Tax Planning Software Archives - VeriPlan Personal Financial Planning

Automated Tax Projection Features in VeriPlan

Automated Tax Projection Features in VeriPlan This is the text transcript of this video. It also includes the slides used in the video above. Note that this video is better when viewed in full-screen mode. Find Home Financial Planning Software For a complete list of VeriPlan’s features and capabilities chose either of these […]

How US federal long term capital gains taxes are calculated – part 2

How US federal long term capital gains taxes are calculated This is the text transcript of this video. It also includes the slides used in the video above. This is the second part of this two-part video series on long-term capital gains taxes. Find Home Financial Planning Software For a complete list of […]

How Long-term Capital Gains Taxes are Calculated

How US federal long term capital gains taxes are calculated This is the text transcript of this video. It also includes the slides used in the video above. This is the first part of this two-part video series on long-term capital gains taxes. Find Home Financial Planning Software For a complete list of […]

401k Fees and Expenses

401k Fees and Expenses Finding information about the costs of employer-sponsored defined contribution plans is difficult, because for years weak regulations have allowed the financial industry to obscure these costs and gouge millions of retirement plan participants. This has made it difficult for both employers and plan participants to understand the true costs of these […]

Retirement tax calculator and lifetime tax planning software for individuals

Automatically project your lifetime and retirement federal, state, and local income taxes, capital gains taxes, property taxes, and other taxes VeriPlan’s personal retirement tax calculator software automatically projects your real dollar tax obligations using current tax rates and tax limits that would apply in your particular situation. For example, regarding your income taxes and income […]

VeriPlan Overview 5: Federal, State, and Local Tax Projections

VeriPlan Tax Calculator Overview: Part 5 of 7 The VeriPlan retirement planning calculator automatically projects your lifetime U.S. federal, state, and local taxes With its fully integrated lifetime retirement tax calculator and income tax estimator features, the VeriPlan personal finance software automatically projects your lifetime tax obligations in eight different tax categories. VeriPlan automatically projects […]

Annual Tax Calculator

VeriPlan estimates your lifetime annual taxes in 8 different tax categories The VeriPlan tax planning calculator projects your lifetime annual tax payments in 8 different tax categories. VeriPlan’s fully integrated and automated lifetime annual tax calculator and retirement tax calculator capabilities automatically project your lifetime estimated taxes in these 8 tax categories: Federal income taxes […]

Municipal Bonds and Marginal Income Tax Rates

Municipal Bond Investments and Marginal Income Tax Rates Some investors hold municipal bonds in an attempt to reduce their tax burden. This article discusses the relationships between tax-exempt municipal bonds, marginal tax rates, and investment asset tax location. An investor’s marginal tax rate is important, when making tax-related investment portfolio decisions. By combining your federal, […]

Retirement tax optimization strategy

Optimal asset “tax location” strategies and drawing down traditional tax-advantaged assets, while delaying Social Security retirement payments Investment tax location and Social Security tax optimization strategies could improve your lifetime financial plan. To understand how VeriPlan manages the automatic: A) reinvestment of positive annual cash flows from net earned income and other non-asset cash flows […]

User Praise for VeriPlan:

"One of the stories that VeriPlan tells me is how much of my money could be lost to excessive investment costs. I just switched to some lower cost funds in my 401k. I loved updating VeriPlan with the new cost values just to see the red bar on the Total Assets chart get significantly thinner - quite a shocking difference."M. W. in Tulsa, OK

"I am extremely impressed with the depth of information that VeriPlan asks for and provides. VeriPlan seems much more detailed than one would expect for the very reasonable price. Although I am not a financial professional, I consider myself more financially educated than the most people of my age (62). I find that VeriPlan's depth to be just what we need for our retirement planning. I am glad I purchased it. Thanks."J. W. in Gainsville, FL

"Thank you for the update. I have been very happy with this software. I will put VeriPlan to work to help optimize our IRA to Roth conversions, while avoiding the IRMAA penalties if we can. We are in an opportunistic window for the next several years. I have been appalled by the lack of professional knowledge available with respect to the tax burden that will fall upon us when RMDs take effect. Most of the information I have found suggests that it isn't a problem. Luckily, this software will be of great benefit to chart our course."J. S. in Louisville, KY

More User Praise for VeriPlan

"I am a recently retired engineer, and I created a cash flow Excel spreadsheet for 25 years of retirement. So, I fully appreciate the data and potential variances that must be accounted for. Yet, mine is so very simple compared to VeriPlan. I love VeriPlan's concept of total control over inputs and parameters. Veriplan's objectives are very much like mine, but it has many, many more input and control options, and the price is spot on."L. G. in Southbridge, VA

"Larry, this software is phenomenal. Wish I would have had it years ago. I can’t think of anything else the tool needs. Right now I feel like a kid in a candy store. I’m just reevaluating many of my decisions with a more comprehensive tool than my self-made Excel spreadsheet."T. H. in Newberry, FL

"The VeriPlan program and materials are extremely well thought out (not to mention voluminous). I think I now have a decent handle on the program, inputs and outputs. Your attention to detail is really impressive, and the analysis is excellent."W. B. in Carmel, CA

Even More User Praise for VeriPlan

"I've been using VeriPlan for a few weeks now, and it is everything I was looking for plus a whole lot more of what I didn't even know I needed. By simply switching VeriPlan to a state that does not have a state income tax, I can see how much I could save on traditional IRA distributions in retirement by moving to a state without income taxes. It is a real education in personal finance, and I think just about everyone would benefit from using this tool. I am going to tell everyone I know about VeriPlan. Thank you very much for creating it. Your web sites are great, too."T. H. in Silicon Valley CA

"I thought I would let you know that VeriPlan was the primary decision support tool in my decision to retire early, which was about 4 years ago now. And it has worked out really well. Since then I got married, and we have traveled to 10 countries -- some on mission trips. I had used the lifetime planners in Microsoft Money and Quicken but they were not robust enough to make a major decision with. In retrospect they are toys compared to VeriPlan. So VeriPlan has been a very big help to me. Also, I recently read your Lowest Cost Mutual Funds book, which was great. It brought a few things to my attention that I need to work on."Email update from T. H. in Silicon Valley

"Finally, I absolutely love the enhancements you have made. They provide exactly the kind of specificity that I have been looking for. You have created a wonderful program!"J. B in East Orange, NJ

"I purchased your program about 2 weeks ago. In general, I find it is a fantastic planning tool. I've been doing Roth conversions, but starting full SSA this year for me makes this a real guessing game. Your program helps a lot with figuring that out. You provide a prodigious amount to documentation and instructions to wade through. The program is, nevertheless, excellent."L. B. in Chadds Ford, PA