Carnival of Financial Planning - August 16 2008 Edition

Welcome to the August 16, 2008 edition of the Carnival of Financial Planning.

The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.

This edition is arranged by subject heading, so that you can browse efficiently.

Enjoy!

The Skilled Investor

Budgeting

KCLau presents Frugal living doesn’t mean cheap posted at KCLau’s Money Tips, saying, “List of benefits of being frugal and what frugality is about”

Sandy Naidu presents Tips On Saving Money At The Supermarket - Grocery Stores & Supermarkets | FutureNestEgg posted at Future Nest Egg.

Michael Cintolo presents In sickness and health (insurance) posted at The Iconoclast Investor, saying, “The rising cost of and ever-increasing difficulty of getting health insurance is making people rush into marriage or postpone their divorces.”

Cathy Ley presents Bugeting for a Baby posted at Gagazine.

Larry Russell presents Living Expense Tracking Methods posted at Pasadena Financial Planner.

Economics

Joseph McClellan presents What Happened To Free Enterprise? posted at Debit versus Credit, saying, “What happened to the days when Free Enterprise reigned supreme and it was bad news when a government stepped in to take control? Our nation is quickly becoming a “bailout nation.””

Master Your Card presents 10 Tips for Beating Inflation posted at Master Your Card.

Financial Planning

Joseph presents How To Save Money On Cars posted at Penny Pinching.

Sandy Naidu presents Emergency Fund Savings - Emergency Fund Tips | FutureNestEgg posted at Future Nest Egg.

Jim presents 7 Deadly Sins of Personal Finance: Skipping Emergency Funds posted at Blueprint for Financial Prosperity.

Larry Russell presents Financial Planning Reading List posted at Pasadena Financial Planner.

Barb A. Ryan presents Your Personal Financial Planning Skills posted at Pasadena Financial Planner.

Financing a Home

Joe Manausa presents 3 Bogus Real Estate Statistics - Know Them Or Be Burned By Them posted at Really Better Real Estate, saying, “There is a disturbing habit of our recognized industry leaders to quote statistics that have no basis at all. Some of them are downright wrong! This article will recognize three of the most important bogus real estate statistics that everyone ought to know about.”

Joe Manausa presents What Homes Have Sold? New Versus Resales posted at Tallahassee Real Estate Blog, saying, “New home sales versus resales, you might be surprised to find that builders are not helping with the current over-supply of homes on the market.”

2 Pennies Earned presents The Effect of Credit Scores On Mortgage Interest Rates posted at Two Pennies Earned, saying, “Did you know that once your credit score exceeds a certain threshold, it doesn’t matter how much higher it goes? You’ll still get the same mortgage rate whether your score is 750 or 850.”

Financing Education

Adam Berry presents How To Improve Your Credit Rating posted at Economic Forecasts, saying, “Your credit rating is very important for determining cost and availability of loans. These are some practical steps you can take to easily improve your credit rating.”

Income

Heather Johnson presents Salary Compression – A HR Nightmare? posted at HR FUNDA.

The Shark Investor presents Alternative Income: Selling Illustrations, Photos or Videos posted at The Shark Investor, saying, “Make money by doing things that you truly love.”

Wilfrid presents Making Money Online, Ten Things I Wish I Knew As A Beginner posted at Your Finish Rich Plan.

Investing

MoneyNing presents Whether I Should Buy an Investment Property in The Current Housing Slump posted at Money Ning, saying, “Is now the time to buy an investment property?”

Praveen presents Canadian National Railway (CNI) posted at My Simple Trading System.

The Dividend Guy presents Top 3 Reasons to Drop a Stock From Your Watch List posted at The Dividend Guy Blog, saying, “Investing takes enough time as it is - don’t get bogged down with a huge watch list as well. Here are some suggestions on how to pare it down.”

Bret Frohlich presents 10 Things I Learned From Investing posted at Bret Frohlich.com, saying, “Ten lessons I have learned from over 20 years of investing.”

Silicon Valley Blogger presents Taking The Emotion Out Of Stock Investing posted at The Digerati Life, saying, “Thank you!”

Tool presents IGO Banking’s Online Savings Account Review posted at Savings Toolbox.

David presents Investing in Bonds - The Basics posted at Physician Entrepreneur, saying, “Here is a guide to the basics in investing in bonds”

FIRE Getters presents Investing - Mutual Funds - The Economic Cycle of Sectors posted at FIRE Finance.

Dividends4Life presents Dividend Stocks In the News: August 14, 2008 posted at Dividends 4 Life, saying, “In a down-market when many people are rushing to buy gold, I already have mine. No, not that kind, but something much better! A growing stream of dividend income from solid companies. While everyone else is panicked about their portfolio’s decline, I see a downturn as an incredible buying opportunity.”

The Investor presents How a boring broker will make you richer posted at Monevator.com, saying, “You’re going to laugh. You’ll think I’m mad. But I think you want to look for an online broker with a dealing screen that’s… boring. Dull. Colorless. This article explains why.”

Sandy Naidu presents Behavioral Finance - Investor Psychology - Behavioral Finance Stock Market Investment | FutureNestEgg posted at Future Nest Egg.

Walter W. Fouse presents Vanguard Index Mutual Funds Versus Vanguard Managed Funds posted at Best No Load Funds.

Richard M. Rothschild presents Bond Market Index Funds posted at Bond Market Index Funds.

Frank Vertin presents Top 10 S and P 500 Index Funds posted at NO LOAD INDEX FUNDS

Managing Debt

Ben Dinsmore presents Dave Ramsey Shifted My Financial Paradigm posted at Trees Full of Money, saying, “4 Years ago, our addiction was spending money and the consequence, DEBT, was quickly becoming a dark cloud over our lives. Fortunately, we were able to take steps to correct our mistakes before the debt completely consumed us.”

Raymond presents How To Get Your Free FICO Credit Score posted at Money Blue Book.

Retirement Planning

Rena Williams presents The Vehicle To A Successful Retirement posted at Balanced Success.

Savings

Livingalmostlarge presents Book Review: Net Worth Workout posted at LivingAlmostLarge, saying, “This book is a great read, and leave a comment for a chance to win.”

Larry Russell presents The Top 25 Low Cost Best US Money Market Funds posted at THE SKILLED INVESTOR Blog.

Taxes

Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.

Miscellaneous

Alfa Mercado presents How to Evaluate Your Costs for “Self Haul” Movers posted at Moving Day.

Anand presents Ian Stephens - Identity of a Wealth Builder posted at Anand Dhillon . com, saying, “This post includes a free download of Ian Stephens wealth building audio program: Identity of a Wealth Builder. Ian went from being more than $100,000 in debt to living in a $1 million home in 3 years. In this program, he details his formula for financial success.”

Fiona King presents 100 Tips and Resources to Prepare for the NCLEX posted at Nursing Colleges & Training Schools.

That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Technorati tags: carnival of financial planning, blog carnival.