BUDGETING AND ECONOMICS
Jacob @ My Personal Finance Journey @ My Personal Finance Journey writes Financial Habits to Increase Your Financial Security – By changing our wasteful spending habits and adopting some habits that help us control our expenses, we can increase our financial security and hold onto more of our wealth. This post illustrates some of the best financial habits to adopt for a secure financial future.
Odysseas @ writes Consumers are Being Scored on More than Just Their Credit – Banks, insurance companies, employers, retailers, marketing agencies, political candidates, and more are using predictive analytics to gain insights into people’s lives. You’re likely being rated on much more than your ability to manage credit these days, so it’s a good idea to know what’s going on.
Robert @ The College Investor writes How Shark Tank is Making Me a Better Investor – Shark Tank, a reality show where entrepreneurs pitch their businesses to venture capitalists who decide whether or not to invest in a business. The show provides some great investment lessons from very successful business leaders, entrepreneurs, and venture capitalists.
Jefferson @ writes You Can Save Money On Your Car Insurance By NOT Switching Companies – Discount insurance companies claim they can save you money, but perhaps only if you switch to an inferior plan. Sticking with your current company may be your best option.
Lance @ Money Life and More writes Be Prepared for Paycheck Shrinkage on January 1, 2013 – Sorry to break the news to all of my American friends but starting January 1, 2013 your paycheck will likely be 2% smaller and that is on the conservative side. It could be even smaller than that! So what am I talking about and why should you care?
Pauline @ Reach Financial Independence writes Preparing financially for a baby – This is a guest post from Glen at Monster Piggy Bank, who is about to be a dad in January, and considering how this will affect his finances
Kyle @ The Penny Hoarder writes Ways to Save Money on Your Small Business Expenses – If you have a small business, it is almost just as important to minimize expenses, as it is to generate more revenue. If you don’t watch your expenses, you could easily find yourself running a deficit and struggling to maintain your business. Here are some simple tips to save money on your small business expenses.
Gary @ Gajizmo.com – Personal Finance writes Best Ways To Get Cheap Car Insurance Quotes – Tips on how to save on your car insurance rates, the factors that affect your premiums, and 5 reasons you should compare quotes online.
Liana @ Card Hub Blog writes Mobile Gift Cards: Coming to a Holiday Wish List Near You – Gift cards – the most requested, and apparently the most forgotten, gift. With the introduction of mobile gift cards, perhaps consumers won’t waste quite so much of their money!
Lazy Man @ Lazy Man and Money writes Skip Black Friday, Double Up on the Gift Cards Freebies Instead – I say skip Black Friday. Hit up Cyber Monday from your couch before work if possible. Look at the deals that no one is talking about… the gift card freebies.
CAREER AND INCOME
Jeff Rose @ Good Financial Cents writes Common Interview Questions and How to Answer Them – Don’t Choke! 10 Interview Questions (with Answers) That Will Help You Land Your Dream Job
Robert @ My Multiple Income writes The Most Comprehensive Affiliate Marketing Program List – The most common way to monetize a website is to join an affiliate network, which gives you access to advertisers that you can post on your site. This is an easy way to get access to a bunch of different advertisers, and most networks make it easy to ad the necessary code to your website.
ETZ25 @ Entertainment Timez writes Blogging Is Hard For Kids But Worth It? – Blogging for kids is hard, but can be a rewarding experience in many way. Read how my son is overcoming some of the previous problems.
TDB @ Tax Deduction Blog writes Balancing Retirement and Your Child’s College Tuition – Most people view college tuition as a parent’s responsibility, but its cost continues to rise with no end in sight. For example, the fees and tuition of public schools rose by 8 percent in 2011 alone. Likewise, the cost of living isn’t going down either, so the cost of requirement is rising as well. Together,…
Shawanda @ You Have More Than You Think writes How Lazy Bastards Make Money Without Lifting a Finger – What happens if you quit your job? It’s not a trick question. Read how to make money without lifting a finger!
Young @ Young And Thrifty writes 4 Strategies for Effective Workplace Communication – Since we spend more time in the workplace than we spend with our loved ones on a daily basis, trying to like your colleagues and work well with them is an important part of your day-to-day work.
DEBT AND CREDIT
Rod @ ROD Blog writes Chase Ink Cash Business Card Review – Chase Ink Cash Business Card is one of the few no-fee business credit cards. How does it stack up on rewards and benefits compared to other cards?
K.K. @ Living Debt Free Rocks! writes The Boiling Frog – At what point does one reach their boiling point where debt is concerned? The level where enough is enough and something needs to be done about debt. That’s the premise behind The Boiling Point.
Mike @ Personal Finance Journey writes 0% Interest – Can I really avoid cutting up my Credit Cards – Do you really need to cut up your credit cards or can a balance be found of wise spending versus interest rates. A great look at 0% offers.
INVESTING AND SAVING
Bryan @ Gajizmo.com writes American Politics, The Fiscal Cliff, QE3 & The Gold Market – Do you know how the “fiscal cliff”, “QE3″, the dollar, and Eurozone crisis might be affecting the equities and commodities markets? Learn about the uncertainty ahead in 2013, as well as safe invesment options like gold bullion and silver as hedges against inflation, market volatility and a potential recession.
