Personal Financial Articles from Finance Blogs
Carnival of Financial Planning – December 13 2008 Edition
Welcome to the December 13, 2008 edition of the Carnival of Financial Planning.
The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.
This edition is arranged by subject heading, so that you can browse efficiently.
Enjoy!
The Skilled Investor
Budgeting
Jon Swift presents Conservatives Need a Bailout posted at Jon Swift, saying, “No one has been hit harder by this financial turmoil than conservatives. Although conservatives generally support self-reliance when it comes to others, the situation is so dire that the only thing that will save our conservative institutions at this point is a quick infusion of government aid.”
Jason presents Are You Suffering From Budget Avoidance Syndrome? posted at The Frugal Dad, saying, “The side effects of ignoring Budget Avoidance Syndrome, or B.A.S, can be quite painful, ranging from overdraft and late fees to non-sufficent funds fees and missed credit card payments, which usually result in a higher interest rate charged to your remaining balance.”
Jeremy Day presents 10 Easy Steps to Create a Budget posted at Insight Writer, saying, “This is a great guide for beginner’s to get their financial act together and start budgeting.”
Pasadena Financial Planner presents Living Expense Tracking Methods posted at Pasadena Financial Planner.
Larry Russell presents Financial Planning Reading List posted at Pasadena Financial Planner.
Economics
Silicon Valley Blogger presents Second Stimulus Check: Strong Opinions On A Second Economic Stimulus Package posted at The Digerati Life, saying, “Thanks!”
Mike presents The Great American Car Company Bailout posted at Quest For Four Pillars, saying, “Post on why bailing out the car companies is not a great idea.”
Financial Planning
Tushar Mathur presents Staying Afloat during a recession posted at Everything Finance, saying, “A glance at the Dow Jones Industrial Average can tell a disheartening story for even the most long-term, traditional investor. Year-to-date, many investors’ savings have been diminished by the volatility in the markets. At the same time, unemployment rolls continue to rise in the wake of corporate restructuring. The key to remaining afloat during any economic downturn is to find ways to diversify income, as well as reducing your expenditures, ensuring that you can weather the recession and come out ahead when recovery is finally upon us.”
Sam presents Sam’s Financial Blog: Finance posted at Sam’s Financial Blog, saying, “This blog is all about financial planning. Its created to make everyone including the teenagers to be aware of the financial situation.”
Livingalmostlarge presents A vacation dilemma posted at LivingAlmostLarge, saying, “How do you plan for not using a vacation week up?”
Patrick @ Cash Money Life presents Managing Money While Deployed posted at Military Finance Network, saying, “Tips on managing your money with a long term perspective.”
Jacob presents Day 0: The Early Retirement Extreme 30 Day Makeover posted at Early Retirement Extreme.
Relax presents Let’s talk about money posted at The Wise Curve, saying, “The good news is that being rich is not really difficult because it is just a state of mind.”
HIB presents 10 Reasons Why I Want You to Be Financially Independent posted at Happiness is Better.
Sam presents First Step to Financial Freedom. posted at Sam’s Financial Blog, saying, “This blog is all about financial planning . Its include debt, saving, investing and making money online. Feel free to comments. The more comments I receive, the more informative this financial blog will be.”
ABC presents Portfolio Rebalancing posted at ABCs of Investing, saying, “A brief explanation of portfolio rebalancing”
Financing a Home
Sam presents NEW !! Home Staging Tips Sell Your House Fast posted at Surfer Sam and Friends, saying, “Home stagers know what buyers want when they walk into your house. By staging your house, you can get attract more buyers, get a better price for your home, sell it quicker and sell it with less hassle. Staging your property gives you a marketing edge.”
Eric J. Nisall presents Should People Be Required To Complete A Course Before Being Approved For A Mortgage? posted at Let’s Blog Money, saying, “Many state agencies require the completion of educational courses in obtaining a drivers license as well as receiving assistance when purchasing a first home. In the aftermath of the housing debacle, perhaps it is time to take steps to educate all mortgage applicants beforehand rather than wait for problems to arise.”
Financing Education
Savings Toolbox presents Save Up For College With FreshmanFund’s 529 College Savings Plan Gift Registry posted at Savings Toolbox.
Income
Donald Latumahina presents Diversify Your Income to Prevent Financial Problems posted at Life Optimizer, saying, “Diversifying your income gives you a safety net to prevent financial problems.”
KCLau presents How to manages monthly cash flow posted at KCLau’s Money Tips, saying, “This post is contributed by Relax, the blog author of Wise Curve – get smarter every day! I feel honoured to contribute a post on KC Lau’s blog. He’s one of my multi talented role models so I count myself lucky to be his net friend. Now let’s talk about money and how to manage cash flow.”
Don presents How to Land a Job after College posted at D.P. Lawson, saying, “With the job market tightening, many college graduates are finding it difficult to land a good paying job. Even graduates with advanced degrees may find it hard to land a job in the field of their study. Here are some tips and advice for graduates looking to land a job after college.”
FMF presents Free Money Finance: Five Ways to Protect and Grow Your Career posted at Free Money Finance, saying, “Tips on making the most of your career.”
Investing
Investing School presents 25 Ingenious Ways to Spend Your Time in the Current Financial Crisis posted at Investing School, saying, “A fun piece during these trouble times!”
