{"id":2627,"date":"2014-05-12T17:47:42","date_gmt":"2014-05-13T00:47:42","guid":{"rendered":"http:\/\/www.myfinancialfreedomplan.com\/?page_id=2627"},"modified":"2023-05-30T17:45:21","modified_gmt":"2023-05-31T00:45:21","slug":"financial-planning","status":"publish","type":"page","link":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/financial-planning\/","title":{"rendered":"Personal Finance Software and Free Books to Improve Your Finances"},"content":{"rendered":"\n<p><\/p>\n\n\n\n\n<p><!-- \/wp:post-content --><\/p>\n<p><!-- wp:html --><\/p>\n<p><!-- \/wp:html --><\/p>\n<p>Many people are confused and frustrated, because they do not have the knowledge from <strong>personal finance software ebooks<\/strong> and tools that they need to plan their financial futures and retirement efficiently and optimally. Addressing these problems, these ebooks and the best financial and retirement planning software will help you to get moving along your own path toward better lifetime and retirement financial planning and investing.<\/p>\n<table style=\"border: none; margin: 0px 0px 0px 0px;\">\n<tbody>\n<tr>\n<td style=\"border: none;\">\n<div style=\"text-align: center;\">\n<figure style=\"width: 150px\" class=\"wp-caption alignnone\"><a title=\"Lowest Cost No Load Mutual Funds book\" href=\"https:\/\/www.theskilledinvestor.com\/VeriPlan\/download\/4913\/?tmstv=1685401144\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" style=\"border: 0px solid;\" title=\"Lowest Cost No Load Mutual Funds ebook\" src=\"http:\/\/www.theskilledinvestor.com\/wp\/images\/Lowest-Cost-MFs_Template_No-Date_150x224.png\" alt=\"Lowest Cost No Load Mutual Funds ebook\" width=\"150\" height=\"224\" align=\"middle\" \/><\/a><figcaption class=\"wp-caption-text\"><strong>Click the picture above to download the free PDF<\/strong><\/figcaption><\/figure>\n<\/div>\n<\/td>\n<td style=\"border: none;\">\n<div style=\"text-align: center;\">\n<figure style=\"width: 250px\" class=\"wp-caption alignnone\"><a title=\"Lifetime and Retirement Financial Planning Software\" href=\"http:\/\/www.theskilledinvestor.com\/VeriPlan\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" style=\"border: 0px solid;\" title=\"Lifetime and Retirement Financial Planning Worksheet\" src=\"http:\/\/www.theskilledinvestor.com\/VeriPlan\/images\/VeriPlan_CD_250x196.jpg\" alt=\"Lifetime and Retirement Financial Planning Worksheet\" width=\"250\" height=\"196\" align=\"middle\" \/><\/a><figcaption class=\"wp-caption-text\"><strong>Click to learn about VeriPlan<\/strong><\/figcaption><\/figure>\n<\/div>\n<\/td>\n<td style=\"border: none;\">\n<div style=\"text-align: center;\">\n<figure style=\"width: 150px\" class=\"wp-caption alignnone\"><a title=\"VeriPlan User Guide book\" href=\"https:\/\/www.theskilledinvestor.com\/VeriPlan\/download\/4487\/?tmstv=1685401144\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" style=\"border: 0px solid;\" title=\"VeriPlan User Guide book\" src=\"http:\/\/www.theskilledinvestor.com\/wp\/images\/VPUM_No-Date_150x224.png\" alt=\"VeriPlan User Guide ebook --lifetime do-it-yourself financial planning Excel spreadsheet software\" width=\"150\" height=\"224\" align=\"middle\" \/><\/a><figcaption class=\"wp-caption-text\"><strong>Click the picture above to download the free PDF<\/strong><\/figcaption><\/figure>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div style=\"height: 20px;\">\u00a0<\/div>\n<table style=\"border: none; margin: 0px 0px 0px 0px; background-color: #ffffff;\">\n<tbody>\n<tr>\n<td style=\"border: none;\">\n<div style=\"text-align: center;\">\n<figure style=\"width: 150px\" class=\"wp-caption alignnone\"><a title=\"Lowest Cost ETFs book\" href=\"https:\/\/www.theskilledinvestor.com\/VeriPlan\/download\/4923\/?tmstv=1685401144\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" style=\"border: 0px solid;\" title=\"Lowest Cost ETFs ebook\" src=\"http:\/\/www.theskilledinvestor.com\/wp\/images\/Lowest-Cost-ETFs_Cover-No-Date_150x224.png\" alt=\"Lowest Cost ETFs