Carnival of Financial Planning - April 13 2008 Edition

Welcome to the April 13, 2008 edition of the Carnival of Financial Planning.

The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.

This edition is arranged by subject heading, so that you can browse efficiently.

Enjoy!

The Skilled Investor

Budgeting

Heather Allen presents Frugality Sucks posted at The DebtFree Playbook Blog, saying, “A look at how over zealous budgeting isn’t always a positive thing.”

FMF presents Do You Buy Things and Never Use Them? posted at Free Money Finance, saying, “Buying things you never use is not a great financial move.”

Marc and Angel Hack Life presents 11 Practical Ways to Spend Your Money posted at Marc and Angel, saying, “Here are 11 practical ways to spend your money on something useful.”

Economics

Sagar presents Are Bernanke?s Hands Tied? 8 Reasons the US May Be in Worse Trouble Than You Think posted at Currency Trading.net.

Larry Russell presents Objective Personal Finance Answers Are Hard to Find posted at THE SKILLED INVESTOR Blog

Estate Planning

Raag Vamdatt presents When you aren’t around - Succession Planning - Will and Nomination :: RaagVamdatt.com :: Financial Planning demystified posted at RaagVamdatt.com - Financial Planning demystified.

Financial Planning

Jose DeJesus MD presents Business Loans - How to Get Funding for Your Business posted at Physician Entrepreneur.

Mark Runta presents It Is Still Your Money! posted at Smart Investing & Money Management, saying, “Understanding the role of a financial advisor is important for managing your money.”

David B. Bohl presents 5 Ways to Reduce Tax Stress Next Year posted at Slow Down Fast Today!, saying, “It’s April and that groaning sound you’re hearing is the collective teeth-gnashing and hair-pulling of families all across America facing what is very likely the most stressful time of the year (outside of Christmas, perhaps) - tax time.”

Ginger presents Emergency Funds vs. Savings Accounts: Navigating the Grey Area posted at Girls Just Wanna Have Funds, saying, “Chances are, you know about emergency funds and savings accounts. But do you know the differences between the two and when to use them?”

Richard M. Rothschild presents Bond Market Index Funds posted at Bond Market Index Funds.

Barb A. Ryan presents Your Family Financial Planning posted at Pasadena Financial Planner.

Financing a Home

Colin Robertson presents Private Mortgage Insurance vs. Combo Loans posted at Mortgage Tips and Credit Help.

Financing Education

Barb A. Ryan presents 1 - Your Personal Financial Planning Skills posted at Pasadena Financial Planner.

Alex M presents Find Out How To Pay Off High Student Loans posted at Personal finance strategy.

Anco presents Avoid Debt Like A Plague posted at Tipskey - Unlock Practicality, saying, “Debt is a current outbreak that can surely affect our health by giving us mental pressure. We should by all means avoid it like a plague.”

Jeet presents Tips For Smart Use Of Your Credit Card posted at Success Blog, saying, “Using credit responsively is both important for saving money and for your happiness. Check a few which can help you in this regard.”

Income

George L Smyth presents One Minute How-To - How To Deal With Losing Your Job posted at George L Smyth, saying, “Anthony Elmore explains the steps you should take after losing your job.”

Mark Butler presents 3 Powerful Reasons to Earn an Extra $16.67 per Day posted at The Butler Project, saying, “We should never underestimate what a relatively small supplemental income can do for our long term financial goals of being debt free and comfortably retired! This article walks through the benefits of earning just $500 extra per month, which is about $16.67 per day.”

Enoch Ko presents Maximizing income posted at The Wealth Accumulator, saying, “Tips on maximizing your career income, building and transforming your business income, and growing your passive income.”

Investing

David Carter presents Why I Invested in Gold posted at David Makes Cents.com, saying, “This post describes my strategies to buying gold in a stagnant economy.”

Maria Palma presents Women and Investing: Advice From Kim Kiyosaki posted at Fully Stocked, saying, “When it comes to investing, women take a different approach. Learn about my own investing philosophy.”

Frank Vertin presents Top 10 S and P 500 Index Funds posted at NO LOAD INDEX FUND.

