June 28 2007 Edition of the Carnival of Financial Planning

Carnival of Financial Planning - June 28, 2007 Edition

Welcome to the June 28, 2007 edition of the Carnival of Financial Planning.

The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security. This edition is arranged by subject heading, so that you can browse efficiently.

Enjoy!

The Skilled Investor

Best of Show

Babak presents Guide to Social Investing Websites posted at Trader’s Narrative, saying, “I’ve put together a guide to all the new crop of Web 2.0 social investing sites. Take a look to see which community is right for you. Then join and not only keep tabs on your portfolio but be part of the conversation to learn more about the stock market and how others are investing. These sites are a great tool for both novices and pros alike.”

Budgeting

Alfa King presents Budget Day posted at Alfa King Memories.

Steve presents Life lessons from Chess » Blog Archive » Parallel#4: What are you giving up your life for? posted at Life lessons from Chess, saying, “How we spend our money reflects how we value our life, for our assets (money) represents how we spent our life earning it.”

Warren Wong presents Why Not To Drive posted at Personal Development for INTJs.

Debt Management

Tushar Mathur presents You are in financial trouble if… posted at Life of a Resident Alien….

Abdulrasool Sumar presents Good Credit Scores Can Save Money on Mortgages, Home Equity Line of Credit & Auto Loans posted at 3 Debt Consolidation Community, saying, “What if you could invest that money in a simple mutual fund that covered the entire stock market and left it until you were approaching retirement? Historically these funds have earned on average 10 percent per year. Investing even $100 per month of money saved, thanks to a better score, over the course of 40 years adds up to over $559,500.”

Sagar Satapathy presents How To: Stop Receiving Credit Card Offers posted at Credit Card Lowdown.

Jimmy Atkinson presents How to: Get the Best Rate on a Loan, Every Time posted at Ask the Advisor.

Aaron Wakling presents Virtual Prepaid Credit Cards posted at The Credit & Credit Card Blog, saying, “Interest in virtual credit cards seems to be increasing.”

Tim Ramsey presents Student Debt Relief - How To Get Yourself Out Of Student Debt posted at My Debt Relief Blog, saying, “In this article you will find out how to get yourself out of student debt the smart way.”

Jason Elder presents Understanding Chapter 12 Bankruptcy posted at A Bankruptcy Lawyer’s Blog, saying, “If a corporation or a partnership needs to file a chapter 12 bankruptcy, they need to meet certain guidelines before they can use this bankruptcy law.”

Estate Planning

FMF presents What to Do When You Inherit Money posted at Free Money Finance, saying, “Ever wonder (or dream) what you would do if you inherited a windfall of money? For most of us a large inheritance is only a dream but a “lucky” few will receive an amount so substantial that it can change their lives. So, what should people do when they inherit money?”

Eric Hudin presents Protect, Provide & Profit - A Family Limited Partnership posted at My Estate Planning Career Blog, saying, “A Family Limited Partnership is becoming one of the most popular methods to pass the equity in a larger estate to the heirs at a discounted tax rate, while retaining control, and at the same time, protecting the assets from lawsuits.”

Financial Planning

Golbguru presents What Would You Do With A $50,000 Windfall? Treat It Differently Than Hard-earned Money? posted at Money, Matter, and More Musings, saying, “Is financial planning done differently when it comes to free money? There are some interesting comments on the issue.”

Betsy Teutsch presents Do You Have Any Financial Goals? If So, You’re Ahead Ahead of the Game! posted at Money Changes Things, saying, “This focuses on the benefits of having a plan at all: those with financial goals have twice the wealth of those without. I also layout how having a philanthropic goal, along with financial goals, helped us to invest 1% of our net worth in community investments”

Matthew Paulson presents How to Choose an Accountant (And Save Thousands in Taxes) posted at Getting Green.

MoneyNing presents Maybe We Spend Too Much Time Saving Money posted at Money Ning, saying, “A different way of advising us to save.”

ISPF presents Should You Be Using A Debit Card Instead Of A Credit Card? posted at Grad Money Matters.

KCLau presents Top Quality of a Perfect Personal Financial Planner posted at KCLau’s Money Tips, saying, “Getting the perfect financial advisor is not an easy task in Malaysia. Most of the time, you are approached by a so called financial planner but who actually sells merely insurance, or unit trust, or some banking products. Definitely product selling is out of date. Here is an outline of the best quality you should look for when engaging a financial planner:”

Warren Wong presents Do You Get Money? posted at Personal Development for INTJs, saying, “Do you “get” money? Did you know that if you leave your money in the bank gathering interest, you actually lose a little bit of it every year? Read this article to find out more!”