ebook\" width=\"150\" height=\"224\" align=\"middle\" \/><\/a><figcaption class=\"wp-caption-text\"><strong>Click the picture above to download the free PDF<\/strong><\/figcaption><\/figure>\n<\/div>\n<\/td>\n<td style=\"border: none;\">\n<div style=\"text-align: center;\">\n<figure style=\"width: 150px\" class=\"wp-caption alignnone\"><a title=\"do-it-yourself lifetime financial planning book\" href=\"https:\/\/www.theskilledinvestor.com\/VeriPlan\/download\/4942\/?tmstv=1685492304\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" style=\"border: 0px solid;\" title=\"lifetime financial planning ebook\" src=\"http:\/\/www.theskilledinvestor.com\/wp\/images\/LifetimeFP_Template-No-Year_150x224.png\" alt=\"personal finance software ebooks\" width=\"150\" height=\"224\" align=\"middle\" \/><\/a><figcaption class=\"wp-caption-text\"><strong>Click the picture above to download the free PDF<\/strong><\/figcaption><\/figure>\n<\/div>\n<\/td>\n<td style=\"border: none;\">\n<div style=\"text-align: center;\">\n<figure style=\"width: 150px\" class=\"wp-caption alignnone\"><a title=\"sensible investing book\" href=\"https:\/\/www.theskilledinvestor.com\/VeriPlan\/download\/4945\/?tmstv=1685492719\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" style=\"border: 0px solid;\" title=\"sensible and sound lifetime investing book\" src=\"http:\/\/www.theskilledinvestor.com\/wp\/images\/Sensible+Sound-Lifetime-Investing_No-Date_150x224.png\" alt=\"do-it-yourself investing and personal finance software ebooks\" width=\"150\" height=\"224\" align=\"middle\" \/><\/a><figcaption class=\"wp-caption-text\"><strong>Click the picture above to download the free PDF<\/strong><\/figcaption><\/figure>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div style=\"height: 20px;\">\u00a0<\/div>\n<hr \/><hr \/>\n<h4 style=\"text-align: center;\"><span style=\"color: red;\">FREE:<\/span><\/h4>\n<h4 style=\"text-align: center;\">\u201cBuyers Guide to the Lowest Cost No Load Mutual Funds\u201d\u00a0<\/h4>\n<hr \/><hr \/>\n<table style=\"border: none; margin: 0px 0px 0px 0px;\">\n<tbody>\n<tr>\n<td style=\"border: none; width: 400px; margin: 0px 0px 0px 0px;\">\n<div>\n<div style=\"line-height: 20px;\">\u00a0<\/div>\n<div><b>Using objective findings from the investment research literature, this ebook explains what really does and does not work when choosing investment funds. It l<\/b><strong>ists 200+ low cost, no load mutual funds in 30 categories of global, international, and US stock, bond, real estate, and money market mutual funds. One of the best personal investing books you can have.<\/strong><\/div>\n<\/div>\n<div>\u00a0<\/div>\n<div>\u00a0<\/div>\n<div>\n<div style=\"text-align: center;\">\n<div style=\"text-align: center;\"><a style=\"color: red; text-decoration: none; font-weight: bold;\" title=\"Lifetime and Retirement Financial Planning and Investing\" href=\"https:\/\/www.theskilledinvestor.com\/VeriPlan\/download\/4913\/?tmstv=1685401144\" target=\"_blank\" rel=\"noopener noreferrer\">Click the bookcover &gt;&gt;&gt;&gt;&gt;&gt;<\/a><\/div>\n<div style=\"color: red; text-align: center;\"><b>and download now in Acrobat PDF<\/b><\/div>\n<\/div>\n<\/div>\n<div style=\"line-height: 20px; color: #ffffff;\">.<\/div>\n<div>\u00a0<\/div>\n<div>\n<div><b>Also available here in these free formats:<\/b><\/div>\n<div><span style=\"text-decoration: underline; color: #0000ff;\">EPUB, LRF, MOBI, PDF<\/span><\/div>\n<\/div>\n<div style=\"line-height: 30px;\">\u00a0<\/div>\n<\/td>\n<td style=\"border: none;\">\n<div>\n<div style=\"text-align: center;\">\n<figure style=\"width: 250px\" class=\"wp-caption alignnone\"><a title=\"Lowest Cost No Load Mutual Funds book\" href=\"https:\/\/www.theskilledinvestor.com\/VeriPlan\/download\/4913\/?tmstv=1685401144\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" style=\"border: 0px solid;\" title=\"Lowest Cost No Load Mutual Funds book\" src=\"http:\/\/www.theskilledinvestor.com\/wp\/images\/Low-Cost_Current-Year-2D_250x324.png\" alt=\"Lowest Cost No Load Mutual