{"id":584,"date":"2013-10-10T14:38:55","date_gmt":"2013-10-10T21:38:55","guid":{"rendered":"http:\/\/www.myfinancialfreedomplan.com\/?p=584"},"modified":"2014-06-23T17:57:07","modified_gmt":"2014-06-24T00:57:07","slug":"veriplan-organization-and-graphics","status":"publish","type":"post","link":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/584\/veriplan-organization-and-graphics\/","title":{"rendered":"VeriPlan Overview 2: Organization and Graphics"},"content":{"rendered":"<p><center><big><strong>VeriPlan Overview: Part 2 of 7<\/center><\/big><\/strong><\/p>\n<p><\/p>\n<h3>A well-organized lifetime financial planning application with extensive color graphics<\/h3>\n<p><strong><big><span style=\"text-decoration: underline;\">Organization<\/span>:<\/big><\/strong><\/p>\n<p>The VeriPlan personal finance software provides thirty-four user accessible worksheets organized into groups that have the same colored tabs. VeriPlan provides extensive internal and external hyper-linking to help you to get around quickly. VeriPlan\u2019s primary worksheet groupings and the number of worksheets in each group are:<\/p>\n<ul>\n<li>Information worksheets (2)<\/li>\n<li>User Profile and Tools input worksheets, including an overview (10)<\/li>\n<li>Central reference and links worksheets (1)<\/li>\n<li>Graphics worksheets, including an overview (20)<\/li>\n<li>Consolidated output data worksheet (1)<\/li>\n<\/ul>\n<p><strong><big><span style=\"text-decoration: underline;\">Financial Projection Graphics<\/span>:<\/big><\/strong><\/p>\n<p>Each of VeriPlan\u2019s twenty-one automated projection graphics covers ages 18 to 100 years in yearly increments. These lifecycle graphics automatically project your annual:<\/p>\n<ol>\n<li>Gross earned income, retirement income, and other income (real $\/yr)<\/li>\n<li>Ordinary, major planned, and adjusted expense budget plus income taxes, employment taxes, &amp; property taxes (real $\/yr)<\/li>\n<li>Pre-debt profit, after expenses and taxes (real $\/yr)<\/li>\n<li>Debt payments for consumption- and investment-oriented debt (real $\/yr)<\/li>\n<li>Profit, after expense, tax, and debt payments (real $\/yr)<\/li>\n<li>Pre- retirement savings rates &#8212; with and without investment-oriented debt payments (%\/yr)<\/li>\n<li>Tax payments in eight categories (real $\/yr)<\/li>\n<li>Average tax rates in eight categories, as a % of earned income, retirement income, and other income (%\/yr)<\/li>\n<li>Gross and net human capital, which is your remaining ability to earn and save (real $\/yr)<\/li>\n<li>Financial portfolio assets with net human capital (real $\/yr)<\/li>\n<li>Financial portfolio asset allocation (%\/yr)<\/li>\n<li>Net financial portfolio asset withdrawal rates (%\/yr)<\/li>\n<li>Total assets with net human capital and debts (real $\/yr)<\/li>\n<li>Taxable and tax-advantaged financial assets (real $\/yr)<\/li>\n<li>Taxable and tax-advantaged financial asset deposit and withdrawal transactions (real $\/yr)<\/li>\n<li>Pre-tax returns on cash, bond, and equity assets with excessive investment costs (real $\/yr)<\/li>\n<li>Pre-tax returns on cash, bond, and equity assets with excessive investment costs (%\/yr)<\/li>\n<li>Lost returns due to excessive past and future sales load payments (real $\/yr)<\/li>\n<li>Cash, bond, and equity assets with cumulative assets lost to excessive investment costs (real $\/yr)<\/li>\n<li>Financial, property, &amp; other portfolio assets with cumulative assets lost to excessive investment costs (real $\/yr)<\/li>\n<li>Asset portfolio &#8220;safety margin&#8221; (years going forward)<\/li>\n<\/ol>\n<p><big><strong><span style=\"text-decoration: underline;\">Projection Data<\/span><\/strong><\/big><big><strong>:<\/strong><\/big><big> <\/big><\/p>\n<p>The VeriPlan integrated financial calculator also automatically provides 21 data worksheets that provide tables with all the annual data that VeriPlan uses to draw each of its 21 projection graphics.<\/p>\n<p><strong><big><span style=\"text-decoration: underline;\">Constant purchasing power dollars<\/span><\/big><\/strong><strong><big>:<\/big><\/strong><\/p>\n<p>All VeriPlan financial planning projections extract inflation and use real or non-inflationary dollars with constant projected purchasing power. By projecting and presenting all financial planning information in real, inflation adjusted dollars, in effect, the cost of a loaf of bread today is projected to be the same as the cost of a loaf of bread years or even decades into the future.<\/p>\n<p>Planning applications with projections that include inflation force users to make mental adjustments for escalating cost-of-living, and this can be error-prone. VeriPlan projections are designed with real dollars to make analyzing the adequacy of future income and assets against projected expenses more straight-forward for the user.