Personal Finance Blog Articles of the Week

Carnival of Financial Planning - December 20  2008 Edition

Welcome to the December 20, 2008 edition of the Carnival of Financial Planning.

The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.

This edition is arranged by subject heading, so that you can browse efficiently.

Enjoy!

The Skilled Investor

Budgeting

One Family presents Frugal Living – Ten Great Gift Ideas for Frugal Families (Christmas Holiday Shopping Tips) posted at One Family’s Blog.

Curt presents 2008 Budget Reflections posted at PennyJobs.com.

KCLau presents Christmas On A Budget posted at KCLau’s Money Tips, saying, “This post is contributed by Jacquelyn Sarah Wong, the co-author of The Secrets to Writing an Ebook in Three Easy Steps. It is about how to be frugal this christmas season with the economy down.”

Jeff@MySuperChargedLife presents Personal Finance Budgeting Priorities In An Income Crisis posted at My Super-Charged Life, saying, “Setting proper budgeting priorities in an income crisis is key the key to fiscal survival.”

Pasadena Financial Planner presents Living Expense Tracking Methods posted at Pasadena Financial Planner.

Larry Russell presents Financial Planning Reading List posted at Pasadena Financial Planner.

Economics

nickel presents Recession-Proof Careers posted at fivecentnickel.com, saying, “Just in time for our newly minted recession… A rundown of recession-proof careers.”

Financial Planning

Shaun Connell presents The Get-Rich-Quick Lie posted at Financial Planning, saying, “Finally, someone explains -why- get rich quick schemes don’t work. I explain why it simply isn’t possible to get rich without -creating- something or finding a way to trade something of value. Basic business and economics… a must read for all internet marketers.”

Britannica Blog presents Credit Cards & the Genius of Marketing | Britannica Blog posted at Britannica Blog, saying, “The flood of credit card offers in the mail has begun to subside. This may be all there is of an upside to the current economic embarrassment, but it’s no small potato. They used to come several times a month.”

Patrick @ Cash Money Life presents 10 Personal Finance Essentials posted at Cash Money Life, saying, “This list includes 10 things everyone should do for healthy personal finances.”

Michael Haltman presents Bernie Madoff: Who Could (Should) Have Known? posted at The Political and Financial Markets Commentator, saying, “Question: How do you make a small fortune? Answer: Start with a large fortune and give it to Bernie Madoff to invest!”

Jim presents The Mythical Thin Wallet posted at Blueprint for Financial Prosperity.

One Family presents Employee Stock Purchase Plan (ESPP) and 401K Retirement Plan Annual Enrollment and Contribution Review posted at One Family’s Blog.

Jeff Rose presents Four Options With Your 401k When Changing Jobs posted at Jeff Rose.

Financing a Home

Intelligent Speculator presents Cash Down For A Mortgage: The Financed Cash Down posted at The Financial Blogger, saying, “There is a way to literally create cash down for your mortgage.”

Joe Manausa presents Real Estate Supply And Demand | Tallahassee Real Estate Blog posted at Tallahassee Real Estate Blog, saying, “It really isn’t that hard to tell where the real estate market is heading. All we need to do is take a quick re-examination of Economics 101 and realize that Supply and Demand actually do matter in the real estate market.”

Income

The Shark Investor presents How To Outgrow The Self-Help Learning Stage posted at The Shark Investor, saying, “Stop being passive learner and fight procrastination”

Investing

Livingalmostlarge presents Walking the Walk? posted at LivingAlmostLarge.

The Investor presents Government bonds: An exciting new way to lose money to the bear market posted at Monevator.com, saying, “After the appalling stock market performance of 2008, many advisers and commentators are steering their clients towards government bonds, but with yields at 50-year lows, are treasuries the next bubble to burst?”

marjorie presents 3 Steps To Keep Your Investments Safe posted at Wealth Junkies, saying, “You can’t change the value of your investments and there’s not perfect way to protect them. But there are steps you can take, (i.e. know your right; minimize movement; save and diversify) to reassure yourself that you’ve done everything you can to protect yourself from a problematic market.”

Andrew Edgington presents “Investing In Real Estate” Tips posted at Best On-line Mortgages, saying, “Welcome to Your Free Mortgage - a step-by-step guide to making your mortgage pay for itself. Discover how to turn your mortgage into large cash lump sum.”

Sandy Naidu presents Bernard Madoff’s Ponzi Scheme posted at FutureNestEgg.

