Best Personal Financial Planning and Personal Investment Articles this Week from Personal Finance Blogs
Carnival of Financial Planning – Edition #185 – May 20, 2011
Welcome to the May 20, 2011 Edition #185 of the Carnival of Financial Planning.
The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.
This edition is arranged by subject heading, so that you can browse efficiently.
Enjoy!
The Skilled Investor, Editor
Estate Planning
Brian presents What Happens When an LLC Member Dies? posted at The LLC Company, saying, “This is an article about how estate plans affect business holdings, particularly in LLCs. It focus on the relationship between the surviving partners in a business and the next-of-kin for the deceased partner. Thank you for your consideration!”
Financial Planning
Kevin presents The Battle over a Fiduciary Standard for Financial Advisors posted at Invest It Wisely, saying, “When the Dodd-Frank Wall Street Reform and Consumer Protection Act was signed into law by President Barack Obama on July 21, 2010, few people expected the heated debate that would ensue over applying a regulatory uniform standard for professional financial advisors”
Frank Knight presents Portfolio Asset Allocation posted at Best Personal Financial Planning Software, saying, “When you are already there and invested in an asset class, you are following a passive asset allocation strategy. Tactical asset allocation strategy advocates suggest that you can anticipate the crowd, but flow-of-funds studies show that almost all tactical asset allocation fund flows are late money flows that chase performance after valuations have already moved.”
FMF presents Ten Questions to Ask a Financial Advisor posted at Free Money Finance, saying, “Ten questions that can help you determine whether a financial planner is a stud or a dud.”
N.W. Journey presents Net Worth Statement posted at Networth Journey, saying, “Understand the basics of a net worth statement.”
Dr. Dean presents Saving Money: While on Vacation! posted at Dr. Dean’s TheMillionaireNurse.com Blog, saying, “Traveling can be expensive. Here’s how to cut down and still enjoy yourself.”
Financing a Home
Jessica Bosari presents Five Reasons Cheaper Interest Doesn’t Mean a Cheaper Mortgage posted at Billeater, saying, “Changes to loan regulations will make mortgages more expensive and harder to get.”
A. Lee presents Landscape Tips to Sell Your Home posted at Own Home Style, saying, “Before you can buy a new home, you probably first must sell your existing home. These tips are easy to implement, they are inexpensive and they significantly raise the value of your property besides creating a faster sale. So, well worth having a peek at this.”
Financing Education
Keyfound presents The Benefits of Using Credit Cards posted at My University Money, saying, “Using credit cards isnt a bad thing and it is a good practice to use them to help build a credit rating while you’re still in school.”
Income
The Financial Blogger presents 4 Definitions Learned From The Panda Update posted at The Financial Blogger, saying, “A look at how external sources can impact your business.”
Intelligent Speculator presents Is Passive Income Just An Illusion? posted at Intelligent Speculator, saying, “An interesting take on working towards passive income.”
Investing
My Journey presents The Misunderstanding Most Investors Make posted at My Journey to Millions, saying, “The mistake/misunderstanding that most investors make is this idea that the market is guaranteed to make 8%/year, year in and year out. The Market Does Not Guarantee Anything.”
Craig Ford presents The Ultimate Beginner’s Guide to Index Funds, Mutual Funds, and ETFs posted at Money Help For Christians, saying, “Learn how to start investing with a solid knowledge base.”
Billy Hart presents Investing Basics – What Are Mutual Funds And ETFs posted at inMessment – Life Investments | Stocks | ETFs | Money, saying, “This post gives a high-level view of what Mutual Funds and ETFs are. Understanding the different ways to invest goes a long way to build your confidence when investing in the stock market. There are nearly as many different options as there are people ready to give their opinion of which one is best.”
Pinyo presents Investing versus Gambling in the Stock Market posted at Moolanomy, saying, “Are you sure you are investing in the stock market? Here are some ways to tell if you are gambling or investing.”
Pasadena Financial Planner presents Vanguard Funds posted at Top Mutual Funds, saying, “Compares Vanguard’s actively managed mutual funds and Vanguard’s passively managed index mutual funds. Vanguard investors should read and understand this study.”
