Financial Planning Articles this Week from Blogs
Carnival of Financial Planning – Money Management Edition #246 – July 20, 2012
Welcome to the July 20, 2012 Money Management Edition #246 of the Carnival of Financial Planning.
This edition is arranged by subject heading, so that you can browse efficiently.
Enjoy!
The Skilled Investor, Editor
Budgeting and Economics
Amanda L Grossman presents Ways to Take Advantage of Back to School Sales Even if You Don’t have Kids posted at Frugal Confessions, saying, “I opened up my Sunday paper this past weekend and saw that back to school sales have already begun. ”
Kevin presents Skills, Not Education, Make You Money posted at Thousandaire, saying, “You don’t need a college education to get a great job and make money. You just need valuable skills. ”
Miranda Marquit presents Simple Tips for Creating a Budget You Can Stick To posted at ReadyForZero Blog, saying, “If you are struggling with your budget, here are a few simple tips that can help you create one that actually works for you. These tips will help you make a budget that doesn’t represent deprivation and disappointment, but rather incorporates reasonable expectations you can be happy with. ”
YFS presents Could You Survive At the Povery Line? posted at Your Finances Simplified, saying, “Sometime ago, very early in my blogging career. Ha, I’m writing this as if I didn’t start blogging in October of 2011. Time sure does fly. ”
PPlan presents Is Self Employment a Viable Career Option? posted at Provident Plan, saying, “Find out if self employment or running your own business is the right thing for you. ”
Janet presents Expense budgets posted at Independent Financial Planner , saying, ” Many people do not track their living expenses and do not understand the magnitude of their consumption.”
Jefferson presents How to Turn Your Kids Into Olympic Athletes posted at See Debt Run, saying, “As you see athletes performing in the London Olympics, you may wonder what it took to get there. How can you help your own kids one day become olympic athletes? ”
Financial Planning
Mike presents What if My Life Would be a Mini Retirement? posted at The Financial Blogger, saying, “How life could be lived with a mini retirement in the near future. ”
Glen Craig presents 6 Steps to Take in a Financial Emergency posted at Free From Broke , saying, “What happens when you are in a financial emergency? What’s your next step? See six steps to take when you find yourself in a financial emergency. ”
Philip presents How to Use Credit Cards Wisely and Make Them Work for You posted at PT Money Personal Finance, saying, “Credit cards can be complex. This post helps eliminate the complexities and helps you use your cards to your full advantage. ”
Wayne presents Should You Buy a Pool? posted at Young Family Finance, saying, “Should you buy a pool? Make sure to consider the costs of a pool and whether it is teaching your children good spending habits. ”
krantcents presents The 3 X’s of Success posted at KrantCents, saying, ” The 3 X’s of Success is the twenty-fourth in a series of articles to help you reach your goal. ”
Maria presents What you are worth and six strategies to increase your value posted at The Money Principle, saying, “We are worth what people are prepared to pay for our labour. Learn how to calculate your worth and six strategies to increase it. ”
Crystal presents Is Your Television Making You Poor? posted at Budgeting in the Fun Stuff, saying, “Does television lead you to make poor spending decisions? ”
Daisy presents Somebody Stole My Wallet posted at Add Vodka, saying, “I was at the gym last Wednesday night when I should have been in class. ”
ETZ25 presents Why Establish A Dividend Money Stream For Entertainment? posted at Entertainment Timez, saying, “This article explains why a dividend money stream for entertainment is good especially for kids and young adults, and even older adults. ”
DL presents Global Financial Markets posted at Nerds on Wall Street , saying, ” Stock markets are almost perfectly transparent, with full information available to all, and the best electronic clearing and settlement in history. These technologies were omitted in building the skyscraper of cards (“house of cards” seems too mild) out of collateralized debt obligations (CDOs), credit default swaps (CDSs), synthetic collateralized debt obligations (SCDOs), and the rest.”
Eddie presents Escape Living Paycheck to Paycheck Rut posted at Finance Fox, saying, “It took me nearly three years to get a grip on my finances. There were many tough moments of anger, disappointment, and the thoughts of wanting to give up. ”
Aloysa presents Why We Lie About Money posted at My Broken Coin, saying, “People tend to lie about money. I have yet to meet a person who would never say a lie, even a small lie. Some of us choose to conveniently omit truth. Some of us choose to tell so called white lies. Some of us blatantly make up stories to make ourselves look good. Some of us lie to avoid trouble. ”
Income
Invest It Wisely presents Are People Shooting Themselves in the Foot With Income Reports? posted at Invest It Wisely, saying, ” I’ve always had fun looking at the income reports of others, as it’s so interesting to learn how people are doing, how about you? ”
Martin presents Why Selling Stuff is NOT Sleazy posted at Start Freelancing Now, saying, “I explain to you why you should NOT be afraid of selling what you believe in.”
