Best Personal Financial Planning and Personal Investment Articles this Week from Personal Finance Blogs
Carnival of Financial Planning – Edition #253 – September 7, 2012
Welcome to the September 7, 2012 Edition #253 of the Carnival of Financial Planning.
The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.
This edition is arranged by subject heading, so that you can browse efficiently.
Enjoy!
The Skilled Investor, Editor
Budgeting and Economics
Liana presents Could Merchants Charge You More for Paying with a Credit Card? posted at Card Hub, saying, “After the recent swipe fee settlement from Visa and MasterCard, merchants have gained the ability to assess surcharges to customers. The question is, will they take that opportunity or not?
Hank presents Are You Ready to Invest in a Rental Property? posted at Money Q&A, saying, “Invest in a rental property can be an excellent investment, you need to make sure that you enter into it with both eyes open and a clear idea of what could go wrong.
Sustainable PF presents How Telecommuting Can Save You Money and Help the Environment posted at Sustainable Personal Finance, saying, “Today’s technology makes telecommuting much easier than it was in yesteryear. Companies recognize work life balance and a growing need to remove cars from the road.
Janet presents Expense budgets posted at Independent Financial Planner , saying, ” People do not track their living expenses and understand their consumption.”
Invest It Wisely presents 5 Ways to Keep Expenses Low as an Entrepreneur posted at Invest It Wisely, saying, “Read 5 Ways to Keep Expenses Low as an Entrepreneur
Financial Planning
Sean presents The Automatic Millionaire Book Review posted at One Smart Dollar, saying, “One of the most popular personal finance books is The Automatic Millionaire by David Bach. Here is my review on how this book can help you.
Charles presents How to Manage Your Financial Records posted at Wallet Hub, saying, “We’ve all heard the phrase “Get your financial house in order. Well, it might be a good idea to start with cleaning up your documents. This minor physical action will make a huge difference in handling the intangible details of financial management.
Amanda L Grossman presents Financially Limiting Your Partner posted at Frugal Confessions, saying, “This is a difficult topic to cover. Ive hesitated each time I have attempted to write this article over the last six months. Read why you may have to limit your partner!
Corey presents The US Middle Class is Losing the Labor Competition with the Middle Class of the World posted at Steadfast Finances, saying, “Find out how the US middle class is failing in comparison to the rest of the world.
DL presents Global Financial Markets posted at Nerds on Wall Street , saying, “Stock markets are almost perfectly transparent, with full information available to all, and the best electronic clearing and settlement in history.”
Ryan presents An Introduction to Critical Illness Cover posted at Early Retirement Investments, saying, “Not familiar with Critical Illness Cover? Then read about this topic to find out!
Aloysa presents Work. Life. Balance. Hell. posted at My Broken Coin, saying, “Life is a juggle lately, read how everything is happening all at once to me!
Pinter presents No Load Bond Funds posted at Cheap Bond Funds, saying, “Lower cost fixed income funds tend to yield higher bond investing returns.”.
PPlan presents Starting a Budget posted at Provident Plan, saying, “Budgeting is an important financial tool to accomplish what you want. Start prioritizing your spending and save up for what you really want to do, like travel.
Ashley presents 11 Things You Should Do With Your Money posted at Money Talks Coaching, saying, “Ever think What should I do with my money? No? Is it more like Where did all my money go? Either way here is a list of 11 things you should do with
Income
Don presents The Rich Are Getting Richer posted at MoneySmartGuides, saying, “A recent study found that The Rich the top 10 Percent incomes increased their income by one-third from 1985 through 2010. The speed at which incomes increased for those earning more increased at a faster pace over the same time period.
Insurance and Risk
Maria presents Four reasons for not automating our car and home insurance posted at The Money Principle, saying, “Automating bills is a great time saver but it can also make us neglect information. Here are four reasons not to automate car and home insurance.
Investing
J.P. presents How To Invest In Your 20s posted at Novel Investor, saying, “Learning how to invest isn’t complicated. There are no hidden secrets to investing success. It’s just a common sense guide to good financial habits.
