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    1. Comment by Scott Langmack

      1 July 19, o'clock |

      I’ve just completed a new website called PeerLendingWealth.com which provides a roadmap for creating an ultra low risk approach to peer lending, while providing returns of 10-14% per year. The opportunity has arisen by disintermediating the banks, and keeping the profit they typically make for yourself. To date, most peer lending has been haphazard as the books and blogs written on the topic completely miss the opportunity. By following these proven techniques, anybody can exceed 10% per year without risking principal. The methods are banking methods – create a broadly diversified portfolio of loans to very low risk people, knowing that a small percentage will default. By having a broadly diversified portfolio, the few defaults that do happen are simply part of the plan, and still enable investors to earn over 10%. The site features analysis and simple charts of statistical probabilities of expected returns and the predictability of default levels, all based on techniques that I have used to successfully to earn an average annual return of over 13%. PeerLendingWealth.com takes out the mystery and uncertainty of peer-to-peer lending.

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