DIY Personal & Retirement Financial Planning
Do-It-Yourself financial and investment planning Excel spreadsheet software
Why a Solid Credit Score Might Be a Young Person’s Best Investment It’s easy for young investors to get ahead of themselves, diving in headfirst without learning the basics of trading stocks or by attempting to exploit inefficiencies in the futures markets, when only they themselves are being exploited. The truth, however, is that failing […]
PIRATES OF THE CREDIT SEA – Part 6: Default under the Citibank credit card contract This final article in this series discusses the seven conditions of default under the Citibank / ATT Universal card agreement. It also expresses my opinions about contractual relationships in general and about the Citibank / AT&T Universal credit card contract […]
PIRATES OF THE CREDIT SEA — Part 5: I write to the President of CitiBank Customer Service My saga to recover my credit card treasure continues. Previous articles have covered the particulars of my situation, and I will not repeat them. In summary, for fifteen years I have always done my best to conform to […]
PIRATES OF THE CREDIT SEA – Part 4: Hitting the Citibank Stone Wall in Polite Conversation This article continues my personal saga of trying to get Citibank to fix problems with their management of my credit card account with them. For a summary of the overall situation, go to Part #1: My Treasure Is Taken! […]
PIRATES OF THE CREDIT SEA – Part 3: I want my treasure back!! (Please) What are my rights in the situation that I summarized in my previous article: “PIRATES OF THE CREDIT SEA: My Treasure Is Taken!“? Well, the answer is very simple. I have a contractual right to get my treasure back. I also […]
PIRATES OF THE CREDIT SEA – Part 2: What are my rights? What are my rights in the situation that I summarized in my previous article: “PIRATES OF THE CREDIT SEA: My Treasure Is Taken!”? Well, the answer is very simple. I have a contractual right to get my treasure back. I also have a […]
PIRATES OF THE CREDIT SEA – Part 1: My Treasure Is Taken! Regular readers of The Skilled Investor have already been warned previously of the general dangers of consumer debt and of the risks associated with credit cards. Now, The Skilled Investor has himself become ensnared. In a series of articles, I will: A) summarize […]