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Carnival of Financial Planning — The B Side — October 12, 2012


Find VERIPLAN:   Do-It-Yourself Lifetime and Retirement Financial Planning Software



BUDGETING AND ECONOMICS

Josh Thompson @ Becoming Your Own Bank writes The Most Successful Strategy to Never Retire – Want to make sure you pay high fees and put your money at risk? Well you may already be in the boat if you are listening to the generic so called financial gurus on the radio and television. Buying term and investing in mutual funds may be about the worst strategy to date, yet it is still being touted as the way to go. Here are the facts and the statistics you may not be aware of…

Savvy Scot @ The Savvy Scot writes Too Rich to Care – When asked “How much does a pint of milk cost?” What do you think famous / rich people answered? WARNING: This post might make you laugh!

Vanessa @ Vanessa’s Money writes Inkjet vs. Laser Printers – Looking for a way to save money on printing costs? Ever wonder if laser printers are *really* cheaper than inkjet printers?

Jason @ Work Save Live writes The Most Important Thing Small Businesses Should Be Concerned With – The following is a guest post. If you’re interested in submitting a guest post, please contact me. What’s Most Important for Small Businesses? It’s easy to get confused concerning what is really important in a business.

Jester @ The Ultimate Juggle writes Keeping Your Budget in Balance – Ten years ago if someone were to ask me about budgeting, I would probably say that it is pretty simple. In many ways, budgeting has been simplified, but in other ways, it is more difficult because of more options.

Miss T. @ Prairie Eco Thrifter writes Three Ways to Give to Charity Even If You Don’t Have Money – The desire to help others is powerful. Yet, how can you continue to donate to charity if you don’t have enough money yourself, or if you have enough, but nothing extra to spare? There are three excellent ways you can help those in need, even when you don’t have much yourself.

CAREER AND INCOME

Wayne @ Young Family Finance writes Are You Cut Out to be a Landlord? – I was talking with my brother the other day and the conversation moved towards real estate. My brother had a unique opportunity to buy his own house when he was in college. He lived in a fairly affordable area of town and spent the last two years and then two years in graduate school fixing up the house.

Mike @ The Financial Blogger writes Getting Over 3500 Visitors For Our New Authority Site – How to build up a brand new source of income.

John @ Married (with Debt) writes Wealth Has Little to Do With Income – For me, the definitions of “rich,” “poor,” and “middle-class” have very little (if anything) to do with income. And before you roll your eyes, this is not a sentimental post about how wealth isn’t measured by money, because YES VIRGINIA, it is measured in money.

PITR @ Passive Income To Retire writes Buying a Home (Someday) and Why it Delays My Passive Income Goal – Find out how buying a home will affect my ability to develop passive income streams.

Jessica @ Budget for Health writes Side Hustle Income – We wanted to finish our saving-for-a-new-ish-car goal by September, so we got creative and were able to do a little side hustle to bring in over $500.

DEBT AND CREDIT

Sicorra @ Tackling Our Debt writes What is Debt Consolidation, and How Can It Help You? – When you are in debt, it can be difficult to know how to manage the situation. With so many accounts, and payments, and interest rates, it is easy to become discouraged. One way you can deal with this issue is to consolidate your debts.

Hank @ Money Q&A writes Why I Am Considering Refinancing My Mortgage – Here are a few things to consider when looking at a refinancing and what I look for when refinancing my mortgage. There is more to consider than just a lower interest rate.

Martin @ Studenomics writes How You Can Get Out of Debt as Fast as Possible – How you can finally create a plan to get out of debt.

Tushar @ Start Investing Money writes Lending Club: Peer to Peer Lending in the US – A form of lending that has become more prevalent in recent times is peer to peer lending. As the name suggests, it focuses on the idea of people lending to each other and to businesses, rather than using the banking system to facilitate such loans.

BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes WHERE TO GET A HIGH RETURN ON MY CASH – I earn over 10% lending through peer to peer loans. See proof of my returns and read about the process.

Odysseas @ Wallet Blog writes Americans Need New Financial Role Models – Who teaches our young people about finances? Maybe we should get them to look at role models who are not sports stars. If this is who our youth is looking up to for guidance, well, what can I say…

INVESTING AND SAVING

Steve @ The Loonie Bin writes Video on Dividend Investing – I really enjoyed learning how to make these videos and as you can tell from my first one, I’m getting a little better at it. The written word can be entertaining, but I’ve always enjoyed animation and find it’s such an amazing way of expressing yourself.

Don @ MoneySmartGuides writes 5 Ways to Ensure You’re Frugal During Winter – With winter upon us, now is the time to start preparing for it. In this post, I am going to present five ways to ensure you are frugal during winter including your home, car and eating.

Lance @ Money Life and More writes Two Huge Problems with Dividend Stocks Right Now – Dividend stocks have been quite popular lately and for a good reason. Most quality dividend stocks pay out a consistent amount of money on a fairly set time schedule. I have two problems that make me wary of dividend stocks right now so make sure you pay attention.

SBB @ Simple Budget Blog writes Why a Healthy Lifestyle Can Save You Money – Find out why living a healthy lifestyle and abiding by your budget are not contradictory. Learn to save money by getting out and eating healthy.

Daisy @ Add Vodka writes Why I Live in A Bad Neighborhood – After writing the post last week about living in a bad neighborhood, many readers and commenters asked me why I still live here. Why don’t we move to a better neighborhood? I have an odd way of thinking about living quarters.

