Carnival of Financial Planning - November 8  2008 Edition

Welcome to the November 8, 2008 edition of the Carnival of Financial Planning.

The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.

This edition is arranged by subject heading, so that you can browse efficiently.

Enjoy!

The Skilled Investor

Budgeting

Save Money presents Revising My Budget posted at How I Save Money.net.

One Family presents Frugal Living – Skiing Story posted at One Family’s Blog, saying, “The post looks at how average American families can ski on a budget using frugal strategies.”

Credit Shout presents Responsible Credit use Through the Holiday Season posted at CreditShout.

Vicky presents Are Wedding Videos Worth It? posted at Affordable Wedding Planning, saying, “An analysis of whether wedding videos are worth the cost.”

Pasadena Financial Planner presents Living Expense Tracking Methods posted at Pasadena Financial Planner.

Economics

Mr. ToughMoneyLove presents An Interview with Economist Peter Navarro on the Economic Crisis posted at Tough Money Love » Hard Truth and Tough Love for Money Problems and Personal Finance, saying, “Economists understand that government stimulus policies will not prevent a deep recession.”

Joshua Seth presents Benefits Of Economic Recession posted at Joshua Seth Blog, saying, “Is there something in the air that’s getting people down lately? My guess is that with all the news about the drop in home prices, stock prices, and consumer confidence a lot of people are starting to feel pretty bad about themselves and their future.”

Roshawn Watson presents We’re In Financial War posted at Watson Inc, saying, “A recent Wall Street Journal article argues we are in financial war, and it is us vs. the economy. Unfortunately, most Americans are badly prepared. You would think with the heightened awareness of our current economic state, we would feel urgency and vigilance to position ourselves to weather the current and coming financial storms. Instead, there is widespread fear but little action.”

Roshawn Watson presents Deleveraging Your Life posted at Watson Inc, saying, “The US economy has turned a new page. Despite the bailout passing in Congress, there are serious concerns that consumers and businesses will undo “more than ten years of a credit boom.”"

Jacob presents A tale of three species posted at Early Retirement Extreme.

TheMoneyHawk presents Reality Check: The President Can’t Save Us, Nor Should He posted at The Money Hawk, saying, “Everyone in the country needs to read this article, period.”

Estate Planning

mbhunter presents Back to Basics: Plan, plan, plan posted at Mighty Bargain Hunter, saying, “This post serves mainly as a reminder of a number of things that we need to do with planning our financial futures.”

Andrew Flusche presents 5 Famous Will and Estate Contests posted at Andrew Flusche, Virginia Lawyer, saying, “Learn about five famous will contests that tore families apart. More importantly, you can see what these people did wrong, so you don’t make the same mistakes in your estate plan.”

Financial Planning

The Smarter Wallet presents Women and Money By Suze Orman, A Book Review posted at The Smarter Wallet, saying, “Thank you!”

Raag Vamdatt presents Money Fundamentals: Spending, Investing, Credit, Debt :: RaagVamdatt.com :: Financial Planning demystified posted at RaagVamdatt.com.

hank presents How Is What We Are Going Through Now Different From The Great Depression in the 1930’s? posted at My Investing Blog.

Michael Haltman presents Name Your Favorite Wall Street Cliche posted at The Political and Financial Markets Commentator, saying, “As a constant listener to business radio and watcher of business TV, I am consistently being given advice by so-called experts that is usually something that could be generated by my 12 year old.”

Khan presents Getting Personal About Your Finances posted at Higher Education and Career Blog, saying, “It’s time to put the phrase personal finance in your vocabulary.”

Larry Russell presents Financial Planning Reading List posted at Pasadena Financial Planner

Financing Education

Carlos Sera presents A Twenty Million Dollar Tale « Financial Tales posted at Financial Tales, saying, “I think your readers will enjoy this tale.”

Scott Miscall presents Investment Property and Fixer Upper Homes posted at Should you Consider Hard Money Finance?, saying, “Hard money finance can be a means to an end for some people and it can be beneficial. But, it really should be thought of as a last resort and not something to bank on for a long term solution.”

Larry Ferlazzo presents The Best Sites For Students To Create Budgets | Larry Ferlazzo’s Websites of the Day… posted at Larry Ferlazzo’s Websites Of The Day For Teaching ELL, ESL, & EFL, saying, “Here are a list, and descriptions, that are accessible for English Language Learners to develop budgeting skills.”

Income

Sebastien presents Coping with a layoff posted at Pinching Copper, saying, “Getting laid off sucks. Plain and simple. Sometimes it happens without warning, othertimes you can see it coming from a mile away. But no matter how you cut it, not having to get up early the next Monday morning can be both scary and depressing.”

Investing

Christine presents Buying Stocks in a Volatile Market posted at Me, My Kid and Life: An American Single Mom Living in France, saying, “Looking for and finding the silver lining in these economically challenging times.”

Joseph presents How To Invest posted at Your Investing Guide.