Insurance and Risk
Passive Income Earner presents When To Consider Life Insurance posted at The Passive Income Earner, saying, “When you are young and starting in the work place, life insurance is probably not something you even want to consider and you certainly dont want to add another monthly expense to your long list. However, there are certain life milestone that should make you want to review the need for life insurance as it can play an important role in family finances. ”
Jon the Saver presents Myths and Truths About Long Term Care posted at Free Money Wisdom, saying, “There are many myths and truths about long term care. Let’s iron things out and get the truth out about long term care and what you need to know! ”
Investing
Parker presents Index Funds posted at Preferred Funds, saying, “Some mutual funds and ETFs must be better than others, but which ones are they? How can you tell before the fact?”
Jacob @ My Personal Finance Journey presents Mid Year 2012 Current Asset Allocation and Net Worth Growth – January-June 2012 posted at My Personal Finance Journey, saying, “The goal of this running net worth and asset allocation progress update series is twofold: 1) To share how Jacob from MPFJ approaches various financial issues that come at him throughout life so that you can use his learnings to assist you in your financial decision making, and 2) To make him more accountable in sticking to his various financial goals that he sets forth by periodically evaluating his status and making adjustments. This post reflects Jacobs’ current asset allocation and net worth growth for the first half of 2012. ”
Tushar presents Do You Know Enough to Be a Successful Stock Market Investor? posted at Start Investing Money, saying, ” For many people the obvious route to take when thinking about investing is to head for the stock market. But is this really the wisest route for everyone? There is certainly a lot of money to be made with stocks and shares. ”
Daniel presents How Often Should You Check Your Investment Accounts? posted at Sweating the Big Stuff, saying, “We like to be in control of our day-to-day finances and we want to keep tabs on our investments as well. But is checking constantly healthy? ”
Earth and Money presents Community Bonds – A Primer posted at Earth and Money, saying, “Community bonds are just what they sound like – bonds issued by local, community organizations (either a non-profit or a co-operative) to local, community investors. The investment funds provide the organization with either money to pay down existing loans that they may have, or to provide start-up capital for a potential project, in exchange for a fixed rate of return.”
Habeeb presents Vanguard Dividend Growth (VDIGX) Mutual Fund posted at Dividend Paying Mutual Funds, saying, “Vanguard Dividend Growth (VDIGX) has $10.5 billion in assets under management and is rated 5 star by Morning Star. Just as the name implies, Vanguard Dividend Growth invests in large cap high-quality companies that have the ability and commitment to increase their dividends over time. Almost 91% of the fund’s assets are fully invested in US equities so one of the risks mentioned on the prospectus is this full exposure to equities. If you had invested $10,000 in this fund on July 18th, 2002, your portfolio would be worth $21,674 including re-invested dividends and capital gains.”
Willie presents Superior Fund Performance posted at NoLoad Funds , saying, ” Screen out inferior mutual fund performance — but only after using other ETF and mutual fund selection criteria. Superior or even average mutual fund performance in the past simply does not predict similar fund performance in the future.”
Managing Debt
JP presents Is a Prepaid Debit Card a Good Way to Teach Your College Student about Credit Cards? posted at My Family Finances, saying, ” The average college student has over $3,100 in credit card debt. Is a prepaid debit card a good way to teach your child about how to manage a credit card and avoid the norm? ”
MR presents Progress On Financial Independence – Still Swimming to Shore posted at Money Reasons, saying, “This is the third update on my progress toward financial independence. Hopefully in five years I’ll break through the financial independence threshold! ”
Debt Guru presents College Debt – Why It’s a Problem posted at Debt Free Blog, saying, “College debt is getting worse and worse over time. Find out why it’s a problem and what it could prevent you from doing. ”
Real Estate
Jarrod presents The Basics of Homeownership posted at My Dollar Plan, saying, “Starting at the very beginning, all you need to know if you’re looking to buy a home. ”
Ryan presents A Few Ways to Save Money Around the House… posted at Early Retirement Investments, saying, “Read my ways to save a money around the house! ”
Super Saver presents The Decline of Our Home Value posted at My Wealth Builder, saying, “By my estimate, the value of our home has declined 25-30% since we purchased it in 2003. Fortunately, we’re not homeowners who borrowed against the increased equity of our home when prices peaked in 2007.
Retirement
Luke presents The Total Return Approach posted at Learn Bonds, saying, “Are you investing in individual bonds, bond mutual funds or bond ETFs to stabilize your portfolio throughout retirement? You are not alone. ”
SB presents How can you benefit from 401k fee disclosure rule posted at One Cent at a Time, saying, “Starting this month, 401(k) providers must clearly disclose the fees they charge to employers for the retirement savings plans, The fees include investment management, record keeping, administration and other services. How it can benefit you ”
Savings
Squeezer presents Could your family survive with only one vehicle? posted at Personal Finance Success, saying, “Most American families love having two or more cars. However, owning two (or more) cars runs up a lot of additional expenses. ”
TSI presents Hard work and wealth posted at The Skilled Investor, saying, ” How much you earn, spend, budget, and save are by far the most dominant determinants of your long-term financial well-being. Self-control in your financial decision-making regarding budgeting and consumption is far more important than clever investing.”
Taxes
That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.
Technorati tags: carnival of financial planning, blog carnival.
Tags: economics
Thanks for including my article.
Have a great weekend!!
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