Project the value of your stock and equity assets across your lifetime
To develop your investment growth projections, VeriPlan’s stock investment calculator software allows you can enter as many as 99 separate stock and equity asset holdings. For each of your current stock and equity holdings, you can also enter your investment portfolio costs and your tax basis. In addition, you can indicate whether you hold a particular stock or equity asset 1) in a taxable investment account; 2) in a traditional IRA, 401k, 403b, 457, or other traditional retirement plan investment account; or 3) in a Roth IRA or designated Roth 401k, 403b, or 457 account.
Internally, the VeriPlan compound investment calculator maintains separate information for each of your individual asset accounts throughout your lifetime projections. The VeriPlan financial investment calculator automatically projects your overall portfolio tax efficiency and investment efficiency for each year of your lifetime projection.
VeriPlan’s investment calculator software does this even though the net values of your individual asset holdings may change at different rates due to differences in investment returns, costs, and taxes. By avoiding the use of arbitrary averages across groups of investors, the VeriPlan mutual fund investment calculator can provide you with much deeper insight into your projected personal finance and retirement planning circumstances.
This is a VeriPlan future value investment calculator graphic with a decreasing allocation to equity or stock investments as the user ages:
The VeriPlan long term investment calculator software automatically rebalances your stock and equity assets annually over your lifetime
Using the information that you provide about your current cash, bond, and stock asset holdings, the VeriPlan hypothetical investment calculator automatically measures the annual net worth, return on investment, investment cost, and tax characteristics of your current financial asset portfolio. Next, it performs a cash flow analysis and projection of your year-by-year positive and/or negative net income from your earned income and your other non-asset income sources, after your annual living expenses would be paid. Then, the VeriPlan investment calculator spreadsheet automatically projects your overall net annual investment portfolio returns and asset portfolio values according to the particular asset allocation method that you have chosen from among the five that are provided by VeriPlan’s asset allocation calculator tool.
A customer comment from the sidebar: "VeriPlan is a big help. I'm in my mid 50's and have been a diligent saver and passable investor for many years. I am going through a work transition from salaried corporate employee to independent consultant, and my aging parents are needing financial help. Financial planning is particularly important to me and my family now. Thanks for making your product available. I've recommended it to a number of folks and will continue to do so." J.H. in Portland, OR
Find Home Financial Planning Software
A customer comment from the sidebar: "VeriPlan has been a very flexible home financial planning tool. It took me a few hours on a weekend to understand what VeriPlan could do and to enter our financial data. Our family financial affairs were scattered all over, and we lacked a comprehensive picture of what the future might hold for us. I wanted a clear understanding of our projected lifetime and retirement income, expenses, taxes, debts, real estate, financial assets, college investments, retirement investments, and everything else all together." S. L. in Altadena, CA
Discover Family Financial Planning Software
A customer comment from the sidebar: "You have done a great job of including the necessary instructions in VeriPlan, located close to where the modeling is happening. The thing I like about the VeriPlan User Guide is that it adds substantial additional commentary that I personally find very valuable. I was hunting for a capable and reasonably priced financial planning package, and VeriPlan is an awesome tool. The more I play around with it, the more valuable I find it. Your free user guide was what made me decide to get VeriPlan." C. A. in North Royalton, OH
Financial Planning Software for Individuals
A customer comment from the sidebar: "One of the stories that VeriPlan tells me is how much of my money could be lost to excessive investment costs. I just switched to some lower cost funds in my 401k. I loved updating VeriPlan with the new cost values just to see the red bar on the Total Assets chart get significantly thinner - quite a shocking difference." M. W. in Tulsa, OK
The Best DIY Retirement Planning Software
A customer comment from the sidebar: "I am extremely impressed with the depth of information that VeriPlan asks for and provides. VeriPlan seems much more detailed than one would expect for the very reasonable price. Although I am not a financial professional, I consider myself more financially educated than the most people of my age (62). I find that VeriPlan's depth to be just what we need for our retirement planning. I am glad I purchased it. Thanks." J. W. in Gainsville, FL
Financial Planning Software for Consumers
A customer comment from the sidebar: "I have been very happy with this software. I will put VeriPlan to work to help optimize our IRA to Roth conversions, while avoiding the IRMAA penalties if we can. We are in an opportunistic window for the next several years. I have been appalled by the lack of professional knowledge available with respect to the tax burden that will fall upon us when RMDs take effect. Most of the information I have found suggests that it isn't a problem. Luckily, this software will be of great benefit to chart our course." J. S. in Louisville, KY
Family Financial Planning Software
A customer comment from the sidebar: "I am a recently retired engineer, and I created a cash flow Excel spreadsheet for 25 years of retirement. So, I fully appreciate the data and potential variances that must be accounted for. Yet, mine is so very simple compared to VeriPlan. I love VeriPlan's concept of total control over inputs and parameters. Veriplan's objectives are very much like mine, but it has many, many more input and control options, and the price is spot on." L. G. in Southbridge, VA
Family Financial Planning Software for Consumers
A customer comment from the sidebar: "I've been using VeriPlan for a few weeks now, and it is everything I was looking for plus a whole lot more of what I didn't even know I needed. By simply switching VeriPlan to a state that does not have a state income tax, I can see how much I could save on traditional IRA distributions in retirement by moving to a state without income taxes. It is a real education in personal finance, and I think just about everyone would benefit from using this tool." T. H. in Silicon Valley CA
Financial Planning and Retirement Software for Home Use
Simultaneously, the VeriPlan retirement planning calculator will automatically take into account and report on your capital gains tax obligations and investment costs. Your VeriPlan compounding investment calculator projections always maintain a separation between your taxable accounts, your traditional IRA, 401k and other traditional retirement investment accounts, and your Roth IRA and Roth 401k accounts.
Taxes on your projected asset returns and withdrawals are applied differently, depending upon the current rules for each type of retirement plan account. Your current investment costs allow VeriPlan to measure the cost efficiency of your financial asset portfolio related to the five major types of investment costs. VeriPlan’s cost efficiency measurements are weight-adjusted by the value of the assets that you hold in each of your cash, bond, and stock asset accounts across you lifetime.
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See a complete list of VeriPlan's features and capabilities
See a complete list of VeriPlan's features and capabilities
See a complete list of VeriPlan's features and capabilities
See a complete list of VeriPlan's features and capabilities
See a complete list of VeriPlan's features and capabilities
See a complete list of VeriPlan's features and capabilities
See a complete list of VeriPlan's features and capabilities
See a complete list of VeriPlan's features and capabilities
See a complete list of VeriPlan's features and capabilities
See a complete list of VeriPlan's features and capabilities
See a complete list of VeriPlan's features and capabilities
See a complete list of VeriPlan's features and capabilities