Ken Faulkenberry presents Increasing Portfolio Value: Five Most Important Factors posted at AAAMP Blog, saying, “As investors we all have the common goal of increasing our portfolio value. But how often do we really consider the factors that determine portfolio values. Here are five factors that affect the value of your portfolio more than any other components.
TSI presents Morningstar Star Ratings posted at The Skilled Investor , saying, “Because the stars are very widely used and often misunderstood, these are articles to help investors make more rational decisions about the stars.”
Kanwal presents When It Comes to Investing, Should You Ignore the Media? posted at Simply Investing, saying, “Should you ignore the media? By media I mean television, radio, magazines, newspapers and internet news, and financial analysts. When it comes to investing your hard earned money, the answer is yes! If you want to invest successfully you need to learn to ignore the media, there is just too much noise out there.
Kelly presents Personal risk tolerance posted at Investment Risk, saying, ” Individual investors with different risk tolerance fare more satisfied with strategies aligned with their risk and return profile.”
TRL presents Biggest Mistake in Real Estate Investing posted at The Retired Landlord, saying, “Do you want to avoid the most common mistake in real estate investing? Find out what it is so you can stay clear.
Managing Debt
Wayne presents Credit Cards – How and WHY You should Use Them posted at Young Family Finance, saying, “Find out why you should use credit cards and why you could be hurting your finances if you are avoiding them to control spending.
Daniel presents What’s The Difference Between an Authorized User and a Joint Account Holder? posted at Sweating the Big Stuff, saying, “After Lauren and I joined our finances, next up were the credit cards. Did we want to add her as an authorized user or as a joint account holder?
Real Estate
Jen presents Buying Our First House: Other Costs posted at Master the Art of Saving, saying, “The house is pretty much move-in ready, but we need to get a couple of pieces of drywall for the garage, get a new cellphone, plumb the kitchen for an ice.
Retirement
Michael Kitces presents Are Baby Boomers Actually Right Where They Should Be For Retirement Savings? posted at Nerd’s Eye View, saying, “Are baby boomers really behind on retirement savings? Or is the reality that it’s natural for retirement savings to be loaded heavily into the final working years, as income peaks and expenses decline when children leave the home? Is it possible that baby boomers are actually right where they should be in preparing for retirement?
Jason presents Why Are Credit Cards Bad? posted at Work Save Live, saying, “Are Credit Cards Bad? For years of my life I swallowed that large Dave Ramsey pill. Im not going to lie, I learned how to budget, build up an emergency fund, started saving for retirement, and we began slowly working our way out of debt.
Savings
Paul Vachon presents Frugal Living Made Easy posted at The Frugal Toad, saying, “Frugal living is all about making informed and deliberate choices in how to spend money. In other words, frugality allows me to get more value for my hard earned dollar and who wouldn’t want that?
TSI presents Work and wealth posted at The Skilled Investor, saying, ” How much you earn, spend, budget, and save are by far the most dominant determinants of your long-term financial well-being. Self-control in your financial decision-making regarding budgeting and consumption is far more important than clever investing.”
Taxes
FMF presents Smart Tax Planning for the Gap Years posted at Free Money Finance, saying, “Tax planning is a critical part of comprehensive wealth management. A dollar saved on taxes is worth more than a dollar earned. When you earn a dollar, the government taxes you, taking a portion of your earnings. But if you can choose when and how much you want to pay in taxes, you can apportion your tax burden as beneficially as possible.
That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.
Technorati tags: carnival of financial planning, blog carnival.
Tags: managing personal debt
Thanks a lot for including me this week.
Thank you for hosting and including my post.
[...] Carnival of Financial Planning [...]
[...] Carnival of Financial Planning – The Skilled Investor [...]
[...] Young And ThriftyBest Personal Financial Planning Articles this Week from Personal Finance Blogs | Personal Investment Management and Financial PlanningLifestyle Carnival – “I Hosted the Carnival and All I Got Was This Tee-Shirt” edition [...]