DIY Personal & Retirement Financial Planning
Do-It-Yourself financial and investment planning Excel spreadsheet software
Securities markets are usually very quick to adjust prices to reflect new information. However, this price adjustment process may take longer and be more volatile, if the new information is ambiguous. At any point in time, market participants will already have used more or less rigorous valuation methods to judge their expected risk-adjusted value of […]
Snapshots in time – How investment securities are valued Every securities market transaction requires a buyer and seller with differing viewpoints. Markets can operate, because there are differences between investors in their assessments of the intrinsic value and risk of securities. Family Financial Planning Software for Consumers Current investment values vary in the eyes of […]
The Birth of Yet Another Darn “Asset Class” – “Infrastructure” Recently, The Skilled Investor published two articles: The first article discussed how the financial industry keeps manufacturing new asset classes for brokers and investment advisors to sell to individual investors. The Skilled Investor raised the question of whether these new asset classes are likely to […]
Commodity futures in your investment portfolio – Is there really any future for individual investors? The Skilled Investor’s previous article, “Be wary of the new investment asset classes,” voiced skepticism about many supposedly new asset classes. This article delves into the financial science behind this skepticism, as it relates to one of these supposedly new […]
Hear ye, Hear Ye, individual investors: Be wary of new investment asset classes – A Tip from The Skilled Investor Many promoters in the financial services industry have shown a strong proclivity in recent years to invent and to market supposedly “new” investment asset classes. Industry advocates will claim that these new asset classes deserve […]
Your personal tolerance for investment risk should drive your asset allocation decision – A Tip from The Skilled Investor Your tolerance for investment risk is a relative thing. Few people like investment risk, but some can handle it better than others do. The more investment risk you can and are willing to tolerate, the higher […]
Use Caution with Classical Investment Books – A Tip from The Skilled Investor Individual investors should exercise caution when applying the tactics of classical investment books to current markets. The more handcrafted, seat-of-the-pants, and individual actor approach to the securities markets in the pre-computer, pre-networking era has given way to different practices. What might have […]