Retirement Savings Calculator Archives - VeriPlan Personal Financial Planning https://www.theskilledinvestor.com/VeriPlan/category/retirement-savings-calculator/ DIY financial and retirement planning Excel calculator software Tue, 28 Jul 2026 01:31:46 +0000 en-US hourly 1 Traditional and Roth estate planning with the SECURE Act of 2019 https://www.theskilledinvestor.com/VeriPlan/3738/traditional-and-roth-estate-planning-with-the-secure-act-of-2019/ Sat, 11 Jan 2020 02:20:59 +0000 http://www.theskilledinvestor.com/VeriPlan/?p=3738 Traditional and Roth retirement accounts and estate planning There are trade offs in deciding how to set the proportion to contribute into Roth versus traditional accounts. In many senses, this becomes an estate planning question. When an investor’s situation and lifetime financial model indicate that he or she falls into that relatively small percentage of […]

The post Traditional and Roth estate planning with the SECURE Act of 2019 appeared first on VeriPlan Personal Financial Planning.

]]> Roth Estate Planning Strategies https://www.theskilledinvestor.com/VeriPlan/137/roth-estate-planning-strategies/ Sat, 11 Jan 2020 01:37:54 +0000 http://www.myfinancialfreedomplan.com/?p=137 Roth IRA and Roth 401k Accounts and Roth Estate Planning Strategies There are trade-offs when deciding whether to allocate contributions to Roth retirement savings accounts versus traditional retirement savings accounts that have deferred income taxation features. In the majority of personal finance situations, making 100% of allowable contributions to Roth retirement plans would probably not […]

The post Roth Estate Planning Strategies appeared first on VeriPlan Personal Financial Planning.

]]> Traditional Versus Roth IRA Decisions https://www.theskilledinvestor.com/VeriPlan/1795/traditional-versus-roth-ira/ Thu, 07 Nov 2013 21:24:45 +0000 http://www.myfinancialfreedomplan.com/?p=1795 Roth retirement investment strategies have a long payback period When financial planners, investment advisers, and brokers advise their clients to convert their traditional IRA assets into Roth assets or to make annual Roth contributions rather than make alternative tax-deductible retirement account contributions, are asking for a huge leap of faith. Such proposals suggest that it […]

The post Traditional Versus Roth IRA Decisions appeared first on VeriPlan Personal Financial Planning.

]]> Income in Retirement Planning Calculator Software https://www.theskilledinvestor.com/VeriPlan/796/retirement-planning-software/ Wed, 16 Oct 2013 19:18:43 +0000 http://www.myfinancialfreedomplan.com/?p=796 VeriPlan software automates your retirement savings and income in retirement planning projections VeriPlan is comprehensive and integrated income in retirement planning calculator software that helps you to plan your retirement much more easily. VeriPlan’s retirement income planning calculator tools automate the lifetime financial planning process for your retirement income, retirement pensions, retirement annuities, Social Security […]

The post Income in Retirement Planning Calculator Software appeared first on VeriPlan Personal Financial Planning.

]]> What should your lifetime IRA, 401k, and Roth contribution strategies be? https://www.theskilledinvestor.com/VeriPlan/802/what-should-your-lifetime-ira-401k-and-roth-contribution-strategies-be/ Tue, 15 Oct 2013 05:21:04 +0000 http://www.myfinancialfreedomplan.com/?p=802 VeriPlan helps you to decide what your lifetime IRA, 401k, Roth IRA, and Roth 401k contribution strategy should be With IRA, 401k, and other tax-advantaged retirement investment portfolio accounts, you trade off the relative value of paying federal income taxes, state income taxes, and local income taxes now versus paying them either later or never. […]

The post What should your lifetime IRA, 401k, and Roth contribution strategies be? appeared first on VeriPlan Personal Financial Planning.

]]> IRA, 401k, and Roth IRA Retirement Planning https://www.theskilledinvestor.com/VeriPlan/104/ira-401k-and-roth-ira-retirement-planning/ Sun, 05 May 2013 06:10:02 +0000 http://www.myfinancialfreedomplan.com/?p=104 Deciding between traditional retirement plan contributions and Roth retirement plan contributions Whether or not to make investments into “traditional” tax-advantaged employer accounts and IRAs versus investing in “Roth” tax-advantaged employer accounts and personal IRAs is never a straightforward nor simple financial planning decision. The decision on the trade offs happens to be one of the […]

The post IRA, 401k, and Roth IRA Retirement Planning appeared first on VeriPlan Personal Financial Planning.

]]> Tax-Advantaged Retirement Investment Planning https://www.theskilledinvestor.com/VeriPlan/85/ira-retirement-investment-planning/ Sat, 05 May 2012 06:07:17 +0000 http://www.myfinancialfreedomplan.com/?p=85 Tax-advantaged retirement savings plans You may have the opportunity to make investments into both individual retirement accounts (IRA) and into employer or self-employed tax-advantaged retirement plans, such as a 401k, 403b, 457, Keogh, Simple, or other employer sponsored retirement plan. In general, if your net wage and salary earnings after living expenses will provide enough […]

The post Tax-Advantaged Retirement Investment Planning appeared first on VeriPlan Personal Financial Planning.

]]>