Easily find ALL
low cost mutual funds
 
no load index mutual funds
 
Also available at these ebook stores:

Amazon -- Kindle/MOBI
mutual funds investing books

Apple iBookstore -- iPad/EPUB
no load funds investment guide

Barnes & Noble -- Nook/EPUB
index funds list investment guide

Smashwords -- EPUB, MOBI, PDF
no load fund investment guide




Subscribe

Or, enter your email address to subscribe:

Proud Member of Yakezie

Day Trading Is a Terrible Idea


Find VERIPLAN:   Do-It-Yourself Lifetime and Retirement Financial Planning Software



Why Day Trading Is a Terrible Idea

Investing success is built upon the idea of buying an asset at a discounted price, and then holding it for a long period of time as the value of the asset steadily rises due to the expected risk premium inherent in holding your capital in a risky asset. Eventually, over many years, the asset will be worth much more than the initial purchasing price, and the investor can liquidate the position at a very profitable price.

Trading is different, because there is no expected risk premium. It is inherently very short-term and, in [...]

How many stocks are needed for a well-diversified portfolio?


Find VERIPLAN:   Do-It-Yourself Lifetime and Retirement Financial Planning Software



Industry rules-of-thumb often state that 15 to 30 stocks are enough for a well-diversified portfolio. This can be very misleading.

Recent studies point out that industry rules-of-thumb on the number of stocks needed for a well-diversified portfolio are simply not adequate. These rules-of-thumb most often state that 15 to 30 stocks are enough. “The Truth About Diversification by the Numbers” by Ronald J. Surz and Mitchell Price of Roxbury Capital Management is an insightful study on the “how many stocks” question.1 (See: Can a limited number of equities provide complete portfolio diversification?) To determine the number of stocks required to [...]

Calculating Your Personal Investment Management Wage and the Opportunity Cost of Your Time


Find VERIPLAN:   Do-It-Yourself Lifetime and Retirement Financial Planning Software



Your personal investment management contribution is the total value that you add to your investment portfolio less the opportunity cost of your time.

When divided by the hours you spend, you can estimate an hourly wage for your personal investment management contribution. Obviously, the objective is to have a high investment wage. Unfortunately, for most people their wage is likely to be negative. The more time they spend, the more they lose, because they do poorly with their strategies and/or they could be doing something else of greater value with their time.

Many people lose money on their investments due [...]