Posts by category
- 401k
- Factors Favoring Roth IRA and Roth 401k Plan Contributions
- Factors Favoring Roth IRA and Roth 401k Plan Contributions – Part 2
- Is staying in an employer’s tax-advantaged retirement plan better that rolling retirement savings into a rollover IRA?
- Tax-Advantaged Retirement Investing Is Good for Most People
- Traditional IRA and 401k Versus Roth IRA and Roth 401k Contributions
- Two Examples of the Tax Assets Graphic in VeriPlan
- active management
- American Balanced Fund – Class A Mutual Fund Shares (ABALX) collect a +1 Fund Authority Score
- American Funds – AMCAP Fund – Class A Shares (AMCPX) fetch a +1 Fund Authority Score
- American Funds – Capital World Growth and Income Fund – Class A Shares (CWGIX) warrant a +2 Fund Authority Score
- American Funds – Income Fund of America – Class A Shares (AMECX) rate a +2 Fund Authority Score
- American Funds – The Investment Company of America – Class A Shares (AIVSX) net a +3 Fund Authority Score
- American Funds – Washington Mutual Investors Fund – Class A Shares (AWSHX) acquire a +2 Fund Authority Score
- Avoid High Turnover Mutual Funds and Active ETF Trading
- Avoid Very Large Actively Managed Mutual Funds
- Calculating Your Personal Investment Management Wage and the Opportunity Cost of Your Time
- Commentary on How Many Mutual Funds are Needed for a Well-Diversified Portfolio
- Dodge and Cox Stock Fund (DODGX) picks up a +8 Fund Authority Score
- Fidelity Contrafund (FCNTX) gains a +5 Fund Authority Score
- How Many Mutual Funds are Needed for a Well-Diversified Portfolio? – Evidence
- How to distinguish between true investment skill and luck
- How to Lie with Statistics – Investment Performance Charts
- Market Turbulence and Portfolio Fine Tuning
- Most Individual Investors Are Poor Personal Portfolio Managers
- Passive Index Investment Strategies are Superior
- Searching for Superior Investment Fund Managers is a Waste of Your Time
- The Birth of Yet Another Darn Asset Class – Infrastructure
- American Funds – EuroPacific Growth Fund – Class A Shares (AEPGX) get a +2 Fund Authority Score
- American Funds – Growth Fund of America – Class A Shares (AGTHX) collect a +2 Fund Authority Score
- Where’s Waldo? – The illusion of superior professional mutual fund manager performance.
- Why only one Warren Buffett? The illusion of superior professional mutual fund manager performance.
- You are a financial industry profit center
- asset allocation
- Allocate investments across the primary asset classes – Step 5 of 10 Financial Planning Steps in the Right Direction
- Automated Tool Aligns Your Investment Risk Tolerance and Asset Allocation
- Be Wary of New Investment Asset Classes
- Build Investment Asset Buffers to Protect Yourself from Market Volatility
- Commodity Futures in Your Investment Portfolio
- Make More Optimal Tradeoffs Between Investment Risk and Return
- Stay Invested in Securities Markets to Earn Risk Premiums
- The Birth of Yet Another Darn Asset Class – Infrastructure
- Your Investment Risk Tolerance Drives Your Asset Allocation Decision
- bonds
- budget
- cash
- commodities
- commodity futures
- conflict of interest
- The Economics of the Financial Investment Advisory Industry
- Fee-Only Compensation Aligns the Interests of Clients and their Financial Advisors
- Financial Planner and Investment Advisor Compensation Paid by Third Parties
- How Expensive is Investment Advisor Compensation Paid via Sales Loads?
- SEC Merrill Lynch Rule Struck Down by the US Court of Appeals
- Objective Personal Finance Answers Are Hard to Find
- The most effective strategy to increase your mutual fund and ETF investment returns
- You are a financial industry profit center
- credit cards
- currency
- debt
- A Solid Credit Score for Young People
- Default under the Citibank Credit Card Contract
- Hitting the Citibank Stone Wall in Polite Conversation
- I Want My Treasure Back Please
- I Write to the President of CitiBank Customer Service
- My Treasure Is Taken by My Credit Card Company
- What are My Credit Card Contract Rights?
- diversification
- Always Completely Diversify Your Investment Portfolio
- Commentary on How Many Mutual Funds are Needed for a Well-Diversified Portfolio
- Conclusion to: What Is a Well-Diversified Investment Portfolio?
- Diversify fully within asset classes – Step 4 of 10 Financial Planning Steps in the Right Direction
- Diversify To Avoid Investment Fraud
- Diversify with Low Cost Index Mutual Funds and ETFs Only
- How Many Mutual Funds are Needed for a Well-Diversified Portfolio? – Evidence
- How many stocks are needed for a well-diversified portfolio?
- Most Individual Investors Are Poor Personal Portfolio Managers
- Stay Invested in Securities Markets to Earn Risk Premiums
- The Birth of Yet Another Darn Asset Class – Infrastructure
- The Optimal Investment Strategy for Individual Investors
- What is a Well-Diversified Investment Portfolio?
- What Is Investment Portfolio Diversification?
- efficient market
- efficient markets
- Can you really beat the stock market?