<\/p>\n<p>This is an example of a lifetime living expense and taxes graphic that is automatically generated for every financial planning scenario that you develop in VeriPlan.<\/p>\n<div style=\"text-align:center\" ><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/www.theskilledinvestor.com\/VeriPlan\/images\/2-expenses_03-16-07.jpg\" alt=\"Lifetime Living Expenses\" width=\"700\" height=\"464\" \/><\/div>\n<p><\/p>\n<div align=\"left\">\n<strong>&lt;&#8211; Go to part 1 of this VeriPlan Overview &#8211; <a href=\"http:\/\/www.theskilledinvestor.com\/VeriPlan\/554\/personal-finance-decisions\/\" title=\"Lifetime Financial Planning\" target=\"_top\">Lifetime Financial Planning<\/a><\/strong>\n<\/div>\n<p><\/p>\n<div align=\"right\">\n<strong><a href=\"http:\/\/www.theskilledinvestor.com\/VeriPlan\/615\/veriplan-overview-income-and-debts\/\" title=\"Lifetime Income Planning\" target=\"_top\">Lifetime Income Planning<\/a> &#8211; Go to part 3 of this VeriPlan Overview&#8211;&gt;<\/strong>\n<\/div>\n<div style=\"text-align:right; color:#f8f8ff; line-height: 200%; font-size: 10pt\">.<\/div>\n<div style=\"text-align:center\" >\n<h5>VeriPlan is the <a href=\"http:\/\/www.theskilledinvestor.com\/VeriPlan\/\">Best Retirement Financial Planning Software<\/a><\/h5>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>VeriPlan Overview: Part 2 of 7 A well-organized lifetime financial planning application with extensive color graphics Organization: The VeriPlan personal finance software provides thirty-four user accessible worksheets organized into groups that have the same colored tabs. VeriPlan provides extensive internal and external hyper-linking to help you to get around quickly. VeriPlan\u2019s primary worksheet groupings and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"zakra_page_container_layout":"customizer","zakra_page_sidebar_layout":"customizer","zakra_remove_content_margin":false,"zakra_sidebar":"customizer","zakra_transparent_header":"customizer","zakra_logo":0,"zakra_main_header_style":"default","zakra_menu_item_color":"","zakra_menu_item_hover_color":"","zakra_menu_item_active_color":"","zakra_menu_active_style":"","zakra_page_header":true,"footnotes":""},"categories":[19],"tags":[154,347,349,359,368,371,373,374],"class_list":["post-584","post","type-post","status-publish","format-standard","hentry","category-veriplan-overview","tag-financial-planning-2","tag-retirement-calculator","tag-retirement-calculators","tag-retirement-investment-calculator","tag-retirement-planning-calculator","tag-retirement-planning-software-2","tag-retirement-planning-tool","tag-retirement-planning-tools"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>VeriPlan Overview 2: Organization and Graphics - VeriPlan Personal Financial Planning<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.theskilledinvestor.com\/VeriPlan\/584\/veriplan-organization-and-graphics\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.theskilledinvestor.com\\\/VeriPlan\\\/584\\\/veriplan-organization-and-graphics\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"VeriPlan\",\"item\":\"https:\\\/\\\/www.theskilledinvestor.com\\\/VeriPlan\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"VeriPlan Overview 2: Organization and Graphics\"}]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"VeriPlan Overview 2: Organization and Graphics - VeriPlan Personal Financial Planning","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/584\/veriplan-organization-and-graphics\/","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BreadcrumbList","@id":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/584\/veriplan-organization-and-graphics\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"VeriPlan","item":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/"},{"@type":"ListItem","position":2,"name":"VeriPlan Overview 2: Organization and Graphics"}]}]}},"_links":{"self":[{"href":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/wp-json\/wp\/v2\/posts\/584","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/wp-json\/wp\/v2\/comments?post=584"}],"version-history":[{"count":0,"href":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/wp-json\/wp\/v2\/posts\/584\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/wp-json\/wp\/v2\/media?parent=584"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/wp-json\/wp\/v2\/categories?post=584"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.theskilledinvestor.com\/VeriPlan\/wp-json\/wp\/v2\/tags?post=584"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}