Carnival of Financial Planning - July 5 2008 Edition

Welcome to the July 5, 2008 edition of the Carnival of Financial Planning.

The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.

This edition is arranged by subject heading, so that you can browse efficiently.

Enjoy!

The Skilled Investor

Budgeting

B.B. presents Beating Broke Rules: Budget posted at Beating Broke.

Economics

Larry Russell presents The Financial Services Industry is Still the Largest S&P 500 Sector - Even after the Collapse of its Stock Values posted at THE SKILLED INVESTOR Blog.

Financial Planning

KCLau presents Do you have the assets to pay for your liabilities? posted at KCLau’s Money Tips, saying, “An article on whether you hav enuff assets to pay off liabilities and how to create assets.”

FMF presents How to Find a Good, Young Financial Planner posted at Free Money Finance, saying, “How to select a good, young planner.”

Dorian Wales presents Teach Your Kids Basic Finance and Economics with Monopoly - 11 Valuable Lessons posted at The Personal Financier, saying, “11 lessons to teach our kids drawn from a monopoly game I just finished”

Larry Russell presents Objective Personal Finance Answers Are Hard to Find posted at THE SKILLED INVESTOR Blog

Barb A. Ryan presents Your Personal Financial Planning Skills posted at Pasadena Financial Planner.

Financing a Home

Steve_Leung presents The Nuances of Real Estate Contingencies posted at Silicon Valley Real Estate Blog, saying, “It’s very important to coordinate a home’s financing and the terms of the purchase contract so that buyers can successfully complete their transaction. Here are some of the contract nuances buyers should note.”

Joe Manausa presents Interest Rates Are Creeping Up posted at Tallahassee Real Estate Blog, saying, “Rising interest rates are making homeowners and buyers make a decision. Even if home prices are dropping, buyers are forced to consider if a cheaper house would be more or less affordable with higher interest rates.”

R.Pettinger presents Should I buy A House Now? posted at Mortgage Blog, saying, “Answering a readers question about whether now is a good time to buy a house. With house prices expected to fall by 10-20% this is quite a difficult dilemma; there are advantages of waiting, but, also some reasons to buy now despite the falling prices.”

Financing Education

Ken Clark, CFP presents The Basics of Student Loan Forgiveness and Repayment Programs posted at Saving for College - About.com, saying, “A guide to finding an employer who’ll pay off your student loans for you.”

Health Care

Sally Thompson presents Using Wii Fit in Your Longterm Fitness Plan: 40+ Tips, Tutorials and Success Stories posted at NursingDegree.net.

Fiona King presents 57 Health Benefits of Going Vegan posted at NursingDegree.net.

Income

Anand presents How to Master Money & Wealth | Generate a Higher Income by Creating More Value posted at Anand Dhillon . com, saying, “This article details how to increase your income by increasing your value contribution to others. Instead of focusing on spending more time working to achieve a greater income, this article stresses the importance of focusing on the end result: providing value.”

Investing

Aussie Investor presents Investing In The Stock Market To Grow Your Wealth posted at Money Management Personal Finance Blog, saying, “One of the best ways to build your personal wealth is by investing in the stock market (just look at Warren Buffett). This post contains some tips on how to get started with your stock investing endeavors.”

Silicon Valley Blogger presents When Beating The Stock Market Is Really An Illusion posted at The Digerati Life, saying, “Thank you!”

The Dividend Guy presents 3 Possible Actions to Take with a Dividend Decrease posted at The Dividend Guy Blog, saying, “There have been a lot of dividend cuts lately - here are 3 possible actions to take if one of your stocks is affected.”

Dividends4Life presents The Dividend Investing and Value Network (DIV-Net) posted at Dividends 4 Life, saying, “The debut of The Dividend Investing and Value Network (DIV-Net). This new investing network focusing on dividend investing, value investing and a long-term buy and hold philosophy.”

The Financial Blogger presents Are commodities an asset class? posted at The Financial Blogger, saying, “In the past 1-2 years, commodities have changed a lot in the eyes of investors, both institutional and individuals. But recently, a lot of investors, mainly hedge funds at the start started investing in commodities taking bets on their rise, fall or even volatility.”

Jose DeJesus MD presents Funds that Do Well in Bear Markets posted at Physician Entrepreneur.

Michael Miles presents Four rules for effortless investing posted at Effortless Wealth and Abundance.

Walter W. Fouse presents Vanguard Index Mutual Funds Versus Vanguard Managed Funds posted at Best No Load Funds.

Richard M. Rothschild presents Bond Market Index Funds posted at Bond Market Index Funds.

Frank Vertin presents Top 10 S and P 500 Index Funds posted at NO LOAD INDEX FUND.

Managing Debt

Brandon Patchin presents Bad Acne = Credit Card Debt posted at www.OneChanceToLive.com.

Joy Harrison presents Loan scams: 6 loan pitfalls to avoid posted at Money Sense, saying, “Loan scams… we all know they exist, but that doesn’t mean we have to sit back and be victimized. Learn the six common loan pitfalls that we all should avoid.”

imarketing4s presents Bad Credit Loans – How to Really Fix Your Credit Score | LoanHunt.com posted at LoanHunt.com.

Heather Johnson presents Why should I turn to peer to peer lending? posted at Prosper Lending Review.

Retirement Planning

Steve Faber presents - Top 10 Retirement Financial Planning Mistakes That Will Make Sure You Don’t Retire Wealthy posted at DebtBlog.

Kevin Surbaugh presents Retirement and Financial Independence posted at Becoming & Staying Debt Free, saying, “I’ve been thinking a lot about retirement lately. Now that I’ve repaid my debt, now that I’ve begun to save money, I’m curious how much a person actually needs in order to retire.”

Savings

Roshawn Watson presents 20 Ways To Dine Out Inexpensively posted at Watson Inc, saying, “Most people eat out at least some times. Here are 20 tips to dine out without breaking your budget.”

Larry Russell presents The Top 25 Low Cost Best US Money Market Funds posted at THE SKILLED INVESTOR Blog.

Taxes

Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.

Barb A. Ryan presents Independent Investment Counselors and Financial Advisors posted at Pasadena Financial Planner.

Miscellaneous

Ralph Jean-Paul presents How to Network Like a Pro posted at Potential 2 Success, saying, “Apply these advanced networking techniques and grow your circle of friends while growing your business’s income.”

Roshawn Watson presents Tori Spelling - Unsung Financial Hero? posted at Watson Inc, saying, “It’s hard to believe, but former 90210 actress Tori Spelling entrepreneurial side is impressive. She designs and markets her own line of jewelery, ran the country Chateau La Rue Inn, owns a production company, penned a NY Times best-seller.”

Toni Graybill presents What is wealth? posted at Maximize Health and Wealth, saying, “Knowing what wealth means to you will drive all your decisions for wealth management and wealth acquisition.”

eranda presents A life changing Blog post ! Don’t read this if you are a loser !!! posted at antharjalaya.com.

That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Technorati tags: carnival of financial planning, blog carnival.

Related Personal Finance Reading:

TAX SAVVY FOR SMALL BUSINESS

Economics in One Lesson: The Shortest and Surest Way to Understand Basic Economics

The New Rules of Retirement: Strategies for a Secure Future

Managing Public Debt: Index-Linked Bonds in Theory and Practice

The New Health Insurance Solution: How to Get Cheaper, Better Coverage Without a Traditional Employer Plan

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