Funds ebook\" width=\"250\" height=\"324\" align=\"middle\" \/><\/a><figcaption class=\"wp-caption-text\"><strong>Click the picture above to download the free PDF<\/strong><\/figcaption><\/figure>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr \/><hr \/>\n<h4 style=\"text-align: center;\">VeriPlan &#8212; Lifetime and Retirement Financial Planning Software<\/h4>\n<hr \/><hr \/>\n<table style=\"border: none; margin: 0px 0px 0px 0px;\">\n<tbody>\n<tr>\n<td style=\"border: none; width: 400px; margin: 0px 0px 0px 0px;\">\n<div>\n<h5 style=\"text-align: center;\">Simply the Best Lifetime and Retirement Financial Planning Software for Do-It-Yourself Home Use<\/h5>\n<div style=\"line-height: 30px;\">\u00a0<\/div>\n<div style=\"text-align: center;\"><a style=\"color: red; text-decoration: none; font-weight: bold;\" title=\"Lifetime and Retirement Financial Planning Software\" href=\"http:\/\/www.theskilledinvestor.com\/VeriPlan\/\" target=\"_blank\" rel=\"noopener noreferrer\">Click this picture to learn more &gt;&gt;&gt;<\/a><\/div>\n<\/div>\n<div style=\"line-height: 30px;\">\u00a0<\/div>\n<div>\u00a0<\/div>\n<\/td>\n<td style=\"border: none;\">\n<div>\n<div style=\"margin: 0px 0px 0px 0px; text-align: center;\"><a title=\"Lifetime and Retirement Financial Planning Software\" href=\"http:\/\/www.theskilledinvestor.com\/VeriPlan\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" style=\"border: 0px solid;\" title=\"Lifetime and Retirement Financial Planning Worksheet\" src=\"http:\/\/www.theskilledinvestor.com\/VeriPlan\/images\/VeriPlan_CD_336x263.jpg\" alt=\"Lifetime and Retirement Financial Planning Worksheet\" align=\"middle\" loading=\"lazy\" \/><\/a><\/div>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr \/><hr \/>\n<h4 style=\"text-align: center;\"><span style=\"color: red;\">FREE: <\/span>&#8220;VeriPlan User Guide&#8221;<\/h4>\n<hr \/><hr \/>\n<table style=\"border: none; margin: 0px 0px 0px 0px;\">\n<tbody>\n<tr>\n<td style=\"border: none; width: 400px; margin: 0px 0px 0px 0px;\">\n<div style=\"width: 400px; margin: 0px 0px 0px 0px;\">\n<div style=\"font-size: 16px; line-height: 36px; text-align: center; font-weight: bold;\">\u00a0<\/div>\n<h5 style=\"text-align: center;\">Do-it-Yourself<\/h5>\n<h5 style=\"text-align: center;\">Financial Planning Software<\/h5>\n<h5 style=\"text-align: center;\">Download the Free<\/h5>\n<h5 style=\"text-align: center;\">VeriPlan User Guide<\/h5>\n<p>\u00a0<\/p>\n<div style=\"text-align: center;\"><a style=\"color: red; text-decoration: none; font-weight: bold;\" title=\"Lifetime and Retirement Financial Planning and Investing\" href=\"https:\/\/www.theskilledinvestor.com\/VeriPlan\/download\/4487\/?tmstv=1685401144\" target=\"_blank\" rel=\"noopener noreferrer\">Click the bookcover &gt;&gt;&gt;&gt;&gt;&gt;<\/a><\/div>\n<div style=\"color: red; text-align: center;\"><b>and download now in Acrobat PDF<\/b><\/div>\n<div style=\"line-height: 30px; text-align: right; color: #f8f8ff;\">.<\/div>\n<\/div>\n<div style=\"line-height: 50px;\">\n<div>\n<div>\n<div><b>Also available here in these free formats:<\/b><\/div>\n<div><a style=\"font-weight: bold;\" title=\"VeriPlan User Guide ebook\" href=\"https:\/\/www.smashwords.com\/books\/view\/372828\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"text-decoration: underline; color: #0000ff;\">EPUB, LRF, MOBI, PDF<\/span><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/td>\n<td style=\"border: none;\">\n<div>\n<div style=\"text-align: center;\">\n<figure style=\"width: 200px\" class=\"wp-caption alignnone\"><a title=\"Lifetime and Retirement Financial Planning Software user manual\" href=\"https:\/\/www.theskilledinvestor.com\/VeriPlan\/download\/4487\/?tmstv=1685401144\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" style=\"border: 0px solid;\" title=\"VeriPlan User Guide book\" src=\"http:\/\/www.theskilledinvestor.com\/wp\/images\/VPUM_No-Date_200x299-FINAL.png\" alt=\"VeriPlan User Guide book\" width=\"200\" height=\"299\" align=\"middle\" \/><\/a><figcaption