Financing a Home

Brian Brady presents Pay Cash & Refinance Later? BAD Advice posted at World Wide Wealth Advisors.

Leroy Brown presents Now may not be the time to buy your dream home posted at Llama Money, saying, “Don’t jump into buying a home right now - the market isn’t on your side.”

Financing Education

Scott presents Top Five Things That Stress College Students Out posted at College and Finance.

Ted Reimers presents Cheap Colleges posted at CampusGrotto.

Income

Ruby presents 25 Ways to Make Money Quickly and Easily (and Legally)! posted at Advice and Rants.

Investing

Silicon Valley Blogger presents How We’re Rebalancing Our Investment Portfolio: Modifying Our Asset Allocation posted at The Digerati Life.

onlinemutualfund presents ONLINEMUTUALFUND: Entry Load. posted at ONLINEMUTUALFUND, saying, “All you wanted to know about mutual funds.”

Nidhi presents How to select a Mutual Fund? posted at Creating Wealth via Stocks, Options and ETFs, saying, “9 items to look for in a Mutual Fund before making any decision”

Josh presents Make Corporate Bonds Work for Your Portfolio posted at The Mad Money Analyst, saying, “There are many ways a company can raise capital to expand its corporate reach or add a new product line. Two ways a company can raise capital…”

Tyler presents What’s The Score? posted at Dividend Money, saying, “If you have ever wondered what the financial gurus are talking about when they mention the stock’s Z Score, wonder no further. Dividend Money has explained exactly what the Z Score is and how to calculate it for any stock. A great read to further an investor’s education.”

FitBuff presents FitBuff.com’s Total Mind and Body Fitness Blog » Blog Archive » How to Take Advantage of the Stock Market’s Summer Slump posted at FitBuff.com’s Total Mind and Body Fitness Blog, saying, “Interested in adding to your portfolio or starting a new one? The summer is usually one of the best times to get in the stock market game, and here’s how and why to do it.”

Kent presents The Wisdom of Asset Allocation posted at THE FINANCIAL PHILOSOPHER, saying, “The prudent investor will know the difference between investment variables that are within their control and those that are not. Wisdom can be found in the application of that knowledge…”

Jimmy Atkinson presents How Does Terrorism Affect Your Trading? posted at Forex Blog.

The Skilled Investor presents How to lie with statistics: Investment performance charts — A Tip from The Skilled Investor, saying, “Historical investment performance charts for investment funds might be historically accurate. However, their presentation in advertising, on line, and in printed materials can amount to lies from several perspectives. Performance charts are designed to lure gullible individual investors with an implied promise that superior past performance will continue. The financial research literature tells us clearly that on average this is a promise that cannot be kept. In other words, historical performance charts are a veiled lie. They may report factual information, but their purpose is to deceive. Here is why…”

Retirement Planning

Super Saver presents Retirement Saving Challenge - Daily Targets posted at My Wealth Builder, saying, “Trying to save a million dollars or more seems daunting. Breaking the amounts down to a daily or monthly savings target has made it easier for me to achieve the long term goal.”

savingadvice presents How To Open Up An IRA For $1 In 15 Minutes posted at SavingAdvice.com Blog, saying, “A great way for someone with little money to start an IRA in a matter of minutes.”

edithyeung presents 12 Things You Must Do After You Quit Your Day Job posted at Edith Yeung.Com: Dream. Think. Act..

Risk Management and Insurance

KCLau presents 8 Questions Financial Health Check posted at KCLau’s Money Tips, saying, “We were approached by an AIA insurance agent who handed over a brochure about AIA Financial Health Check. There are eight interesting questions for you to do a financial assessment in the brochure. Here are the questions and my answer”

Savings

Alfa Mercado presents 10 Common But Often Forgotten Ways to Save Money on Utility Bills posted at Stop Swimming.

Eric Stanley presents Free Up 2,000 A Month - Easily posted at Personal Finance Blog Articles, saying, “Applying these examples, you can easily free up extra $2,000 per month.”

The Free Geek presents 22 Things You Didn’t Know You Could Get for Free posted at The Free Geek.

Taxes

Steve Faber presents - Capital Gains Tax Strategies - May You Forever Need Them posted at DebtBlog.

Miscellaneous

Thomas Humes presents Millionaire Mind - Think Like A Millionaire posted at Wealth Building World, saying, “Millionaires, multi millionaires and billionaires have a unique way of looking at money. Learn about it and apply it to your own thinking.”

Tushar Mathur presents Getting the best deal on Airfares posted at Life of a Resident Alien….

Christopher J. Brunner presents Tips for Gaining and Impressing Potential Investors posted at GreatFX Business Cards, saying, “Tips on how to impress potential investors so they will be more willing to support your business venture.”

That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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