One Family presents BDCs (ACAS, ALD, MCGC, PSEC) – A Comparative Analysis posted at One Family’s Blog, saying, “A comparative analysis of four business development companies (BDC).”

Jesse Wojdylo presents November Stock Market Predictions posted at Subprime Blogger, saying, “November Investing Predictions!”

Todd presents The Coolest 401k Option Ever posted at HarvestingDollars, saying, “Thank you for your consideration! -Todd.”

Investing Angel presents Investments To Avoid posted at Stock Tips, saying, “Some investments to avoid - especially in the coming recession!”

Weight Ladder / Rich Leverage presents Resisting Panic: A Quick Guide to Surviving The Credit Crunch posted at Rich Leverage.

Cash Money Life presents Invest As Much As You Can Now, So You Will Have Options Later posted at Cash Money Life, saying, “Investing more while you are young gives you longer to let your money grow and gives you more opportunities later in life.”

FMF presents Why I Sold My Mutual Funds posted at Free Money Finance, saying, “One positive to the market downturn.”

FIRE Getters presents Want To Be A Millionaire? Follow the YAWN Philosophy posted at FIRE Finance.

Dividends4Life presents Dividend Stocks in Today’s Market posted at Dividends 4 Life, saying, “List of what to look for in dividend stocks in today’s market.”

The Fund investor presents The Hidden Advantage Of Mutual Fund Investing posted at Mutual Fund Investing Tips, saying, “Mutual fund investing is a good way to prevent making investing mistakes.”

nickel presents 2009 Traditional and Roth IRA Contribution Limits posted at fivecentnickel.com, saying, “Taking a look ahead to IRA contribution limits and phaseouts for 2009.”

TheMoneyHawk presents How an $800 Tax Bill Taught Me Not to Be a Greedy Idiot posted at The Money Hawk, saying, “The market is on sale. How can I sit idly by and pass up this chance for potentially amazing investment growth? How can I put cash into a money market account at 3.5% interest when there are funds to invest in at 30% below their normal value? Those were the questions I was asking myself a couple weeks ago. Those were the questions that got me into trouble.”

Managing Debt

Green Panda presents 5 Things to Do to Build Wealth in Your 20s posted at Green Panda Treehouse, saying, “Foundation of building net worth is achievable especially if you start early.”

Mac presents Get Out of Debt Plan posted at Actorlicious.

The Financial Blogger presents TheCreditToolBox.com posted at TheCreditToolBox.com, saying, “Find out about the basic credit card terms and definitions.”

Andrea Smith presents How Can I Use Debt Reduction Consolidation Services? posted at Free Debt Consolidation: Qualified Financial Management.

CreditAddict presents Beware the Phantom Credit Check When Opening a Bank Account posted at CreditAddict, saying, “A word of warning about the fact that many banks do a hard credit check when you open an account.”

Mr Credit Card presents My Take On The Credit Card Bill Of Rights, And A New Reward Card Benefit posted at Ask Mr Credit Card.

MoneyNing presents Credit Card Spending Limit, Credit Scores and Conventional Mortgages posted at Money Ning, saying, “A credit card representative told me that my credit card limit alone will affect my credit score. Do you believe her?”

Retirement Planning

retirehappy presents Retirees: Consider Buying TIPS posted at My Retirement Blog.

Lazy Man and Money presents Our Early Retirement Plan: My Personal Income (Part 2) posted at Lazy Man and Money.

Risk Management and Insurance

Silicon Valley Blogger presents Get The Right Coverage! Insurance Policies You Need and Those To Avoid posted at The Digerati Life, saying, “What type of coverage should we acquire? Here’s a rundown of which insurance policies to own and which to consider optional.”

sherin presents Economic Recession and Preparing for a Recession posted at Investment Internals, saying, “A study on the preparation for recession time. Focused on Savings, Portfolio and Job security. An educational article for ordinary person to help self to build a self defense against problems from economic slowdown i.e. recession”

Savings

KCLau presents Case Study: Financial Goals of a Malaysian working in Singapore posted at KCLau’s Money Tips, saying, “Subscribe to my Newsletter to receive the Top Money Tips for Malaysians ebook. What you will get: * Top Money Tips e-book * Budgeting e-book (a week after signing up) * Insider’s tips not published here”

Taxes

Robert D Flach presents THAT TIME OF YEAR AGAIN posted at THE WANDERING TAX PRO.

Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.

Miscellaneous

Ben Dinsmore presents Buying A Boat: Tips to Avoid Buyers Remorse posted at Trees Full of Money, saying, “For many families, purchasing a recreational boat is a top financial goal. If owning a boat is on your family’s list of financial priorities, here are some important points to consider.”

Robert Rhines presents 45 Mobile Resources Every Road Warrior Must Have posted at Cell Phones.Org, saying, “On managing money and work remotely (including tracking expenses, work done) etc.”

That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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Tags: budgeting, economics, estate planning, financial planning, financing education, income, insurance, investing, managing debt, personal finance advice, personal finance blogs, retirement planning, risk management, taxes

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