Carnival of Financial Planning - June 7 2008 Edition

Welcome to the June 7, 2008 edition of the Carnival of Financial Planning.

The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.

This edition is arranged by subject heading, so that you can browse efficiently.

Enjoy!

The Skilled Investor

Budgeting

Heather Johnson presents Funny about Money posted at Funny about Money.

Economics

Sagar presents 10 Surprising Implications of the Global Rise in Food Prices posted at Currency Trading.net.

Larry Russell presents The Financial Services Industry is Still the Largest S&P 500 Sector - Even after the Collapse of its Stock Values posted at THE SKILLED INVESTOR Blog.

Estate Planning

retirehappy presents Naming Beneficiaries on Retirement Plans posted at My Retirement Blog.

Financial Goal presents Financial Planning: Living Wills posted at Goal of Financial Freedom, saying, “Living Will is something you might need to have to protect your future.”

Financial Planning

James Gardner presents 12 Investment Mistakes Couples Make posted at Brian Preston’s “Money Guy” Blog and Podcast, saying, “Through my years as a financial planner, I’ve worked with a lot of couples and, unfortunately, seen many of the same money mistakes over and over again. Disappointing, yes … but also a sign that good advice for couples could help many families dodge these common investing pitfalls. In a recent article on Bankrate.com, Dana Dratch touches on 12 investment mistakes that couples frequently make and offers advice from financial and legal professionals. I’ll touch on these and share my opinions”

Rich Leverage presents The Key to Successful Financial Planning posted at Rich Leverage, saying, “This post discusses briefly ways to manage debt by leveraging, multiple income streams and investment.”

Master Your Card presents 10 Steps to Take Before Having a Baby posted at Master Your Card, saying, “Whether you are out-to-here pregnant, or you’re just mulling over the idea of having a baby, there are a few things you should do to prepare yourself financially for a baby. Most people will tell you that you can never be completely financially ready for a baby, but really, you can never really be completely prepared for all the poop, pee, and spit-up that comes along with a new baby but there’s no harm in trying, right?”

Mark Runta presents Building a Financially Smart Deck – A Check List! posted at Smart Investing & Money Management.

FMF presents Get Advice from People Who Are Where You Want to Be posted at Free Money Finance, saying, “Consider using financial planners who are successful in their own lives.”

Raymond presents How To Maximize Your Free Citibank Thank You Network Credit Card Rewards posted at Money Blue Book, saying, “Find ways to get the most out of your Citibank credit card thank you network points”

Larry Russell presents Objective Personal Finance Answers Are Hard to Find posted at THE SKILLED INVESTOR Blog

Barb A. Ryan presents Your Personal Financial Planning Skills posted at Pasadena Financial Planner.

Financing a Home

Joe Manausa presents How To Analyze Real Estate - The Real Estate Stack posted at Tallahassee Real Estate Blog, saying, “the Real Estate Stack. This is the most basic of measurement models which allows an investor to take an investment and convert it to a mathematical model so that it can be compared with all other investment opportunities.”

Joy Harrison presents Should I use a home equity loan to finance my new car? posted at Money Sense, saying, “It depends… but more than likely, the answer is NO! It is generally a bad idea to finance a depreciating asset, but most of us do not have enough money on hand to pay cash for a new vehicle. So, we turn to auto loans… but right now, home equity lines of credit have very low interest rates, and many families are tempted to use a home equity loan to finance their new vehicle purchase. Learn more…”

Praveen presents Renting vs. Owning in Retirement posted at My Simple Trading System.

Financing Education

Jeff Frese presents Section 529 of the US Tax Code posted at Gifting For College, saying, “College savings simplified.”

David Cassell presents College Budgeting posted at selectcoursesblog.com.

Sheila Danzig presents Financing your Distance Education Online posted at Degree Talk Blog.

Jeff Frese presents Retirement or College? posted at Gifting For College, saying, “An alternative to paying for college with your retirement savings.”

Income

mmhabits presents 12 Part-Time, Work from Home Jobs posted at Millionaire Money Habits, saying, “Imagine what a few extra hundred dollars a month towards your investment fund could become over time. There’s certainly no shortage of work that you can do to produce some extra income from the comfort of your own home. Here are some ideas to start making more money today.”

Passive Income Investor presents $2,811 In Passive Income For April 2008 posted at LIVING OFF DIVIDENDS & PASSIVE INCOME.

Investing

Dorian Wales presents Sell In May and Go Away? Historical Research and Surprising Results posted at The Personal Financier, saying, “Seasonal indicators are always a tempting and counter-intuitive notion. Sell in May and go away?”

