Blog Articles about Personal Finances this Week
Carnival of Financial Planning – January 24 2009 Edition
Welcome to the January 24, 2009 edition of the Carnival of Financial Planning.
The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.
This edition is arranged by subject heading, so that you can browse efficiently.
Enjoy!
The Skilled Investor
Budgeting
Ray K presents Save Money By Always Being In A Contract posted at JustSaver.com, saying, “This article provides tips on how to take advantage of contract signing in order to lower your monthly bills. Helpful for everyone! Money Saving and Time Saving Tips and Advice for Everyday Living. Justsaver.com”
Mr Credit Card presents How To Manage Your Credit Card Spending posted at Ask Mr Credit Card, saying, “This post explains how to manage your credit card spending.”
Pasadena Financial Planner presents Living Expense Tracking Methods posted at Pasadena Financial Planner.
Larry Russell presents Financial Planning Reading List posted at Pasadena Financial Planner.
Economics
Tristan presents Interest Rate Predictions for 2009 / 2010 posted at Find Financial Freedom, saying, “A look at what UK interest rates may do in the coming two years and how that will affect the economy and the housing market.”
Financial Planning
Raymond presents Best CD Rates For High Yield Certificate Of Deposits posted at Money Blue Book.
Tushar Mathur presents Are You Doing The Most Important Thing to Get Rich posted at Everything Finance, saying, “Creating wealth is a long process, but it begins with one easy step. Before paying any bills, write yourself a check for as little as $25. If you do only one thing, this is more likely to make you wealthy than anything else. Paying yourself first is popular advice because it’s the most important step to becoming financially independent.”
Shaun Connell presents Payday Loans SUCK… But Should We Ban Them? posted at Short-Term Loans, saying, “These short-term loans target “suckers” and are disgustingly stupid to get. But some suggest the government should step in. Do you agree? I think it’s a horrible idea.”
dmh presents Citi: Request Automatic Credit Line Increases posted at Daily Money Hack.
Finance Fanatic presents Key To Becoming Rich: Build Up Assets, Reduce Liabilities posted at Planning Financials | Personal Finance For You, saying, “Guides to help become rich”
Average Investor presents Financial Goals for 2009 posted at 17th Avenue Money Talks, saying, “This article highlights my personal financial goals for year 2009, and the specific measurement that will be evaluated by end of 2009.”
Debt Free Dave presents Circuit City Closing, Who’s Next? posted at Debt Free Earth, saying, “Yesterday came the announcement that surprised few: after being unable to find a buyer, Circuit City asked a bankruptcy judge to allow them to close their remaining 567 stores. They had already closed 155 stores in the past 2 months while attempting to find a buyer.”
kathryn presents Be a Better Bargainer posted at Out of Debt Christian, saying, “A 2007 Consumer Reports survey discovered that 61 percent of those polled had tried to get a bargain by haggling and more than 90 percent of them succeeded.”
Michael Haltman presents Hail To The New Chief posted at The Political and Financial Markets Commentator, saying, “I am a Republican while many among us are Democrats or non-political. I follow the world and the goings on while some among us could care less. I voted for McCain while many other voted for Obama or did not vote at all. What does it all mean?”
The Dough Roller presents Student Credit Cards posted at The Dough Roller, saying, “Student credit cards can be a great way to build a solid credit history, so long as they are used responsibly.”
KCLau presents Procrastinator, plucker, plotter, and prober posted at KCLau’s Money Tips, saying, “Recently I was reading the book titled “The Number: What do you need for the rest of your life and what will it cost?” A rundown on what the book has to offer”
FIRE Getters presents Advantages of Online Banking posted at FIRE Finance.
Mark Aucamp presents British consumers have New Year resolution to save more money! posted at Money Saving Tips, Consumer Finance, Expert, Advice and Help | Talk Money Blog.
Financing a Home
David presents How Much Home Can You Afford To Buy? posted at Personal Finance Ology, saying, “Calculating how much home you can afford is an important precursor to house hunting. Do your homework before investing your time and money!”
Financing Education
Pinyo Bhulipongsanon presents Expected Family Contribution – The Key Target When Saving For College : Moolanomy posted at Moolanomy.
Jim presents The Basics of Debit and Credit Cards Explained posted at Blueprint for Financial Prosperity.
Jeff Rose presents Introduction To Asset Allocation posted at Jeff Rose, saying, “The key to any diverse portfolio”
Income
FMF presents Will a Touch of Gray Help Men Get Better Jobs? posted at Free Money Finance, saying, “A way to increase your income — go gray!”
Dave presents Extra Income Ideas I posted at Cheapo Groovo.
Investing
The Budgeter presents Budgeting On An Unknown Income posted at Keep Your Cash, saying, “If you are a self-employed professional, you probably find it very difficult to calculate the accurate figure for your income.”
Lance Cooper presents How to Invest with $10,000-$50,000 in the Current Market Condition posted at Recession Thoughts, saying, “The stock market has experienced tremendous volatility in the past 3 months leaving many of us wonder what and how to invest our money in 2009.”
Sun presents S&P 500 High Dividend Paying Stocks posted at The Sun’s Financial Diary.
