Financial Blog Articles about Personal Finance this Week
Carnival of Financial Planning - March 14 2009 Edition
Welcome to the March 14, 2009 edition of the Carnival of Financial Planning.
The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.
This edition is arranged by subject heading, so that you can browse efficiently.
Enjoy!
The Skilled Investor
Budgeting
Tiffany Colter presents Balance, Not Deprivation posted at Hidden Leaks, saying, “Want more balance in your life? With this article, learn how to avoid deprivation and bring health to your financial life. It’s about finding the middle ground in saving and spending, and this former tightwad brings more tips to achieve your goals.”
Tom Tessin presents Creating a Family Budget posted at FSC Blog, saying, “How to create a simple, yet effective family budget.”
Pasadena Financial Planner presents Living Expense Tracking Methods posted at Pasadena Financial Planner.
Larry Russell presents Financial Planning Reading List posted at Pasadena Financial Planner.
Economics
The Investor presents Quantitative easing: The uncomfortable truths posted at Monevator.com, saying, “Will printing money really solve all our problems, or is it going to make things worse?”
financialnut presents Citigroup Reports Gains: Maybe The World Isn’t Coming To An End After All! posted at Financial Nut
Praveen presents How To Understand The Stimulus Bill posted at My Simple Trading System.
Financial Planning
The Dough Roller presents 2009 Economic Stimulus Package FAQs posted at The Dough Roller, saying, “This article answers all your questions about Obama’s 2009 economic stimulus package.”
Curt presents Book Review: Surviving Financial Meltdown by Ron Blue posted at PennyJobs.com.
keevisr presents Student Loans No Credit History Required posted at Loan Info Central, saying, “Student loans with no credit history required are made for young students who are starting out in school with no previous financial background. These young students probably have never had a home loan or a student loan or a credit card. They haven’t owned anything that would require them to sing as a borrower. This means they haven’t established any credit history to be relied upon.”
Save Money presents Frugal Frauds Revealed posted at How I Save Money.net.
mike j presents Timeshares: Advice From the Godfather posted at @FinancialPlan, saying, “Are timeshares a good investment? Consider this advice before buying.”
sherin presents 15 Financial planning mistakes posted at Investment Internals, saying, “15 most dangerous, costly, common found financial planning mistakes”
Michael Haltman presents Beware The Misleading Nature Of 24 Hour Business News posted at The Political and Financial Markets Commentator, saying, “Watching business news every day I see an endless parade of the “experts” from both the buy and sell side of the market giving their opinions and prognostications on where the market is going. They are expert at telling you where the market has been, why it has been weak and what the problem areas have been. Now anyone can do the backwards looking, but no one can really do the forward looking forecasting with any degree of confidence because nobody has any real idea.”
Financing a Home
Darwin presents Net Present Value: Why You Should Use it in Everyday Life posted at Darwin’s Finance, saying, “This article highlights the use of Net Present Value calculations for everyday decisions in life and walks through an otherwise complex home refi example.”
Financing Education
Wenchypoo presents The Next Collapse: Colleges posted at Wisdom From Wenchypoo’s Mental Wastebasket.
Nate Desmond presents 12 Ways to Waste Money in College posted at Debt-free Scholar.
Investing
Koh presents If I’m a recent grad, should I invest in the stock market now? posted at slice of koh.
The Smarter Wallet presents Investing In The Stock Market? Rules To Help You Sleep At Night posted at The Smarter Wallet
Lisa Spinelli presents The Savvy Stock Investor: Google - Anatomy of a Stock - Part One posted at Greener Pastures: Personal Finance, saying, “Using part of my meager stock budget, I bought two (yes, TWO) shares of Google on December 16, 2008. Price - $334 per share ( including purchase and eventual selling fees.) On Jan 20th, 2009, the stock fell to its lowest since my purchase, $283 (-15%.) And Monday, February 9th, 2009, about 2 months since I purchased it, Google hit $379 (+13%.) Tuesday, it fell to 358 (+ 7%) in a very sad bear market. What’s the point here?”
Rob presents Obama’s “Making Homes Affordable” Program and Evil Real Estate Investors posted at Two Wise Acres, saying, “Are real estate investors really evil? Apparently the Obama Administration thinks so with its new Making Homes Affordable program.”
PT presents The Rule of 72 Doesn’t Work! posted at Prime Time Money, saying, “Thanks”
David presents The Present and Future Value of Money posted at Personal Finance Ology, saying, “Learn the difference between the present value and future value of your money as I explain the adage “A dollar today is worth more than a dollar tomorrow.””
Dana presents Why smartness and education do nothing for your investments posted at Investoralist, saying, “Contrary to popular beliefs, smart degrees do not guarantee long-term health for your investments. When we try to out-smart the system, more often that not, hubris ensues.”
