Retirement Planning Software Archives - VeriPlan Personal Financial Planning

Which Roth conversion ladder and Roth contribution strategies are more likely to pay off?

For richer or poorer; for better or worse; until death do us part… How to choose? Traditional retirement account contribution Roth conversion ladder decisions have many similarities to the marriage decision. Marriages and Roth conversions are very long-term commitments, and they may or may not work out. This article focuses on Roth conversion ladder strategies […]

After Roth contribution or Roth conversion taxes have been paid, are Roth assets more valuable than traditional retirement assets?

How can I tell if Roth retirement assets are more valuable than traditional retirement assets? The answer depends on your financial circumstances, and it changes over time. This case study article focuses on the beliefs of some investors that Roth retirement assets are inherently more valuable to own than traditional retirement assets. This belief centers […]

Best Personal Retirement Planning Software for Consumers

An Overview of output graphics and data for the VeriPlan personal lifetime and retirement planning software. This article is an expanded and updated video transcript with graphics. It is expanded in the sense that the article below also includes some additional, newer graphics and explanations of VeriPlan’s personal retirement planning calculator software features and functionality. […]

Deciding when to begin initial Social Security retirement payments

Deciding when to begin initial Social Security retirement payments In general, whether to accept Social Security payments early, at full retirement age, or later is a social security retirement planning decision you will need to make as you approach retirement. This decision can depend upon many factors, including but not limited to your expected cash […]

Comprehensive Retirement Calculator: How to Use the VeriPlan Financial Planner

Developing a Family Financial Plan with the advanced VeriPlan retirement calculator The detailed and advanced VeriPlan comprehensive retirement calculator is personally customizable financial planning software that helps you develop your own comprehensive lifetime financial and investment retirement plan for your family. Functioning as financial decision support software, it automates millions of integrated projection calculations behind […]

VeriPlan Overview 6: Ten Automated Lifetime and Retirement Calculator Tools

VeriPlan Overview: Part 6 of 7 VeriPlan’s 10 financial planning tools and retirement planning calculators Retirement Planning Calculator Tool: With this retirement planning tool, you can set individual retirement ages for Earners 1 and 2. You can select whether or not to retire simultaneously. You can also adjust your expected ordinary living expense budget in […]

User Praise for VeriPlan:

"I've been using VeriPlan for a few weeks now, and it is everything I was looking for plus a whole lot more of what I didn't even know I needed. By simply switching VeriPlan to a state that does not have a state income tax, I can see how much I could save on traditional IRA distributions in retirement by moving to a state without income taxes. It is a real education in personal finance, and I think just about everyone would benefit from using this tool. I am going to tell everyone I know about VeriPlan. Thank you very much for creating it. Your web sites are great, too."T. H. in Silicon Valley CA

"I thought I would let you know that VeriPlan was the primary decision support tool in my decision to retire early, which was about 4 years ago now. And it has worked out really well. Since then I got married, and we have traveled to 10 countries -- some on mission trips. I had used the lifetime planners in Microsoft Money and Quicken but they were not robust enough to make a major decision with. In retrospect they are toys compared to VeriPlan. So VeriPlan has been a very big help to me. Also, I recently read your Lowest Cost Mutual Funds book, which was great. It brought a few things to my attention that I need to work on."Email update from T. H. in Silicon Valley

"Finally, I absolutely love the enhancements you have made. They provide exactly the kind of specificity that I have been looking for. You have created a wonderful program!"J. B in East Orange, NJ

"I purchased your program about 2 weeks ago. In general, I find it is a fantastic planning tool. I've been doing Roth conversions, but starting full SSA this year for me makes this a real guessing game. Your program helps a lot with figuring that out. You provide a prodigious amount to documentation and instructions to wade through. The program is, nevertheless, excellent."L. B. in Chadds Ford, PA

More User Praise for VeriPlan

"VeriPlan is a big help. I'm in my mid 50's and have been a diligent saver and passable investor for many years. I am going through a work transition from salaried corporate employee to independent consultant, and my aging parents are needing financial help. Financial planning is particularly important to me and my family now. Thanks for making your product available. I've recommended it to a number of folks and will continue to do so."J.H. in Portland, OR

"VeriPlan has been a very flexible home financial planning tool. It took me a few hours on a weekend to understand what VeriPlan could do and to enter our financial data. Our family financial affairs were scattered all over, and we lacked a comprehensive picture of what the future might hold for us. I wanted a clear understanding of our projected lifetime and retirement income, expenses, taxes, debts, real estate, financial assets, college investments, retirement investments, and everything else all together."S. L. in Altadena, CA

"You have done a great job of including the necessary instructions in VeriPlan, located close to where the modeling is happening. The thing I like about the VeriPlan User Guide is that it adds substantial additional commentary that I personally find very valuable. I was hunting for a capable and reasonably priced financial planning package, and VeriPlan is an awesome tool. The more I play around with it, the more valuable I find it. Your free user guide was what made me decide to get VeriPlan."C. A. in North Royalton, OH

Even More User Praise for VeriPlan