The Best Personal Financial Planning Articles from Financial Blogs
Carnival of Financial Planning - December 06 2008 Edition
Welcome to the December 6, 2008 edition of the Carnival of Financial Planning.
The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.
This edition is arranged by subject heading, so that you can browse efficiently.
Enjoy!
The Skilled Investor
Budgeting
Pasadena Financial Planner presents Living Expense Tracking Methods posted at Pasadena Financial Planner.
Economics
Lance Cooper presents How Trickle Down Affects You posted at Recession Money Matters, saying, “Think you are insulated from the stock market? Think again.”
Financial Planning
Shaun Connell presents How to Make Money posted at Financial Planning, saying, “No, this isn’t a typical “ways to make money” post. Instead, I go through the theory of money, ignoring the politically correct and “easy answers.” Are you wasting your time with a job that doesn’t fit you? Find out and learn financial planning the smart way.”
Big Larry presents Pay Off Debt Vs Investments posted at Out of Debt Christian, saying, “There are times when you want to pay down (or off) debts so that the payments are no longer pulling down your monthly budget. There are also times when you are better off keeping the debt and investing the extra money that you have.”
Jeff Rose presents Make Too Much For A Roth IRA? posted at Jeff Rose.
Larry Russell presents Financial Planning Reading List posted at Pasadena Financial Planner.
Financing a Home
Ernesto Maitim presents Refinance Home Mortgage - Thorough Research on Prospective Lenders is Ideal posted at Refinance Home Mortgage For You.
Financing Education
MoneyNing presents 8 Bad Things You’re Teaching Your Kids About Money posted at Money Ning, saying, “What your children to be good money managers? Learn to be one yourself first!”
Ted Reimers presents Why College Students Will Always be Broke posted at CampusGrotto, saying, “Being broke is one of the biggest stereotypes out there for college students. Its true, here’s why.”
Savings Toolbox presents Save Up For College With FreshmanFund’s 529 College Savings Plan Gift RegistrySavings Toolbox.
Health Care
Matthew presents Advance Medical Directives posted at Fast Medical Information, saying, “Advance directives refers to specific treatment preferences of a patient and also the designation of a decision-maker if the patient themselves is unable to make their own decisions. This includes a living will, the power of attorney and health care proxy.”
Income
Jeff Rose presents 5 Steps To See If You Can Afford To Be a Stay At Home Mom posted at Jeff Rose, saying, “Can you afford to be a stay at home mom? Follow these steps to see.”
Investing
Michael Bass presents Investing Money with Vanguard’s International Growth Fund and Fidelity’s Select Gold posted at Debt Prison, saying, “But for now the gold mints can’t keep up with the demand for gold coins… that was NPR radio last week. Also, three weeks ago Alan Greenspan spoke before some group of useless bureaucrats and said our economy would get worse. Since he caused the current mess I’d say he probably has a better idea than most on how long it will last.”
Michael Cohen presents Traits Of A Good Investor | The Stock Investor - Stock Advice And Tips posted at The Stock Investor, saying, “These are the three most importnat traits of a successful stock investor.”
Qovax presents Stock Delistings - How to Cope posted at Value Investing and Entrepreneurship by Qovax, a Software Startup, saying, “Watching a stock you own get delisted from an exchange can be a traumatic event. It’s like getting yourself removed from a golf membership club because you are no longer worthy. With the current 2008 economic conditions, many companies are facing the risks of getting delisted from exchanges because most exchanges require the stocks to trade at a mininum of $1/share to stay listed. Nasdaq has recently issued an alert about its temporary suspension on minimum bid and market value requirements so that businesses can focus on their core operations rather than complying with exchange listing requirements.”
KCLau presents Top Money Tips for Malaysian Book Review posted at KCLau’s Money Tips, saying, “Two reviews had been posted about my new book Top Money Tips for Malaysian. Read on to find out more.”
Jacob presents The death of buy and hold? posted at Early Retirement Extreme.
One Family presents CanRoys (ENT, AAV, BTE, HTE, PVX, PGH, ERF, PWE) – A Comparative Analysis posted at One Family’s Blog, saying, “A comparative analysis of Canadian Royalty Trusts that provide a way for energy exposure along with high monthly dividends, but comes with a caveat.”
Bill Spohnholtz presents First Insurance Suggestion - AIG posted at Learn The Stock Market And How to Trade.
Zach Scheidt presents Blue Nile - Diamonds are NOT Forever… posted at ZachStocks, saying, “Blue Nile may have farther to drop as consumers are facing a lack of available credit. Engagement rings are NILE’s primary business and buyers are opting for cheaper purchases”
Jae Jun presents Analysing Financial Statements and AeroGrow posted at Old School Value, saying, “Learn to understand financial statements and the messages it tells you. AERO used as an example.”
