By The Skilled Investor, September 19, 2008, 10:11 pm
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Carnival of Financial Planning - September 20  2008 Edition

Welcome to the September 20, 2008 edition of the Carnival of Financial Planning.

The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.

This edition is arranged by subject heading, so that you can browse efficiently.

Enjoy!

The Skilled Investor

Budgeting

Sarah presents Your Budget Protein Diet posted at Tips To Save Money. Learn To Be Frugal, saying, “As you probably already know, your body can’t function without proteins.”

One Family presents Frugal Living - Frugal vs Cheap – A definition to go by posted at One Family’s Blog, saying, “The post explores how to distinguish between frugal and cheap choices.”

Sam presents Your Focused Personal Finance Plan. You’re on your Way to Wealth posted at Surfer Sam and Friends, saying, “. What Does Money Mean to You? What is your money personality? Are you the Worrier, the Avoider, the Hoarder, or the Spender? What need does money fill in your life? You can change and adapt your money personality so that you are able to build wealth and live in security. First, acknowledge your money style and what money means to you. Then consciously try to enlarge your outlook by creating a budget, financial goals and self-motivation. 2. Live Within Your Means Whatever your income is, do not spend more than you bring home every week. You know people who drive a car they cannot afford, and wear clothes they cannot afford, to boost their ego or to appear more successful. Many frugal people can grow wealthy by living beneath their means, and add to their savings every week. Do not finance your lifestyle with debt.”

Pasadena Financial Planner presents Living Expense Tracking Methods posted at Pasadena Financial Planner.

Economics

Michael Cintolo presents 10 Observations About This Financial Storm posted at The Iconoclast Investor.

Ron McKie presents God bless America posted at Phuck Politics.

Financial Planning

To Be Debt Free presents Why Do I Need a Will? posted at On a Quest To Be Debt Free…, saying, “A quick post on the importance of having a will.”

Upside Trader presents Lehman, AIG, Merrill Lynch and the Catastrophic Ripple Effect posted at upsidetrader, saying, “If Lehman does actually just “go out of business”, I believe it will be the straw that breaks the camel’s back, even though everyone already seems prepared for the worst.”

Livingalmostlarge presents Book Review - 4 Pillars of Investing posted at LivingAlmostLarge, saying, “Though I submitted a post, this is a book review and a chance to win the book.”

FMF presents How to Pick a Financial Planner posted at Free Money Finance, saying, “How to pick a financial planner.”

The Financial Blogger presents CFP VS CFA, Is There More Than One Letter Difference? posted at The Financial Blogger, saying, “Find out about the main differences between a CFP and a CFA.”

Jody T Fransch presents Tips to Managing Student Finances posted at jody fransch.

Larry Russell presents Financial Planning Reading List posted at Pasadena Financial Planner

Financing a Home

Ernesto Maitim presents Adjustable Rate Mortgage Loans: Most Preferred Among Borrowers posted at Refinance Home Mortgage For You.

Greg Shuey presents Foreclosures Hit Another Record High posted at Utah Mortgage.

Income

The Shark Investor presents The Alternatives Of 9 To 5 posted at The Shark Investor, saying, “Alternative income ideas for people who don’t like to live the 9 to 5 pattern.”

Investing

Leon Gettler presents Volatility rules posted at Sox First, saying, “The US market has taken a hammering. Volatile times, perfect for for a trader with the agility of Spider-Man and the mathematical chops of Steven Hawking, but for everyone else, it’s just frustrating. Get used to it! Volatility is significantly greater in down markets than boom markets. The reason? Traders, like gamblers, chase losses. If they’ve lost lots of money, it’s tempting to make big bets to try and get it back.”

The Stock Teacher presents Speculating On The Election posted at Stock Investment, saying, “If you think McCain is going to win the election, certain stocks may be worth betting on.”

Wilfrid presents Louie The Loser: Why Dollar Cost Averaging Can Get You Rich | Your Finish Rich Plan - A Personal Finance Blog posted at Your Finish Rich Plan, saying, “Diversifying over time is one of the best investment strategies you can put in practice”

Dividends4Life presents Masco (MAS) Increases Qtr. Dividend 2.2% (4.98% yield) and Other Increases posted at Dividends 4 Life, saying, “Sometimes when companies are tight on cash, they will declare and pay a stock dividend in lieu of a cash dividend. Most shareholders feel like they are getting something. But are they really?”