Mike @ DNW presents How to Generate Income From Your Retirement Investments posted at Do Not Wait, saying, “Learn how to make money in your retirement years.”
DGB presents Dividend Dad – Dividend Investing and RESP posted at The Dividend Guy Blog, saying, “Learning how to pay for tuition with dividend income.”
Dividends4Life presents 15 Dividend Stocks Providing An Inflation Hedge posted at Dividend Growth Stocks, saying, “Over the last several years many companies have chosen to not raise their dividend, while some decided to cut their dividend and some even decided to stop paying a dividend. In some cases their financials did not warrant the change. As investors in dividend growth stocks, we want to look for companies with a positive dividend culture.”
FMF presents Time to Rebalance in May and Call It a Day posted at Free Money Finance, saying, “The old stock market adage ‘Sell in May and stay away’ suggests you can avoid risk and increase return by getting out of the markets during the summer.”
Frank Vertin presents Top Index Funds posted at Index Mutual Funds, saying, “Top ten no load index funds that track the Standard and Poors 500 composite index in terms of lowest costs.”
Managing Credit and Debt
Nathan Richardson presents What Is A Good Credit Score For A Car Loan posted at Deals & Tips, saying, “Cars have become increasingly out of reach for people who have poor credit scores. Learn why credit scores are important when you’re financing a car loan.”
Tim Chen presents NerdWallet’s Best Gas Credit Card Roundup: Summer 2011 Edition posted at NerdWallet Blog – Credit Card Watch, saying, “As a greater and greater share of your income goes toward petroleum, it’s worthwhile to consider a gas credit card, which can pay you back for spending at a particular station, or on all purchases.”
Hussein Sumar presents What Can Bankruptcy do for you and what can it Not do? posted at Chapter 7 bankruptcy, saying, “Bankruptcy is known for its ability to eliminate credit card debt & medical debts; however it cannot eliminate some types of debts including child support payments, tax liens & debts and other types of secured debts such as a mortgage loan.”
Judy Blackburn presents What are the available alternatives in debt settlement? posted at Debt Consolidation, saying, “Settling your debt for less than is required to payoff a loan can be a way to avoid bankruptcy and achieve financial freedom.”
Miscellaneous
Amanda Radcliffe presents Top 50 Management Gurus Worth Following on Twitter posted at PhD in Management, saying, “If you follow any one of the top management gurus worth following on Twitter from our list below, you can tap into the best individual gurus, organizations, institutions, news and tools immediately.”
The Skilled Investor presents Market Timing posted at Personal Investment Management, saying, “Always stay invested to earn risk premiums. You must have your money invested and at risk to get risk premium returns. Jumping out and in or “timing the markets” doesn’t work.”
Retirement Planning
Jim Wilkerson presents No Load Mutual Funds posted at Best No Load Funds, saying, “Very young stock and bond mutual funds are more likely to put you into the position of being an experimental guinea pig of mutual fund companies and the ETF industry.”
Risk Management and Insurance
Susan Howe presents Tornado! 6 types of insurance you need – Insurance.com | Insurance.com posted at Insurance, saying, “A half-dozen policies can make you whole following a twister.”
Savings
Jeri Ford presents Best Airline Miles Reward Sign Up Bonus Credit Cards May 2011 posted at Help Me Travel Cheap, saying, “Supercharge your mileage account with one of these credit card sign up bonuses.”
Adam Williams presents HOW TO: Use social media to find deals and save money posted at RabbitFunds.com, saying, “One of the advantages that I’ve found to social media is the ability to save money. For example, I saved 15% off my entire American Eagle purchase over the weekend all because of Foursquare.”
Walter W. Fouse presents Large Cap Funds posted at Best Mutual Fund, saying, “This table of low cost top 10 S&P 500 mutual funds has been organized with the lowest cost index fund first. Nevertheless, each of these S & P 500 index funds is among the least costly on the market.”
Taxes
Financial Freedom presents IRA Contributions, posted at Retirement Worksheet , saying, “The Roth tax optimization puzzle for asset conversions, as well as for annual Roth contributions during working years, is one of the most complex decisions that the ridiculously complex US taxation and retirement planning system forces upon individuals.”
That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.
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