Bob McDonald presents An Alternative Investment You Should Know About posted at The Platinum Years Network, saying, “In as turbulent market, it helps to know about investments that are either not linked to, or move in an opposite direction of the traditional market indexes. This two part series covers closed end funds and baskets that move with certain commodities and currencies, or in opposite direction of traditional stock indexes.”

Ricky Chea presents Invest For Financial Freedom: Financial Terms and Thoughts posted at Invest For Financial Freedom, saying, “My thoughts about Financial Freedom, Investment, Trading”

Kris presents How much Employee Stock is too much? posted at The Financial Engineer.

The Dividend Guy presents Enhancing My Asset Allocation posted at The Dividend Guy Blog, saying, “I have re-examined my personal asset allocation and have made some recent changes to provide more diversification and risk management.”

FIRE Getters presents Simple Strategies to Inflation Proof a Portfolio! posted at FIRE Finance.

nickel presents Investment Insights: Timing the Stock Market posted at fivecentnickel.com.

Shamelle presents Enhance Life: 6 Investment Misconceptions That Stop You From Becoming A Millionaire|Personal development posted at Enhance Life, saying, “……. He used the word investment. To me, it sounded like something only the rich do or something that only a skilled professional can do. My friend patiently explained to me in layman terms that, I need to make my money make more money for me. Now that got me interested. Here I was working 60 hours a week and I was dreaming how nice it would be to double my salary without actually working for it!”

Richard M. Rothschild presents The Best Mutual Funds Have NO Sales Loads and NO 12b-1 Fees posted at Best No Load Funds.

Frank Vertin presents Buy an S&P 500 Index Fund with Low Costs posted at NO LOAD INDEX FUND.

Larry Russell presents 7 Ways to Pick the Best Noload Mutual Funds and ETFs posted at Best No Load Funds.

Managing Debt

Jessica Donnovan presents Turning Debt into Wealth - One of Life’s Great Challenges posted at Sensible Self-Improvement, saying, “The first thing you need to get started, is to forget all of the over hyped affiliate garbage that you have read on the internet. Programs that claim to offer a package that will turn around your debt in 48 hours for only $119, are the kind of slime that I am talking about.”

Jeremy Zongker presents Are Low Interest Credit Cards Really a Good Deal? posted at Creditor Web.

Retirement Planning

William George presents Pension Transfers - 10 Key Points To Consider posted at Scottish pension adviser Dunfermline Fife Scotland, saying, “A good in depth assessment about pension transfers in UK. No wonder the UK “has the most complex system in the world” according to the Pension Commission 2004 but this four page article really helps clarify things in a difficult area.”

Risk Management and Insurance

Vera Lang presents How to Get Cheap Truck Insurance posted at Be Safe Insure .com, saying, “Trucks are great for hauling stuff but aren’t so great for insurance because it generally costs more to insure trucks than cars. Why does truck insurance cost more, and how can you find cheap truck insurance?”

Savings

Wenchypoo presents This Just In: 7 Money Rules You Can Ignore posted at Wisdom From Wenchypoo’s Mental Wastebasket, saying, “So much for conventional wisdom, huh?”

Jose DeJesus MD presents Lowering Prescription Drug Costs posted at Physician Entrepreneur.

Taxes

mmhabits presents Did You Get Your Tax Return? 5 Common Tax Mistakes posted at Millionaire Money Habits, saying, “These 5 common tax filing errors can cost you money or raise red flags for an audit. If you haven’t filed your taxes yet this year, this quick checklist will help you make sure you don’t make the typical mistakes.”

Kurt Brouwer presents Largest Tax Increase Since World War II posted at Fundmastery Blog, saying, “Is the largest tax increase since World War II coming?”

Praveen presents The IRS Are Humans, Too… posted at My Simple Trading System.

Miscellaneous

Joshua C. Karlin presents How to Ask For A Major Gift posted at Marketing & Fundraising Ideas.

Marcus Hochstadt presents Why Your Belief System Determines Your Success posted at Marcus Hochstadt.

Edith presents Are You Backable? posted at Edith Yeung.Com: Dream. Think. Act..

gianluca carrera presents Quicken on steroids posted at Think-Through.

Lin Burress presents How To Stop Enabling: When Our Grown Children Disappoint Us posted at Telling It Like It Is.

That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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