class=\"wp-caption-text\"><strong>Click the picture above to download the free PDF<\/strong><\/figcaption><\/figure>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr \/><hr \/>\n<h4 style=\"text-align: center;\"><span style=\"color: red;\">FREE: <\/span>\u201cInvestor Guide to the Lowest Cost ETFs\u201d<\/h4>\n<hr \/><hr \/>\n<table style=\"border: none;\">\n<tbody>\n<tr>\n<td style=\"border: none; width: 400px; margin: 0px 0px 0px 0px;\">\n<div style=\"line-height: 20px;\">\u00a0<\/div>\n<div style=\"text-align: left;\"><b>This book is for self-directed investors who want to identify quickly the lowest cost diversified ETFs. Grouped by asset classes, it provides tables listing low cost ETFs that can be purchased through discount brokers.<\/b><\/div>\n<div>\u00a0<\/div>\n<div style=\"line-height: 20px;\">\u00a0<\/div>\n<div style=\"text-align: center;\">\n<div style=\"color: red; text-align: center;\"><a style=\"color: red; text-decoration: none; font-weight: bold;\" title=\"Lifetime and Retirement Financial Planning and Investing\" href=\"https:\/\/www.theskilledinvestor.com\/VeriPlan\/download\/4923\/?tmstv=1685401144\" target=\"_blank\" rel=\"noopener noreferrer\">Click the bookcover &gt;&gt;&gt;&gt;&gt;&gt;<\/a><\/div>\n<div style=\"color: red; text-align: center;\"><b>and download now in Acrobat PDF<\/b><\/div>\n<\/div>\n<div style=\"line-height: 20px;\">\u00a0<\/div>\n<div>\u00a0<\/div>\n<div>\u00a0<\/div>\n<div style=\"text-align: left;\">\n<div><b>Also available here in these free formats:<\/b><\/div>\n<div><a style=\"font-weight: bold;\" title=\"Investor Guide to the Lowest Cost ETFs ebook\" href=\"https:\/\/www.smashwords.com\/books\/view\/369053\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"text-decoration: underline; color: #0000ff;\">EPUB, LRF, MOBI, PDF<\/span><\/a><\/div>\n<\/div>\n<div style=\"line-height: 30px;\">\u00a0<\/div>\n<\/td>\n<td style=\"border: none;\">\n<div>\n<div style=\"margin: 0px 0px 0px 0px; text-align: center;\">\n<figure style=\"width: 250px\" class=\"wp-caption alignnone\"><a title=\"Lowest Cost ETFs book\" href=\"https:\/\/www.theskilledinvestor.com\/VeriPlan\/download\/4923\/?tmstv=1685401144\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" style=\"border: 0px solid;\" title=\"Lowest Cost ETFs book\" src=\"http:\/\/www.theskilledinvestor.com\/wp\/images\/Lowest-Cost-ETFs_Cover-4-Ads_250x324.png\" alt=\"Lowest Cost ETFs ebook\" width=\"250\" height=\"324\" align=\"middle\" \/><\/a><figcaption class=\"wp-caption-text\"><strong>Click the picture above to download the free PDF<\/strong><\/figcaption><\/figure>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr \/><hr \/>\n<h4 style=\"text-align: center;\"><span style=\"color: red;\">FREE:<\/span> \u201cDo-It-Yourself Lifetime Financial Planning\u201d<\/h4>\n<hr \/><hr \/>\n<table style=\"border: none; margin: 0px 0px 0px 0px;\">\n<tbody>\n<tr>\n<td style=\"border: none; width: 400px; margin: 0px 0px 0px 0px;\">\n<div>\n<h5>Free, Objective, Extensive, and Well-Researched<\/h5>\n<\/div>\n<div style=\"line-height: 30px;\">\u00a0<\/div>\n<div>\u00a0<\/div>\n<div>\n<div style=\"text-align: center;\"><a style=\"color: red; text-decoration: none; font-weight: bold;\" title=\"Lifetime and Retirement Financial Planning and Investing\" href=\"https:\/\/www.theskilledinvestor.com\/VeriPlan\/download\/4942\/?tmstv=1685492304\" target=\"_blank\" rel=\"noopener noreferrer\">Click the bookcover &gt;&gt;&gt;&gt;&gt;&gt;<\/a><\/div>\n<div style=\"color: red; text-align: center;\"><b>and download now in Acrobat PDF<\/b><\/div>\n<\/div>\n<div style=\"line-height: 30px;\">\u00a0<\/div>\n<div>\u00a0<\/div>\n<div>\u00a0<\/div>\n<div style=\"text-align: left;\">\n<div><b>Also available here in these free formats:<\/b><\/div>\n<div><a style=\"font-weight: bold;\" title=\"Do-It-Yourself Lifetime Financial Planning ebook\" href=\"https:\/\/www.smashwords.com\/books\/view\/246531\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"text-decoration: underline; color: #0000ff;\">EPUB, LRF, MOBI, PDF<\/span><\/a><\/div>\n<\/div>\n<div style=\"line-height: 30px; color: #ffffff;\">.