Todd presents Taxable Account Investing Mistakes posted at HarvestingDollars, saying, “New investors often make the mistake of investing in taxable accounts right before a large fund distribution. This mistake is easily avoidable and can greatly reduce the first year tax impact of making the investment.”

The Shark Investor presents Growing Assets By Outsourcing posted at The Shark Investor, saying, “The best assets are those that you invent yourself. But the development process sometimes is long and tough. Here is an idea how to make it easier and quicker”

KCLau presents Investment-linked funds performance last year posted at KCLau’s Money Tips, saying, “about the formats of investment-linked performance results”

The Financial Blogger presents The Financial Blogger | The Importance Of Market Fluctuation posted at The Financial Blogger, saying, “Several researches have been made on market fluctuation and how diversification can help to restrain the highs and lows. I was attending to a retirement planning session the other day and I realized the importance of the amount and the frequency of withdrawal at retirement compared to market volatility.”

Dividends4Life presents Stock Analysis: Bank of America Corp (BAC) posted at Dividends 4 Life, saying, “Stock Analysis of Bank of America Corp (BAC)”

Everything Finance presents Five Online Resources for Forex Beginners posted at Everything Finance.

Aussie Investor presents Australian Stock Market Basics posted at Australian Investing, saying, “This post provides an introduction to the Australian Stock Market. Whether your an Australian looking to invest locally or your just someone looking to invest internationally, this post covers the basics.”

Raag Vamdatt presents What is American Depository Receipt (ADR) and Global Depository Receipt (GDR)? posted at RaagVamdatt.com - Financial Planning demystified.

Brian Mounts presents June 2008 Stock & ETF Picks posted at Brian Mounts, saying, “I make monthly stock and EFT selections with a one year investing horizon. I track my performance over the course of the year and post all results by year end. I never sell a selection I’ve made and I’ve managed to beat the broader market in each of my first six months of stock picking.”

Joseph presents How To Invest posted at Your Investing Guide.

Walter W. Fouse presents Vanguard Index Mutual Funds Versus Vanguard Managed Funds posted at Best No Load Funds.

Richard M. Rothschild presents Bond Market Index Funds posted at Bond Market Index Funds.

Frank Vertin presents Top 10 S and P 500 Index Funds posted at NO LOAD INDEX FUND.

Retirement Planning

Andrew Snavely presents What the Hell is a 401(k)!? posted at Primer Magazine, saying, “If you’re asking yourself this same question, you’re in luck. Check out our intro to 401(k) planning to ensure that by the time you’re drinking Ensure, you’ll have a nice little nest egg to rely on.”

FIRE Getters presents Secure Retirement - At What Rate Should You Save For It? posted at FIRE Finance.

Jason presents Create a Freedom Chart to Map Early Retirement posted at The Frugal Dad.

Heather Johnson presents 5 Mistakes People Make with their 401 k Plans posted at Short-Term Trading.

Savings

Bill D presents How Much Is A Dollar Worth? How About $53.70. posted at The Wealth Hunter, saying, “How much can a single dollar actually grow over the course of time? This article presents answers that will astound you.”

Silicon Valley Blogger presents Simple Tips For Grocery Shopping That Will Pad Your Pocket, Guaranteed posted at The Digerati Life

Shamelle presents Money And Processions: Breaking Free From The Materialism Trap posted at Enhance Life.

nickel presents Readers’ Choice: The Best High-Yield Online Savings Banks posted at fivecentnickel.com, saying, “This is a collection of the best online banks based on reader feedback.”

Save Money presents Changing How I Save Money in My ING Accounts posted at How I Save Money.net.

Larry Russell presents The Top 25 Low Cost Best US Money Market Funds posted at THE SKILLED INVESTOR Blog.

Taxes

Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.

Barb A. Ryan presents Independent Investment Counselors and Financial Advisors posted at Pasadena Financial Planner.

Miscellaneous

Hilary Green presents Tricks of the Trade: What Is Your Used Car Worth? posted at Cars for Girls.

Fiona King presents Morning Rituals: 50 Great Ways to Jumpstart Your Day posted at EcoTrekker.

That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Technorati tags: carnival of financial planning, blog carnival.

Related Personal Finance Reading:

The Four Pillars of Investing: Lessons for Building a Winning Portfolio

Rich Dad's Advisors: Guide to Investing In Gold and Silver: Protect Your Financial Future

Budgeting, Financial Management, and Acquisition Reform in the U.S. Department of Defense (PB) (Research in Public Management)

One Nation, Uninsured: Why the U.S. Has No National Health Insurance

Ernst & Young's Personal Financial Planning Guide (Ernst and Young's Personal Financial Planning Guide)

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