- Chance creates the illusion that individual investors can beat the stock market
- Investment Valuation and Securities Risk for Individual Investors
- Passive Personal Investment Strategies are More Time Efficient with Better Returns and Risk Control
- Risk-Free Investment Money Is Fantasy Money
- Select investments rationally – Step 6 of 10 Financial Planning Steps in the Right Direction
- You are a financial industry profit center
- estate planning
- ETF
- 10 Lower Cost S and P 500 Index Mutual Funds
- Avoid High Turnover Mutual Funds and Active ETF Trading
- Avoid Mutual Fund and ETF Sales Commissions and Fees
- Avoid Very Large Actively Managed Mutual Funds
- Choose Lower Mutual Fund and ETF Management Fees
- Choose Sufficiently Mature Mutual Funds and ETFs
- Commentary on How Many Mutual Funds are Needed for a Well-Diversified Portfolio
- Diversify with Low Cost Index Mutual Funds and ETFs Only
- Do Not Get Fooled by Superior Historical Investment Performance
- Fund Authority Scores for Stock ETFs and Mutual Funds – Fund maturity and operating efficiency
- Fund Authority Scores for Stock ETFs and Mutual Funds – Historical investment performance
- Fund Authority Scores for Stock ETFs and Mutual Funds – Management expenses, sales loads, and trading cost factors
- How Many Mutual Funds are Needed for a Well-Diversified Portfolio? – Evidence
- Mutual Fund and ETF Screening Requirements
- Never Invest Solely Because of Superior Past Investment Fund Performance
- Own Investment Mutual Funds and ETFs – Not Individual Securities
- Rational Mutual Fund and ETF Screening Rules
- Rational Mutual Fund and ETF Selection
- Screening Index Mutual Funds with IndexUniverse.com
- Screening Mutual Funds On-Line with Morningstar.com
- Searching for Superior Investment Fund Managers is a Waste of Your Time
- Set a Minimum Portfolio Size Threshold for Mutual Funds and ETFs
- The Fund Authority Score – A Better Mutual Fund and ETF Rating System
- The John Bogle Blog and His Financial Article About ETFs
- The most effective strategy to increase your mutual fund and ETF investment returns
- expenses
- financial advisor
- 22 Ways to Avoid Financial Advisor and Investment Counselor Frauds and Scams
- Advisor Costs and Strategies Determine Your Return on their Services
- Avoiding Financial Advisor Frauds and Scams – Part 1
- Choose objective and competent financial advisers and investment counselors – Step 10 of 10 Financial Planning Steps in the Right Direction
- Does it matter how financial planners and investment advisors are paid?
- Fee-Only Compensation Aligns the Interests of Clients and their Financial Advisors
- Financial Advisor and Investment Counselor Compensation Paid by Clients
- Financial Planner and Investment Advisor Compensation Paid by Third Parties
- How Expensive is Investment Advisor Compensation Paid via Sales Loads?
- If Personal Finance is Difficult – Carefully Hire a Good Advisor
- Part 3 of the Never-Do List – What Not to Do with a Financial Advisor
- The Kind of Financial Advisor You Need
- The Never Do List – Avoid Financial Advisor Frauds and Scams
- financial industry
- Conclusion of the Biggest Personal Finance Story of the Past 30 Years
- Default under the Citibank Credit Card Contract
- Does it matter how financial planners and investment advisors are paid?
- The Economics of the Financial Investment Advisory Industry
- Financial Advisor and Investment Counselor Compensation Paid by Clients
- Financial Industry Product Development and Your Best Interests
- Have You Given Enough to the Financial Services Industry?
- Hitting the Citibank Stone Wall in Polite Conversation
- How to Lie with Statistics – Investment Performance Charts
- I Want My Treasure Back Please
- I Write to the President of CitiBank Customer Service
- My Treasure Is Taken by My Credit Card Company
- Part 2 of the Biggest Personal Finance Story of the Past 30 Years
- Part 4 of the Biggest Personal Finance Story of the Past 30 Years
- Reduce investment expenses and control taxation – Step 7 of 10 Financial Planning Steps in the Right Direction
- Objective Personal Finance Answers Are Hard to Find
- The Biggest Personal Finance Story of the Past 30 Years
- The Biggest Personal Finance Story of the Past 30 Years – Part 3
- The Birth of Yet Another Darn Asset Class – Infrastructure
- The Financial Services Industry is Still the Largest S&P 500 Sector – Even after the Collapse of its Stock Values
- Use Caution with Classical Investment Books
- What are My Credit Card Contract Rights?
- You are a financial industry profit center
- financial planning
- 10 Personal Financial and Investment Planning Steps in the Right Direction
- A Financial Decision Tool That Becomes Increasingly Valuable Over Time
- Allocate investments across the primary asset classes – Step 5 of 10 Financial Planning Steps in the Right Direction
- Analyze Multiple Personal Financial Planning Decisions Simultaneously with VeriPlan
- Are Your Financial Planning and Investing Strategies Scientific?
