The VeriPlan personal finance software provides seventy-three user accessible worksheets organized into groups that have the same colored tabs. VeriPlan provides extensive internal and external hyper-linking to help you to get around quickly. VeriPlan’s primary worksheet groupings and the number of worksheets in each group are:

• Information worksheets (3)
• Input worksheets
• User Profile worksheets, including an overview (13)
• Tools worksheets, including an overview (11)

• Central reference and links worksheets (2)

• Output worksheets:
• Graphics worksheets, including an overview (22)
• Data worksheets, including an overview (22) 
  

Each of VeriPlan’s twenty-one automated projection graphics covers ages 18 to 100 years in yearly increments. These lifecycle graphics automatically project your annual:

        1:    Gross earned income, retirement income, and other income (real $/yr)

        2:    Ordinary, major planned, and adjusted expense budget plus income taxes, employment taxes, & property taxes (real $/yr)

        3:    Pre-debt profit, after expenses and taxes (real $/yr)

        4:    Debt payments for consumption- and investment-oriented debt (real $/yr)

        5:    Profit, after expense, tax, and debt payments (real $/yr)

        6:    Pre- retirement savings rates -- with and without investment-oriented debt payments (%/yr)

        7:    Tax payments in eight categories (real $/yr)

        8:    Average tax rates in eight categories, as a % of earned income, retirement income, and other income (%/yr)

        9:    Gross and net human capital, which is your remaining ability to earn and save (real $/yr)

        10:  Financial portfolio assets with net human capital (real $/yr)

        11:  Financial portfolio asset allocation (%/yr)

        12:  Net financial portfolio asset withdrawal rates (%/yr)

        13:  Total assets with net human capital and debts (real $/yr)

        14:  Taxable and tax-advantaged financial assets (real $/yr)

        15:  Taxable and tax-advantaged financial asset deposit and withdrawal transactions (real $/yr)

        16:  Pre-tax returns on cash, bond, and equity assets with excessive investment costs (real $/yr)

        17:  Pre-tax returns on cash, bond, and equity assets with excessive investment costs (%/yr)

        18:  Lost returns due to excessive past and future sales load payments (real $/yr)

        19:  Cash, bond, and equity assets with cumulative assets lost to excessive investment costs (real $/yr)

        20:  Financial, property, & other portfolio assets with cumulative assets lost to excessive investment costs (real $/yr)

        21:  Asset portfolio "safety margin" (years going forward)

The VeriPlan integrated financial calculator also automatically provides 21 data worksheets that provide tables with all the annual data that VeriPlan uses to draw each of its 21 projection graphics.

All VeriPlan financial planning projections extract inflation and use real or non-inflationary dollars with constant projected purchasing power.