Super Saver presents Fixed Income vs. Equities after the 40% Decline posted at My Wealth Builder, saying, “Based on my calculations, a CD yielding 5% beat equities for the past 15 years and was breakeven for the past 20 - 25 years.”
FMF presents Is Buying a Title of Nobility an Investment or a Scam? posted at Free Money Finance, saying, “Is this an investment or a ripoff?”
Jim presents Tax Loss Harvesting posted at Blueprint for Financial Prosperity.
The Blogger presents Tips for Growing Money posted at The Money Blog.
Money Smart Life presents Safe Places to Invest Your Money in a Bad Economy posted at Money Smart Life.
Managing Debt
ChristianPF presents How to negotiate with credit card companies posted at Money in the Bible | Christian Personal Finance Blog.
Intelligent Speculator presents Cash Down For a Mortgage: The RRSP Loan Switchback – How to Avoid CHMC Insurance Premium posted at The Financial Blogger, saying, “Since the recent credit crunch, banks are getting more difficult in regards to accepting mortgage loan applications.”
Mr Credit Card presents Unemployed With Credit Card Debt posted at Ask Mr Credit Card.
Silicon Valley Blogger presents Best Cash Back Credit Cards: Your Rewards For Spending posted at The Digerati Life, saying, “Thank you! Hope you had a great Thanksgiving, Larry. -SVB”
cfgoulart presents Loan Modification - Do it Yourself posted at Real Estate Money Matters, saying, “How to do a loan modification yourself. With so many Americans in trouble with their mortgage, companies are springing up to offer this service for a fee of $1,000 - $3,500 or more. You can work with your lender directly, this post offers tips, advice and resources to help you navigate the process yourself.”
Credit Shout presents 14 Tips To Help Pay Off Credit Card Debt posted at CreditShout.
GreenBridge Advisors presents Stop whining and take responsibility for your situation. posted at Let’s Blog Money, saying, “Everyone has made some mistakes when it comes to credit and debt. Some people cry about their current situation, but the simple truth is that every person is responsible for their own choices. Isn’t it about time that people start taking responsibility for their own actions and stop pointing fingers at everyone else?”
Tom Tessin presents Tips on Declaring Bankruptcy posted at FSC Blog, saying, “Bankruptcy can be a tough time but you don’t have to do it! I wrote some tips you can follow in order to possibly avoid bankruptcy.”
CreditAddict presents Citibank Change in Cardholder Terms, Rate Increase, and Opt-Out Notice posted at CreditAddict, saying, “If you have a Citi credit card, keep an eye out for a rate increase and opt out notice.”
Raymond presents Credit Card Offers For People With Bad Credit Or Poor Credit History posted at Money Blue Book.
Retirement Planning
David C Lewis, RFA presents Roth vs 401k: Who Wins? …(no one will ever tell you this) posted at A Revolution In Financial Planning.
walter wallace presents Tax Break Helps Low- and Moderate-Income Workers Save for Retirement posted at Wally’s World of Taxes.
Risk Management and Insurance
Michael Schriner presents Go Online to Compare Insurance Rates and Save posted at SaveOnline.
Savings
Patrick @ Cash Money Life presents Reinvesting in a CD Ladder posted at Cash Money Life, saying, “CD Ladders can be a great way to save for your emergency fund or other cash savings.”
The Smarter Wallet presents Finish Your Holiday Shopping Early And Save Money! posted at The Smarter Wallet, saying, “Thanks!”
MoneyNing presents 32 Sensible Tips for the Holiday Shopping Season posted at Money Ning, saying, “Have a safe, happy and frugal Christmas!”
Raymond presents Tips For Buying, Giving, and Using Discount Gift Cards posted at Money Blue Book.
Taxes
Curt presents Why We Should Not Give More Control of the Economy to the Government posted at PennyJobs.com.
nickel presents How do Federal Income Tax Brackets Work? posted at fivecentnickel.com, saying, “A quick look at how our progressive tax system works. Don’t fear higher tax brackets.”
Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.
Miscellaneous
Dollar Frugal presents Dollar Frugal » Blog Archive » Yes, Your Net Worth Can Still Increase In This Market posted at Dollar Frugal.
Andrew Chilton presents Are you Managing Your Lifestyle Inflation? posted at Retire at 40.
Livingalmostlarge presents Moving for a job? posted at LivingAlmostLarge, saying, “Moving what should you consider?”
Jessie presents What Did You Learn Last Year? Winners of Hanks Holiday Handout #4 posted at My Investing Blog, saying, “I’d first like to thank everyone for participating in Hanks Holiday Handout #4! Once again it was a big success with entries from all over the world!”
That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.
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