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Financial Blog Articles about Personal Finance this Week

Carnival of Financial Planning – February 21 2009 Edition

Welcome to the February 21, 2009 edition of the Carnival of Financial Planning.

The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.

This edition is arranged by subject heading, so that you can browse efficiently.


The Skilled Investor


Koh Kim presents How to start off right in a bad economy posted at slice of koh.

Finance Tips 101 presents Scholarship And Grant Information For Interested High School Graduates posted at Finance Tips 101.

Tom Tessin presents How Consumers Use Clubs For Great Savings posted at FSC Blog, saying, “See why many Americans are using clubs for great savings.”

Kathryn presents Simple Tricks for Sticking to a Personal Budget posted at Kathryn Vercillo on HubPages, saying, “It’s not always easy to stick to a budget once you’ve made one. Here are some tricks to help you stay with it.”

Chris presents Cost of Living Chart – Goa, India (in Rupees, Dollar and Euro) posted at nomad4ever.

Pasadena Financial Planner presents Living Expense Tracking Methods posted at Pasadena Financial Planner.

Larry Russell presents Financial Planning Reading List posted at Pasadena Financial Planner.


The Smarter Wallet presents Will The Obama Economic Stimulus Check and 2009 Stimulus Plan Save The Economy? posted at The Smarter Wallet.

Lance Cooper presents Obama’s Stimulus Plan Is A Complete Joke posted at Recession Thoughts, saying, “The president’s stimulus plan is nothing more than government waste, and government waste will not ‘pump prime’ the economy into recovery.”

Financial Planning

Tushar Mathur presents Has British jobless rate hit decade high? posted at Invest In India, saying, “Britain’s official unemployment rate hit the highest level for about 10 years on Wednesday, as experts warned more job cuts would come as the recession deepens.”

Shaun Connell presents How to Get an Online Savings Account posted at Financial Planning, saying, “Investing is risky. Just a few weeks ago a friend informed me that he lost over half of his life savings due to the financial crisis. He probably won’t get to retire for a few more decades.”

kathryn presents #1 Way to Save Big Bucks posted at Out of Debt Christian, saying, “The next round of holiday sales is just about upon us and I was telling my husband about a laptop I saw for a really great price. “But do we NEED another laptop?””

Patrick @ Military Money presents Money Management and Money Saving Tips posted at Military Finance Network, saying, “Money Management and Money Saving Tips -”

Curt presents Understanding the Economy: Part 5: Become a Money Saving Expert posted at PennyJobs.com.

KCLau presents Money Tips Group Writing Project posted at KCLau’s Money Tips, saying, “Calling out for contributors to an e-book about personal finance.”

Ramis presents Purchasing condominium in downtown Toronto | Financial Highway posted at Financial Highway, saying, “Article about renting vs buy condominium in downtown Toronto. With low mortgage rates and condo prices coming down it might be a good time to purchase a condo as home or investment property”

retirehappy presents Should I Sell Everything? posted at My Retirement Blog.

Financing a Home

Pinyo presents What Is A Reverse Mortgage? posted at Moolanomy.

keevisr presents Loan Info Central posted at Loan Info Central, saying, “Many people believe that once they file for bankruptcy they will have a difficult time getting a mortgage loan. However, there is still hope for being approved even with a recent bankruptcy.”


The Investor presents Why a little passive income from a side project is worth a lot more than you think posted at Monevator.com, saying, “Even small passive income streams are worth a lot, when you compare the income to the interest on risk-free savings.”

Insurance Toolbox presents How to Earn Extra Money While You’re Unemployed and Looking for a Job posted at Fine-Tuned Finances.

FMF presents An Example of What I’ve Been Talking About posted at Free Money Finance, saying, “Be sure that the cost of getting a career is offset by your expected income.”


FIRE Getters presents What Should We Do If Our Mutual Fund Goes Belly Up? posted at FIRE Finance.

korprit zombie presents Beginner Online Stock Market Investing Advice posted at Beginner Investing.

The Shark Investor presents Strategies For Raising Funds: Borrow Your Way To Wealth posted at The Shark Investor, saying, “How and when to borrow money for investing”

Larry Russell presents Top 10 S and P 500 Index Funds posted at NO LOAD INDEX FUND, saying, “The 10 S&P 500 index mutual funds on the list below are the remaining very low cost no load S&P 500 mutual funds that an individual investor does not need a financial advisor to buy.”

Brian McKay presents CD Rates posted at MonitorBankRates.com, saying, “Finding a decent rate on a certificate of deposit account these days isn’t an easy thing to do. CD rates have been coming down so fast recently the average 12 month CD rate is nearing just 2.00%.”

