June 14 2007 Edition of the Carnival of Financial Planning

Carnival of Financial Planning - June 14, 2007

Welcome to the June 14, 2007 edition of the Carnival of Financial Planning.

The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security. This edition is arranged by subject heading, so that you can browse efficiently.

Enjoy!

The Skilled Investor

Budgeting

The Frugalist presents 125 Ways to Save Money Throughout the Week posted at Frugalist.

edithyeung presents 7 Habits of Highly Effective Money Managers posted at Edith Yeung.Com: Dream. Think. Act..

Debt Management

Kristine McKinley presents The Fastest Way to Pay Off Debt posted at Financial Tips for WAHMs, saying, “There’s some debate among financial planners as to the best way to pay down debt. Some say paying the highest interest rate debt first is the best way; others say paying the smallest balance first is the best way. Both methods have advantages and disadvantages, so we’ll take a look at both, and help you decide which method is best for you.”

Sagar Satapathy presents How Credit Card Rate Jacks Actually Work posted at Credit Card Lowdown.

Tushar Mathur presents Credit Score Breakup and ways to boost it posted at Life of a Resident Alien….

Jason Elder presents What Is Bankruptcy Furniture posted at A Bankruptcy Lawyer’s Blog.

Aaron Wakling presents A Real Eye Opener - Learn The Facts About Your Credit Card! posted at The Credit & Credit Card Blog.

Estate Planning

Eric Hudin presents Living Trust Confusion posted at My Estate Planning Career Blog.

Financial Planning

Silicon Valley Blogger presents Do You Really Know How Much It Costs To Own Your Car? posted at The Digerati Life.

Trent presents Ten Financial Matters I Wish I Had Discussed With My Wife Before We Got Married posted at The Simple Dollar.

WBL presents Protect Your Wealth and Privacy From Lawsuits posted at Wealth Building Lessons, saying, “Protect your assets from Jackasses!”

Jane Chin presents Couples: Joint or Separate Bank Accounts posted at On Careers and Life, saying, “Couples who pool salaries versus those who keep separate bank accounts.”

Financing Education

Ted Reimers presents The Top College Internship Programs posted at CampusGrotto.

Financing a Home

WBL presents Understanding Your Mortgage posted at Wealth Building Lessons, saying, “Your mortgage is the biggest financial commitment you’ll ever make. Most people spend more time trying to save a few hundred dollars on their kitchen appliances than on trying to save tens of thousands on their mortgage.”

Josh presents STOP! Don’t pay rent. Build Wealth. posted at My Credit Scores, saying, “Imagine what you can do with a home of your own as many advantages exist versus renting. You’re not going to wake up at 12a.m. to the neighbors beating their headboard against your wall anymore. You’re actually going to get your newspaper in the morning. Often times you can find a home in which the mortgage…”

Dan Melson presents Real Estate Numbers: Calculators and Spreadsheets Are Your Friend But They Have Limits posted at Searchlight Crusade.

Income

Bill presents You Suck, Girl posted at Ask Uncle Bill.

FMF presents How Do You Balance Money and Personal Fulfillment in a Career? posted at Free Money Finance, saying, “How do you balance your career and your hapiness?”

Ted Reimers presents How to Get a Job after College posted at CampusGrotto.

Only Three Notes presents How NOT to make money online? posted at Only Three Notes, saying, “The article is trying to elaborate on the methods of pointing out the scams.”

Investing

FIRE Getters presents Brokerage Stock Trading Account Minimum Slashed to Zero by Zecco posted at FIRE Finance, saying, “Breaking news: The only discount stock brokerage that offers commission free trades is Zecco. This week it reduced the account minimum further down to - find it out yourself.”

Tyler presents 5 Reasons To Buy and Hold posted at Dividend Money, saying, “Dividend Money.com provides a fantastick article giving us 5 great reasons to be a Buy and Hold Investor.”