Smart Investor presents When Not To Invest In Stocks | The Stock Investor – Stock Advice And Tips posted at The Stock Investor, saying, “Everyone is always telling you to get into the market. What are some reasons you should stay away from stocks?”
Jeff Williamson presents Best Way To Invest Money posted at PE Financial Services.
Zach Scheidt presents Open Text Corp – Software Firm with Growth posted at ZachStocks, saying, “I believe the overall environment will take a turn for the better in the remainder of this quarter.”
ABC presents 529 Educational Savings Plans posted at ABCs of Investing, saying, “A brief description of 529 Educational Savings Plans”
VC presents Bank Madness! posted at The Penny Daily, saying, “Why the bank stocks are having so much volatility and whether or not you should invest in them”
Richard presents Fixed Annuities- Are they right for boomers? posted at Consumer Boomer, saying, “A closer look at fixed annuities and their suitability for baby boomers.”
Managing Debt
Jonathan Browne presents Bad Credit Rating Score? It’s a blessing in disguise. posted at How to deal with creditors and get out of debt., saying, “Why bad credit isn’t the end of the world.”
Scott Crawford presents DebtGoal » Blog Archive » Advice, Tips, and Techniques to Eliminate Debt: Step One posted at DebtGoal, saying, “Sometimes getting started is the hardest part. Here are the first steps to take when starting to reduce debt.”
The Financial Blogger presents Why Would You Choose A Fixed Mortgage Rate? posted at TheCreditToolBox.com, saying, “The pro’s and con’s of fixed mortgage variable rates.”
Travis presents Just Say No to Credit Cards posted at Christian Money Mountain, saying, “Hey thanks for the opportunity to share one of my articles in your carnival.”
Tom Tessin presents Top 5 Credit Repair Books posted at FSC Blog, saying, “Debt is a major concern when it comes to consumers in today’s world. I’ve done some research on Amazon and found out what the top 5 books are online today that can help you repair your credit.”
Retirement Planning
Jeff Rose presents 72(t) Disbributions for Baby Boomers posted at Consumer Boomer.
One Family presents 401K/IRA/Retirement Account 2009 Reallocations posted at One Family’s Blog.
TStrump presents How Will Eldercare Affect My Retirement Plans? | The Strump posted at The Strump – Financial Blog, saying, “I currently have a retirement plan in place, but lately I’ve been worried about my aging parents who are already retired. I think this might be a concern for many people – with the rising cost of care homes, the children may have to foot part of the bill or at least, help with care before the time comes when full-time care is necessary.”
Savings
Silicon Valley Blogger presents 21 Deal Sites and Online Tools To Help You Save Money posted at The Digerati Life, saying, “Thank you!”
The Smarter Wallet presents Buying A Computer? Check Our Computer Shopping Tips First posted at The Smarter Wallet, saying, “Buy a computer with these shopping tips and save some money!”
MoneyNing presents 50 Ways to Budget Travel and Save Money on Vacations posted at Money Ning, saying, “Being a frugal traveler can save you so much money!”
Super Saver presents Choosing Between Taxable and Tax Deferred Saving Accounts posted at My Wealth Builder, saying, “There are advantages and disadvantages for both types of accounts. In the post, I’ve summarized my view of the tax treatment for tax deferred and taxable saving accounts.”
nickel presents Zecco Review and Account Opening Process posted at fivecentnickel.com, saying, “Title says it all… Review of Zecco and an overview of the account opening process, complete with screenshots, etc.”
Taxes
Jeff Rose presents Reader Question #4- Can I Take a Tax Loss on My Kids 529 Plans? posted at Jeff Rose.
PatrickCML presents How to File Your 2008 Federal Taxes For Free posted at Cash Money Life, saying, “How to File Your 2008 Federal Taxes For Free”
Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.
PatrickCML presents Free Tax Preparation for Military Members posted at Military Finance Network, saying, “Free Tax Preparation for Military Members -”
Ben presents Tax Forms to Gather For Your Tax Return posted at Money Smart Life.
nickel presents Penalty for Paying Quarterly Estimated Taxes Late posted at fivecentnickel.com.
Miscellaneous
Mark presents Money – Yours, Mine, and Not Pink Floyd’s « Icarus Landing posted at Icarus Landing.
Finance Tips 101 presents Identity Theft Prevention Tips posted at Finance Tips 101.
Vera Lang presents Angel Medflight: Expensive Air Transport, But It Might Keep You Alife posted at Be Safe Insure .com, saying, “Angel Medflight goes beyond your ordinary medical transport… read the details here”
Pragmaticsage presents Are we Rewarding the Financial Irresponsible posted at Pragmatic Sage Weekly, saying, “Every day it seems that we are bailing out corporations and individuals who acted irresponsible with their finances. Are they better off than companies and individuals who acted responsible?”
Abigail Perry presents Marketing logic posted at i pick up pennies, saying, “One of the biggest impediments to frugality and debt reduction is the basic fact that we are trained to want (and spend) more than we need. Marketers have their own brand of logic, and we buy into it wholeheartedly. I use cell phones as an example, but this post is true of pretty much any consumer product.”
gooru presents Beyond Credit Cards – Even More Cash Back posted at Money TLD, saying, “Cash back doesn’t just come from credit cards. Learn three methods to get cash back that can all stack on top of the cash back you get from your credit card!”
That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.
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