By The Skilled Investor, May 4, 2008, 8:51 am
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Welcome to the May 4, 2008 edition of the Carnival of Financial Planning.

The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.

This edition is arranged by subject heading, so that you can browse efficiently.

Enjoy!

The Skilled Investor

Budgeting

ChristianPF presents How to make a budget posted at Money in the Bible | Christian Personal Finance Blog, saying, “A step by step guide to creating a budget.”

Faron Benoit presents Budgeting 101 posted at Financial Learn.

Christine presents Eating in France on 10 Euro per Day for 2 People posted at Me, My Kid and Life: An American Single Mom Living in France.

Economics

Larry Russell presents The Financial Services Industry is Still the Largest S&P 500 Sector - Even after the Collapse of its Stock Values posted at THE SKILLED INVESTOR Blog.

Financial Planning

Todd presents Large vs. Small Company Benefits Differences posted at HarvestingDollars, saying, “Benefits packages vary greatly between firms, and it’s important to take time to review your benefits package as well as your spouses, and then choose the best of the available choices.”

Finance Tips 101 presents The Pros And Cons Of Personal Loans posted at Finance Tips 101.

Larry Russell presents Objective Personal Finance Answers Are Hard to Find posted at THE SKILLED INVESTOR Blog

Barb A. Ryan presents Your Family Financial Planning posted at Pasadena Financial Planner.

Financing a Home

Joe Manausa presents The Real Estate Market - When Will We See The Turn? posted at Tallahassee Real Estate Blog, saying, “It seems that many people have an opinion on real estate, and many have speculated that the worst is behind us. While I’m excited to think that some of the stories in the media could actually turn positive soon, I feel that some simple concepts can reveal where we truly are in this current real estate market cycle.”

Christopher Johnson presents Mortgage Types posted at christopheraaronjohnson.net, saying, “First in a series of articles about buying a home.”

Sarah presents Are You Ready to Buy a House? posted at Tips To Save Money. Learn To Be Frugal, saying, “Buying a house is the American dream, but does your current financial situation allow for it?”

Financing Education

Ken Clark, CFP presents Choosing the Right College Savings Account for Your Child posted at Saving for College - About.com, saying, “A step-by-step process of choosing the right type of college account for you child (includes 529’s, Coverdells, UGMA’s, etc.)”

Barb A. Ryan presents 1 - Your Personal Financial Planning Skills posted at Pasadena Financial Planner.

Income

Raag Vamdatt presents Dividend Yield - A better alternative to FDs :: RaagVamdatt.com :: Financial Planning demystified posted at RaagVamdatt.com - Financial Planning demystified.

Investing

Jed Norwood presents What Forex Broker Should You Use? posted at Forex Strategy, saying, “Trading currencies in the Forex market can be very profitable with study and lots of practice. The question always arises as to what brokerage firm you should use. This post should give you a good idea.”

Richard M. Rothschild presents Bond Market Index Funds posted at Bond Market Index Funds.

Frank Vertin presents Top 10 S and P 500 Index Funds posted at NO LOAD INDEX FUND.

Investing Angel presents Why I Sold My Apple Shares Today » Free Stock Market Investing Tips posted at Stock Tips, saying, “Apple is a great brand and a great company, but I still sold my shares of the company recently.”

The Dividend Guy presents Risk Capacity and Risk Tolerance Are Different Beasts posted at The Dividend Guy Blog, saying, “Risk capacity and risk tolerance are two totally different aspects of an individuals risk profile. This post talks about each one.”

KCLau presents Everything you are looking for about Bursa Malaysia posted at KCLau’s Money Tips, saying, “A list of sources for you to learn about stocks and shares”

FIRE Getters presents Vanguard’s Managed Payout Mutual Funds - A Primer posted at FIRE Finance.

Walter W. Fouse presents Avoid Large Actively Managed Mutual Funds posted at Best No Load Funds.

The Fund investor presents Why Invest In Mutual Funds? posted at Mutual Fund Investing Tips, saying, “Many people invest in mutual funds without really understanding the benefits of this type of investment vehicle.”

Babak presents Why Low Trading Volume Is Dangerous posted at Trader’s Narrative, saying, “While most people pay attention to the price levels of various stock market indexes like the Dow or Nadaq, the level of trading volume is also important. Low trading volume is usually a sign of a market top, while a spike in trading volume marks a panic low.”

Dividends4Life presents Stock Analysis: The Hershey Company (HSY) posted at Dividends 4 Life, saying, “Some call it sweet, others call it sinful. It often finds its way into our homes through our kids. On first contact it is quite pleasurable as it lures your mind into submission. Oh, but there is a dark side. It invades your body and permeates every square inch of it, leaving behind monuments honoring its past conquests. Has it invaded you or your portfolio?”

Richard M. Rothschild presents The Best Mutual Funds Have NO Sales Loads and NO 12b-1 Fees posted at Best No Load Funds.

Frank Vertin presents Buy an S&P 500 Index Fund with Low Costs posted at NO LOAD INDEX FUND.

Larry Russell presents 7 Ways to Pick the Best Noload Mutual Funds and ETFs posted at Best No Load Funds.

Managing Debt

Eric presents Growing Money posted at Make Money Blog, saying, “Tips on making money, avoiding scams, growing money, and overcoming poverty.”

Retirement Planning

Meg presents Work for the rest of my life? Uh, no. . . . . posted at Finally Frugal, saying, “A recent article indicates that Gen-X’ers believe they will work forever, unable to retire. This post discusses the common-sense ‘hows’ of retirement planning, and the possible ‘whys’ of Gen-X attitudes. . .”

Risk Management and Insurance

SomeGuy presents Obtaining life insurance; considering laddering a la CDs posted at Hunting Happiness, saying, “SomeGal and I consider life insurance policies and are likely to “ladder” several policies to allow maximum flexibility (eg needing or wanting to pay less in the future) and protection from accidental lapse.”

Savings

SpiKe presents 7 Ways You Can Stop Wasting Food And Help Save The Earth posted at Organize IT.

Taxes

Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.

Miscellaneous

Christopher Johnson presents Loan Calculator posted at christopheraaronjohnson.net, saying, “Financial Calculator to manage all types of debt.”

That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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    1. Comment by Dividends4Life

      Thanks for hosting the festival and including my Stock Analysis of The Hershey Company.

      Best Wishes
      D4L

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