Dorian Wales presents Is This the Opportunity of a Lifetime? posted at The Personal Financier, saying, “Does the current crisis pose the opportunity of a lifetime?”
Lane Wright presents Forex with as little as $10 posted at Awesome Forex Alerts.
Cap presents 17,511 Reasons Not to Buy Individual Stocks posted at StopBuyingCrap.com, saying, “Simple reasons why sometimes its just not a good idea to invest in individual stocks.”
Mr. ToughMoneyLove presents Money and Emotion Continue to be Poor Companions | Tough Money Love posted at Tough Money Love » Hard Truth and Tough Love for Money Problems and Personal Finance, saying, “Making financial decisions during periods of emotional upheaval usually results in an unfortunate outcome.”
Ripe Trade presents Best asset allocation posted at Ripe Trade, saying, “When constructing a portfolio for a balance of maximum reward and minimum risk its best to find the asset classes that have a low correlation to each other. Historically, since 1972 an optimal asset allocation mix for high returns and low risk would have averaged 14.82% in returns annually with a low 10.89% standard deviation”
Qovax presents Understand Backdating Contracts, Invest Safely posted at Value Investing and Entrepreneurship by Qovax, a Software Startup, saying, “Some companies will do anything to meet analyst and shareholder earning expectations. Backdating contracts is one of the easiest ways to achieve this goal. By backdating contracts so that the revenues can be recorded for the current quarter, management is essentially recording future revenues in the current quarter.”
Fitz Villafuerte presents Top 5 WRONG Reasons For Starting Your Own Business posted at Ready To Be Rich, saying, “Planning to invest on your own business? Ask yourself first why you want to put up your own business. You may be starting with the wrong reasons.”
Fatty presents Moving Average Crossover: Theory posted at Fatty Fat Fat.
financefanatic presents Call Options Trading – How To Buy and Sell Option Contracts posted at Crash Market Stock – Stock Tips To Make Money During A Recession, saying, “Good stock strategies during a bear market.”
Jae Jun presents Forbes Best Small Companies Project: Part 3 posted at Old School Value, saying, “Filtering each company manually in 2008 Forbes 200 best small companies. 10 candidates for further study came up.”
Dividends4Life presents 10 Companies Increasing Dividends and Long-Term Returns posted at Dividends 4 Life, saying, “In Triumph of the Optimists: 101 Years of Global Investment Returns (2002), the authors determined that performance in any given year was driven by capital appreciation, but long-term returns were largely the result of reinvested dividends.”
Investing School presents 52 Must Read Quotes from Legendary Investor – Warren Buffett posted at Investing School, saying, “Great quotes from a brilliant man!”
ABC presents Market Capitalization posted at ABCs of Investing.
Managing Debt
Brian McKay presents Financing a Car Purchase posted at MonitorBankRates.com, saying, “Buying a car is one of the most expensive consumer purchases one can make so most people need financing or leasing to purchase a vehicle”
The Dough Roller presents Small Business Credit Cards | Compare, Review, and Apply Online posted at The Dough Roller, saying, “As my blogging moves from a past-time to a business, I’m taking steps to separate personal and business expenses. A business credit card is a big part of this, and this article covers my research on the best small business credit cards.”
Credit Shout presents Creative Ways To Pay Off Debt in the New Year posted at CreditShout.
Retirement Planning
Patrick @ Cash Money Life presents 4 Ways to Not Get Stuck in the Sandwich Generation posted at Cash Money Life, saying, “The sandwich generation is the group of people who are taking care of their parents while still taking care of their children. This article emphasizes the importance of long term planning!”
Risk Management and Insurance
Lauren Rose presents Credit Card Skimmers – Keep Your Eye on Your ATM card posted at No Debt Anymore .org, saying, “With the holiday season in full swing, Credit card and ATM theft is increasing at an alarming rate. Here are 3 common ways thieves may try to gain access to your personal information using a skimmer device, and 10 tips to protect yourself.”
Savings
The Smarter Wallet presents Create Your Family Holiday Traditions and Save Money! posted at The Smarter Wallet, saying, “Thanks!”
Curt presents 25 Things to Consider Cutting Back On posted at PennyJobs.com.
Big Larry presents Ten Easy Ways to Save $1,000 posted at Out of Debt Christian, saying, “Someone recently shared with me that their #1 money saving tip is buying a big block of cheese to shred themselves instead of paying more for the pre-shredded variety. What? It prodded me to produce this list of ten easier ways to save a whole lot more cheddar. No grater required.”
Taxes
Super Saver presents Year End Tax Strategies for 2008 posted at My Wealth Builder, saying, “By taking some actions this month, I can pay less taxes for this year and in the future.”
Jim presents Ten Easy Year-End Tax Tips posted at Blueprint for Financial Prosperity.
Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.
Miscellaneous
Eric J. Nisall presents Interview Tips For The First-Time Job Seeker (Or Any Other For That Matter) posted at Let’s Blog Money, saying, “In tough times, people need an edge that goes beyond their resume. Use these tips to help wow potential employers in interviews and show them exactly what they will be getting by hiring you rather than the competition.”
MoneyNing presents Let Your Children Handle Their Own Finances posted at Money Ning, saying, “Give your children a chance to make mistakes!”
That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.
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