Personal Financial Blog Articles of the Week
Carnival of Financial Planning – January 10 2009 Edition
Welcome to the January 10, 2009 edition of the Carnival of Financial Planning.
The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.
This edition is arranged by subject heading, so that you can browse efficiently.
The Skilled Investor
Lauren Rose presents Secrets of Keeping to the Family Budget posted at No Debt Anymore .org, saying, “Making your money work for you is the ultimate goal of any budget. Financial problems usually arise due to lack of proper budgeting skills, or failure to keep to the proposed budget.”
Pamela Parker presents Maximizing Resources for your Disabled Child posted at Legacy, saying, “I thought I would do a little primer on Special Needs Trusts and how they help families plan for the future of their children with disabilities. I’ll be doing this in a series of posts, set up in a FAQ format. What is a Special Needs Trust? A special needs trust (SNT) is a tool that lets families provide money to take care of their adult kids without preventing them from receiving medicaid and services from related government programs that they may need.”
kathryn presents Should You Trust Your Broker posted at Out of Debt Christian, saying, “Financial times are scary and the thought that your broker might not have your best interest in mind can push you right off the deep end. No matter what you think about the person on the other side of that desk you should always get informed yourself.”
financefanatic presents Time Value of Money – Become Rich posted at Planning Financials | Personal Finance For You, saying, “breaking down the time value of money”
Shaun Connell presents How to Write a Financial Plan posted at Financial Planning, saying, “Personal finance is essential, but without a coherent financial plan to unite all of the tips and strategies, your chances of success are minimal. Learn how to write your own financial plan!”
David presents Making Wise Decisions posted at Personal Finance Ology, saying, “Making wise decisions is crucial to ensuring long term financial stability. Learn how to make good financial decisions and build your wealth.”
Roshawn Watson presents 3 Financial Decisions for a Great 2009 posted at Watson Inc, saying, “The beginning of the year is a wonderful time to birth new habits and to reassess some of last year’s decisions (i.e. what worked? what failed?). As I write this today, I am so excited about what 2009 will bring for you. Here are 3 tips to get the most out of this year.”
Dividend Tree presents My Investment Risk Profile posted at Dividend Tree, saying, “In order to do any financial planning, the first step is to understand our own financial risk profile. I discuss, how I define my risk profile in three dimensions of timeframe, capacity, and tolerance.”
Jeff Rose presents 7 Things You Need to Know About the Roth IRA for 2009 posted at Jeff Rose, saying, “The Roth IRA is one of the greatest investment tools to use. Here’s the updated info for 2009″
MoneyNing presents 5 Surefire Ways to Stop Thinking Your Paycheck is Never Enough posted at Money Ning, saying, “Why can so many families live below $50,000 a year while others earning 4 times in the same country still feel poor? If you are wondering the answer to this question yourself, or if you feel like the paycheck is never enough, here are 5 suggestions for you.”
Chris presents Household survival tips – how to make (and save) more money posted at Home I Own.
The Dough Roller presents Prosper vs. Lending Club SmackDown–Who has the best interest rates? posted at The Dough Roller, saying, “Lending Club and Prosper are leaders in the social lending space, but they work very differently. This article explores how each calculates interest rates for borrowers and lenders.”
financefanatic presents Planning For The Future – What To Buy For My IRA? posted at Crash Market Stock – Stock Tips To Make Money During A Recession, saying, “what to buy for your ira”
Lisa Spinelli presents New Global Sustainability Fund Based on the Dow Jones Sustainability Index (DJSI) posted at Greener Pastures: Personal Finance, saying, “It’s always been a difficult decision for me when investing for retirement- do I have enough money to retire, or do I invest in SRI stocks? Through the years I’ve monitored the SRI’s, and they just haven’t been able to cut it in terms of returns. I’m hoping this relatively new and more moderate DJSI approach will be the answer. What do you think about it?”
Zach Scheidt presents LDK Solar (LDK) – When Bad News is Good posted at ZachStocks, saying, “As the company shows progress in their poly production, and the market begins to realize potential in alternative energy, LDK should prove to be an opportunistic investment.”
TStrump presents Do You Suffer From Portfolio Envy? | The Strump posted at The Strump – Financial Blog, saying, “If you read a lot of blogs like I do, it’s great to read about how well some people do in the markets. Sadly, I’ve been looking at my own portfolio and I have to wonder if I measure up.”
Silicon Valley Blogger presents Best Gas Credit Cards: Get Rewards For Spending on Gas posted at The Digerati Life, saying, “Thanks so much!”
The Smarter Wallet presents How To Build Credit: Tips To Establish Credit For The First Time posted at The Smarter Wallet, saying, “Thank you!”
GrrlScientist presents Survival Skills 101: Frugal Living posted at Living the Scientific Life, saying, “We’re all having a hard time right now, so here are a few suggestions for surviving a financial crisis, such as un(der)employment or chronic poverty.”
Sam presents NEW !! Free Home Foreclosure Help.. posted at Surfer Sam and Friends, saying, “New !! Free Home Foreclosure Help You Have Options and Rights When you purchased your home in happier times, you borrowed money to make home ownership possible. You signed a mortgage or a deed of trust, that gave the lender the right to foreclose on your house if you fail to make the monthly payments.”
Mr. ToughMoneyLove presents Working after Receiving Social Security at Age 62 posted at Go To Retirement, saying, “Explains myth that working after starting Social Security at Age 62 will cause permanent loss of benefits.”
Risk Management and Insurance
MoneyNing presents Do You Switch “Frugal Mode” On When You Come Back from Vacation? posted at Money Ning, saying, “Lots of people seem to agree that they act different during vacation. What about you?”
firstname.lastname@example.org presents Lock in High(er) Rates With CDs posted at Money Tipper, saying, “With interest rates falling, you should consider locking in a decent APY while you have the chance.”
Robert D Flach presents THE MOST IMPORTANT ADVICE YOU WILL RECEIVE THIS TAX SEASON! posted at THE WANDERING TAX PRO.
Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.
Fitz Villafuerte presents What Would You Do If You Knew You Could Not Fail? posted at Ready To Be Rich, saying, “Are you paralyzed by your fears? Don’t be afraid of failure and take concrete steps to achieve your financial goals in life.”
Richer Richard presents Make The Switch! Save Money Going Green by Buying Compact Fluorescent Lighting (CFL) posted at Richer Richard, saying, “A detailed calculation of how much money I would save a year if I switched every incandescent light bulb to a compact fluorescent light bulb (CFL) and how it betters the environment consequently.”
ChristianPF presents Free Franklin Planner templates posted at Money in the Bible | Christian Personal Finance Blog, saying, “If you have a Franklin or any other planner system, you should see how you can create the pages for free.”
That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.your retirement planning