Easily find ALL
low cost mutual funds
no load index mutual funds
Also available at these ebook stores:

Amazon -- Kindle/MOBI
mutual funds investing books

Apple iBookstore -- iPad/EPUB
no load funds investment guide

Barnes & Noble -- Nook/EPUB
index funds list investment guide

Smashwords -- EPUB, MOBI, PDF
no load fund investment guide


Or, enter your email address to subscribe:

Proud Member of Yakezie

Financial Articles and Personal Finance Advice from Personal Finance Blogs – November 15 2008

Find VERIPLAN:   Do-It-Yourself Lifetime and Retirement Financial Planning Software

Carnival of Financial Planning – November 15 2008 Edition

Welcome to the November 15, 2008 edition of the Carnival of Financial Planning.

The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.

This edition is arranged by subject heading, so that you can browse efficiently.


The Skilled Investor


Skyler Reep presents Skyler Reep’s Blog: Get Real About Your Money posted at Skyler Reep’s Blog, saying, “Your financial life is a complex journey. Would you really start it without a map?”

Debt Wizard presents Credit Cards- What To Look For posted at Money Help, saying, “The right credit card for you depends on your spending habits and if you are able to fully pay off your credit card each month.”

Lisa Spinelli presents Let the Games Begin: Holiday Ads Are Starting | Greener Pastures: Personal Finance posted at Greener Pastures: Personal Finance, saying, “One thing is for sure this holiday shopping season. The shopper is in the driver’s seat. Check out some of this early bird sales at ebates and more.”

CindyS presents Focus On Finances: Keeping It Simple posted at Oh My Aching Debts, saying, “When starting to budget the most important thing that you can do to ensure your success is to keep it simple. Just focusing on your finances will help you to plan and save”

Quimby C presents Is a Personal Loan Your Best Cash Flow Emergency Solution? posted at loanstory.net, saying, “What’s the best solution in a cash flow emergency situation? Consider applying for a personal loan instead of reaching for your credit cards. Use your “emergency” as a wakeup call to start an emergency savings account.”

Pasadena Financial Planner presents Living Expense Tracking Methods posted at Pasadena Financial Planner.


Curt presents The Nightmare that Nobody Wants to Talk About: The Next Depression posted at PennyJobs.com.

David Carter presents One Small Business That is Doing Well in This Economy posted at David Makes Cents.com, saying, “Discuses my new business venture.”

Financial Planning

Mr Credit Card presents The ABCs of Getting Out of Debt posted at Ask Mr Credit Card.

Joe Manausa presents How To Stay Calm In The Real Estate Market posted at Tallahassee Real Estate Blog, saying, “The entire financial world appears to be a scary place right now. Many people are starting to “smell opportunity” and yet are a bit too fearful to act on their instincts. The goal of this article is to get you to consider doing some homework and creating a decision matrix so that you can start to take advantage of the opportunities when you are ready.”

KCLau presents My Greatest Financial Fears posted at KCLau’s Money Tips, saying, “Everyone will encounter several personal fears as they go through their life phases. There is one fear which most of us will definitely have to deal with and that is financial fear. I have listed down below several financial fears that the majority of us will encounter.”

sherin presents Top personal financial planning mistakes 1 – No goal posted at Investment Internals, saying, “A series of articles related to top financial planning mistakes and its remedies”

Larry Russell presents Financial Planning Reading List posted at Pasadena Financial Planner

Valeria presents 10 Painless Ways to Escape Being Squeezed by Your Plastic posted at Timeless Lessons.

Super Saver presents Financial Lessons from my Parents’ Generation Re-Learned posted at My Wealth Builder, saying, “The financial crisis of 2008 is causing my generation to re-learn lessons from the Great Depression.”

Health Care Finance

Livingalmostlarge presents It’s open enrollment! posted at LivingAlmostLarge, saying, “Is it really too late?”


Dorian Wales presents Shortcuts to Early Retirement – Absurd Frugal Thinking or Common Financial Sense? posted at The Personal Financier, saying, “Permanent income gone astray”

Himadri Choudhury presents Career Planning posted at Thread Pool, saying, “This post is about career development. I think it is relevant since how much money one pulls in a very important factor in someone’s finances.”

Patrick @ Cash Money Life presents Why Alternative Income Streams Are Part of My Long Term Plans posted at Cash Money Life, saying, “I’m using alternative income streams as a method of hedging against our current economy and to prop up my retirement savings.”

FMF presents How to Demonstrate that You Deserve a Raise posted at Free Money Finance, saying, “Get a raise by deserving a raise.”


MoneyNing presents Try Buying When You Want to Sell and Vice Versa posted at Investing School, saying, “Time for something radical since nothing else is working anyway!! :)”

Fatty presents Automated Day Trader: Double Moving Average Crossover, Test 1 posted at Fatty Fat Fat.

