Financial Blog Articles about Personal Finance this Week

Carnival of Financial Planning - February 7  2009 Edition

Welcome to the February 7, 2009 edition of the Carnival of Financial Planning.

The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.

This edition is arranged by subject heading, so that you can browse efficiently.

Enjoy!

The Skilled Investor

Budgeting

Raj Patel presents Build a Rough and Quick Budget in Minutes posted at DebtGoal.

financialnut presents Budgeting Tips: 5 Things You Must Do When You Go Over Your Budget posted at Financial Nut.

RJ presents How to Create a Budget posted at Our Financial Planner, saying, “Tips for creating your own budget.”

Pasadena Financial Planner presents Living Expense Tracking Methods posted at Pasadena Financial Planner.

Larry Russell presents Financial Planning Reading List posted at Pasadena Financial Planner.

Economics

Silicon Valley Blogger presents No 2009 Economic Stimulus Check? How Obama’s Stimulus Plan Affects The Middle Class posted at The Digerati Life

Curt presents When Starting a New Business, Take What the Defense Gives You posted at PennyJobs.com.

Raily Arena presents Sell Your Own Home - Despite the Lousy Economy posted at How to Sell Your Own Home.

Financial Planning

FIRE Getters presents A Simple Budget That Works? posted at FIRE Finance.

Patrick @ Military Money presents Money Management and Money Saving Tips posted at Military Finance Network, saying, “Money Management and Money Saving Tips”

Shaun Connell presents Are You Making These Debt Mistakes? posted at Financial Planning, saying, “Every day, tens of thousands of individuals up to their necks in debt emotionally make the wrong decision. In pure desperation, they feel as though they can’t take another month of the debt. Throwing away their biggest ally (brutal rationality), they decide to “just do something.””

kathryn presents Surprising Ways to Make Extra Bucks posted at Out of Debt Christian, saying, “Poetry has never been my strong point – especially that kind that doesn’t even rhyme. It might surprise you to discover that some of those “poems” can be worth big bucks and that is just one way that your random thoughts can bring in the cash.”

Kat presents Annual $$ Check-up posted at the part-time life, saying, “How often do you take a look at your overall financial picture and net worth? And what method do you use? This happy part-timer opts for good ‘ol pencil, paper, and calculator…”

Andy presents Smart Money Mindset posted at Personal Hack, saying, “It shocks me how finances are one of the most neglected aspects in many people’s lives. Fortunately I grew up with a family that taught me how to manage my finances well from a young age. I also got my first job when I was 15 years old which I think helped make me more responsible with money.”

David presents The Basics of Interest: Part 1 posted at Personal Finance Ology, saying, “Learn everything that you need to know about interest rates before you sign on the dotted line.”

Jim presents Preparing Financially for a Baby posted at Blueprint for Financial Prosperity.

Financing a Home

Joshua Dorkin presents How High Is Up? A Look at Real Numbers Defined by the Real Estate Collapse posted at Real Estate Investing For Real.

Joe Manausa presents Tallahassee Foreclosure Report | Tallahassee Real Estate Blog posted at Tallahassee Real Estate Blog, saying, “There is plenty of news in the national media about foreclosures. From everything that I have read, I suspect for every 100 foreclosures that have and will hit the real estate market during our current housing crisis, we have only seen 2 or 3. The bulk of the foreclosures have yet to hit the market.”

Financing Education

Homemaker Barbi (Danelle Ice) presents College Costs Are Rising: Save Now With an Education Savings Account (ESA) posted at Homemaker Barbi, saying, “Guest poster Amanda Espinoza explains what an Education Savings Account or ESA is and how to invest for your child’s college tuition tax-free.”

Wenchypoo presents Rethink the Value of College posted at Wisdom From Wenchypoo’s Mental Wastebasket.

Investing

The Smarter Wallet presents Charting Stock Movements With Fibonacci Trading Techniques posted at The Smarter Wallet

TStrump presents Diversification - How Much is Enough? | The Strump posted at The Strump - Financial Blog, saying, “Conventional wisdom says that we should diversify our investments. But, how much should we diversify?”

Marc Ryan presents Investment clubs: should you play the game? posted at IndependentInvestor.info, saying, “I had the pleasure of speaking in January 2009 in Montreal to a prestigious investment club- Optimus Investment Club. Members describe themselves as the oldest continuously meeting club of its kind in North America . The topic of my presentation was the investment club and what I call the indexing paradox. Does participating in an investment club help a member to acquire the skills and prerequisites for becoming a do it yourself investor?”

