Financial Blog Articles about Personal Finance this Week
Carnival of Financial Planning - January 31 2009 Edition
Welcome to the January 31, 2009 edition of the Carnival of Financial Planning.
The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.
This edition is arranged by subject heading, so that you can browse efficiently.
Enjoy!
The Skilled Investor
Budgeting
NetBiz presents Free Home Budget Software For Beginners | Free Money Management Programs posted at Money Galaxy - Make Money | Save Money | Invest Money, saying, “Plenty of options for making a budget, on a budget!”
Silicon Valley Blogger presents YNAB (You Need A Budget) Personal Budget Software Is 10% Off posted at The Digerati Life, saying, “YNAB is a great budgeting tool that’s been proven to be very effective for managing debt given the features it has built in (it follows a forward-thinking paradigm with saving).”
Pasadena Financial Planner presents Living Expense Tracking Methods posted at Pasadena Financial Planner.
Larry Russell presents Financial Planning Reading List posted at Pasadena Financial Planner.
Economics
Roshawn Watson presents Luxury Goods Are the New Porn posted at Watson Inc, saying, “Conspicuous wealth is coming under a lot of fire lately. Americans are outraged over a decimated economy (and its implications) and the deceptive path that led us here. Together, the transgressions of Wall Street (including unjust gains), real estate lenders, and other creditors has cast such a negative light on excess that flaunting wealth just draws disdain from the masses.”
TStrump presents Stealth Wealth | The Strump posted at The Strump - Financial Blog, saying, “You’d think that wealthy people would want to show off their wealth - some do, of course - but there’s a growing segment of the wealthy who chose to not be so visible. They prefer a more ’subtle’ approach.”
Roshawn Watson presents Is There Any Room For Economic Optimism? posted at Watson Inc, saying, “Fixing our current economic woes is a top priority for many Americans, so the fact that US economic hardships is getting tons of media attention is not wholly unexpected. However, a recent sobering and fear-inducing article by Forbes columnist Tom Riper might have pushed the limits with respect to responsible reporting.”
Financial Planning
ChristianPF presents The 25 most helpful articles written by PF bloggers posted at Money in the Bible | Christian Personal Finance Blog.
Raj Patel presents Is Looking at the Impact of a Stimulus Package on Personal Finances the Right Approach? posted at DebtGoal.
Shaun Connell presents The Case for Financial Security posted at Financial Planning, saying, “Times are different since the age of knights, kings and castles. Things have changed — both for the better and for the worse. In terms of financial planning, many seem to have forgotten the old adage: “A man’s home is his castle.””
kathryn presents Making Due posted at Out of Debt Christian, saying, “There are times when what you want is just not something that you can get. Any one that has every had a dorm room can completely relate to that concept. It is times like these that require you to think a little outside of the box so that you can use what you have until you can get what you want.”
Britannica Blog presents The U.S. Economy Is Bad, but the 1980’s Were Worse posted at Britannica Blog, saying, “Some of the other key differences between the U.S. today and the early 1980s”
Dividend Tree presents Personal Finance from New College Grad’s Perspective posted at Dividend Tree, saying, “I believe for the first two years after graduation, new college grads should focus on debt reduction (instead of investing).”
gooru presents My Credit Card Organization System posted at Money TLD, saying, “Everyone knows your supposed to check and file your monthly credit card statements, but who actually does? Here’s an easy way to get on track!”
Jeff Rose presents Should You Cash Out Your 401k? posted at Jeff Rose, saying, “Cashing out your 401k might be tempting, but don’t do it!”
ChristianPF presents 10 ways to become (or stay) poor posted at Money in the Bible | Christian Personal Finance Blog, saying, “It really is pretty simple to become poor. Gaining wealth on the other hand requires a bit more work. These are 10 easy ways to become poor!”
Financing a Home
Joe Manausa presents Real Estate Sales Success | Tallahassee Real Estate Blog posted at Tallahassee Real Estate Blog, saying, “By tracking movement of inventory in the MLS, one is able to tell if the market is expanding or contracting, and whether property values are rising or falling. With this information in hand each month, you can best understand a great strategy for selling a home (or one for buying a home).”
Investing
Jed Norwood presents Volatility And Wider Spreads posted at Forex Strategy, saying, “This article is especially for forex traders but is beneficial for all investors. The market can be an unpredictable place, learn a little better why.”