The Skilled Investor presents Hear ye, Hear Ye, individual investors: Be wary of new investment asset classes — A Tip from The Skilled Investor, saying, “Many promoters in the financial services industry have shown a strong proclivity in recent years to invent and to market supposedly “new” investment asset classes. These supposed new asset classes have included “commodity futures,” “managed futures,” “precious metals,” the 57+ varieties of “hedge funds,” and other asset class inventions. What tends to be “new” about these asset classes is the increased effort by the industry to sell them to “retail” or individual investors through the broker and advisor channels. Oddly, these newly discovered asset classes for individual investors also have been characterized by relatively high sales charges, high broker/advisor compensation incentives, and high ongoing professional management costs — all paid by guess who? … You.”

Bryan Moore presents Utilizing “Hedge Fund” Mutual Funds to Generate Consistent Returns posted at TheFinancialWhiz.Com, saying, “This innovative portfolio strategy allows for a small retail investor to be able to purchase mutual funds that utilize strategies that are employed by hedge funds. The results and analysis are presented over a 4 1/2 year time spans, which demonstrates that returns are comparable to the broad stock indexes with much less volatility.”

Babak presents IBES Valuation Model: Stocks Extremely Undervalued posted at Trader’s Narrative, saying, “The IBES valuation model has been a faithful guide, over the long term, to investors. It has cautioned against bad times in the stock market and pointed out opportunities with uncanny accuracy. You’ll be surprised to know that right now, it is telling us to buy with both hands.”

Josh presents Mutual Funds- What You Need To Know posted at The Mad Money Analyst, saying, “This series on mutual funds will explain how a mutual fund is managed, how it is organized, how shares are sold, and who the main players are. This series will be greatly beneficial when on your quest to financial independence and building a balanced portfolio. An important fact about mutual fund ownership is revealed; a must know for every savvy investor…”

Alex Z presents Got Few Thousand Bucks? Time To Invest! posted at Funds Zine, saying, “What would you do with your few thousands in cash and you want to invest them? This article gives you several scenarios, advices and tips.”

Tushar Mathur presents Understand how bonds work ? posted at Life of a Resident Alien….

Mr Credit Card presents Asset Allocation Endowment Style (Ask Mr Credit Card’s Blog) posted at Ask Mr Credit Card’s Blog

Retirement Planning

Jimmy Atkinson presents Self Employed? Know Your Retirement Options posted at Ask the Advisor.

Risk Management and Insurance

KCLau presents 8 Questions Financial Health Check posted at KCLau’s Money Tips, saying, “We were approached by an AIA insurance agent who handed over a brochure about AIA Financial Health Check. There are eight interesting questions for you to do a financial assessment in the brochure. Here are the questions and my answer”

Savings

Bill presents How To SAVE A Million Dollars posted at Ask Uncle Bill.

Super Saver presents Retirement Saving Challenge posted at My Wealth Builder, saying, “This is a six month challenge to set a personal savings goal, create and implement a plan, and track one’s progress. Getting started is one of hardest things to do. Let the challenge help you beging and keep going for six months.”

Allen Taylor presents Steps to Financial Independence posted at Investing World Today.

Miscellaneous

Charles H. Green presents How Marketing Can Destroy Sales Trust posted at Trust Matters, saying, “Private Equity invests in assets with funds raised on the private markets (as opposed to the public markets). It is now bigger than the 80s version of corporate restructuring, and it’s still gathering steam.”

Webmaster_1 presents Beware of HYIP Scams posted at Work at Home|Business Opportunity Resources, saying, “Information on HYIP scams that promise astronimical returns for your investments and how to avoid them.”

Phil B. presents A Call for More Multinational Currencies « Phil for Humanity posted at Phil for Humanity, saying, “Have you noticed that almost every country has their own currency?”

Eric Stanley presents Getting Money to Finance Your Purpose in Life posted at Personal Finance Blog Articles.

Janny Cole presents 7 Steps to Financial Freedom Part 1 posted at How to be Rich, Happy and Free from Scams, saying, “If you want to improve your finances, “The Seven Cures For A Lean Purse” may interest you. It’s from the Book entitled “The richest man in Babylon”. “The Seven Cures for A Lean Purse” are actually ways whereby we can manage our money better and accumulate wealth and NOT 7 ways to get rich quick. I find it quite interesting, though the underlying principles are actually very SIMPLE.”

That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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