Carnival of Financial Planning - July 12 2008 Edition

Welcome to the July 12, 2008 edition of the Carnival of Financial Planning.

The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.

This edition is arranged by subject heading, so that you can browse efficiently.

Enjoy!

The Skilled Investor

Economics

KCLau presents How inflation affects your life? posted at KCLau’s Money Tips, saying, “An article on how inflation can affect your life. Also, I am giving away a book based on a 10-year study of 200,000 managers and employees. It shows you how the best managers use recognition to engage their people, retain talent and accelerate performance. You will get this great book written by Adrian Gostick and Chester Elton - THE CARROT PRINCIPLE.”

Larry Russell presents The Financial Services Industry is Still the Largest S&P 500 Sector - Even after the Collapse of its Stock Values posted at THE SKILLED INVESTOR Blog.

Financial Planning

Sammy Delena presents Save your money; save our planet posted at Fix My Personal Finance, saying, “A nice blog for tips and advises on managing your money wisely.”

Hilary Green presents 9 Signs Its Time to Get a New Car posted at Cars for Girls.

Anand presents How to Master Money & Wealth | The Key to Financial Freedom posted at Anand Dhillon . com, saying, “This article details a long-term approach to becoming financially free. Put this into practice and you will reach the point where you will never have to work again unless you choose to.”

Larry Russell presents Objective Personal Finance Answers Are Hard to Find posted at THE SKILLED INVESTOR Blog

Barb A. Ryan presents Your Personal Financial Planning Skills posted at Pasadena Financial Planner.

Financing a Home

Dan Green presents Why You Can’t Get Your Rate Quote From Freddie Mac’s Weekly Survey posted at The Mortgage Reports, saying, “It’s natural to double-check your loan officer’s work against Bankrate.com, or the Freddie Mac weekly rate reports. But because mortgage pricing is VASTLY different than it was from 2001-2007, Web sites publishing “national rates” may be giving you a false sense of hope.”

Joe Manausa presents Real Estate Inventories Falling? posted at Tallahassee Real Estate Blog, saying, “If you follow the real estate market, than you have been seeing the general trend of rising inventories. This is not good. We cannot begin to talk about the market turning until we first see a turn in the flow of inventory.”

Health Care Finance

Jose DeJesus MD presents Declare Your Financial Independence! posted at Physician Entrepreneur.

Income

The Shark Investor presents Buying a Franchise - Do It The Right Way posted at The Shark Investor, saying, “How to invest in franchise business”

FMF presents How to Ask for a Raise posted at Free Money Finance, saying, “How to increase your salary by asking.”

Investing

Weight Ladder / Rich Leverage presents 3 Habits of a Smart Investor posted at Rich Leverage, saying, “This Article provides 3 tips or in other words habits of a smart investor and how they apply to investing.”

Investing Angel presents The 2008 Election And The Stock Market » Free Stock Market Investing Tips posted at Stock Tips, saying, “Your investment decisions right now may largely depend on who you think will win the 2008 election.”

Tom Lydon presents An ETF Trend-Following Plan For All Seasons posted at ETF Trends, saying, “Successful and smart investors know that just because one segment of the market is down, it doesn’t mean that everything is. They know how to spot trends and be in the areas that are moving, while staying out of the not-so-hot spots. Learn how to make following trends a part of your strategy!”

Value Seeker presents TD Ameritrade Review posted at Stock Investing, saying, “A review of one of the most popular brokerages.”

Ben Dinsmore presents Investment Motivation in a Bear Market posted at Trees Full of Money, saying, “If you’re tired of watching your networth nose dive in this market cycle, try calculating your financial progress based on my “Non-Investment Net Worth” calculation!”

MoneyNing presents Did You Adjust Your Automatic Contribution to Investments This Year posted at Money Ning, saying, “Don’t let the bad news deter you! Keep investing!”

Investments

Walter W. Fouse presents Vanguard Index Mutual Funds Versus Vanguard Managed Funds posted at Best No Load Funds.

Richard M. Rothschild presents Bond Market Index Funds posted at Bond Market Index Funds.

Frank Vertin presents Top 10 S and P 500 Index Funds posted at NO LOAD INDEX FUND.

Managing Debt

Silicon Valley Blogger presents Profiling Debt: Some Thoughts On Handling A Heavy Debt Load posted at The Digerati Life.

Thursday Bram presents Obama’s Mortgage Raises Eyebrows — For The Better posted at One Vote Matters, saying, “One Presidential candidate is in debt, while the other isn’t. As we work to get our own personal finances straightened out, it’s reasonable to expect our leaders do the same.”

Retirement Planning

Jose DeJesus MD presents Drawing on Your Retirement Funds posted at Physician Entrepreneur.

Risk Management and Insurance

Redd Horrocks-Maier presents Planning for Accidents posted at Earthlier Happy is the Rose Distilled, saying, “How make it easier if the worst happens.”

Savings

HelpCashGrow presents Are high-yield savings account still advantageous in today’s economy? posted at HelpMyCashGrow.com.

Toni Graybill presents What is wealth? posted at Maximize Health and Wealth, saying, “s the key to happiness wealth? Or is the key to wealth happiness? And what, truly, is wealth? Is it economic, having lots of money? Is it material, having lots of stuff? Is it power, the ability to have others do your will? Is it emotional, being loved by many? Is it spiritual, having a close relationship with God or your higher power? Is it a state of abundance, where you simply have more?”

Larry Russell presents The Top 25 Low Cost Best US Money Market Funds posted at THE SKILLED INVESTOR Blog.

Taxes

Robert D Flach presents USING THE IRS AS YOUR BANK posted at ASK THE TAX PRO.

Hanna Kassis presents Tax Breaks for College Students: pt. 2 posted at College Finance 101.

Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.

Barb A. Ryan presents Independent Investment Counselors and Financial Advisors posted at Pasadena Financial Planner.

Miscellaneous

Mr Credit Card presents College Student Credit Cards Primer posted at Ask Mr Credit Card.

Neelakantha presents Top 50 Useful Financial Apps for Your iPhone or Blackberry posted at Currency Trading.net.

KCLau presents Twitter Updates for 2008-07-07 posted at KCLau’s Money Tips, saying, “A mini update on before and after conditions of a Malaysian restaurant”

That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Technorati tags: carnival of financial planning, blog carnival.

Related Personal Finance Reading:

Enterprise Risk Management: A Methodology for Achieving Strategic Objectives (Wiley and SAS Business Series)

Life and Health Insurance License Exam Cram

Insurance for Dummies (For Dummies (Business & Personal Finance))

The Principal's Guide to School Budgeting

Ernst & Young's Personal Financial Planning Guide (Ernst and Young's Personal Financial Planning Guide)

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