- Assess your personal investment return and risk preferences – Step 3 of 10 Financial Planning Steps in the Right Direction
- Automated Tool Aligns Your Investment Risk Tolerance and Asset Allocation
- Comparing the Quicken and VeriPlan Lifetime Financial Planners
- Determine the Savings You Need for Your Lifetime Financial Goals
- Develop Your Own Personal Financial Planning Skills – Step 1 of 10 Financial Planning Steps in the Right Direction
- Diversify fully within asset classes – Step 4 of 10 Financial Planning Steps in the Right Direction
- Earned Income Drives the Personal Finances of Most People
- Fee-Only Financial Planner and Investment Advisor Groups
- Insurable Risks Could Destroy Your Best Laid Financial Plans
- Insure against risks economically – Step 8 of 10 Financial Planning Steps in the Right Direction
- Monitor and adjust your financial plan in a time-efficient manner – Step 9 of 10 Financial Planning Steps in the Right Direction
- No Financial Planning Software or Calculator Can Predict the Future
- No Financial Planning Software or Calculator Can Predict the Future – Part 2
- Set your personal savings and other financial goals – Step 2 of 10 Financial Planning Steps in the Right Direction
- Time Spent on the Wrong Financial Activities Is Bad for You
- Understand Your Projected Expenses Over Your Lifetime
- Use Scientifically Based Financial Planning Strategies
- Using Google Scholar to Find Financial Articles
- financial planning software
- A Financial Decision Tool That Becomes Increasingly Valuable Over Time
- Analyze Multiple Personal Financial Planning Decisions Simultaneously with VeriPlan
- Comparing the Quicken and VeriPlan Lifetime Financial Planners
- No Financial Planning Software or Calculator Can Predict the Future
- No Financial Planning Software or Calculator Can Predict the Future – Part 2
- Understand Your Lifetime Personal Savings Requirements
- Use Scientifically Based Financial Planning Strategies
- foreign currencies
- foreign exchange
- forex
- forex trading
- frauds
- Fund Authority Score
- American Balanced Fund – Class A Mutual Fund Shares (ABALX) collect a +1 Fund Authority Score
- American Funds – AMCAP Fund – Class A Shares (AMCPX) fetch a +1 Fund Authority Score
- American Funds – Capital Income Builder Fund – Class A Shares (CAIBX) attain a +4 Fund Authority Score
- American Funds – Capital World Growth and Income Fund – Class A Shares (CWGIX) warrant a +2 Fund Authority Score
- American Funds – Income Fund of America – Class A Shares (AMECX) rate a +2 Fund Authority Score
- American Funds – The Investment Company of America – Class A Shares (AIVSX) net a +3 Fund Authority Score
- American Funds – Washington Mutual Investors Fund – Class A Shares (AWSHX) acquire a +2 Fund Authority Score
- California Investment S & P 500 Index Direct (SPFIX) pulls in a +8 Fund Authority Score
- Developing Fund Authority Scores for ETFs and Mutual Funds
- Dodge and Cox Stock Fund (DODGX) picks up a +8 Fund Authority Score
- DWS S&P 500 Index Fund (SXPAX) receives a +1 Fund Authority Score
- Fidelity Contrafund (FCNTX) gains a +5 Fund Authority Score
- Fidelity Spartan 500 Index mutual fund (FSMKX) achieves the Best +10 Fund Authority Score
- Fund Authority Scores for Stock ETFs and Mutual Funds – Fund maturity and operating efficiency
- Fund Authority Scores for Stock ETFs and Mutual Funds – Historical investment performance
- Fund Authority Scores for Stock ETFs and Mutual Funds – Management expenses, sales loads, and trading cost factors
- Nationwide S&P 500 Index Fund – Class A Shares (GRMAX) fetch a +2 Fund Authority Score
- Schwab S&P 500 Index Fund – Select Shares (SWPIX) achieve a +8 Fund Authority Score
- Schwab S&P 500 Index Fund – Select Shares (SWPPX) capture the Best +10 Fund Authority Score
- State Street Global Advisors S&P 500 Index Fund (SVSPX) wins the Best +10 Fund Authority Score
- Taking the Snake Oil Out of Mutual Fund Evaluation
- American Funds – EuroPacific Growth Fund – Class A Shares (AEPGX) get a +2 Fund Authority Score
- The Fund Authority Score – A Better Mutual Fund and ETF Rating System
- American Funds – Growth Fund of America – Class A Shares (AGTHX) collect a +2 Fund Authority Score
- The most effective strategy to increase your mutual fund and ETF investment returns
- Vanguard 500 Index Fund – VFINX – merits the Best +10 Fund Authority Score
- Vanguard Total International Stock Index Fund (VGTSX) lands a +9 Fund Authority Score
- USAA S&P 500 Index mutual fund Member Shares (USSPX) capture a +9 Fund Authority Score
- Vanguard 500 Index mutual Fund Admiral Shares (VFIAX) win the Best +10 Fund Authority Score
