Personal Finance Blog Articles of the Week
Carnival of Financial Planning – December 20 2008 Edition
Welcome to the December 20, 2008 edition of the Carnival of Financial Planning.
The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.
This edition is arranged by subject heading, so that you can browse efficiently.
Enjoy!
The Skilled Investor
Budgeting
One Family presents Frugal Living – Ten Great Gift Ideas for Frugal Families (Christmas Holiday Shopping Tips) posted at One Family’s Blog.
Curt presents 2008 Budget Reflections posted at PennyJobs.com.
KCLau presents Christmas On A Budget posted at KCLau’s Money Tips, saying, “This post is contributed by Jacquelyn Sarah Wong, the co-author of The Secrets to Writing an Ebook in Three Easy Steps. It is about how to be frugal this christmas season with the economy down.”
Jeff@MySuperChargedLife presents Personal Finance Budgeting Priorities In An Income Crisis posted at My Super-Charged Life, saying, “Setting proper budgeting priorities in an income crisis is key the key to fiscal survival.”
Pasadena Financial Planner presents Living Expense Tracking Methods posted at Pasadena Financial Planner.
Larry Russell presents Financial Planning Reading List posted at Pasadena Financial Planner.
Economics
nickel presents Recession-Proof Careers posted at fivecentnickel.com, saying, “Just in time for our newly minted recession… A rundown of recession-proof careers.”
Financial Planning
Shaun Connell presents The Get-Rich-Quick Lie posted at Financial Planning, saying, “Finally, someone explains -why- get rich quick schemes don’t work. I explain why it simply isn’t possible to get rich without -creating- something or finding a way to trade something of value. Basic business and economics… a must read for all internet marketers.”
Britannica Blog presents Credit Cards & the Genius of Marketing | Britannica Blog posted at Britannica Blog, saying, “The flood of credit card offers in the mail has begun to subside. This may be all there is of an upside to the current economic embarrassment, but it’s no small potato. They used to come several times a month.”
Patrick @ Cash Money Life presents 10 Personal Finance Essentials posted at Cash Money Life, saying, “This list includes 10 things everyone should do for healthy personal finances.”
Michael Haltman presents Bernie Madoff: Who Could (Should) Have Known? posted at The Political and Financial Markets Commentator, saying, “Question: How do you make a small fortune? Answer: Start with a large fortune and give it to Bernie Madoff to invest!”
Jim presents The Mythical Thin Wallet posted at Blueprint for Financial Prosperity.
One Family presents Employee Stock Purchase Plan (ESPP) and 401K Retirement Plan Annual Enrollment and Contribution Review posted at One Family’s Blog.
Jeff Rose presents Four Options With Your 401k When Changing Jobs posted at Jeff Rose.
Financing a Home
Intelligent Speculator presents Cash Down For A Mortgage: The Financed Cash Down posted at The Financial Blogger, saying, “There is a way to literally create cash down for your mortgage.”
Joe Manausa presents Real Estate Supply And Demand | Tallahassee Real Estate Blog posted at Tallahassee Real Estate Blog, saying, “It really isn’t that hard to tell where the real estate market is heading. All we need to do is take a quick re-examination of Economics 101 and realize that Supply and Demand actually do matter in the real estate market.”
Income
The Shark Investor presents How To Outgrow The Self-Help Learning Stage posted at The Shark Investor, saying, “Stop being passive learner and fight procrastination”
Investing
Livingalmostlarge presents Walking the Walk? posted at LivingAlmostLarge.
The Investor presents Government bonds: An exciting new way to lose money to the bear market posted at Monevator.com, saying, “After the appalling stock market performance of 2008, many advisers and commentators are steering their clients towards government bonds, but with yields at 50-year lows, are treasuries the next bubble to burst?”
marjorie presents 3 Steps To Keep Your Investments Safe posted at Wealth Junkies, saying, “You can’t change the value of your investments and there’s not perfect way to protect them. But there are steps you can take, (i.e. know your right; minimize movement; save and diversify) to reassure yourself that you’ve done everything you can to protect yourself from a problematic market.”