Michael Cintolo presents Problems with Garmin posted at The Iconoclast Investor.

FIRE Getters presents Sep 11, 2001 (9 / 11) - Hindsight And Investment Gains! posted at FIRE Finance.

Babak presents (DONT) PANIC! posted at Trader’s Narrative, saying, “Then there is the rumor of the SEC moving to ban all short selling or as the FSA across the puddle, short selling related of financial stocks. Need I or anyone else, explain that this is completely moronic? Short sellers, far from being the culprits in this mess, are actually necessary for the proper functioning of price discovery. Furthermore, the effect of short sellers is to actually slow down a crash. If that sounds counter intuitive to you, consider that every single share sold short is in effect, a future buy order. So as prices come down, it is short sellers who buy, in selfish interest to lock in profits - thereby providing some sort of friction to stall the downside momentum. Simple stuff. Economics/Trading 101.”

Praveen presents Fannie Mae: Followup to Five Stock Picking Ideas posted at My Simple Trading System.

Walter W. Fouse presents Vanguard Index Mutual Funds Versus Vanguard Managed Funds posted at Best No Load Funds.

Richard M. Rothschild presents Bond Market Index Funds posted at Bond Market Index Funds.

Frank Vertin presents Top 10 S and P 500 Index Funds posted at NO LOAD INDEX FUNDS

Managing Debt

Ray presents 911 Credit / Free Reports: Get the required finance without any risk posted at 911 Credit / Free Reports.

Ace Elliott presents Bankruptcy - The Last Resort posted at Care on Credit, saying, “Are you considering filing for bankruptcy? CareOne Credit provides info on the types of bankruptcy you can file for, the process, alternatives and more. Start repairing your credit today.”

Hanna Kassis presents A Bad Credit Score Can Ruin You posted at College Finance 101.

Retirement Planning

FIRE Getters presents Early Retirement Case Study - Billy and Akaisha Kaderli posted at FIRE Finance.

Marc Ryan presents IndependentInvestor.info - Longevity risk: are annuities the solution? posted at IndependentInvestor.info, saying, “From a financial point of view, we can divide the life of an investor into two parts: a first phase of accumulation of financial assets, and a second phase of distribution or withdrawal. Today we begin a series of commentaries on the second phase, the risks associated with it, in particular the so-called longevity risk, and techniques to manage these risks, including the possible purchase of single premium immediate life annuity (SPIA).”

walter wallace presents SIMPLE IRA Plan posted at Wally’s World of Taxes.

Risk Management and Insurance

Silicon Valley Blogger presents 15 Fire Safety Tips To Protect Your Life And Home posted at The Digerati Life, saying, “A form of risk management :) .”

Savings

Livingalmostlarge presents Short, Middle, and Long Term Savings posted at LivingAlmostLarge, saying, “How do you budget savings for different goals?”

Larry Russell presents The Top 25 Low Cost Best US Money Market Funds posted at THE SKILLED INVESTOR Blog.

Taxes

Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.

Miscellaneous

The Smarter Wallet presents 8 Summer Fun Activities That Won’t Break The Bank posted at The Smarter Wallet, saying, “Thank you for hosting!”

Mr Credit Card presents Can Your Spouse Hurt Your Credit Score? The Good, The Bad, And The Ugly posted at Ask Mr Credit Card.

MoneyNing presents Living on $34.01 a Week posted at Money Ning, saying, “Living frugally is definitely possible!”

Joseph McClellan presents When Will The Bailouts End? posted at Debit versus Credit, saying, “There’s been a lot of activity lately with our federal government and Wall St. Will these bailouts ever end? What do they mean for us as taxpayers? These questions answered and more at Debit versus Credit!”

That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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    Currently 6 comments

    1. Comment by Joseph @ Debit versus Credit

      Thanks for the mention! That’s quite a list - I’ll be checking them out after work today!

    2. Comment by phuckpolitics

      Thanks for putting me on the list. Just trying to shed some light on this economic situation.

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