Carnival of Financial Planning - May 17 2008 Edition

Welcome to the May 17, 2008 edition of the Carnival of Financial Planning.

The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.

This edition is arranged by subject heading, so that you can browse efficiently.

Enjoy!

The Skilled Investor

Budgeting

Dorian Wales presents The Problem of Accounting and Budgeting For Cash Expenses posted at Personal Financier, saying, “Where did all that cash go?”

Save Money presents Save Money In An Emergency Fund posted at How I Save Money.net.

Economics

Larry Russell presents The Financial Services Industry is Still the Largest S&P 500 Sector - Even after the Collapse of its Stock Values posted at THE SKILLED INVESTOR Blog.

Estate Planning

Robert D Flach presents EVERYBODY OUGHT TO HAVE A WILL posted at ANYTHING BUT TAXES!.

Financial Planning

Momma presents Scary Conversations posted at Tales from the road less traveled.

Tip Diva presents Top Ten Tips - Managing Your Personal Budget posted at Tip Diva, saying, “In uncertain economic times, it’s a smart idea to know where your financial status stands. If you’re looking to start cutting down on expenses, the best way to do so is creating a personal budget”

Dean Paley presents How To Create A Financial Plan posted at Personal Money Tips, saying, “I set out a six step process to establish a financial plan.”

Mike Leonard presents Debt Management Budgets – A waste of time? posted at Until Debt Do Us Part, saying, “How often have you heard that the first thing you need to do in Debt management is to make a budget? I don’t necessarily agree. In fact in a lot of cases creating a debt management budget can be a complete waste of time.”

Barb A. Ryan presents Your Family Financial Planning posted at Pasadena Financial Planner.

Larry Russell presents Objective Personal Finance Answers Are Hard to Find posted at THE SKILLED INVESTOR Blog

Barb A. Ryan presents Your Personal Financial Planning Skills posted at Pasadena Financial Planner.

Dean Paley presents Plan Your Savings posted at Personal Money Tips, saying, “Part of my financial planning series this article is all about planning what you need to save for.”

Financing a Home

MoneyNing presents Right Time to Buy a House? posted at Money Ning, saying, “Is it the right time to buy a house?”

Sagar presents The Foreclosure Investor’s Cheat Sheet: 100 Useful Web Resources posted at International Listings Blog.

Joe Manausa presents Open Houses - Did You Know? posted at Tallahassee Real Estate Blog, saying, “One technique that real estate professionals use to meet more buyers is to hold an “Open House” on a home for sale. Statistically, there is less than a 1% chance of selling that home due to the Open house, so you might wonder why do it at all.”

Financing Education

Ken Clark, CFP presents Withdrawal Rules for Different College Accounts posted at Saving for College - About.com, saying, “Rules on tapping into your kids’ college accounts if money becomes too tight.”

Ted Reimers presents College Student Credit Cards posted at CampusGrotto, saying, “Having a credit card in college can help at times, but it can lead to a dangerous road.”

Chris Carter presents College is expensive, Why pay more than you have to posted at David Makes Cents.com, saying, “Tips on how to save money on your college expenses.”

Investing

Todd presents Reasons Why I Like Index Funds posted at HarvestingDollars.

David Hunkar presents British Bank ADRs - A Bargain? posted at TopForeignStocks.com, saying, “There was an article in the “This is Money” site on May 8th about British bank stocks. The article basically suggested that maybe its time to cherry pick some of these battered banks.Experts seem to believe that the worst of the credit crunch is finally over and that good times are ahead for British banks. My post discusses about British Bank ADR stocks and analyzes which ones might be worth picking up now.”

The Shark Investor presents 10 Stupid Mistakes That Small Investors Make posted at The Shark Investor.

Jed Norwood presents Forex Practice Trading | Forex Demo Account posted at Forex Strategy, saying, “This post will help you understand the importance of practice trading and investing in the Forex market.”

Jae Jun presents Fisher’s 15 Point Checklist: AeroGrow (AERO) posted at Old School Value, saying, “A detailed 15 point checklist analysis of AeroGrow (AERO), the manufacturer of the AeroGarden.”

Steve Faber presents - Using a Trailing Stop Limit Can Generate Explosive Investment Returns posted at DebtBlog.

Investing Angel presents Why Most Investors Buy High And Sell Low » Free Stock Market Investing Tips posted at Stock Tips, saying, “Most investors buy stocks when they are overvalued since they give into herd mentality.”