- Vanguard Institutional Index Fund (VINIX) captures the Best +10 Fund Authority Score
- Vanguard Total Stock Market Index Fund (VTSMX) achieves a +9 Fund Authority Score
- Vantagepoint 500 Stock Index mutual fund Class II Shares (VPSKX) rate a +9 Fund Authority Score
- fundamental index
- income
- income tax
- index funds
- 10 Lower Cost S and P 500 Index Mutual Funds
- Avoid Very Large Actively Managed Mutual Funds
- California Investment S & P 500 Index Direct (SPFIX) pulls in a +8 Fund Authority Score
- Choose Lower Mutual Fund and ETF Management Fees
- Choose Sufficiently Mature Mutual Funds and ETFs
- Commentary on How Many Mutual Funds are Needed for a Well-Diversified Portfolio
- Developing Fund Authority Scores for ETFs and Mutual Funds
- Diversify with Low Cost Index Mutual Funds and ETFs Only
- Do Not Get Fooled by Superior Historical Investment Performance
- DWS S&P 500 Index Fund (SXPAX) receives a +1 Fund Authority Score
- Fidelity Spartan 500 Index mutual fund (FSMKX) achieves the Best +10 Fund Authority Score
- How Many Mutual Funds are Needed for a Well-Diversified Portfolio? – Evidence
- Mutual Fund and ETF Screening Requirements
- Nationwide S&P 500 Index Fund – Class A Shares (GRMAX) fetch a +2 Fund Authority Score
- Passive Index Investment Strategies are Superior
- Rational Mutual Fund and ETF Screening Rules
- Rational Mutual Fund and ETF Selection
- Schwab S&P 500 Index Fund – Select Shares (SWPIX) achieve a +8 Fund Authority Score
- Schwab S&P 500 Index Fund – Select Shares (SWPPX) capture the Best +10 Fund Authority Score
- Screening Index Mutual Funds with IndexUniverse.com
- Screening Mutual Funds On-Line with Morningstar.com
- Set a Minimum Portfolio Size Threshold for Mutual Funds and ETFs
- State Street Global Advisors S&P 500 Index Fund (SVSPX) wins the Best +10 Fund Authority Score
- Taking the Snake Oil Out of Mutual Fund Evaluation
- The Fund Authority Score – A Better Mutual Fund and ETF Rating System
- Vanguard 500 Index Fund – VFINX – merits the Best +10 Fund Authority Score
- Vanguard Total International Stock Index Fund (VGTSX) lands a +9 Fund Authority Score
- USAA S&P 500 Index mutual fund Member Shares (USSPX) capture a +9 Fund Authority Score
- Vanguard 500 Index mutual Fund Admiral Shares (VFIAX) win the Best +10 Fund Authority Score
- Vanguard Institutional Index Fund (VINIX) captures the Best +10 Fund Authority Score
- Vanguard Total Stock Market Index Fund (VTSMX) achieves a +9 Fund Authority Score
- Vantagepoint 500 Stock Index mutual fund Class II Shares (VPSKX) rate a +9 Fund Authority Score
- What is a Well-Diversified Investment Portfolio?
- You are a financial industry profit center
- Individual Investors
- insurance
- investing
- Be Wary of New Investment Asset Classes
- Commodity Futures in Your Investment Portfolio
- How Investment Securities Are Valued – Snapshots in Time
- Monitor and adjust your financial plan in a time-efficient manner – Step 9 of 10 Financial Planning Steps in the Right Direction
- Teach Kids to Find Their Investor Personality
- Understand the Confusing Securities Market Motion Picture
- Understand Your Projected Expenses Over Your Lifetime
- Use Caution with Classical Investment Books
- Vanguard Institutional Index Fund (VINIX) captures the Best +10 Fund Authority Score
- Your Investment Risk Tolerance Drives Your Asset Allocation Decision
- investment
- Be Wary of New Investment Asset Classes
- Commodity Futures in Your Investment Portfolio
- How Investment Securities Are Valued – Snapshots in Time
- The Birth of Yet Another Darn Asset Class – Infrastructure
- Understand the Confusing Securities Market Motion Picture
- Use Caution with Classical Investment Books
- Your Investment Risk Tolerance Drives Your Asset Allocation Decision
- investment advisor
- 22 Ways to Avoid Financial Advisor and Investment Counselor Frauds and Scams
- Advisor Costs and Strategies Determine Your Return on their Services
- Avoiding Financial Advisor Frauds and Scams – Part 1
- Choose objective and competent financial advisers and investment counselors – Step 10 of 10 Financial Planning Steps in the Right Direction
- Does it matter how financial planners and investment advisors are paid?
- The Economics of the Financial Investment Advisory Industry
- Fee-Only Compensation Aligns the Interests of Clients and their Financial Advisors
- Financial Advisor and Investment Counselor Compensation Paid by Clients
- Financial Planner and Investment Advisor Compensation Paid by Third Parties
- How Expensive is Investment Advisor Compensation Paid via Sales Loads?