Roger the Amateur Financier @ The Amateur Financier writes World Domination 104: Choosing Your Cohorts – If you’ve been following along for the last several weeks, you’ve gotten most of the basics ready for a world domination attempt (or more than one; as everyone from Lex Luthor to Cobra Commander could tell you, this is the sort of endeavor that frequently takes more than one trial).

ETZ25 @ Entertainment Timez writes Is AIG The Stock For The Future? – So is AIG the stock for the future? It’s a gamble, but it has what appears to be pretty great potential for recovering now that it has paid most of the money it owes the government back.

Michelle @ The Shop My Closet Project writes The Island of Misfit Toys or Where do I get my gear – Rudolph the Red Nosed Reindeer is one of my childhood favorites! Living in Colorado there are a lot of expensive outdoor activities that I like to take part in. Snowboarding, golf, tennis, and riding my bike. So, how do you participate in expensive activities without spending a lot of money? Buy your equipment from a thrift store

Div Guy @ The Dividend Guy Blog writes Best Online Trading – How you can start trading online today and the tools to use.

Jon the Saver @ Free Money Wisdom writes Delayed Gratification – It’s How the Rich get Rich – Rich people get there by being frugal and waiting things out for the long haul. We can all learn a thing or two from rich people’s practices!

Luke @ Learn Bonds writes Are your investments about to drop off the fiscal cliff? – How do you navigate the risky waters of the coming fiscal cliff? Positioning your investments for the fiscal cliff.

Rich @ Growing Money Smart writes Wealth Accumulation Is Not Fair – Wealth accumulation is not fair and never has been, and that’s okay, it provided an advantage to you if you are determined and seize the opportunity!

Suba @ Broke Professionals writes How to Manage People – Part 1 – Knowing each and every one of the people that you manage helps you understand how to assign the work, who might want and benefit from extra training, who might need a mentor and who might be a mentor for someone else. It lets you develop each person and the team to their, the company’s and your benefit.

Daniel @ Sweating the Big Stuff writes What Happened To Flying Cars? – Hands down, my favorite futuristic aspect of George Jetson’s life was his flying car. Decades later, where is my flying car?

Passive Income Earner @ The Passive Income Earner writes Family Finance: Ways To Access Money – Do you need to access money from time to time? I try to plan ahead but life is full of unforeseen events I run a tight budget and I have not seen the need for an emergency fund considering my access to money. Interestingly enough, I do feel that I have tight months at times. It may be stressful for some but for our family it’s not.

Sustainable PF @ Sustainable Personal Finance writes Thrift Stores as Part of Your Sustainable and Frugal Lifestyle – One of the best ways to live sustainably and frugally is to do your shopping at thrift stores. You can save money, and at the same time reduce the number of resources being used up. Sustainable Living with Thrift StoresMany consumers make a big deal of using products made from recycled materials. This is a good thing, of course.

Ray @ Squirrelers writes Is Being Risk Averse Good or Bad for your Finances? – Sometimes it’s good to take risks, other times it’s good to be more cautious. How does this apply to your finances? This post explores the topic further.

Jonathan @ Save $100K writes Do You Really Know Who Your Advisor Is? – How to use FINRA’s BrokerCheck tool.

REAL ESTATE AND PROPERTY

Jeff Rose @ Good Financial Cents writes 7 Ways To Find Free Money And Unclaimed Property Online – Indiana Jones racing through some foreign land seeking his next archaeological find is an adventure that this treasure seeker would never get tired of. Who doesn’t get excited about finding a treasure? Especially, if it’s free money! Whether it’s finding a $20 bill in the parking lot of the mall or an old bond that your grandparents bought you, it’s always a nice treat to add some cash to your wallet and get free money.

Tushar @ Finance TUBE writes What Is Private Mortgage Insurance? (PMI) – Introduction:Today we will talk about Private Mortgage Insurance (PMI). Most people need to carry their mortgage when they purchase a home. When a lender allows taking mortgage with very little money down, they need to protect themselves. That’s where Private Mortgage Insurance (PMI) comes in.

Sean @ One Smart Dollar writes Common Home Buying Mistakes – Buying a home is the single biggest purchase most of us will ever make. Here are a few tips to make sure you don’t spend more money then you should.

RETIREMENT AND TAXATION

Sam @ Money Management Blog writes My Boss’s Clients Lose Thousands Because They Don’t Know this Tax Tip – Be smart about financial planning. Use a ROTH IRA to get the most out of your savings

FMF @ Free Money Finance writes How Much Should I Save for Retirement? – Retirement projections depend on these five factors: 1. Your age and your spouse’s age. 2. Your target age for retirement. 3. Your asset allocation. 4. How much you have already saved toward retirement. 5. How much you are saving each year.

Todd @ Financial Mentor writes The Smart Alternative To Retirement Planning – It’s so “old-skool” to work like a dog for 40 years scrimping and saving so you can retire and do nothing of substance for the remaining 30 years. The New Retirement….

Ted Jenkin @ Your Smart Money Moves writes Is Georgia One Of The Best Tax States To Retire In Today? – Inevitably all of us have the dream of being able to make work optional.

Tags:

Personal Financial Planning

6 comments to Carnival of Financial Planning — The B Side — October 12, 2012