Andrew Edgington presents “Investing In Real Estate” Tips posted at Best On-line Mortgages, saying, “Welcome to Your Free Mortgage – a step-by-step guide to making your mortgage pay for itself. Discover how to turn your mortgage into large cash lump sum.”
Sandy Naidu presents Bernard Madoff’s Ponzi Scheme posted at FutureNestEgg.
Mike presents Management Expense Ratio (or MER) posted at ABCs of Investing.
Dividends4Life presents Stock Analysis: Donaldson Company, Inc (DCI) posted at Dividends 4 Life, saying, “Donaldson Company operates as a worldwide manufacturer of filtration systems and replacement parts. Linked here is a detailed analysis and commentary.”
Investing School presents 9 Terrific Investing Websites That is Sure to Suck Up Your Time posted at Investing School, saying, “If you are into investing at all, you need to take a look at these great websites for your research needs!”
FMF presents Employee Stock Purchase Plans: Great Investments posted at Free Money Finance, saying, “An unusual (and good) way to invest.”
Super Saver presents Frightening Market Predictions and How I’m Reacting posted at My Wealth Builder, saying, “According to these experts, 2009 could be another challenge year for investors.”
Managing Debt
Raymond presents Reviews Of The Best Discover Credit Cards and Offers posted at Money Blue Book.
Raymond presents Reviews Of The Best Advanta Business Credit Cards and Offers posted at Money Blue Book.
Julie Guarnizo presents How We Paid Off Our Credit Cards posted at Beef Up Your Piggy.
Nora Dunn presents Goal Setting: Getting Out of Debt Once and For All posted at Wise Bread, saying, “Even though we set realistic debt-management and debt-reduction goals, something always seems to get in our way. Here are a few tips to help you get rid of your debt, once and for all.”
Michael Geoffrey presents Pay Off Debt Or Invest Your Money? posted at Debt Smackdown, saying, “If you suddenly find yourself with some extra money, does it make more sense to invest it for the future or to pay off debt with it today?”
apply4-credit presents Your Divorce and Your Credit Are Your Prepared? posted at Credit Card Applications Expert | Apply4-Credit.com.
Retirement Planning
Pragmaticsage presents Social Security; When to Collect posted at Pragmatic Sage Weekly, saying, “One of the biggest questions for individuals approaching age 62 is whether or not to start collecting Social Security. The answer is not that simple, but here is one view and some things to think about before you make your decision.”
FIRE Getters presents Retirement – All Is Well If Our HEART Is Well! posted at FIRE Finance.
financefanatic presents Planning For The Future – What To Buy For My IRA? posted at Crash Market Stock – Stock Tips To Make Money During A Recession, saying, “Good principles and strategies when planning your IRA account.”
Savings
Silicon Valley Blogger presents How I Save Money With My ING Direct Checking and Savings Accounts posted at The Digerati Life, saying, “Thanks!”
The Smarter Wallet presents Plan Your Vacation Well: Travel Tips For The Early Bird Traveler posted at The Smarter Wallet, saying, “Save money on travel!”
Dave presents Treasury Bill Pays Investors Nothing posted at Cheapo Groovo.
Taxes
Patrick @ Cash Money Life presents 5 Ways To Save on Taxes — Before Dec. 31 posted at Military Finance Network, saying, “Tips for saving money on your taxes before year end.”
Sam presents NEW !! New Small Business Tax Tips. For Business Owners, Start-Ups and Entrepreneurs posted at Surfer Sam and Friends, saying, “Tax Tips for New Small Business Owners Start-Ups, Entrepreneurs and Beginners A small business owner needs to know about taxes. A common challenge for most start-up small businesses is learning the IRS tax requirements and regulations.”
Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.
Miscellaneous
Robert Hazlewood presents A Survival Guide For The Economic Times posted at Ways to Survive Life, saying, “This is a guide to help get you through the tough economic times. it offers tips and suggestions you can incorporate today to begin saving money.”
Dollar Frugal presents Save Time by Taking the Earliest Appointment Possible posted at Dollar Frugal.
That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.
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