- If Personal Finance is Difficult – Carefully Hire a Good Advisor
- Part 3 of the Never-Do List – What Not to Do with a Financial Advisor
- SEC Merrill Lynch Rule Struck Down by the US Court of Appeals
- The Kind of Financial Advisor You Need
- The Never Do List – Avoid Financial Advisor Frauds and Scams
- investment cost
- investment costs
- 10 Lower Cost S and P 500 Index Mutual Funds
- American Balanced Fund – Class A Mutual Fund Shares (ABALX) collect a +1 Fund Authority Score
- American Funds – AMCAP Fund – Class A Shares (AMCPX) fetch a +1 Fund Authority Score
- Early Retirement for Renters through Investment Cost Reductions
- The Economics of the Financial Investment Advisory Industry
- Excessive Investment Expenses Take 2% of Individual Investor Assets Every Year
- How Investment Sales Loads and One Time Investment Fees Work
- Lifetime Investment Assets of Renters with Reduced Investment Costs
- Part 2 of the Biggest Personal Finance Story of the Past 30 Years
- Part 4 of the Biggest Personal Finance Story of the Past 30 Years
- Passive Index Investment Strategies are Superior
- Pay Lower Expenses To Get Higher Investment Returns – Part 2
- Pay Lower Investment Expenses To Get Higher Investment Returns
- Reduce investment expenses and control taxation – Step 7 of 10 Financial Planning Steps in the Right Direction
- Savings Rates for Renters and Investment Cost Reductions
- The Biggest Personal Finance Story of the Past 30 Years
- The Biggest Personal Finance Story of the Past 30 Years – Part 3
- The Cost of Investment Counselors When You Pay Investment Sales Loads
- The Heavy Burden of Recurring Investment Expenses and Fees
- The Heavy Burden of Recurring Investment Expenses and Fees – Part 2
- The Investment Returns You Lose to Investment Sales Loads
- The Lifetime Value You Have Lost by Paying Investment Sales Loads
- The most effective strategy to increase your mutual fund and ETF investment returns
- The Quality and Cost of Advice Paid by Investment Sales Loads
- The Quality and Cost of Advice Paid by Investment Sales Loads – Part 2
- You are a financial industry profit center
- investment counselor
- 22 Ways to Avoid Financial Advisor and Investment Counselor Frauds and Scams
- Avoiding Financial Advisor Frauds and Scams – Part 1
- Choose objective and competent financial advisers and investment counselors – Step 10 of 10 Financial Planning Steps in the Right Direction
- The Economics of the Financial Investment Advisory Industry
- Fee-Only Compensation Aligns the Interests of Clients and their Financial Advisors
- Financial Advisor and Investment Counselor Compensation Paid by Clients
- Financial Planner and Investment Advisor Compensation Paid by Third Parties
- How Expensive is Investment Advisor Compensation Paid via Sales Loads?
- If Personal Finance is Difficult – Carefully Hire a Good Advisor
- Part 3 of the Never-Do List – What Not to Do with a Financial Advisor
- SEC Merrill Lynch Rule Struck Down by the US Court of Appeals
- The Kind of Financial Advisor You Need
- The Never Do List – Avoid Financial Advisor Frauds and Scams
- You are a financial industry profit center
- investment expenses
- Avoid Mutual Fund and ETF Sales Commissions and Fees
- Choose Lower Mutual Fund and ETF Management Fees
- Excessive Investment Expenses Take 2% of Individual Investor Assets Every Year
- How Investment Sales Loads and One Time Investment Fees Work
- Pay Lower Expenses To Get Higher Investment Returns – Part 2
- Pay Lower Investment Expenses To Get Higher Investment Returns
- The Cost of Investment Counselors When You Pay Investment Sales Loads
- The Heavy Burden of Recurring Investment Expenses and Fees
- The Heavy Burden of Recurring Investment Expenses and Fees – Part 2
- The Investment Returns You Lose to Investment Sales Loads
- The Lifetime Value You Have Lost by Paying Investment Sales Loads
- The Quality and Cost of Advice Paid by Investment Sales Loads
- The Quality and Cost of Advice Paid by Investment Sales Loads – Part 2
- You are a financial industry profit center
- investment funds
- Avoid High Turnover Mutual Funds and Active ETF Trading
- Choose Lower Mutual Fund and ETF Management Fees
- Choose Sufficiently Mature Mutual Funds and ETFs
- How to Lie with Statistics – Investment Performance Charts
- Mutual Fund and ETF Screening Requirements
- Never Invest Solely Because of Superior Past Investment Fund Performance
- Own Investment Mutual Funds and ETFs – Not Individual Securities
- Rational Mutual Fund and ETF Screening Rules
- Rational Mutual Fund and ETF Selection
- Screening Index Mutual Funds with IndexUniverse.com
- Screening Mutual Funds On-Line with Morningstar.com
- Searching for Superior Investment Fund Managers is a Waste of Your Time
- Set a Minimum Portfolio Size Threshold for Mutual Funds and ETFs
- Vanguard Institutional Index Fund (VINIX) captures the Best +10 Fund Authority Score
- Where to invest in low cost mutual funds and ETFs
- investment portfolio
- Most Individual Investors Are Poor Personal Portfolio Managers
- Passive Personal Investment Strategies are More Time Efficient with Better Returns and Risk Control
- Select investments rationally – Step 6 of 10 Financial Planning Steps in the Right Direction
- What is a Well-Diversified Investment Portfolio?
- Your Valuable Assets Are Simply Your Evolving Estate
- investment returns
- Advisor Costs and Strategies Determine Your Return on their Services
- Allocate investments across the primary asset classes – Step 5 of 10 Financial Planning Steps in the Right Direction
- Diversify fully within asset classes – Step 4 of 10 Financial Planning Steps in the Right Direction
- Do Not Get Fooled by Superior Historical Investment Performance
- Efficient Market Pricing in the Investment Securities Markets
- How to distinguish between true investment skill and luck
- How unstable have stock market returns been over time?