Qovax presents Options Backdating, Spring Loading posted at Value Investing and Entrepreneurship by Qovax, a Software Startup, saying, “Options backdating is one of the favorite shenanigans that executives can use to enrich themselves and employees instead of the shareholders. This is because backdating options is usually considered benign and not necessarily illegal as long as everything is disclosed to the shareholders.”

Dividend Tree presents Asset Allocation is Not Enough for Portfolio Risk Management posted at Dividend Tree, saying, “Asset allocation along with the “quality of investments” is what matter the most. A standalone use of asset allocation will not help in reducing investor’s risk.”

VC presents Investing In Corporate Bonds posted at The Penny Daily, saying, “Discusses Investing In Corporate Bonds, what the risks are right now, and if they are right for you.”

Dividends4Life presents Dividend Stocks: The Good, The Bad and The Ugly posted at Dividends Value, saying, “Like virtually everything else in this world Dividend Stocks can be placed into a few categories based on their historic performance and expectations for the future. Here are three broad categories and some representative selections from each:”

ABC presents Recession posted at ABCs of Investing, saying, “Defining recession”

Managing Debt

The Dough Roller presents Discover More Credit Card–A Consumer Reports Rewards Card Pick posted at The Dough Roller, saying, “The Discover More Card, with its 12 balance transfer offer, can help reduce interest while you eliminate debt.”

PFCreditCards presents 8 Reasons Why You Hate Credit Cards posted at PF Credit Cards, saying, “Do you hate credit cards? Maybe this is why!”

Solid Planning presents Not a Rounding Error, it’s a Strategy posted at Solid Planning.

David presents What is aMerchant Cash Advance posted at Merchant Cash Advance Guide, saying, “Business have to plan financially, too, and more and more are turning to merchant cash advances. MCA’s are a controversial and expensive form of financing, but still growing in volume.”

Miscellaneous

nickel presents Credit Reports and Identity Theft posted at CreditAddict, saying, “Steps to take if you’re afraid you’ve become a victim of credit fraud or identity theft.”

Lauren Rose presents Never Use Copy Paste for Your Credit Card Number and Internet Explorer | No Debt Anymore .org posted at No Debt Anymore .org, saying, “Under certain circumstances, your clipboard contents from a copy and paste command can be stolen from the Internet. And that includes your credit card number!”

julie presents A Tip for Planning Thrifty Shopping Trips posted at Thrifty Frugality, saying, “This is a simple strategy for organizing your shopping to save more money.”

Retirement Planning

Super Saver presents Retiring on the Cheap - Part II posted at My Wealth Builder, saying, “Relocating to a state with lower taxes is one way to significantly reduce expenses in retirement.”

Jeff Rose presents 7 Things To Know About The 2010 Roth IRA Conversion posted at Jeff Rose.

Risk Management and Insurance

Dorian Wales presents Valuation and Risk Measurement Models under Heavy Criticism – What Went Wrong? posted at The Personal Financier, saying, “Are valuation and risk measurement models as the root of all evil?”

Jeff Rose presents Women and Long Term Care posted at Consumer Boomer.

Savings

MoneyNing presents What Everyone Ought to Know When Applying for Free Stuff posted at Money Ning, saying, “Are you taking advantage of free stuff offers? Here’s what you need to know!”

PFCreditCards presents How to Beat Priceline and Get a Winning Bid posted at PF Credit Cards, saying, “Priceline’s name your own price program is amazing. Here’s what it is and how to use it to your advantage.”

Taxes

nickel presents Limits on Itemized Income Tax Deductions posted at fivecentnickel.com, saying, “Did you know that you can lose out on a portion of your income tax deductions if you earn too much money? Sad but true.”

Sam presents New !! Save Money on Your Federal Income Tax with These Credits and Deductions posted at Surfer Sam and Friends, saying, “Save on Your Federal Income Tax Deductions and Credits Never pay more federal income tax than you have to. Here are the recent changes in tax rules you can use to save money.”

nickel@fivecentnickel.com presents TurboTax Discounts for Vanguard Customers posted at Money Tipper, saying, “Great news for Vanguard customers! They’re providing discounted, if not free, access to TurboTax. Check it out.”

Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.

That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Technorati tags: , .

Tags: budgeting, capital gains taxes, economics, estate planning, financial planning, financing education, managing personal debt, personal finance advice, personal finance blogs, personal income, personal insurance, personal investing, personal retirement planning, personal risk management

Related Personal Financial Planning Posts


By The Skilled Investor on February 6
.
.
.

If you like this article, please consider subscribing to our full text RSS feed. You can also subscribe via email, and new posts will be sent directly to your inbox.