Tony presents Small Business- The Ultimate Obama Casualty posted at Biz World Blog, saying, “The policies pursued by President Obama are going to make things even tougher on small businesses.”
Super Saver presents 3/8/09 Bottom Fishing Portfolio - Making Small Buys in Energy Conversion Devices and Amazon posted at My Wealth Builder, saying, “Since October 3, 2008, I have been taking small positions in various stocks. The stocks in financial companies have done poorly. To date, I have been most successful when selling naked puts on select stocks. Recently, I have started buying Monsanto and Amazon which are doing well in the current rally.”
FMF presents Safeguard #6: Recognize and Avoid Financial Hooks posted at Free Money Finance, saying, “Good advice on handling investments.”
jim presents Which is the Best Broker for an IRA? posted at Blueprint for Financial Prosperity.
Investing School presents What are Treasury Securities posted at Investing School, saying, “Treasury Securities are the safest investment of them all but is it really the right investment for you? First, let’s find out what they are.”
Dividends4Life presents Should You Sell A Dividend Stock After A Dividend Freeze? posted at Dividends Value, saying, “When I add a stock to my dividend portfolio, it is my intention to hold the stock forever. However, sometimes selling a stock is the right thing to do. I always sell after a dividend cut, but should I sell a dividend stock after a dividend freeze?”
Larry Russell presents 7 Ways to Pick the Best Noload Mutual Funds and ETFs posted at Best No Load Funds, saying, “Taken as a whole, the vast body of investment research studies show that there really are better approaches to buying and owning mutual funds and ETFs. You do not need to frantically chase fund performance. Performance chasing simply does not work.”
Managing Debt
Jim DeSantis presents You Are A Banker And A U.S. Automaker posted at On Line Tribune | Front Page Blog, saying, “In an old Hollywood movie, actor Burgess Meredith’s character said he invented - “conspicuous consumption”. This is what we have become and this is at the heart of our economic disease - conspicuous consumption without regard for the consqquences.”
Joe Mueller presents The Truth About Debt Consolidation Loans posted at Debt Consolidation For Beginners, saying, “Debt consolidation loans do help with cash flow problems for those suffering from large levels of debt, but in the long term they often end up costing you more money. Use them wisely and only when necessary.”
Raj Patel presents Meet your financial goals: spending to save posted at DebtGoal, saying, “Addressing the argument that one needs to spend in order to save, this article focuses on the personal evaluation and decisions that someone who struggles financially needs to make.”
Miscellaneous
Len Penzo presents How to Claim a Piece of $33 Billion In Unclaimed Funds posted at Len Penzo . Com, saying, “Approximately 1 in 8 people in the United States have some missing money waiting to be claimed. Are you one of them? Here’s how to find out — and also ensure you don’t end up with missing money in the future…”
Risk Management and Insurance
Sigrid Landau presents Low Cost Health Insurance - Steps To Save More posted at A1 How To, saying, “How well have you done in your bid to bring down your insurance rate? Are you quite sure you’ve learned all the ways there are to massive savings? Then see if you’ve made use of these tips…”
Patrick @ Cash Money Life presents How to Avoid Identity Theft posted at Cash Money Life, saying, “Tips on how to prevent and avoid identity theft.”
Savings
Brian McKay presents U.S. Bank Deposit Insurance Fund Depleted? posted at MonitorBankRates.com, saying, “The Federal Deposit Insurance Corporation could run out of funds this year if more banks fail.”
Mr. Banker presents Banking Online Safety Tips posted at Best Interest Rate Banks.
Taxes
David Fontaine presents David Fontaine, CFP®: What You Should Know Before You Roll Over Your 401k… posted at David Fontaine.
nickel presents Are Unemployment Payments Taxable? posted at fivecentnickel.com, saying, “Lost your job? Well, guess what… Your unemployment benefits are subject to income tax. The fun never stops.”
Steve Patterson presents Don’t Take Your Losses! posted at 2009 Taxes.
Barb A. Ryan presents Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management posted at Pasadena Financial Planner.
That concludes this edition. Submit your blog article to the next edition of Carnival of Financial Planning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.
Technorati tags: carnival of financial planning, blog carnival.
Comment by Jorge
1 March 14, o'clock |
This is a great list of personal finance posts! If you are interested in building an Emergency Fund fast, the Wall Street Journal recently recommended some advice that I would say is potentially controversial. Check out my thoughts on it here:
http://independentminded.org/2009/03/13/how-to-build-your-emergency-fund-fast/
I don’t recommend it myself, but it may work if you are in a pinch.
Happy saving!
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