- Investment Valuation and Securities Risk for Individual Investors
- Make More Optimal Tradeoffs Between Investment Risk and Return
- Never Invest Solely Because of Superior Past Investment Fund Performance
- Pay Lower Expenses To Get Higher Investment Returns – Part 2
- Pay Lower Investment Expenses To Get Higher Investment Returns
- Reduce investment expenses and control taxation – Step 7 of 10 Financial Planning Steps in the Right Direction
- Risk-Free Investment Money Is Fantasy Money
- Stay Invested in Securities Markets to Earn Risk Premiums
- Where’s Waldo? – The illusion of superior professional mutual fund manager performance.
- Why only one Warren Buffett? The illusion of superior professional mutual fund manager performance.
- investment returns
- 15 Value-Added Individual Investor Activities
- Always Completely Diversify Your Investment Portfolio
- Assess your personal investment return and risk preferences – Step 3 of 10 Financial Planning Steps in the Right Direction
- Calculating Your Personal Investment Management Wage and the Opportunity Cost of Your Time
- Chance creates the illusion that individual investors can beat the stock market
- Excessive Investment Expenses Take 2% of Individual Investor Assets Every Year
- Most Individual Investors Are Poor Personal Portfolio Managers
- The Heavy Burden of Recurring Investment Expenses and Fees
- The Heavy Burden of Recurring Investment Expenses and Fees – Part 2
- The Value and Opportunity Cost of Your Personal Investment Management Time
- Time Spent on the Wrong Financial Activities Is Bad for You
- investment risk
- Allocate investments across the primary asset classes – Step 5 of 10 Financial Planning Steps in the Right Direction
- Always Completely Diversify Your Investment Portfolio
- Assess your personal investment return and risk preferences – Step 3 of 10 Financial Planning Steps in the Right Direction
- Be Wary of New Investment Asset Classes
- Build Investment Asset Buffers to Protect Yourself from Market Volatility
- Diversify fully within asset classes – Step 4 of 10 Financial Planning Steps in the Right Direction
- Diversify To Avoid Investment Fraud
- Efficient Market Pricing in the Investment Securities Markets
- How unstable have stock market returns been over time?
- Investment Valuation and Securities Risk for Individual Investors
- Make More Optimal Tradeoffs Between Investment Risk and Return
- Passive Index Investment Strategies are Superior
- Risk-Free Investment Money Is Fantasy Money
- Stay Invested in Securities Markets to Earn Risk Premiums
- The Birth of Yet Another Darn Asset Class – Infrastructure
- What Is Investment Portfolio Diversification?
- You are a financial industry profit center
- Your Investment Risk Tolerance Drives Your Asset Allocation Decision
- investment strategy
- 15 Value-Added Individual Investor Activities
- Allocate investments across the primary asset classes – Step 5 of 10 Financial Planning Steps in the Right Direction
- Are Your Financial Planning and Investing Strategies Scientific?
- Calculating Your Personal Investment Management Wage and the Opportunity Cost of Your Time
- Develop Your Own Personal Financial Planning Skills – Step 1 of 10 Financial Planning Steps in the Right Direction
- Learning about personal finance and investing
- Monitor and adjust your financial plan in a time-efficient manner – Step 9 of 10 Financial Planning Steps in the Right Direction
- Passive Personal Investment Strategies are More Time Efficient with Better Returns and Risk Control
- Select investments rationally – Step 6 of 10 Financial Planning Steps in the Right Direction
- The John Bogle Blog and His Financial Article About ETFs
- The Optimal Investment Strategy for Individual Investors
- The Value and Opportunity Cost of Your Personal Investment Management Time
- You are a financial industry profit center
- investors
- IRA
- Benefits of Traditional IRA Contributions for Renters
- Factors Favoring Roth IRA and Roth 401k Plan Contributions
- Factors Favoring Roth IRA and Roth 401k Plan Contributions – Part 2
- Roth IRA Contributions Versus Traditional IRA Contributions for Renters
- Summary Table of Traditional IRA and Roth IRA Tax Rules
- Tax-Advantaged Retirement Investing Is Good for Most People
- Traditional IRA and 401k Versus Roth IRA and Roth 401k Contributions
- Two Examples of the Tax Assets Graphic in VeriPlan
- loads
- Avoid Mutual Fund and ETF Sales Commissions and Fees
- How Investment Sales Loads and One Time Investment Fees Work
- The Cost of Investment Counselors When You Pay Investment Sales Loads
