Retirement Planning Software Archives - VeriPlan Personal Financial Planning

Which Roth conversion ladder and Roth contribution strategies are more likely to pay off?

For richer or poorer; for better or worse; until death do us part… How to choose? Traditional retirement account contribution Roth conversion ladder decisions have many similarities to the marriage decision. Marriages and Roth conversions are very long-term commitments, and they may or may not work out. This article focuses on Roth conversion ladder strategies […]

After Roth contribution or Roth conversion taxes have been paid, are Roth assets more valuable than traditional retirement assets?

How can I tell if Roth retirement assets are more valuable than traditional retirement assets? The answer depends on your financial circumstances, and it changes over time. This case study article focuses on the beliefs of some investors that Roth retirement assets are inherently more valuable to own than traditional retirement assets. This belief centers […]

Best Personal Retirement Planning Software for Consumers

An Overview of output graphics and data for the VeriPlan personal lifetime and retirement planning software. Will I have enough to retire? The best retirement planning software will automate this analysis for you. And, it will help you understand the most effective steps that you can take along the way to prepare for a comfortable […]

Deciding when to begin initial Social Security retirement payments

Deciding when to begin initial Social Security retirement payments In general, whether to accept Social Security payments early, at full retirement age, or later is a social security retirement planning decision you will need to make as you approach retirement. This decision can depend upon many factors, including but not limited to your expected cash […]

Comprehensive Retirement Calculator: How to Use the VeriPlan Financial Planner

Developing a Family Financial Plan with the advanced VeriPlan retirement calculator Will we have enough to retire? The best retirement planning calculator will automate this analysis for you. And, it will help you understand the most effective steps that you can take along the way to prepare for a comfortable and long retirement with a […]

VeriPlan Overview 6: Ten Automated Lifetime and Retirement Calculator Tools

VeriPlan Overview: Part 6 of 7 VeriPlan’s 10 financial planning tools and retirement planning calculators Retirement Planning Calculator Tool: With this retirement planning tool, you can set individual retirement ages for Earners 1 and 2. You can select whether or not to retire simultaneously. You can also adjust your expected ordinary living expense budget in […]

User Praise for VeriPlan:

"One of the stories that VeriPlan tells me is how much of my money could be lost to excessive investment costs. I just switched to some lower cost funds in my 401k. I loved updating VeriPlan with the new cost values just to see the red bar on the Total Assets chart get significantly thinner - quite a shocking difference."M. W. in Tulsa, OK

"I am extremely impressed with the depth of information that VeriPlan asks for and provides. VeriPlan seems much more detailed than one would expect for the very reasonable price. Although I am not a financial professional, I consider myself more financially educated than the most people of my age (62). I find that VeriPlan's depth to be just what we need for our retirement planning. I am glad I purchased it. Thanks."J. W. in Gainsville, FL

"Thank you for the update. I have been very happy with this software. I will put VeriPlan to work to help optimize our IRA to Roth conversions, while avoiding the IRMAA penalties if we can. We are in an opportunistic window for the next several years. I have been appalled by the lack of professional knowledge available with respect to the tax burden that will fall upon us when RMDs take effect. Most of the information I have found suggests that it isn't a problem. Luckily, this software will be of great benefit to chart our course."J. S. in Louisville, KY

More User Praise for VeriPlan

Even More User Praise for VeriPlan

"VeriPlan is a big help. I'm in my mid 50's and have been a diligent saver and passable investor for many years. I am going through a work transition from salaried corporate employee to independent consultant, and my aging parents are needing financial help. Financial planning is particularly important to me and my family now. Thanks for making your product available. I've recommended it to a number of folks and will continue to do so."J.H. in Portland, OR

"VeriPlan has been a very flexible home financial planning tool. It took me a few hours on a weekend to understand what VeriPlan could do and to enter our financial data. Our family financial affairs were scattered all over, and we lacked a comprehensive picture of what the future might hold for us. I wanted a clear understanding of our projected lifetime and retirement income, expenses, taxes, debts, real estate, financial assets, college investments, retirement investments, and everything else all together."S. L. in Altadena, CA

"You have done a great job of including the necessary instructions in VeriPlan, located close to where the modeling is happening. The thing I like about the VeriPlan User Guide is that it adds substantial additional commentary that I personally find very valuable. I was hunting for a capable and reasonably priced financial planning package, and VeriPlan is an awesome tool. The more I play around with it, the more valuable I find it. Your free user guide was what made me decide to get VeriPlan."C. A. in North Royalton, OH