.
READERS FAVORITES: Our Top 30 Articles for You to Read

  • The Top 25 Best Low Cost US Money Market Funds
  • 10 Lower Cost S and P 500 Index Mutual Funds
  • Default under the Citibank Credit Card Contract
  • The Optimal Investment Strategy for Individual Investors
  • Traditional IRA and 401k Versus Roth IRA and Roth 401k Contributions
  • American Funds - The Investment Company of America - Class A Shares (AIVSX) net a +3 Fund Authority Score
  • Most Individual Investors Are Poor Personal Portfolio Managers
  • Personal Financial Planning and Personal Investment Articles
  • Publish your blog news articles on traditional media center and newspaper websites
  • How unstable have stock market returns been over time?
  • American Funds - Washington Mutual Investors Fund - Class A Shares (AWSHX) acquire a +2 Fund Authority Score
  • Factors Favoring Roth IRA and Roth 401k Plan Contributions
  • The Financial Services Industry is Still the Largest S&P 500 Sector - Even after the Collapse of its Stock Values
  • Rational Mutual Fund and ETF Selection
  • Summary Table of Traditional IRA and Roth IRA Tax Rules
  • Factors Favoring Roth IRA and Roth 401k Plan Contributions - Part 2
  • American Funds - Income Fund of America - Class A Shares (AMECX) rate a +2 Fund Authority Score
  • Screening Index Mutual Funds with IndexUniverse.com
  • Objective Personal Finance Answers Are Hard to Find
  • Avoid High Turnover Mutual Funds and Active ETF Trading
  • Analyze Multiple Personal Financial Planning Decisions Simultaneously with VeriPlan
  • Where's Waldo? - The illusion of superior professional mutual fund manager performance.
  • Always Completely Diversify Your Investment Portfolio
  • Fee-Only Compensation Aligns the Interests of Clients and their Financial Advisors
  • Develop Your Own Personal Financial Planning Skills - Step 1 of 10 Financial Planning Steps in the Right Direction
  • Financial Industry Product Development and Your Best Interests
  • Own Investment Mutual Funds and ETFs - Not Individual Securities
  • Mutual Fund and ETF Screening Requirements
  • Financial Planning from Personal Finance Blogs
  • Personal Investment Articles this Week from Personal Finance Blogs
  • .
    Article comments

    Add your own comment or set a trackback

    COMMENT POLICY:

    We appreciate anyone who takes the time to leave a legitimate comment. We accept comments that thoughtfully address the substance of an article. All comments are moderated before they appear. All spam gets trashed.

    Currently 3 comments

    1. Comment by Solid Planning

      Thanks for including us in the carnival! We hope you enjoyed our article. ~ Solid Planning

    2. Pingbacks & Trackbacks

    Add your own comment



    Follow comments according to this article through a RSS 2.0 feed

    Article comments

    NOTICE: YOU MUST AGREE TO THE TERMS OF USE TO USE THIS WEBSITE.

    These links will take you to our Terms of Use, our Privacy Policy and our Copyright Policy.

    This site is solely for informational and educational purposes related to your personal, private, and non-commercial use.

    • In no way does this site constitute or provide investment advice under the laws and regulations of the United States of America and its various States or of any other country in the world.
    • This site does not collect any specific information on the investment situation of any reader.
    • This site does not render any advice on the basis of any readers' specific investment situation in accordance with the Investment Advisers Act of 1940, as amended.
    • In no way does this site constitute a solicitation or offer to sell securities of any kind.

    Copyright 2006-2010 - Lawrence Russell and Company, All rights reserved worldwide.

    This site is financial publication of general and regular circulation. Except for reading and browsing via the World Wide Web, no part of this document or website may be reproduced, modified, disseminated, published, adapted in any manner or transferred without permission in writing from Lawrence Russell and Company.

    THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, FOR THIS WEBSITE, INCLUDING NO WARRANTY FOR MERCHANTABILITY AND NO WARRANTY FOR FITNESS FOR ANY PARTICULAR PURPOSE.

    Unless otherwise stated, there are no business arrangements of any kind between The Skilled Investor and any mutual fund, ETF, or other investment security or any company that may be featured in our articles. We do not accept any payments to influence what we write about or what we say. The Skilled Investor does allow advertisers to post their messages on our site, and it is entirely your choice whether or not to patronize any of these advertisers.

    "The Skilled Investor", "Skilled Investor", "Fund Authority," "Fund Authority Score," "VeriPlan", "Personal Finance Software for Your Lifetime", "Your Personal Financial Lifecycle Planner", and "Sensible and Scientific Financial and Investment Planning" are some of the trademarks of Lawrence Russell and Company. Other trademarks and service marks are the properties of their respective owners.










    Visit Our Objective Family Finance Blogs