<\/div>\n<\/td>\n<td style=\"border: none;\">\n<div style=\"margin: 0px 0px 0px 0px;\">\n<div style=\"text-align: center; font-weight: bold; font-size: larger;\">\n<figure style=\"width: 250px\" class=\"wp-caption alignnone\"><a title=\"Lifetime and Retirement Financial Planning and Investing\" href=\"https:\/\/www.theskilledinvestor.com\/VeriPlan\/download\/4942\/?tmstv=1685492304\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" style=\"border: 0px solid;\" title=\"Lifetime and Retirement Financial Planning and Investing\" src=\"http:\/\/www.theskilledinvestor.com\/wp\/images\/LifetimeFP_Ad__FINAL-WHITE-No-Year_250x373.jpg\" alt=\"Lifetime and Retirement Financial Planning and Investing personal finance software ebooks\" width=\"250\" height=\"373\" align=\"middle\" \/><\/a><figcaption class=\"wp-caption-text\"><strong>Click the picture above to download the free PDF<\/strong><\/figcaption><\/figure>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr \/><hr \/>\n<h4 style=\"text-align: center;\"><span style=\"color: red;\">FREE:<\/span> \u201cSensible and Sound Lifetime Investing\u201d<\/h4>\n<hr \/><hr \/>\n<table style=\"border: none; margin: 0px 0px 0px 0px;\">\n<tbody>\n<tr>\n<td style=\"border: none; width: 400px; margin: 0px 0px 0px 0px;\">\n<div>\n<h5>Objective, Extensive, and Well-Researched and free<\/h5>\n<div style=\"text-align: center;\">\u00a0<\/div>\n<\/div>\n<div style=\"height: 30px;\">\u00a0<\/div>\n<div style=\"color: red; text-align: center;\"><a style=\"color: red; text-decoration: none; font-weight: bold;\" title=\"Lifetime and Retirement Financial Planning and Investing\" href=\"https:\/\/www.theskilledinvestor.com\/VeriPlan\/download\/4945\/?tmstv=1685492719\" target=\"_blank\" rel=\"noopener noreferrer\">Click the bookcover &gt;&gt;&gt;&gt;&gt;&gt;<\/a><\/div>\n<div style=\"color: red; text-align: center;\"><b>and download now in Acrobat PDF<\/b><\/div>\n<div style=\"height: 30px;\">\u00a0<\/div>\n<div>\u00a0<\/div>\n<div>\u00a0<\/div>\n<div><b>Also available here in these free formats:<\/b><\/div>\n<div><a style=\"font-weight: bold;\" title=\"Sensible and Sound Lifetime Investing ebook\" href=\"https:\/\/www.smashwords.com\/books\/view\/382473\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"text-decoration: underline; color: #0000ff;\">EPUB, LRF, MOBI, PDF<\/span><\/a><\/div>\n<div style=\"height: 30px;\">\u00a0<\/div>\n<\/td>\n<td style=\"border: none;\">\n<div style=\"margin: 0px 0px 0px 0px;\">\n<div style=\"text-align: center; font-weight: bold; font-size: larger;\">\n<figure style=\"width: 250px\" class=\"wp-caption alignnone\"><a title=\"Sensible and Sound Lifetime Investing book\" href=\"https:\/\/www.theskilledinvestor.com\/VeriPlan\/download\/4945\/?tmstv=1685492719\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" style=\"border: 0px solid;\" title=\"Sensible and Sound Lifetime Investing ebook\" src=\"http:\/\/www.theskilledinvestor.com\/wp\/images\/Sensible+Sound-Lifetime-Investing_No-Date_250x373.png\" alt=\"Sensible and Sound Lifetime Investing personal finance software ebooks\" width=\"250\" height=\"373\" align=\"middle\" \/><\/a><figcaption class=\"wp-caption-text\"><strong>Click the picture above to download the free PDF<\/strong><\/figcaption><\/figure>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr \/><hr \/>\n<div style=\"margin: 0px 0px 0px 0px;\">\n<blockquote>\n<h4 style=\"text-align: center;\">About the author and software developer<\/h4>\n<p>Lawrence J. Russell is the author of these personal finance software ebooks and the architect and developer of the VeriPlan lifetime and retirement planning software. He holds a BS from M.I.T. (1975), MA from Brandeis University (1979), and MBA from Stanford University (1982). Larry is a semi-retired business executive with a background in corporate and start-up business management, long range planning, and investment management.