Qovax presents Executive Compensation - What to Watch For posted at Value Investing and Entrepreneurship by Qovax, a Software Startup, saying, “Executive compensation is one of the key things to focus on when evaluating the management team of a business. Keeping a watchful eye on executive compensation is crucial to invest safely. Outrageous pay for management usually indicates the company is a ticking time bomb.”
David presents The Way Money Works posted at Personal Finance Ology, saying, “Make your money work harder, so you don’t have to. Learn basic principles that teach you how to make money work for you.”
Finally Frugal presents To invest or not to invest? posted at Finally Frugal, saying, “After paying off $5,000 in credit card debt last year, I’ve ramped up my retirement investing. But in this economy, is it worth it?”
Bill Spohnholtz presents Stock Market 101 posted at Learn The Stock Market And How to Trade, saying, “Sometimes when I review the basics I think of my best new strategies. Whether refreshing or learning for the first time I challenge you to not have at least one “ah ha” moment while reading through these.”
Dividends4Life presents Big Banks, Little Dividends: More Bad News For Large Banks posted at Dividends Value, saying, “Big banks continue to struggle and rely on TARP funds to prop them up. Last week Bank of America (BAC) reported a net loss of $0.48 per share for the fourth quarter. The U.S. government agreed to provide BAC an additional $20 billion to assist in the Merrill acquisition.”
ABC presents TIPS - Treasury Inflation-Protected Securities posted at ABCs of Investing, saying, “A brief description of TIPS”
Managing Debt
Mr Credit Card presents What Is The Difference Between Debt Consolidation and Credit Counseling? posted at Ask Mr Credit Card.
Peak Personal Finance presents New Credit Card Laws Will Give Consumers a Break posted at Peak Personal Finance.
David presents Why Balance Transfer Offers and Cash Rewards Don’t Mix posted at Credit Card Offers IQ, saying, “Don’t let this credit card gotcha snatch away your hard earned money.”
Retirement Planning
Livingalmostlarge presents Why are you saving for retirement? posted at LivingAlmostLarge.
Super Saver presents Reducing Withdrawal Rate from Retirement Savings posted at My Wealth Builder, saying, “While most financial advisors consider a 4% or less withdrawal rate to be acceptable, I feel we need to be lower to create a margin of safety.”
Jeff Rose presents Double Dipping Your Social Security Benefits posted at Consumer Boomer.
Risk Management and Insurance
The Smarter Wallet presents Auto Insurance Quotes Dos and Don’ts posted at The Smarter Wallet, saying, “Thank you!”
Vera Lang presents Subsidence Insurance Risk Increases in the Year of the Ox posted at Be Safe Insure .com, saying, “Subsidence insurance is one of those insurances you might not even have heard of. However, if you see cracks in your wall, if a large tree has recently been removed, if there have been unusually heavy rainfalls, if your house is built over a mine or on a cliff, you might actually need it.”
Savings
Raily Arena presents Tips To Get You Started On Selling Your Home posted at How to Sell Your Own Home.
Jim presents High Interest Savings Accounts Profiles posted at Blueprint for Financial Prosperity.
Taxes
Patrick @ Military Money presents Free Tax Preparation for Military Members posted at Military Finance Network, saying, “Military members are eligible for free tax preparation through their base services or through some commercial tax preparation companies.”
Pragmaticsage presents Ten Ways to Save on Taxes posted at Pragmatic Sage Weekly, saying, “10 easy things you can do to save on taxes.”
Ben presents Tax Preparation Services: Should You Use One? posted at Money Smart Life.
Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.
Pragmaticsage presents Online Tax Software Giva A Way posted at Pragmatic Sage Weekly, saying, “Online Tax Software Give A Way I will refund the cost to five readers who prepare there taxes on my 1040.com site. Go to post for details.”
Miscellaneous
Christine presents Limited to 20 Euro ATM Withdraws in France from US Bank, Why? posted at Me, My Kid and Life: An American Single Mom Living in France.
MoneyNing presents How to Brighten the Path to Prosperity Even in a Dark Tunnel posted at Money Ning, saying, “The way we look at the problem IS the problem. Light up yourself, and you can navigate any dark road.”
That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.
Technorati tags: carnival of financial planning, blog carnival.
Comment by Tom
1 January 30, o'clock |
Thanks for including me!
Comment by The Digerati Life
2 February 7, o'clock |
As always, great carnival! I love to come here to read the entries each week.
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