Welcome to the April 26, 2008 edition of the Carnival of Financial Planning.
The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.
This edition is arranged by subject heading, so that you can browse efficiently.
Enjoy!
The Skilled Investor
Budgeting
Mark Butler presents How Much Car Will You Buy? posted at The Butler Project, saying, “A car payment is often one of a family’s biggest monthly expenses. This article takes a careful look at all the factors that should go into making this major purpose. Since a car isn’t an investment, we look carefully at how to get a functional car without breaking your bank.”
Leaving The Folks presents Creating a Budget posted at Real World Advice, saying, “Setting a budget can go a long way to helping you save money and cut down on debt.”
Thursday Bram presents Pricing Eggs, and New Egg Products posted at Wise Bread, saying, “Budgeting is getting harder as the cost of eggs (and every other type of food) is rapidly rising. There’s only so much frugality you can apply to your budget — at some point you have to start cutting back on other expenses.”
Economics
Larry Russell presents Objective Personal Finance Answers Are Hard to Find posted at THE SKILLED INVESTOR Blog
Financial Planning
Joe Manausa presents Florida College Enrollment – Does ?Prepaid? Matter? posted at Tallahassee Real Estate Blog, saying, “Reviewing Admissions with Florida’s public universities. Apparently, having a 4.0 GPA is not enough. Bear in mind, I was accepted to West Point in the mid-1980’s with a GPA in the low 3.’s, so I’m wondering why our state is so broken it cannot create opportunity for kids who have obviously demonstrated that they want to learn at a higher level.”
presents Brighter Sides & Greener Grass posted at HelpMyCashGrow.com.
Linda W. presents How To Talk About Money With Your Partner posted at The Eclectic Female, saying, “Financial issues often cause stress in relationships. Knowing how to discuss money matters is key to a healthy relationship.”
Ben Dinsmore presents Advice for the College Graduate: Class of 2008 Edition posted at Trees Full of Money, saying, “I’ve made many financial decisions since graduating from college and entering the “real world”. I wanted to share both the good and bad with my readers in hopes that my experiences may help them.”
Christopher Johnson presents The Value Of Money posted at christopheraaronjohnson.net.
Ken Clark, CFP presents Choosing the Right Section 529 College Account for Your Unique Situation posted at Saving for College – About.com.
Brice Hogan presents How to Become A One Income Family posted at Financialzip.com, saying, “Steps that you can take to become a one income family.”
Richard M. Rothschild presents Bond Market Index Funds posted at Bond Market Index Funds.
Barb A. Ryan presents Your Family Financial Planning posted at Pasadena Financial Planner.
Financing a Home
Christopher Johnson presents Biweekly Mortgage Payments posted at christopheraaronjohnson.net.
Steve_Leung presents The Beautifully Staged Home: Nicely Remodeled or Cheaply Flipped posted at Silicon Valley Real Estate Blog, saying, “The most important part of financing a home is determining how much to pay for the home itself. Flippers often use staging as a marketing tactic to mask a home’s deficiencies and get people to pay more, so it’s important to be able to “look through” the makeup and see a home for what it really is. This article shows you how.”
Financing Education
Ted Reimers presents Online MBA Programs posted at CampusGrotto, saying, “Things to consider when going for an MBA degree online.”
Barb A. Ryan presents Your Personal Financial Planning Skills posted at Pasadena Financial Planner.
Income
mmhabits presents How Can Kids Make Money When They’re Young posted at Millionaire Money Habits, saying, “Want to get your kids to develop a good work habit and teach them the value of money? Here are some ways to get them to use their imagination, leveraging your strengths, and providing something of value.”
Warren Wong presents Why Being Generous Makes You Wealthy posted at Personal Development for INTJs, saying, “An astounding discovery of how generosity brings you more wealth.”
Investing
Steve Faber presents - What Are Mutual Funds? posted at DebtBlog.
The Dividend Guy presents Spending Trumps Asset Allocation posted at The Dividend Guy Blog, saying, “It doesn’t matter how well your portfolio performs, if you spend too much it will not be able to outlast you.”
The Shark Investor presents Passive Investing vs. Growing Assets posted at The Shark Investor, saying, “Building your own assets can perform much better than just investing in ready assets”
Phil B. presents No Long-Term Planning is Stupid << Phil for Humanity posted at Phil for Humanity, saying, “In my humble opinion, far too many people are choosing short-term satisfaction over long-term planning.”
Sally Thompson presents Recession Proof Your Portfolio: 50 Best Blogs for Free Investment Advice posted at Currency Trading.net.
Investing Angel presents Studying The Stock Market Trends During Recession » Free Stock Market Investing Tips posted at Stock Tips.
Frank Vertin presents Top 10 S and P 500 Index Funds posted at NO LOAD INDEX FUND.
Richard M. Rothschild presents The Best Mutual Funds Have NO Sales Loads and NO 12b-1 Fees posted at Best No Load Funds.
Frank Vertin presents Buy an S&P 500 Index Fund with Low Costs posted at NO LOAD INDEX FUND.
Larry Russell presents 7 Ways to Pick the Best Noload Mutual Funds and ETFs posted at Best No Load Funds.
Managing Debt
Mike Leonard presents Debt management plans – can someone please explain? posted at Until Debt Do Us Part, saying, “I’ve been hearing a lot of about debt management plans lately and how they are touted as a cure for the ills of people in debt. Taken at face value the debt management services on offer sound great – take all your loans, credit cards, overdrafts and store cards and turn them into one easy to afford single monthly payment. Wow this sounds great – that is until you dig a little deeper.”
Amy Hobbs presents The Fools Help Me Get Out of Debt posted at My Daily Dollars, saying, “With this post, I give advice on that essential first step to debt reduction.”
Jeremy Zongker presents Understanding Frozen Credit posted at Creditor Web.
Retirement Planning
presents Retirement is not for everyone posted at HelpMyCashGrow.com.
Jacob presents The major risks of buy and hold index investing posted at Early Retirement Extreme, saying, “A discussion of the problem with blindly dollar cost averaging into indexes regardless of market conditions — in particular the connection to demographics.”
Risk Management and Insurance
FMF presents The Basics of Umbrella Insurance posted at Free Money Finance, saying, “The skinny on umbrella insurance.”
KCLau presents Insurance Planning Guide for Malaysians [Review] posted at KCLau’s Money Tips, saying, “A review of Insurance planning guide for Malaysians. This book was written to make you more aware of life insurance protection. Hopefully it will prevent you from suffering and regretting over buying insurance for the wrong reasons”
Savings
Silicon Valley Blogger presents Save Money With Unusual Savings Devices: An Illustrated Guide To Cool Piggy Banks posted at The Digerati Life, saying, “Thank you!”
nickel presents Building an Emergency Fund posted at fivecentnickel.com.
Taxes
FIRE Getters presents Short on Tax Money – File an Extension or Pay in installments! posted at FIRE Finance.
Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.
Miscellaneous
Charles H. Green presents 30 Minutes, 30 Cents, 30 Billion: Fragmenting Business posted at Trust Matters, saying, “Be careful of investing in industries which whose business model is such that no one is taking care of the big picture, they have a tendency to fall apart.”
Will presents Bad Financial Moves – Ten Reasons Why You’re Broke posted at Your Finish Rich Plan, saying, “You know the saying: “If you fail to plan, you plan to fail”. Almost everybody does. Yet it’s amazing how many people live their lives without so much as a thought for their financial future. They live paycheck to paycheck, and even worse, sometimes they’re literally penniless on the couple of days before payday.”
Jeremy Zongker presents Election Promises posted at Debt Comics.
That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.
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Tags: home financing