credit card companies Archives - DIY Personal & Retirement Financial Planning

DIY Personal & Retirement Financial Planning

Do-It-Yourself financial and investment planning Excel spreadsheet software

The Financial Services Industry is Still the Largest S&P 500 Sector – Even after the Collapse of its Stock Values

For three decades, the market value of the financial services industry segment within the Standard and Poors 500 composite index rose steadily to reach 21% in the middle of 2007. This article updates an August 2007 article, “The Biggest Personal Finance Story of the Past 30 Years,” which was published just as the real estate […]

Hitting the Citibank Stone Wall in Polite Conversation

PIRATES OF THE CREDIT SEA – Part 4: Hitting the Citibank Stone Wall in Polite Conversation This article continues my personal saga of trying to get Citibank to fix problems with their management of my credit card account with them. For a summary of the overall situation, go to Part #1: My Treasure Is Taken! […]

"VeriPlan has been a very flexible home financial planning tool. It took me a few hours on a weekend to understand what VeriPlan could do and to enter our financial data. Our family financial affairs were scattered all over, and we lacked a comprehensive picture of what the future might hold for us. I wanted a clear understanding of our projected lifetime and retirement income, expenses, taxes, debts, real estate, financial assets, college investments, retirement investments, and everything else all together."S. L. in Altadena, CA

"I do most of my own financial modeling, and I like the way VeriPlan generates “what if” scenarios that I like to compare, such as possibly buying a rental property, selling my house and renting, moving social security retirement age payment timing, and pulling out IRA money after taxes. Plus, I like VeriPlan for its automated projection of detailed investment costs. Thanks for making a great product. It has been a pleasure hearing from you and I read the article you suggested. All the best!"K. W. in Naperville, IL

"I thought I would let you know that VeriPlan was the primary decision support tool in my decision to retire early, which was about 4 years ago now. And it has worked out really well. Since then I got married, and we have traveled to 10 countries -- some on mission trips. I had used the lifetime planners in Microsoft Money and Quicken but they were not robust enough to make a major decision with. In retrospect they are toys compared to VeriPlan. So VeriPlan has been a very big help to me. Also, I recently read your Lowest Cost Mutual Funds book, which was great. It brought a few things to my attention that I need to work on."Email update from T. H. in Silicon Valley