Ripe Trade presents Thanksgiving day trade posted at Ripe Trade, saying, “Historically buying on the close the Tuesday before Thanksgiving and selling on the close the Friday after thanksgiving would have yielded far superior returns when compared to a typical two day return. The edge in the S&P is 5 times larger than a random, 2 day holding period and the edge in the NASDAQ is 51 times larger than a random 2 day holding period with 83% of all occurrences being winners.”

Sun presents Time to Invest in Alternative Energy? posted at The Sun’s Financial Diary.

Wilfrid presents Socially Responsible Investing: Go Green And Make Money At The Same Time posted at Money Galaxy – Make Money | Save Money | Invest Money, saying, “Socially Responsible Investing is the wave of the future”

FIRE Getters presents Investing – Riding the Recession with Awareness, Planning and Investment posted at FIRE Finance.

Zach Scheidt presents Petrohawk Energy Corporation (HK) – Cooking With Gas posted at ZachStocks, saying, “Petrohawk Energy Corporation (HK) may represent an attractive investment after being beaten down significantly. While prices on oil and natural gas have traded sharply lower, the company has successfully hedged much of its production and is cash flow positive.”

Qovax presents The Perils of One-time Charges posted at Value Investing and Entrepreneurship by Qovax, a Software Startup, saying, “When it comes to pleasing Wall Street, some companies would do anything to spruce up their books. One of the most common shenanigans management would use is one-time charges. One-time charges are expenses that do not recur. Because of this, one-time charges are usually reported separately to prevent any disfigurement of an otherwise pristine net income.”

Raag Vamdatt presents Understanding a Fixed Maturity Plan (FMP) :: RaagVamdatt.com :: Financial Planning demystified posted at RaagVamdatt.com.

Jae Jun presents Profit from Special Situations – Risk Arbitrage posted at Old School Value, saying, “Part 5 in the series of profiting from special situations. A primer on how Risk arbitrage works and what you need to know in order to implement the strategy.”

Patrick @ Cash Money Life presents Don’t Stop Retirement Contributions posted at Military Finance Network, saying, “People should continue to invest during this economic downturn.”

ABC presents Bull Markets and Bear Markets posted at ABCs of Investing, saying, “A brief description of bull and bear markets.”

Investing School presents Earnings Per Share (EPS) posted at Investing School, saying, “Learn all about Earnings Per Share, how to calculate it and why it’s useful!”

ANTHONY PHIRI presents AS Blog:Mavericks,Intellectuals & Lifestyles posted at Mavericks,Intellectuals and Lifestyles:Decoding the News into Facts, saying, “The time has come when one needs to be shrewd as far as the markets and finance and investing are concerned.I believe that knowledge should be shared so people are aware of the results of taking a specific course of action.”

Managing Debt

Greg Shuey presents Understanding FHA Home Loans posted at Utah Mortgage.

The Financial Blogger presents Key Points To Get A Mortgage posted at The Financial Blogger, saying, “Since banks tightened their credit rules, it is better to know what counts when applying for a mortgage.”

Fitz Villafuerte presents On Good Debt, Bad Debt and Ugly Debt posted at Ready To Be Rich, saying, “You may already know about good debt and bad debt. But have you heard of ugly debt? This article explains the meaning and differentiates these three kinds of debt.”

CreditShout presents The Hidden Costs of Credit Cards posted at CreditShout.

imarketing4s presents How to Ease Your Debt with Debt Consolidation Loans | Consolidate4Free: Free Debt Consolidation Articles posted at Free Debt Consolidation: Qualified Financial Management.

Retirement Planning

Bill Spohnholtz presents Social Security Sense posted at Learn The Stock Market And How to Trade.

Mike Smith presents Saving Retirement Calculator posted at Richer by the Day, saying, “A different type of retirement calculator, which uses the percentage of income saved to determine how quickly retirement can be reached. Results can be proudly displayed on your blog with the generated badge source code.”


ChristianPF presents The best place to save money posted at Money in the Bible | Christian Personal Finance Blog.

fwp presents set aside $1000 for you, now! posted at the financial wellness project.

MoneyNing presents Reduce, Reuse, Recycle and How it Helped with My Personal Finance posted at Money Ning, saying, “While I didn’t know at the time what the benefits were, I’m glad we practiced it anyway because it helped me so much!”

sherin presents Child savings and investment requirement posted at Investment Internals, saying, “Save your kid by watching this photo”

Jim presents EverBank Review posted at Blueprint for Financial Prosperity.

Jesse Wojdylo presents America, We CAN Get Out of Debt! posted at Subprime Blogger.


Khan presents Freelancers – Tax Deductions posted at Higher Education and Career Blog, saying, “Freelancers enjoy working when and how much they want and being their own boss. However, along with the freedom of freelancing, comes the responsibility to manage finances.”


Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.


Sarah Scrafford presents Healthy Paranoia: Top 50 Internet Security Blogs posted at The Daily Netizen.

That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Technorati tags: , .


Personal Financial Planning

Comments are closed.