Welcome to the August 9, 2008 edition of the Carnival of Financial Planning.

The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.

This edition is arranged by subject heading, so that you can browse efficiently.

Enjoy!

The Skilled Investor

Budgeting

Silicon Valley Blogger presents The True Costs of Relocating To Another Town posted at The Digerati Life, saying, “Thank you!”

Save Money presents Three Principles Of Personal Finance posted at How I Save Money.net.

Tiffanie presents want to know a secret? posted at we like money.

Larry Russell presents Living Expense Tracking Methods posted at Pasadena Financial Planner.

Estate Planning

The Financial Blogger presents Basics of Estate Planning Part 4 posted at The Financial Blogger, saying, “My old man uses to say that there are two things that are 100% certain in life: Death and Taxes. The funny part is that once you are dead, the very first thing you do is to pay taxes on your assets!”

Financial Planning

Emmanuel Oluwatosin presents Spend less than you earn | PACE with Emmanuel Oluwatosin posted at Emmanuel Oluwatosin: Inspiring Excellence, Realising Ambitions.

Super Saver presents Managing Wealth is a Skill posted at My Wealth Builder, saying, “Managing wealth is a skill, a process that can be learned”

Michael Cintolo presents Lessons for Generation Y posted at The Iconoclast Investor.

Livingalmostlarge presents No Kids = Rich? posted at LivingAlmostLarge, saying, “Does not having kids make you rich?”

Larry Russell presents Financial Planning Reading List posted at Pasadena Financial Planner.

Barb A. Ryan presents Your Personal Financial Planning Skills posted at Pasadena Financial Planner.

Financing a Home

Jason Voiovich presents Reverse mortgage: Hero or villain? posted at State of the Brand from Ecra Creative Group :: by Jason Voiovich, saying, “An education for the average person on the reverse mortgage, and also a warning to mortgage brokers to tread carefully into the that world.”

Joe Manausa presents HR 3221 - Good For Tallahassee posted at Tallahassee Real Estate Blog, saying, “For Fannie and Freddie, it seems they got much of what they asked for, and a few things they did not when the President signed HR 3221. It authorized $300B (B as in Billion) to expand the Federal Housing Administration (FHA) loan guarantee programs.”

Financing Education

Sam presents Student Loans for College. Clear, Quick and Easy Info posted at Surfer Sam and Friends, saying, “Which is the Best Student Loan for Your College Education? A Federal or Private Student Loan Pays for Your College Education”

Health Care

Sagar Satapathy presents 100 Healthy Habits You Should Start in College | NOEDb posted at NOEDb: Nursing Online Education Database.

Income

Kim Greenblatt presents profitable » 2008 » July » 23 posted at profitable, saying, “No Job or Laid Off? It is tough to plan financially for the future if you aren’t sure where your next meal is coming from. Read this blog by Kim Greenblatt for some suggestions of what you can try to do to get back in the job force in this serious time of recession.”

The Shark Investor presents How To Profit From Ideas posted at The Shark Investor, saying, “Why some ideas bring income and others don’t. How you can tell the good ones and profit from them”

Erica Douglass presents Entrepreneurs: Is Extreme Frugality A Waste of Time? posted at erica.biz - Erica Douglass challenges you to change your life! What is holding you back from your dreams?, saying, “Are frugal activities like making your own laundry detergent worth it for entrepreneurs? Includes a formula to help you figure out which frugal activities make the most sense!”

Investing

Jeremy Wong presents Investor Risk Profile posted at Personal Finance Guide | FinanceMind, saying, “Should you invest more in stocks, properties or alternative investment vehicles? Your overall investment strategy is influenced by your investor risk profile. Therefore, it is important to understand your own risk profile. The sooner the better. This article discusses 11 factors that affect your risk profile. Discover your investor risk profile today.”

Marc Ryan presents Security risks when you invest over the Internet posted at IndependentInvestor.info, saying, “Historically, an investor invested with his broker (remember that brokers back then were all full service brokers) by telephone. But since the arrival of discount brokers, investors have a new alternative: investing over the Internet using a computer. We are often asked if investing online through a discount broker adds additional security risks. And if so, should you still trade online?”

Stockaholic presents Oil & Natural Gas – Worried About Demand Destruction? Think Long Term posted at Traders Corner, saying, “Current market thoughts on the oil and natural gas industry”

Dave presents Stock Trading Rules posted at Cheapo Groovo.

Walter W. Fouse presents Vanguard Index Mutual Funds Versus Vanguard Managed Funds posted at Best No Load Funds.

Richard M. Rothschild presents Bond Market Index Funds posted at Bond Market Index Funds.

Frank Vertin presents Top 10 S and P 500 Index Funds posted at NO LOAD INDEX FUNDS

Managing Debt

Mr Credit Card presents Does Having Too Many Credit Cards Hurt Your Score? posted at Ask Mr Credit Card.

Lauren Rose presents How to Best Achieve Debt Consolidation and Payment Reduction posted at No Debt Anymore .org, saying, “Debt is an expensive proposition, and not only because of the principal. There are fees, interest, and other costs associated carrying debt. Debt consolidation is most suitable for those with a variety of smaller types of debts, as well as credit card debt in certain circumstances.”

Raymond presents How To Generate Valid Credit Card Numbers posted at Money Blue Book, saying, “The anatomy of how they work.”

Card Blogger presents 0% Balance Transfer Credit Cards posted at Credit Card Blog.

Master Your Card presents The Card with the Credit Score posted at Master Your Card.

Retirement Planning

The DIV-Net presents My Dividend Growth Plan - Diversification posted at Create Rising Passive Income From Dividend Paying Stocks.

Savings

nickel presents FNBO Direct Account Opening Process and Review posted at fivecentnickel.com, saying, “In this article, I take a close look at FNBO Direct and what they have to offer.”

KCLau presents 48 Fuel Saving Tips posted at KCLau’s Money Tips, saying, “Article on how to save fuel”

Sandy Naidu presents Easy Ways To Save Energy And Lower Your Energy Bills posted at Future Nest Egg.

Lauren Rose presents Tips on How to Teach Your Kids to Save Money posted at No Debt Anymore .org, saying, “The concept of buying something tomorrow instead of today is a difficult concept for kids to master. To encourage your children to save, you may need to exaggerate the benefits for them at first.”

Hustler Moneyblog presents Washington Mutual 3.75% APY Savings Account + Free Checking posted at Hustler $$$ Blog.

Larry Russell presents The Top 25 Low Cost Best US Money Market Funds posted at THE SKILLED INVESTOR Blog.

Taxes

FMF presents When to Hire a Tax Professional posted at Free Money Finance, saying, “How to know when you need a tax professional.”

Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.

Miscellaneous

FIRE Getters presents Check Scam - Don’t Be A Victim! posted at FIRE Finance.

Wanda Grindstaff presents Going from Surviving to Thriving - A Clear Choice posted at Creating Abundant Lifestyles.

Kelly Sonora presents 100 Extensive University Libraries from Around the World that Anyone Can Access - College Degree.com posted at college degree.

That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Technorati tags: , .

Tags: budgeting, economics, estate planning, financial planning, financing education, income, insurance, investing, managing debt, retirement planning, risk management, taxes

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