FIRE Getters presents World Currency Index CD From Everbank! posted at FIRE Finance.

Michael Law presents Condo-Hotels: Questions and Answers posted at Michael Emilio, saying, “It pays to know one of the hottest trends in real estate investing: condo-hotels. Are they a good investment or not? Find out in this blog post.”

Babak presents Using IPO Trends To Time The Stock Market posted at Trader’s Narrative, saying, “Using the cyclical nature of the IPO market to make money.”

Everything Finance presents Find the right Fund Manager posted at Invest In India.

Dividends4Life presents To Infinity and Beyond! posted at Dividends 4 Life, saying, “Have you ever pondered the concept of forever or infinity? It is truly mind boggling! What is even more astonishing is that when I buy a stock, my target holding period is forever.”

Joseph presents Best Way To Invest Money - Hourly Updated News On Best Way To Invest Money posted at Your Investing Guide.

Richard M. Rothschild presents Bond Market Index Funds posted at Bond Market Index Funds.

Frank Vertin presents Top 10 S and P 500 Index Funds posted at NO LOAD INDEX FUND.

Walter W. Fouse presents Avoid Large Actively Managed Mutual Funds posted at Best No Load Funds.

Richard M. Rothschild presents The Best Mutual Funds Have NO Sales Loads and NO 12b-1 Fees posted at Best No Load Funds.

Frank Vertin presents Buy an S&P 500 Index Fund with Low Costs posted at NO LOAD INDEX FUND.

Larry Russell presents 7 Ways to Pick the Best Noload Mutual Funds and ETFs posted at Best No Load Funds.

Managing Debt

Lars presents Fix Your Credit Report - Simple Fixes You Can Easily Do Yourself posted at InsightsandAdvice.com, saying, “Simple ways to raise your credit score that you can do yourself. A higher credit score can help lower rates on a consolidation loan as well as a”

Jimson Lee presents Complete Guide to Credit Repair - Part 1 posted at No Debt Anymore .org, saying, “A detailed 5 part complete guide to Credit Repair”

Kevin Surbaugh presents The Great Ask Me Anything of 2008 Giveaway 1 posted at Becoming & Staying Debt Free, saying, “A personal finance blogger, wants to help you get out debt, as he struggles with debt himself. So, he is giving away a workbook to help the winner, become DebtFree4ever.”

Brice Hogan presents Micropayments Make Cents posted at Financialzip.com, saying, “Make it easy to pay off your debt.”

Mag Herrera presents What I like about Credit Cards posted at Life. Money. Development., saying, “A balanced review of credit card’s nature and usage.”

Retirement Planning

Faron Benoit presents Why Pensions Are Important posted at Financial Learn.

Super Saver presents Wall Street Journal Retirement Quiz posted at My Wealth Builder, saying, “This Wall Street Journal article in a quiz format presented some interesting data on how financially (un)prepared people are for retirement.”

Jonathan presents Why You NEED More for Retirement posted at Master Your Card, saying, “Hiya - best of luck with the Carnival this week. Please don’t hesitate to let me know if you need any stumbles/diggs Jonathan”

Savings

mmhabits presents Online Savings Account Pros and Cons posted at Millionaire Money Habits, saying, “An online savings account can make give you more bang for your buck on your money that is just sitting dormant. But what exactly are the pros and cons of an online savings account?”

Donovan Snelleman presents Easiest Way to Save Money AND Become Rich posted at ImprovedLife.ca, saying, “The majority of us want to become rich, but without any windfalls happening, this is something we are going to have to do ourselves and no matter how you look at it, it’s going to take time.”

Taxes

HelpMyCashGrow presents Amazon.com vs NY & The Internet Sales Tax posted at HelpMyCashGrow.com, saying, “I heard about this a few days ago and even today I am still shocked of the news of New York Internet Sales Tax or what they like to call it as the “Amazon Tax”.”

Rickey Henderson presents A Memo from the Office of Steven R. Lawlor, CPA, to Indiana Jones posted at Riding with Rickey.

Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.

Miscellaneous

Michael Miles presents Effortless Abundance | Ten tips for increasing your net worth posted at Effortless Wealth and Abundance.

Everything Finance presents Who makes the Tough Money Decisions ? posted at Everything Finance.

Barb A. Ryan presents Independent Investment Counselors and Financial Advisors posted at Pasadena Financial Planner.

That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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