- The Investment Returns You Lose to Investment Sales Loads
- The Lifetime Value You Have Lost by Paying Investment Sales Loads
- The Quality and Cost of Advice Paid by Investment Sales Loads
- The Quality and Cost of Advice Paid by Investment Sales Loads – Part 2
- money
- mutual funds
- 10 Lower Cost S and P 500 Index Mutual Funds
- American Balanced Fund – Class A Mutual Fund Shares (ABALX) collect a +1 Fund Authority Score
- American Funds – AMCAP Fund – Class A Shares (AMCPX) fetch a +1 Fund Authority Score
- American Funds – Capital Income Builder Fund – Class A Shares (CAIBX) attain a +4 Fund Authority Score
- American Funds – Capital World Growth and Income Fund – Class A Shares (CWGIX) warrant a +2 Fund Authority Score
- American Funds – Income Fund of America – Class A Shares (AMECX) rate a +2 Fund Authority Score
- American Funds – The Investment Company of America – Class A Shares (AIVSX) net a +3 Fund Authority Score
- American Funds – Washington Mutual Investors Fund – Class A Shares (AWSHX) acquire a +2 Fund Authority Score
- Avoid High Turnover Mutual Funds and Active ETF Trading
- Avoid Mutual Fund and ETF Sales Commissions and Fees
- Avoid Very Large Actively Managed Mutual Funds
- The Top 40 Best Low Cost US Money Market Funds
- California Investment S & P 500 Index Direct (SPFIX) pulls in a +8 Fund Authority Score
- Choose Lower Mutual Fund and ETF Management Fees
- Choose Sufficiently Mature Mutual Funds and ETFs
- Commentary on How Many Mutual Funds are Needed for a Well-Diversified Portfolio
- Developing Fund Authority Scores for ETFs and Mutual Funds
- Do Not Get Fooled by Superior Historical Investment Performance
- Dodge and Cox Stock Fund (DODGX) picks up a +8 Fund Authority Score
- DWS S&P 500 Index Fund (SXPAX) receives a +1 Fund Authority Score
- Fidelity Contrafund (FCNTX) gains a +5 Fund Authority Score
- Fidelity Spartan 500 Index mutual fund (FSMKX) achieves the Best +10 Fund Authority Score
- Fund Authority Scores for Stock ETFs and Mutual Funds – Fund maturity and operating efficiency
- Fund Authority Scores for Stock ETFs and Mutual Funds – Historical investment performance
- Fund Authority Scores for Stock ETFs and Mutual Funds – Management expenses, sales loads, and trading cost factors
- How Many Mutual Funds are Needed for a Well-Diversified Portfolio? – Evidence
- Mutual Fund and ETF Screening Requirements
- Nationwide S&P 500 Index Fund – Class A Shares (GRMAX) fetch a +2 Fund Authority Score
- Never Invest Solely Because of Superior Past Investment Fund Performance
- Own Investment Mutual Funds and ETFs – Not Individual Securities
- Rational Mutual Fund and ETF Screening Rules
- Rational Mutual Fund and ETF Selection
- Schwab S&P 500 Index Fund – Select Shares (SWPIX) achieve a +8 Fund Authority Score
- Schwab S&P 500 Index Fund – Select Shares (SWPPX) capture the Best +10 Fund Authority Score
- Screening Index Mutual Funds with IndexUniverse.com
- Screening Mutual Funds On-Line with Morningstar.com
- Searching for Superior Investment Fund Managers is a Waste of Your Time
- Set a Minimum Portfolio Size Threshold for Mutual Funds and ETFs
- State Street Global Advisors S&P 500 Index Fund (SVSPX) wins the Best +10 Fund Authority Score
- Taking the Snake Oil Out of Mutual Fund Evaluation
- The Birth of Yet Another Darn Asset Class – Infrastructure
- American Funds – EuroPacific Growth Fund – Class A Shares (AEPGX) get a +2 Fund Authority Score
- The Fund Authority Score – A Better Mutual Fund and ETF Rating System
- American Funds – Growth Fund of America – Class A Shares (AGTHX) collect a +2 Fund Authority Score
- The John Bogle Blog and His Financial Article About ETFs
- The most effective strategy to increase your mutual fund and ETF investment returns
- Vanguard 500 Index Fund – VFINX – merits the Best +10 Fund Authority Score
- Vanguard Total International Stock Index Fund (VGTSX) lands a +9 Fund Authority Score
- USAA S&P 500 Index mutual fund Member Shares (USSPX) capture a +9 Fund Authority Score
- Vanguard 500 Index mutual Fund Admiral Shares (VFIAX) win the Best +10 Fund Authority Score
- Vanguard Institutional Index Fund (VINIX) captures the Best +10 Fund Authority Score
- Vanguard Total Stock Market Index Fund (VTSMX) achieves a +9 Fund Authority Score
- Vantagepoint 500 Stock Index mutual fund Class II Shares (VPSKX) rate a +9 Fund Authority Score
- Where’s Waldo? – The illusion of superior professional mutual fund manager performance.
- Why only one Warren Buffett? The illusion of superior professional mutual fund manager performance.