Mike presents Management Expense Ratio (or MER) posted at ABCs of Investing.

Dividends4Life presents Stock Analysis: Donaldson Company, Inc (DCI) posted at Dividends 4 Life, saying, “Donaldson Company operates as a worldwide manufacturer of filtration systems and replacement parts. Linked here is a detailed analysis and commentary.”

Investing School presents 9 Terrific Investing Websites That is Sure to Suck Up Your Time posted at Investing School, saying, “If you are into investing at all, you need to take a look at these great websites for your research needs!”

FMF presents Employee Stock Purchase Plans: Great Investments posted at Free Money Finance, saying, “An unusual (and good) way to invest.”

Super Saver presents Frightening Market Predictions and How I’m Reacting posted at My Wealth Builder, saying, “According to these experts, 2009 could be another challenge year for investors.”

Managing Debt

Raymond presents Reviews Of The Best Discover Credit Cards and Offers posted at Money Blue Book.

Raymond presents Reviews Of The Best Advanta Business Credit Cards and Offers posted at Money Blue Book.

Julie Guarnizo presents How We Paid Off Our Credit Cards posted at Beef Up Your Piggy.

Nora Dunn presents Goal Setting: Getting Out of Debt Once and For All posted at Wise Bread, saying, “Even though we set realistic debt-management and debt-reduction goals, something always seems to get in our way. Here are a few tips to help you get rid of your debt, once and for all.”

Michael Geoffrey presents Pay Off Debt Or Invest Your Money? posted at Debt Smackdown, saying, “If you suddenly find yourself with some extra money, does it make more sense to invest it for the future or to pay off debt with it today?”

apply4-credit presents Your Divorce and Your Credit Are Your Prepared? posted at Credit Card Applications Expert | Apply4-Credit.com.

Retirement Planning

Pragmaticsage presents Social Security; When to Collect posted at Pragmatic Sage Weekly, saying, “One of the biggest questions for individuals approaching age 62 is whether or not to start collecting Social Security. The answer is not that simple, but here is one view and some things to think about before you make your decision.”

FIRE Getters presents Retirement - All Is Well If Our HEART Is Well! posted at FIRE Finance.

financefanatic presents Planning For The Future - What To Buy For My IRA? posted at Crash Market Stock - Stock Tips To Make Money During A Recession, saying, “Good principles and strategies when planning your IRA account.”

Savings

Silicon Valley Blogger presents How I Save Money With My ING Direct Checking and Savings Accounts posted at The Digerati Life, saying, “Thanks!”

The Smarter Wallet presents Plan Your Vacation Well: Travel Tips For The Early Bird Traveler posted at The Smarter Wallet, saying, “Save money on travel!”

Dave presents Treasury Bill Pays Investors Nothing posted at Cheapo Groovo.

Taxes

Patrick @ Cash Money Life presents 5 Ways To Save on Taxes — Before Dec. 31 posted at Military Finance Network, saying, “Tips for saving money on your taxes before year end.”

Sam presents NEW !! New Small Business Tax Tips. For Business Owners, Start-Ups and Entrepreneurs posted at Surfer Sam and Friends, saying, “Tax Tips for New Small Business Owners Start-Ups, Entrepreneurs and Beginners A small business owner needs to know about taxes. A common challenge for most start-up small businesses is learning the IRS tax requirements and regulations.”

Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.

Miscellaneous

Robert Hazlewood presents A Survival Guide For The Economic Times posted at Ways to Survive Life, saying, “This is a guide to help get you through the tough economic times. it offers tips and suggestions you can incorporate today to begin saving money.”

Dollar Frugal presents Save Time by Taking the Earliest Appointment Possible posted at Dollar Frugal.

That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Technorati tags: , .

Tags: money budgeting, money capital gains taxes, money economics, money estate planning, money financial planning, money financing education, money managing personal debt, money personal finance advice, money personal finance blogs, money personal income, money personal insurance, money personal investing, money personal retirement planning, money personal risk management

Related Personal Financial Planning Posts


By The Skilled Investor on December 19
.
.
.

If you like this article, please consider subscribing to our full text RSS feed. You can also subscribe via email, and new posts will be sent directly to your inbox.