Don @ MoneySmartGuides writes 5 Investing Lessons To Live By – In a previous issue of Kiplinger’s magazine, Kathy Kristof wrote a column that compare’s the lessons learned in the movie Moneyball with investing advice.
Passive Income Earner @ The Passive Income Earner writes Top 20 Dividend Stocks – November 2012 – My top 20 stocks according to my screening criteria.
Div Guy @ The Dividend Guy Blog writes Best Canadian Dividend Growth Stocks – A look at the stocks most worthy of investing in.
Tushar @ Start Investing Money writes Why Do Stock Share Prices Change? – Even if you don’t yet know too much about the stock market, you’ll probably be aware that prices change on a regular basis… Read why!
Crystal @ Budgeting in the Fun Stuff writes Cheap and Easy Thanksgiving Sides – Here are my favorite cheap and easy Thanksgiving side dishes and links to the step-by-step recipes!
Corey @ 20s Finances writes Should You Invest in Bonds? – Bonds are understood to be the middle ground between stocks and cash. Bonds are more volatile than cash, but offer higher returns.
Jennifer Lynn @ Broke-Ass Mommy writes Busy, Busy With a Focus Group (and a Spattering of Updates) – Read about my recent experiences with a focus group, and my latest updates
Maria @ The Money Principle writes What Happens After Liquidation – Personal finance focuses on how to make businesses successful; but more than 80% of them fail. Knowing about liquidation and what it means is important.
Michelle @ The Shop My Closet Project writes Rediscovering Passion – I am slowly coming out of a pretty long low life cycle that I never thought would end. Now, I’m not sure what to be more alarmed by, the fact that I am getting old enough to have negative or positive life cycles that can last more than 5 years or that it freakin’ lasted 5 years?
Amanda L Grossman @ Frugal Confessions writes Attacking the Cost of Doing Laundry in Our Household – The two of us generate enough dirty clothes to run two loads of laundry per week (with one-two extra loads per month), or approximately 110 loads per year.
A Blinkin @ Funancials writes The Middle Class Squeeze – The term “middle-class” originated around 1745 as a social class between nobility and peasantry. Within the confines of Capitalism, somebody that was born with nothing could become something and rival nobles. Speaking more modern, ANYBODY can become SOMEBODY. It doesn’t really matter how you explain it or define it, though.
IMB @ Investing Money writes Diversification: Everything you Need to Know – Find out everything you need to know about investing diversification for your portfolio.
Daisy @ Add Vodka writes My Zombie Apocalypse Budget – Three things happened to prompt me to write this post and make an emergency budget should there be a huge emergency, like a zombie apocalypse.
Luke @ Learn Bonds writes Frontier Bonds and the case for exotic investments – I had a phone call from a reporter this morning that was writing a story on frontier market bonds. Here is what I told her about this high risk investment.
J.P. @ Novel Investor writes What Is An ADR (American Depositary Receipt)? – There are many ways to invest in foreign companies. An ADR or American Depositary Receipt is an easy way to buy foreign stocks through your broker.
Sam @ http://creditcardselect.com writes FinanceNog, Sip On Holiday Tips with Leading Experts (Part 1) – Holiday savings tips from top finance experts like Stephanie Nelson of Coupon Mom and Adrian Nazari of Credit Sesame.
RISK MANAGEMENT AND INSURANCE
Bryan @ Gajizmo.com writes Best Home Insurance Companies – Everyone is always talking about the “best” insurance companies, but which carriers really are the best and in what categories? As provided by the Insurance Information Institute, JD Powers, and AM Best, we’ve assembled a complete list of the top 10 home insurance companies in terms of policy offerings, customer service, premiums, and billing/payment options.
Jason @ Work Save Live writes Understanding the Basics of Deferred Annuities – What is an Annuity? By definition, an annuity is: A fixed sum of money paid to someone each year, typically for the rest of their life A form of insurance or investment entitling the investor to a series of annual sums.
Bryan @ Gajizmo.com writes Why You Should Get A Home Insurance Estimate – After Hurricane Sandy and the latest natural disasters, it is more important than ever that Americans protect their largest investment – their homes.
REAL ESTATE AND PROPERTY
Philip @ PT Money Personal Finance writes Creating and Signing a Residential Lease Agreement – What do you need to include in the lease agreement if you’re renting out a residential property to a tenant? Here’s what I did…
Eddie @ Finance Fox writes Which Type of Mortgage is Right For You? – The most notable types of mortgage available for anyone who wants to buy a home, whether it is for the first, second or even third time are listed here:
Pete @ Intelligent Speculator writes Real Estate – Diversification And Hedge Against Inflation? – The role that real estate can play in your portfolio.
RETIREMENT AND TAXATION
Michael Kitces @ Nerd’s Eye View writes IRS Rules For Paying Investment Fees From Taxable And Retirement Accounts – Given the costs associated with investment advice, most people want to maximize any available tax benefits to help mitigate the cost. However, it’s important to make sure the fees are paid from the correct accounts, or your entire IRA can be disqualified!
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes WHAT IS THE FISCAL CLIFF? – How the Fiscal Cliff will raise taxes. Financial wealth building strategies to cut your tax bill.
Todd @ Financial Mentor writes Retirement Planning Is Dead – Traditional retirement planning has failed. Statistics prove it is an old world model in need of a facelift. If you want to retire with security this alternative…Tags: personal risk management