<\/p>\n<p>Larry&#8217;s knowledge of personal financial planning and investing has been developed through:<\/p>\n<ul>\n<li>Management of Lawrence Russell and Company, a California Registered Investment Adviser, where Larry develops comprehensive lifetime financial and investment plans exclusively on a direct client-paid fee-only basis<\/li>\n<li>Studying the finance research literature in depth for the past 10+ years to find evidence of which financial planning and investment strategies work and which do not<\/li>\n<li>Design and development of VeriPlan, which is comprehensive financial planning software that supports do-it-yourself development of lifetime financial and retirement plans<\/li>\n<li>Twenty-five years of prior corporate and start-up management experience in the business development, product management, financial planning, corporate development, and investment functions, including seven years with Hewlett-Packard and seven years with Sun Microsystems<\/li>\n<\/ul>\n<\/blockquote>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Many people are confused and frustrated, because they do not have the knowledge from personal finance software ebooks and tools that they need to plan their financial futures and retirement efficiently and optimally. Addressing these problems, these ebooks and the best financial and retirement planning software will help you to get moving along your own [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"zakra_page_container_layout":"customizer","zakra_page_sidebar_layout":"customizer","zakra_remove_content_margin":false,"zakra_sidebar":"customizer","zakra_transparent_header":"customizer","zakra_logo":0,"zakra_main_header_style":"default","zakra_menu_item_color":null,"zakra_menu_item_hover_color":"","zakra_menu_item_active_color":"","zakra_menu_active_style":"","zakra_page_header":true,"footnotes":""},"class_list":["post-2627","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Personal Finance Software and Free Books to Improve Your Finances<\/title>\n<meta name=\"description\" content=\"Use these personal finance software ebooks and Excel software tools to plan your financial future and retirement efficiently and optimally\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.theskilledinvestor.com\/VeriPlan\/financial-planning\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.theskilledinvestor.com\\\/VeriPlan\\\/financial-planning\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"VeriPlan\",\"item\":\"https:\\\/\\\/www.theskilledinvestor.com\\\/VeriPlan\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Personal Finance Software and Free Books to Improve Your Finances\"}]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Personal Finance Software and Free Books to Improve Your Finances","description":"Use these personal finance software ebooks and Excel software tools to plan your financial future and retirement efficiently and optimally","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/financial-planning\/","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BreadcrumbList","@id":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/financial-planning\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"VeriPlan","item":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/"},{"@type":"ListItem","position":2,"name":"Personal Finance Software and Free Books to Improve Your Finances"}]}]}},"_links":{"self":[{"href":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/wp-json\/wp\/v2\/pages\/2627","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/wp-json\/wp\/v2\/comments?post=2627"}],"version-history":[{"count":111,"href":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/wp-json\/wp\/v2\/pages\/2627\/revisions"}],"predecessor-version":[{"id":4954,"href":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/wp-json\/wp\/v2\/pages\/2627\/revisions\/4954"}],"wp:attachment":[{"href":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/wp-json\/wp\/v2\/media?parent=2627"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}