By The Skilled Investor, March 22, 2008, 9:56 am
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Welcome to the March 22, 2008 edition of the Carnival of Financial Planning.

The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.

This edition is arranged by subject heading, so that you can browse efficiently.

Enjoy!

The Skilled Investor

Budgeting

Mr. Debtbeater presents The Budget Buffer posted at Debtbeater, saying, “One of the biggest struggles I’ve had over the years with having a semi-budgeted environment was that I never seemed to have enough money in my account to be able to pay every bill that was due. Well, I’ve defined a very simple way to avoid this scenario once and for all. I’ve applied a “budget buffer” to my account, and will show you how to do the same so you never have to pay a bill late again.”

Economics

Kurt Brouwer presents Greenspan — We Will Never Have a Perfect Model of Risk posted at Fundmastery Blog, saying, “An apology from Alan Greenspan?”

Helen Anderson presents 5 Reasons Why the Federal Reserve is a Failure! at Best CD (Certificate of Deposit) Rates, Money Market Rates, High Interest Accounts posted at Bankaholic.

Sagar presents 10 Surprising Economic Implications of a Barack Obama Presidency posted at Currency Trading.net.

Financial Planning

Mark Runta presents Strategies To Hedge Your Portfolio posted at Smart Investing & Money Management, saying, “Insuring your portfolio against severe market turmoil is prudent advice. Consider these strategies to protect your portfolio.”

Alex M presents What Every One Should Know About Financial Management Of Plant Operation posted at Personal finance strategy.

Geoffrey Yung presents Wealth 101 | Wealth Monkeys posted at Wealth Monkeys.

Jose DeJesus MD presents Financial Planners - Choosing the Right One for Your Needs posted at Physician Entrepreneur.

Financing Education

Big Cajun Man presents Best of: The Singing Horse Parable posted at Canadian Personal Finance Blog, saying, “An interesting financial parable told to me by my Dad.”

Income

Jason presents Use Social Security Statement to Determine Lifetime Earnings posted at The Frugal Dad.

Investing

LIVING OFF DIVIDENDS presents Gold Breaks $1000/Oz: Investing For A Recession posted at LIVING OFF DIVIDENDS, saying, “Why did gold break $1000/oz and what does it mean for the future of our investments?”

The Dividend Guy presents Are There Dividend Stocks that Payout Monthly? posted at The Dividend Guy Blog, saying, “There are stocks that payout income on a monthly basis. However, an investor must be careful as these are not your typical dividend stocks.”

Ana presents Lifecycle Funds in the Thrift Savings Plan posted at DebtFREE-Revolution.

Babak presents Federal Reserve Still Behind The Curve posted at Trader’s Narrative, saying, “Most people think that the Federal Reserve sets the interest rate but actually, they take their cue from the bond market. Except… since Bernanke has been Chairman, the Fed has ignored the bond market. Which is why this financial mess is dragging on and on…”

Dobromir presents The case for dividend investing in retirement posted at Create Rising Passive Income From Dividend Paying Stocks, saying, “Dividend paying stocks should be considered by retired investors for their potential to bring increasing dividend income.”

Dividends4Life presents Tools To Calculate Investment Returns posted at Dividends4Life, saying, “The ability to track and calculate a total rate of return for your your portfolio, and subsets of it, is an important management tool.”

The Shark Investor presents The Sexy Art Of Losing Money posted at The Shark Investor, saying, “Investment losses are not scary, not taking action is.”

Larry Russell presents 7 Ways to Pick the Best Noload Mutual Funds and ETFs posted at Best No Load Funds.

LIVING OFF DIVIDENDS presents Investing In AeroGrow’s Gourmet Herb Gardens posted at LIVING OFF DIVIDENDS, saying, “AeroGrow’s new product is finally sprouting! Time to invest in tomatoes!”

Managing Debt

Phil B. presents The Top 6 Reasons Why the Tax Rebate Won’t Stimulate the Economy << Phil for Humanity posted at Phil for Humanity, saying, “The reasons why the Economic Stimulus Act of 2008 and tax rebates will not stimulate the American economy out of this recession.”

ThePennySaved presents Saving, Debt pay off, hell anything, you name it - will never be easier than right now posted at The Penny Saved.

Jeremy Zongker presents Why Minimum Monthly Payments Will Cost You Big posted at Creditor Web.

Retirement Planning

chica with issues presents Which IRA is right for you: Traditional IRA vs Roth IRA posted at One Snarky Chica with Issues, saying, “If you are just starting out with your retirement planning then you know that you have two types of IRAs to choose from. You can either go with a Traditional IRA or you can go with a Roth IRA. What the difference and what is best for you?”

Risk Management and Insurance

Adfecto presents Life Insurance: How Much? posted at Adfecto Abundantia - Aspire 2 Wealth, saying, “Insurance is how we plan for the unthinkable, but deciding how much we need is a tough call. In this post I use my own life as one example for how to calculate your life insurance needs.”

FMF presents How to Determine the Amount of Life Insurance You Need posted at Free Money Finance, saying, “How to decide how much life insurance you need.”

Savings

KCLau presents Top 5 Regular Monthly Expenses We Don’t Need posted at KCLau’s Money Tips, saying, “An article discussing some of the ways one can reduce unnecessary expenditure.”

Miscellaneous

poetloverrebelspy presents Friday Freebie: USB Flash Drives posted at Less Than a Shoestring, saying, “Who doesn’t need a flash drive? In this post, find two for free online!”

That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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