finance, saying, “Drive. Passion. Process. Equanimity. Discipline. Humility. These are the commonalities between all those profiled in this book and the qualities that make for a great and legendary investor.

Managing Debt

Kevin presents I Paid Off $33,850 in Student Loans in 4 Years posted at Thousandaire, saying, “I graduated from college four years ago with almost $34,000 in student loan debt. I paid off the last dollar and now I’m saving for a house.

Corey presents 7 Ways To Pay Off Your Student Loans Quickly posted at 20s Finances, saying, “I am an advocate of paying off your student loans quickly. With the average graduates student loan bill coming in around $24,000 many feel overwhelmed with the standard 10 year repayment plan. This post is designed to show you ways how you can make a big dent in your student loan balance and get rid of the debt quickly.

Passive Income Earner presents How To Know If You Have A Debt Problem? posted at The Passive Income Earner, saying, “Many people make far more money than they really need to live. However, somewhere between lifestyle inflation and the requirement to make large minimum payments on debt balances each month, many who earn a sizable income are struggling to make ends meet and are living paycheck to paycheck. Debt is an issue that those in all income brackets must contend with.

Real Estate

TB presents Sheriffs Kick Down Doors in the Real World | Blue Collar Workman posted at Blue Collar Workman, saying, “This is a prime example of what happens when a family practices poor financial planning and does not work to reduce debt…. foreclosure.”


Theresa Torres presents Roth vs Traditional IRAs Which Is Best For A Family On A Budget? posted at Pennysaverblog.com, saying, “Deciding which is best for your family will depend on a lot of things, that’s why it’s important to have a basic understanding first of the difference between Traditional and Roth IRA and go from there.”

J.P. presents How to Get Your Social Security Statement Online posted at Novel Investor, saying, ” A step by step guide on how to create a My Social Security account and access your Social Security statement online.


Ross Garner presents +1 Vote Up Vote Down Get Ready for More Virtual Visits to the Doctor posted at Wallet Hub Blog, saying, “Get ready to add your doctor to your list of Skype contacts because “telemedicine is gaining steam! Check out how new technology will change the practice of medicine (and save you money).

Carrie Smith presents How to Save Money on Your Daily Cup of Coffee posted at ReadyForZero Blog, saying, “With more than 50% of the population in America drinking a cup every day, the coffee business is booming. And at $3-5 (or more) per cup, that can add up to a lot of money for a morning cup of joe. If you just can’t live without that morning cup, check out these simple ways to save money it.


101 Centavos presents What You Know Ain’t So posted at 101 Centavos, saying, “Or rather, what you know may not necessarily be so. Conventional wisdom has a conventional way of being frequently turned on its head. Myths get bust…

That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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Personal Financial Planning

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