- personal finance
- 10 Personal Financial and Investment Planning Steps in the Right Direction
- Assess your personal investment return and risk preferences – Step 3 of 10 Financial Planning Steps in the Right Direction
- Conclusion of the Biggest Personal Finance Story of the Past 30 Years
- Corporate Money Market Fund
- Diversify fully within asset classes – Step 4 of 10 Financial Planning Steps in the Right Direction
- High Yield Municipal Bond Index Funds
- How Investment Securities Are Valued – Snapshots in Time
- Identity theft protection and prevention
- International Small-Cap Stock Funds with the Lowest Expenses
- Learning about personal finance and investing
- Long-Term Municipal Bond Funds
- New Jersey Money Market Fund — NJ MMF Fund Accounts
- New York Money Market Fund
- Part 2 of the Biggest Personal Finance Story of the Past 30 Years
- Part 4 of the Biggest Personal Finance Story of the Past 30 Years
- Property Loss Can Dent Your Finances
- Publish your blog news articles on traditional media center and newspaper websites
- Real Estate Mutual Funds
- Set your personal savings and other financial goals – Step 2 of 10 Financial Planning Steps in the Right Direction
- Short-Term Bond Index Fund
- Short-Term Taxable Bond Index Funds
- Short-Term Treasury Bond Fund
- Small Cap Index Fund
- Money Market Fund Account
- California Money Market Funds
- Tax-Exempt Money Market Fund
- The Biggest Personal Finance Story of the Past 30 Years
- The Biggest Personal Finance Story of the Past 30 Years – Part 3
- The Birth of Yet Another Darn Asset Class – Infrastructure
- Best Money Market Funds List
- Using Google Scholar to Find Financial Articles
- What Works Financial Newsletter – October 2011
- Where to invest in low cost mutual funds and ETFs
- pirates
- renters
- Benefits of Traditional IRA Contributions for Renters
- Early Retirement for Renters through Investment Cost Reductions
- Lifetime Investment Assets of Renters with Reduced Investment Costs
- Retirement Savings Needs of Renters Without Financial Planning Improvements
- Savings Rates for Renters and Investment Cost Reductions
- retirement
- retirement planning
- 10 Personal Financial and Investment Planning Steps in the Right Direction
- Benefits of Traditional IRA Contributions for Renters
- Determine the Savings You Need for Your Lifetime Financial Goals
- Early Retirement for Renters through Investment Cost Reductions
- Earned Income Drives the Personal Finances of Most People
- Factors Favoring Roth IRA and Roth 401k Plan Contributions
- Factors Favoring Roth IRA and Roth 401k Plan Contributions – Part 2
- Lifetime Investment Assets of Renters with Reduced Investment Costs
- Retirement Savings Needs of Renters Without Financial Planning Improvements
- Roth IRA Contributions Versus Traditional IRA Contributions for Renters
- Is staying in an employer’s tax-advantaged retirement plan better that rolling retirement savings into a rollover IRA?
- Summary Table of Traditional IRA and Roth IRA Tax Rules
- Tax-Advantaged Retirement Investing Is Good for Most People
- Traditional IRA and 401k Versus Roth IRA and Roth 401k Contributions
- Two Examples of the Tax Assets Graphic in VeriPlan
- When to Take Social Security Retirement Benefits
- risk
- Roth IRA
- Factors Favoring Roth IRA and Roth 401k Plan Contributions
- Factors Favoring Roth IRA and Roth 401k Plan Contributions – Part 2
- Roth IRA Contributions Versus Traditional IRA Contributions for Renters
- Summary Table of Traditional IRA and Roth IRA Tax Rules
- Tax-Advantaged Retirement Investing Is Good for Most People
- Traditional IRA and 401k Versus Roth IRA and Roth 401k Contributions
- Two Examples of the Tax Assets Graphic in VeriPlan
- savings
- Build Investment Asset Buffers to Protect Yourself from Market Volatility
- Determine the Savings You Need for Your Lifetime Financial Goals
- Make More Optimal Tradeoffs Between Investment Risk and Return
- Retirement Savings Needs of Renters Without Financial Planning Improvements
- Savings Rates for Renters and Investment Cost Reductions
- The Most Important Determinants of Your Lifetime Wealth
- Understand Your Lifetime Personal Savings Requirements
- Understand Your Projected Expenses Over Your Lifetime
- scams
- scientific finance
- Social Security
- stocks
- Can you really beat the stock market?
- Dodge and Cox Stock Fund (DODGX) picks up a +8 Fund Authority Score
- How many stocks are needed for a well-diversified portfolio?
- How unstable have stock market returns been over time?
- Most Individual Investors Are Poor Personal Portfolio Managers
- Own Investment Mutual Funds and ETFs – Not Individual Securities
- Understand the Confusing Securities Market Motion Picture
- stocks and bonds
- trading
- valuation
- value strategy
- VeriPlan
- A Financial Decision Tool That Becomes Increasingly Valuable Over Time
- Analyze Multiple Personal Financial Planning Decisions Simultaneously with VeriPlan
- Automated Tool Aligns Your Investment Risk Tolerance and Asset Allocation
- Comparing the Quicken and VeriPlan Lifetime Financial Planners
- Determine the Savings You Need for Your Lifetime Financial Goals
- How Investment Sales Loads and One Time Investment Fees Work
- Make More Optimal Tradeoffs Between Investment Risk and Return
- No Financial Planning Software or Calculator Can Predict the Future – Part 2
- The Cost of Investment Counselors When You Pay Investment Sales Loads
- The Investment Returns You Lose to Investment Sales Loads
- The Lifetime Value You Have Lost by Paying Investment Sales Loads
- Two Examples of the Tax Assets Graphic in VeriPlan
- Understand Your Lifetime Personal Savings Requirements
- Use Scientifically Based Financial Planning Strategies
- wealth