.
READERS FAVORITES: Our Top 30 Articles for You to Read

  • The Top 25 Best Low Cost US Money Market Funds
  • 10 Lower Cost S and P 500 Index Mutual Funds
  • Default under the Citibank Credit Card Contract
  • The Optimal Investment Strategy for Individual Investors
  • Traditional IRA and 401k Versus Roth IRA and Roth 401k Contributions
  • American Funds - The Investment Company of America - Class A Shares (AIVSX) net a +3 Fund Authority Score
  • Most Individual Investors Are Poor Personal Portfolio Managers
  • Personal Financial Planning and Personal Investment Articles
  • Publish your blog news articles on traditional media center and newspaper websites
  • How unstable have stock market returns been over time?
  • American Funds - Washington Mutual Investors Fund - Class A Shares (AWSHX) acquire a +2 Fund Authority Score
  • Factors Favoring Roth IRA and Roth 401k Plan Contributions
  • The Financial Services Industry is Still the Largest S&P 500 Sector - Even after the Collapse of its Stock Values
  • Rational Mutual Fund and ETF Selection
  • Summary Table of Traditional IRA and Roth IRA Tax Rules
  • Factors Favoring Roth IRA and Roth 401k Plan Contributions - Part 2
  • American Funds - Income Fund of America - Class A Shares (AMECX) rate a +2 Fund Authority Score
  • Screening Index Mutual Funds with IndexUniverse.com
  • Objective Personal Finance Answers Are Hard to Find
  • Avoid High Turnover Mutual Funds and Active ETF Trading
  • Analyze Multiple Personal Financial Planning Decisions Simultaneously with VeriPlan
  • Where's Waldo? - The illusion of superior professional mutual fund manager performance.
  • Always Completely Diversify Your Investment Portfolio
  • Fee-Only Compensation Aligns the Interests of Clients and their Financial Advisors
  • Develop Your Own Personal Financial Planning Skills - Step 1 of 10 Financial Planning Steps in the Right Direction
  • Financial Industry Product Development and Your Best Interests
  • Own Investment Mutual Funds and ETFs - Not Individual Securities
  • Mutual Fund and ETF Screening Requirements
  • Financial Planning from Personal Finance Blogs
  • What is a Well-Diversified Investment Portfolio?
  • .
    Article comments

    Add your own comment or set a trackback

    COMMENT POLICY:

    We appreciate anyone who takes the time to leave a legitimate comment. We accept comments that thoughtfully address the substance of an article. All comments are moderated before they appear. All spam gets trashed.

    Currently 2 comments
    Add your own comment



    Follow comments according to this article through a RSS 2.0 feed

    Article comments

    NOTICE: YOU MUST AGREE TO THE TERMS OF USE TO USE THIS WEBSITE.

    These links will take you to our Terms of Use, our Privacy Policy and our Copyright Policy.

    This site is solely for informational and educational purposes related to your personal, private, and non-commercial use.

    • In no way does this site constitute or provide investment advice under the laws and regulations of the United States of America and its various States or of any other country in the world.
    • This site does not collect any specific information on the investment situation of any reader.
    • This site does not render any advice on the basis of any readers' specific investment situation in accordance with the Investment Advisers Act of 1940, as amended.
    • In no way does this site constitute a solicitation or offer to sell securities of any kind.

    Copyright 2006-2010 - Lawrence Russell and Company, All rights reserved worldwide.

    This site is financial publication of general and regular circulation. Except for reading and browsing via the World Wide Web, no part of this document or website may be reproduced, modified, disseminated, published, adapted in any manner or transferred without permission in writing from Lawrence Russell and Company.

    THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, FOR THIS WEBSITE, INCLUDING NO WARRANTY FOR MERCHANTABILITY AND NO WARRANTY FOR FITNESS FOR ANY PARTICULAR PURPOSE.

    Unless otherwise stated, there are no business arrangements of any kind between The Skilled Investor and any mutual fund, ETF, or other investment security or any company that may be featured in our articles. We do not accept any payments to influence what we write about or what we say. The Skilled Investor does allow advertisers to post their messages on our site, and it is entirely your choice whether or not to patronize any of these advertisers.

    "The Skilled Investor", "Skilled Investor", "Fund Authority," "Fund Authority Score," "VeriPlan", "Personal Finance Software for Your Lifetime", "Your Personal Financial Lifecycle Planner", and "Sensible and Scientific Financial and Investment Planning" are some of the trademarks of Lawrence Russell and Company. Other trademarks and service marks are the properties of their respective owners.










    Visit Our Objective Family Finance Blogs