Comments on: Savings Rates for Renters and Investment Cost Reductions http://www.theskilledinvestor.com/wp/savings-rates-for-renters-and-investment-cost-reductions-119.htm Personal Financial Articles Sun, 21 Mar 2010 07:49:49 +0000 http://wordpress.org/?v=2.3.3 By: ChristianPF.com http://www.theskilledinvestor.com/wp/savings-rates-for-renters-and-investment-cost-reductions-119.htm#comment-30857 ChristianPF.com Thu, 06 Sep 2007 02:44:12 +0000 http://www.theskilledinvestor.com/wp/savings-rates-for-renters-and-investment-cost-reductions-119.htm#comment-30857 <strong>September carnival...</strong> Welcome to the September 6, 2007 edition of christian money. glblguy presents 7 Stupid Financial Mistakes I?ve Made posted at Gather Little By Little. Warren Wong presents How Much Money Is Integrity Worth? posted at Personal Development for INTJs... September carnival…

Welcome to the September 6, 2007 edition of christian money.
glblguy presents 7 Stupid Financial Mistakes I?ve Made posted at Gather Little By Little.

Warren Wong presents How Much Money Is Integrity Worth? posted at Personal Development for INTJs…

]]> By: ChristianPF.com http://www.theskilledinvestor.com/wp/savings-rates-for-renters-and-investment-cost-reductions-119.htm#comment-24394 ChristianPF.com Wed, 01 Aug 2007 03:29:47 +0000 http://www.theskilledinvestor.com/wp/savings-rates-for-renters-and-investment-cost-reductions-119.htm#comment-24394 <strong>August Carnival...</strong> We had quite a few submissions this month, there are a few pretty good ones in here… Nancy Hayssen presents 3 Ways to Succeed Making Money Online posted at The Next Internet Millionaire. Alli Diller presents Business Lessons from the &#... August Carnival…

We had quite a few submissions this month, there are a few pretty good ones in here…

Nancy Hayssen presents 3 Ways to Succeed Making Money Online posted at The Next Internet Millionaire.

Alli Diller presents Business Lessons from the &#…

]]> By: ProductivityGoal http://www.theskilledinvestor.com/wp/savings-rates-for-renters-and-investment-cost-reductions-119.htm#comment-21919 ProductivityGoal Sun, 15 Jul 2007 15:14:04 +0000 http://www.theskilledinvestor.com/wp/savings-rates-for-renters-and-investment-cost-reductions-119.htm#comment-21919 <strong>4th Arsenal Of Goals & Plans Carnival...</strong> Welcome to the 4th edition of the ever-growing Arsenal Of Goals & Plans Carnival.  You'll find some regulars and some newcomers, all with interesting points.  Enjoy.... 4th Arsenal Of Goals & Plans Carnival…

Welcome to the 4th edition of the ever-growing Arsenal Of Goals & Plans Carnival.  You'll find some regulars and some newcomers, all with interesting points.  Enjoy….

]]> By: The Credit & Credit Card Blog » Blog Archive » festival of investing http://www.theskilledinvestor.com/wp/savings-rates-for-renters-and-investment-cost-reductions-119.htm#comment-21405 The Credit & Credit Card Blog » Blog Archive » festival of investing Fri, 13 Jul 2007 14:43:09 +0000 http://www.theskilledinvestor.com/wp/savings-rates-for-renters-and-investment-cost-reductions-119.htm#comment-21405 [...] Larry Russell presents Pre-retirement savings rates for renters ? with and without investment cost improvements posted at THE SKILLED INVESTOR Blog, saying, “When Fran and Fred had projected to pay “average” investment costs in their baseline lifetime financial plan, their required annual pre-retirement savings rates were much higher. There is roughly a 6 percentage point difference in their required annual savings rate between the “average” investment cost scenario and the low investment cost scenario. By reducing their investment costs they greatly reduce their savings requirements, yet they could end up at the same goal, which is to have adequate financial assets through age 95.” [...] […] Larry Russell presents Pre-retirement savings rates for renters ? with and without investment cost improvements posted at THE SKILLED INVESTOR Blog, saying, “When Fran and Fred had projected to pay “average” investment costs in their baseline lifetime financial plan, their required annual pre-retirement savings rates were much higher. There is roughly a 6 percentage point difference in their required annual savings rate between the “average” investment cost scenario and the low investment cost scenario. By reducing their investment costs they greatly reduce their savings requirements, yet they could end up at the same goal, which is to have adequate financial assets through age 95.” […]

]]> By: The Skilled Investor http://www.theskilledinvestor.com/wp/savings-rates-for-renters-and-investment-cost-reductions-119.htm#comment-20287 The Skilled Investor Mon, 09 Jul 2007 19:16:17 +0000 http://www.theskilledinvestor.com/wp/savings-rates-for-renters-and-investment-cost-reductions-119.htm#comment-20287 Mark, Thank you for your comment. The objective with these financial planning articles is to separate the lifetime values of various financial planning decisions. Then, we will combine a variety of factors to illustrate their aggregate values. Home ownership is one of the most critical financial factors. We also intend to publish a series of financial articles that assume home ownership. Given your comment, perhaps we should do this in parallel with this series of articles focused on lifetime rental. Thanks, The Skilled Investor Mark,

Thank you for your comment.

The objective with these financial planning articles is to separate the lifetime values of various financial planning decisions. Then, we will combine a variety of factors to illustrate their aggregate values.

Home ownership is one of the most critical financial factors. We also intend to publish a series of financial articles that assume home ownership. Given your comment, perhaps we should do this in parallel with this series of articles focused on lifetime rental.

Thanks,

The Skilled Investor

]]> By: Mark C. Hughes http://www.theskilledinvestor.com/wp/savings-rates-for-renters-and-investment-cost-reductions-119.htm#comment-20280 Mark C. Hughes Mon, 09 Jul 2007 18:02:34 +0000 http://www.theskilledinvestor.com/wp/savings-rates-for-renters-and-investment-cost-reductions-119.htm#comment-20280 I believe one of the greatest tax savings/income producing mechanisms available is the $500,000 personal residence exemption. By committing to being renters for the rest of their lives Fran and Fred and giving up the deductions on interest and taxes, the inevitable appreciation over time, and the tax free money that comes when they sell their personal residence and reinvest the money. Whatever you have to do, buy some real estate, even as a rental at first and then convert it to your personal residence. I believe one of the greatest tax savings/income producing mechanisms available is the $500,000 personal residence exemption. By committing to being renters for the rest of their lives Fran and Fred and giving up the deductions on interest and taxes, the inevitable appreciation over time, and the tax free money that comes when they sell their personal residence and reinvest the money. Whatever you have to do, buy some real estate, even as a rental at first and then convert it to your personal residence.

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