VeriPlan Overview Archives - VeriPlan Personal Financial Planning

Financial planning Excel worksheet — VeriPlan Annual version enhancements from 2006 through 2025

2025 enhancements to the VeriPlan financial planning Excel worksheet software Mid-year update incorporated tax changes associated with the 2025 “OBBBA” Reconciliation Tax Package enacted July 4, 2025. Automated Affordable Care Act (ACA) cost projections, including income-related Premium Tax Credit (PTC) financial help: Implements all normal annual release updates, including: 2024 enhancements to the VeriPlan financial […]

A Brief History of VeriPlan

A Brief History of VeriPlan * Under development since 2003 * Core functionality has been complete and robust since 2006 * First released for software licensing by the general public in 2006 * Annual enhancement releases that update tax and investment information since 2007 * Parameters have always been user updatable, so that upgrade purchases […]

Comprehensive Retirement Calculator: How to Use the VeriPlan Financial Planner

Developing a Family Financial Plan with the advanced VeriPlan retirement calculator The detailed and advanced VeriPlan comprehensive retirement calculator is personally customizable financial planning software that helps you develop your own comprehensive lifetime financial and investment retirement plan for your family. Functioning as financial decision support software, it automates millions of integrated projection calculations behind […]

VeriPlan Overview 7: Satisfaction Guarantee, Documentation, and Household License

VeriPlan Overview: Part 7 of 7 VeriPlan financial software satisfaction guarantee, licensing, documentation, and system platform information Documentation: All of VeriPlan’s worksheets provide extensive and readily available documentation. A separate manual about VeriPlan’s personal financial management software and investment growth calculator features is not necessary, because all necessary instructions are in the software where you need […]

VeriPlan Overview 6: Ten Automated Lifetime and Retirement Calculator Tools

VeriPlan Overview: Part 6 of 7 VeriPlan’s 10 financial planning tools and retirement planning calculators Retirement Planning Calculator Tool: With this retirement planning tool, you can set individual retirement ages for Earners 1 and 2. You can select whether or not to retire simultaneously. You can also adjust your expected ordinary living expense budget in […]

VeriPlan Overview 5: Federal, State, and Local Tax Projections

VeriPlan Tax Calculator Overview: Part 5 of 7 The VeriPlan retirement planning calculator automatically projects your lifetime U.S. federal, state, and local taxes With its fully integrated lifetime retirement tax calculator and income tax estimator features, the VeriPlan personal finance software automatically projects your lifetime tax obligations in eight different tax categories. VeriPlan automatically projects […]

VeriPlan Overview 4: Your Investment Portfolio Projections

VeriPlan Retirement Investment Calculator Overview: Part 4 of 7 Your investment portfolio and assets in VeriPlan For each of your current investment portfolio asset holdings, the VeriPlan investment calculator software collects information about your share ownership amounts, values per share, investment costs, account taxability, and expected taxable capital gains distributions. The VeriPlan financial investment calculator […]

VeriPlan Overview 3: Your Income and Debt Projections

VeriPlan Overview: Part 3 of 7 Your income and debts in VeriPlan The VeriPlan financial planning software with its wide variety of fully integrated financial calculators and investment calculators uses your inputs about your financial situation and investment portfolio to develop your current projection baseline. VeriPlan collects the following personal financial information: Your Initial Ages: VeriPlan […]

VeriPlan Overview 2: Organization and Graphics

VeriPlan Overview: Part 2 of 7 A well-organized lifetime financial planning application with extensive color graphics Organization: The VeriPlan personal finance software provides thirty-four user accessible worksheets organized into groups that have the same colored tabs. VeriPlan provides extensive internal and external hyper-linking to help you to get around quickly. VeriPlan’s primary worksheet groupings and […]

VeriPlan Overview 1: Personal Finance Decisions

VeriPlan Overview: Part 1 of 7 Improving personal finance decisions with VeriPlan VeriPlan gives you significant personal insight into your most important personal finance and investment portfolio decisions. Through comprehensive and customized lifetime projections, VeriPlan’s integrated financial calculators and investment calculators model your particular financial situation across your adult lifetime. VeriPlan projects fully integrated scenarios about […]

Helpful Financial Planning Articles

User Praise for VeriPlan:

"One of the stories that VeriPlan tells me is how much of my money could be lost to excessive investment costs. I just switched to some lower cost funds in my 401k. I loved updating VeriPlan with the new cost values just to see the red bar on the Total Assets chart get significantly thinner - quite a shocking difference."M. W. in Tulsa, OK

"I am extremely impressed with the depth of information that VeriPlan asks for and provides. VeriPlan seems much more detailed than one would expect for the very reasonable price. Although I am not a financial professional, I consider myself more financially educated than the most people of my age (62). I find that VeriPlan's depth to be just what we need for our retirement planning. I am glad I purchased it. Thanks."J. W. in Gainsville, FL

"Thank you for the update. I have been very happy with this software. I will put VeriPlan to work to help optimize our IRA to Roth conversions, while avoiding the IRMAA penalties if we can. We are in an opportunistic window for the next several years. I have been appalled by the lack of professional knowledge available with respect to the tax burden that will fall upon us when RMDs take effect. Most of the information I have found suggests that it isn't a problem. Luckily, this software will be of great benefit to chart our course."J. S. in Louisville, KY

More User Praise for VeriPlan

"VeriPlan is a big help. I'm in my mid 50's and have been a diligent saver and passable investor for many years. I am going through a work transition from salaried corporate employee to independent consultant, and my aging parents are needing financial help. Financial planning is particularly important to me and my family now. Thanks for making your product available. I've recommended it to a number of folks and will continue to do so."J.H. in Portland, OR

"VeriPlan has been a very flexible home financial planning tool. It took me a few hours on a weekend to understand what VeriPlan could do and to enter our financial data. Our family financial affairs were scattered all over, and we lacked a comprehensive picture of what the future might hold for us. I wanted a clear understanding of our projected lifetime and retirement income, expenses, taxes, debts, real estate, financial assets, college investments, retirement investments, and everything else all together."S. L. in Altadena, CA

"You have done a great job of including the necessary instructions in VeriPlan, located close to where the modeling is happening. The thing I like about the VeriPlan User Guide is that it adds substantial additional commentary that I personally find very valuable. I was hunting for a capable and reasonably priced financial planning package, and VeriPlan is an awesome tool. The more I play around with it, the more valuable I find it. Your free user guide was what made me decide to get VeriPlan."C. A. in North Royalton, OH