Dividends4Life presents Paychex Inc. (PAYX) Stock Analysis posted at Dividends Value, saying, “Paychex, Inc. provides payroll and integrated human resource and employee benefits outsourcing solutions for small- to medium-sized businesses in the United States. Linked here is a detailed analysis and commentary.”

RJ presents Personal Finance Book Review: The Bogleheads Guide to Investing posted at Our Financial Planner, saying, “The best investment book I have ever read.”

ABC presents CDs – Certificates of Deposit posted at ABCs of Investing, saying, “A brief description of CDs – Certificates of Deposit.”

Investing School presents Beta and Alpha Returns for Us Sane Investors posted at Investing School, saying, “Beta and alpha calculations might be just the ticket for you to succeed in investing.”

ChristianPF presents Faith, Hope, and Love: Are they part of your financial plan? posted at Money in the Bible | Christian Personal Finance Blog, saying, “Are you investing with your heart or are you only focusing on your wallet?”

VC presents What To Look For When Investing In A Company posted at The Penny Daily, saying, “I discuss what to look for in a company when choosing to invest in one. Management is the most important thing to look for in a company. In particular, I discuss AT&T and why it is a buy right now.”

Larry Russell presents 7 Ways to Pick the Best Noload Mutual Funds and ETFs posted at Best No Load Funds, saying, “Taken as a whole, the vast body of investment research studies show that there really are better approaches to buying and owning mutual funds and ETFs. You do not need to frantically chase fund performance. Performance chasing simply does not work.”

Managing Debt

Silicon Valley Blogger presents myFICO To Drop Experian Credit Score and Report: One Less FICO Score posted at The Digerati Life, saying, “Thanks!”

Credit Card Addict presents What to Do if Your Credit Card or Wallet is Stolen posted at CreditAddict, saying, “A quick rundown of steps to take to prevent credit fraud and/or identity theft if your credit card or wallet gets lost/stolen.”

Raj Patel presents Don’t Believe These 7 Credit Card Myths posted at DebtGoal, saying, “Many myths regarding credit cards exist. Debunk them with these hints and consequently improve your debt status.”

David presents Clean Up Your Credit Score (Part 2) posted at Personal Finance Ology, saying, “Follow 5 easy steps to improve your credit score, so you can qualify for the low interest rates you deserve!”


Mr Credit Card presents Bad Credit Credit Cards Fees posted at Ask Mr Credit Card.

Heather Johnson presents Who Knows What About You? 25 Free Tools to Find Out posted at e-Justice Blog.

Retirement Planning

Ricky presents Self-Directed IRA posted at Stock Tips, saying, “Self-directed IRA investing gives you much more freedom as to the different types of investments that you can make. By using your own self-directed IRA, you can invest in areas other than the standard stocks, bonds, and mutual funds.”

Risk Management and Insurance

Cathryn Sykes presents Life Insurance: Who Really Needs It…and Who Really Doesn’t posted at MoneyToSpare.net, saying, “Does it make sense to buy life insurance for small children? If you’re receiving marketing mail touting such policies, think twice before responding. This is especially true if you’re the kind of loving grandparent such mailings often target.”


Money Tipper presents Limit on Savings Account Withdrawals posted at Money Tipper, saying, “Did you know that the federal government limits the number of withdrawals you can make from your savings account in any given month? Well, they do. Click through for details.”

nickel presents How to Choose an Online Savings Account posted at fivecentnickel.com, saying, “A quick rundown of the features to look for when selecting an online bank, complete with recommendations in each area.”

BankMan presents Is Online Banking Safe? posted at High Yield Savings Accounts, saying, “Tips for safe online banking”

MoneyNing presents Counter Intuitive Way of Lowering Your Spending posted at Money Ning, saying, “It might not make sense at first but it absolutely works! Curb your spending today.”


Brian McKay presents What’s in the Stimulus Bill for You? posted at MonitorBankRates.com, saying, “We have listed all the benefits for individuals in President Obama’s stimulus bill that was just passed”

Madison presents Keeping Tabs on the Economic Stimulus Plan posted at My Dollar Plan.

Madison presents Midwestern Disaster Area Tax Impacts posted at Tax Gab.

Phil B. presents The Merits of a Much Higher Gas Tax Phil for Humanity posted at Phil for Humanity, saying, “If a tax were placed on gas to keep the price at least $4.00 per gallon, then this would have a lot of consequences… some good and some bad.”

Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.

That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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